Indiana University Credit Union Bloomington IN | Top Auto Loans & Personal Banking

Introduction

Welcome to Indiana University, your trusted financial partner located at 3801 W State Road 46, Bloomington, IN 47404. Established in 1956, our credit union has been dedicated to serving the community with integrity and commitment for over six decades. With a robust membership of 70,319 and total assets reaching an impressive $1,777,841,443, we pride ourselves on being a reliable resource for all your banking needs. At Indiana University, we understand that financial services should be accessible and tailored to the unique needs of our members. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant accounts and business loans, we have you covered. Our total deposits stand at $178,959,131, reflecting our members' trust and confidence in us. Under the leadership of CEO Bryan Price and Board President Doris Sims, our dedicated team of 217 employees is here to ensure you receive exceptional service. We are committed to fostering a supportive environment where you can achieve your financial goals. For any inquiries or assistance, feel free to reach out to us at 812-855-7823. While members can visit us at our branch location, official correspondence should be sent to PO Box 368, Bloomington, IN 47402. Explore our services further by visiting our website at iucu.org. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Welcome to the heart of community banking at Indiana University, where our story is as rich and vibrant as the people we serve. Established in 1956, our Ellettsville Branch has grown alongside the community in Bloomington, IN, fostering a sense of belonging and support for over six decades. With a commitment to making financial services accessible, we proudly serve a membership base of 70,319 individuals who count on us for their banking needs. Located at 3801 W State Road 46, our branch is easily recognizable and conveniently situated near local landmarks, making it a go-to place for both familiar faces and newcomers alike. Members can also reach us through our mailing address at PO Box 368, Bloomington, IN 47402 for any official correspondence. As we look back on our journey, we celebrate key milestones that have shaped our identity. Over the years, we have steadily increased our total assets to an impressive $1,777,841,443, which reflects not just our growth but also our ability to provide exceptional services tailored to meet diverse member needs. Our mission goes beyond just managing finances; it focuses on building stronger communities through outreach programs and partnerships that uplift those around us. At the core of our mission is a simple yet powerful statement: We aim to enhance lives by offering financial solutions that are transparent and beneficial. We believe in empowering our members with knowledge while providing services like personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. Our dedication extends further with online and mobile banking capabilities that allow members to manage their finances conveniently from anywhere. We understand that accessibility matters; that's why we have features like an ATM available for quick cash withdrawals and drive-thru service for those who prefer in-person transactions without leaving their vehicles. Plus, we are proud to offer shared service centers so that members can conduct transactions seamlessly with partner credit unions. Our operating hours reflect our commitment to being there when you need us: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 1 PM. Whether you're stopping by for expert advice or simply need assistance with your account, we're here for you. As we continue on this path of growth and service in Bloomington, we invite you to join us at Indiana University. Experience the benefits of being part of a credit union that cares about its members and community. Together, let's build a brighter financial future! For more information or assistance, don't hesitate to call us at 812-855-7823 or visit us online at iucu.org.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We offer ample parking space for both cars and those with mobility needs. The entrance features ramps and ADA-compliant access points, so everyone can feel welcome when they visit us.

Get in Touch

Ready to see how we can help you? Give us a call at 812-855-7823 or stop by during our operating hours. We're excited to assist you with all your financial needs at the Indiana University Ellettsville Branch!

Operating Hours

We know that life can get busy, which is why our operating hours are designed to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. This gives you plenty of opportunities to come in and take care of your financial needs.

Services Offered

At the Indiana University Ellettsville Branch, we pride ourselves on offering a wide range of services tailored to meet the needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, we provide convenient ATM access for quick withdrawals and balance checks. If you're looking for even more convenience, you'll appreciate our drive-thru banking services available for deposits, withdrawals, and simple transactions. And if you're a member of one of our partner credit unions, you can utilize basic shared branch transactions here as well!

Member Eligibility

At Indiana University, we believe that everyone deserves to be part of a supportive and thriving community. Becoming a member is simple and welcoming! If you live, work, or go to school in the area, you're likely eligible to join us. We embrace individuals from various backgrounds, making it easy for you to connect with our services tailored just for you. Plus, as a member, you'll enjoy exclusive benefits like personalized banking experiences, competitive loan rates, and dedicated support. Ready to take the next step? You can find more detailed eligibility criteria by visiting our website at . If you have any questions or need assistance, feel free to give us a call at (812) 855-7823. We're excited to help you start your journey with us at Indiana University, located at 3801 W State Road 46 Bloomington In 47404!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $554 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to invest in their operations, hire new staff, and innovate their offerings. - With an outstanding commercial loan portfolio of $430,387,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer practical merchant services that help streamline transactions for your business. Imagine being able to accept payments easily from customers while managing your cash flow efficiently. Our services ensure you can focus on what you do best growing your business while we take care of the financial details. Visit us at 3801 W State Road 46 Bloomington In 47404 in Bloomington, IN or call us at (812) 855-7823 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Our ATM & Cash Withdrawal Services ensure that you have easy access to your funds whenever necessary. Plus, enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car.

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing can help you get on the road with competitive rates and flexible terms. Imagine driving off in your dream car without the stress of complicated financing processes.

Business Banking Services

For local businesses, we offer comprehensive Business Banking solutions including merchant services and business loans. Your business deserves the best tools available, and we are committed to helping it thrive in today's competitive environment.

Credit Cards with Rewards

Enjoy shopping rewards with our Credit Cards with Rewards program. Earn points on purchases that can be redeemed for travel, merchandise, and more. It's an easy way to make your everyday spending work for you!

Digital Banking Features

In this fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options so you can manage your finances anytime, anywhere. Our digital platform includes features like mobile payments, person-to-person transfers, and e-statements making banking accessible at your fingertips.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we offer tailored mortgage solutions to suit your financial situation. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts that cater to different lifestyles. Whether you are saving for a vacation or just need a reliable account for daily expenses, we have options that fit your needs perfectly.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your monthly payments, our Personal Loans & Debt Consolidation services can help. These loans are designed to provide you with quick access to funds while also allowing you to manage your debt more effectively.

Shared Branch Transactions

As part of our commitment to serving you better, we also provide Basic Shared Branch Transactions for partner credit union members. This means even if you're away from home, you can still access essential banking services at other locations. We invite you to explore all these services and more at Indiana University. If you have any questions or would like assistance in choosing the right service for you, don't hesitate to reach out! Call us at 812-855-7823, or visit us today! Let's work together toward achieving your financial goals!

Digital & Online Banking

Key Features

With our online banking services, you have the power to manage your accounts right at your fingertips. Need to check your balance? Want to transfer funds? It's all just a click away! Our user-friendly interface ensures that you can navigate with ease and confidence. You can also enjoy the convenience of e-statements, which means you'll receive your account statements electronically saving paper and time. Plus, for those moments when you need to sign documents quickly, our electronic signature authorization feature lets you complete transactions without needing to visit a branch.

Mobile Banking Made Easy

Our mobile application makes banking even more accessible. With mobile payments, you can make purchases directly from your phone no cash or cards needed! If you want to send money to friends or family, our person-to-person transfer service allows you to do so quickly and securely.

Security You Can Trust

At Indiana University, your security is our top priority. We utilize advanced security measures to protect your information while ensuring that all transactions are safe and sound. You can bank with peace of mind knowing that your data is protected. In summary, our digital and online banking services offer a convenient way for members like you to take control of their finances anytime and anywhere. Join us today and experience the ease of banking at Indiana University!

Financial Strength

A Growing Community

We have built a strong community of trust with 171,957 total share accounts. This shows a growing member base that relies on us for their financial journey. Furthermore, net shares available for lending and investments stand at $4,425,978, reinforcing our commitment to providing valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana University is your trusted partner. Visit us at 3801 W State Road 46 Bloomington In 47404 or call (812) 855-7823 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $213,056,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $10,266 in used auto loans and $1,351,940,046 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 214 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings Options

Your savings are secured through $468,193,664 in share certificates and $392,493,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $214,886,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,978,369 in used vehicle loans and $96,983,642 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your current payments or tap into your vehicle's equity.

Business Loans

For business owners, our outstanding commercial loans totaling $430,387,049 provide the capital needed to grow and expand. If you're considering starting a new venture or need funding for operational costs, our team can assist you in finding the right solution. At Indiana University, we're dedicated to making your borrowing experience as straightforward as possible. We encourage you to reach out and learn more about our loan offerings tailored just for you. For assistance or more information, feel free to call us at (812) 855-7823. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,999,794, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,669,016 in loans helping members manage their finances effectively. This can be a great option for those looking to consolidate debt or cover unexpected expenses without tying up their savings.

Loan Aggregator

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Indiana University