Indiana University Credit Union Bloomington IN | Low Mortgage Rates & Auto Loans

Introduction

At Indiana University, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to enhancing the lives of our members. Located conveniently at 301 N Gates Dr, Bloomington, IN 47404, our Whitehall Branch has been serving the community since 1956. With a robust membership base of over 70,319 individuals, we're committed to providing personalized financial solutions tailored to meet the diverse needs of our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 368, Bloomington, IN 47402. With total assets reaching an impressive $1,777,841,443, and deposits amounting to $178,959,131, we ensure that your hard-earned money is secure and well-managed. Our net worth stands strong at $214,886,695, reflecting our stability and commitment to serving you better. We have made significant strides in lending as well offering a total of 27,844 loans and leases to help our members achieve their financial goals. Our CEO, Bryan Price, along with Board President Doris Sims, leads a dedicated team of 217 employees who are here to support you every step of the way. Whether you're looking for personal banking services like checking accounts or auto loans or exploring options for business financing, we've got you covered. We invite you to experience the difference at Indiana University. Come visit us or give us a call at 812-855-7823. Let's work together toward a brighter financial future! For more information about our services and offerings, feel free to check out our website at iucu.org.

Branch History & Mission

At Indiana University, we take pride in our rich history and unwavering commitment to our community. Established in 1956, our Whitehall Branch has grown from a small credit union into a cornerstone of financial support for over 70,000 members in Bloomington, IN. Located at 301 N Gates Dr, this branch serves as a welcoming space where individuals and families can access the financial services they need. Over the years, we have achieved remarkable milestones that reflect our dedication to our members' financial well-being. With total assets exceeding $1.77 billion, we continue to expand our offerings while maintaining a strong focus on community service. Our mission is straightforward: to provide exceptional financial services while fostering personal connections that empower our members. We believe that when individuals thrive financially, the entire community benefits. While members can visit us at 301 N Gates Dr Bloomington In 47404, official correspondence should be sent to PO Box 368, Bloomington, IN 47402. This allows us to stay organized and efficient in serving you better. Our mission extends beyond just banking; it encompasses creating opportunities for growth and support within the Bloomington community. We are committed to offering personalized banking solutions such as checking and savings accounts, auto loans, mortgage options, and business services. Additionally, we provide online and mobile banking platforms that enhance accessibility for all members, ensuring everyone can manage their finances conveniently. As part of our commitment to serving all community members, we are proud to offer ADA-compliant facilities and various services tailored to meet diverse needs. Our shared service center enhances collaboration with other credit unions, allowing us to extend our reach even further. At Indiana University, we recognize the importance of giving back. Through partnerships with local organizations and initiatives aimed at fostering economic development, we strive to make a positive impact on lives around us. Join us today at the Whitehall Branch and experience the difference of being part of a member-focused credit union dedicated to your success. Together, let's build a brighter future for Bloomington!

Branch Location & Accessibility

Convenience and Accessibility

Our branch offers ample parking for members, ensuring your visit is hassle-free. We are proud to be ADA compliant, with features such as ramps for easy accessibility. Whether you're stopping by for a quick transaction or need assistance with a more complex banking matter, our team is here to help.

Get in Touch!

Have questions? Feel free to reach out at 812-855-7823. Our friendly staff is ready to assist you! We invite you to stop by today and discover how we can support your financial journey at the Indiana University branch. Your community bank is here for you!

Operating Hours

We know that life can get busy, so we've tailored our hours to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. This means you have plenty of time during the week or on weekends to come in and take care of your banking needs.

Services We Offer

At the Indiana University branch, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also provide business banking solutions like merchant services and business loans. Need cash? Our ATM is readily available for quick withdrawals or balance checks. Plus, enjoy the convenience of drive-thru banking for deposits and simple transactions without leaving your vehicle. If you prefer shared services, we also participate in shared branching with partner credit unions making it easier than ever for you to manage your finances wherever you go. While members can visit us at 301 N Gates Dr, any official correspondence should be sent to our mailing address: PO Box 368, Bloomington, IN 47402.

Member Eligibility

At Indiana University, we believe that becoming a member is like joining a warm, welcoming family that supports you every step of the way. If you're wondering how to join us at our branch located at 301 N Gates Dr Bloomington In 47404, we're here to help! Membership is open to anyone who shares a connection with our community, whether you're a student, faculty member, or staff at Indiana University or even a resident in the surrounding area. The eligibility criteria are straightforward and designed to make it easy for you to take advantage of all the benefits we offer. You can find more detailed information on eligibility by visiting this link: . Opening an account with us is just as simple! We want you to feel empowered to manage your finances and access the great services we provide. Feel free to reach out anytime at (812) 855-7823 if you have any questions about becoming a member or need assistance with the account opening process. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $554 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $430,387,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify daily operations. Imagine having a reliable partner that streamlines payment processing so you can focus on serving your customers. With our solutions, you can accept various payment methods, ensuring a smooth transaction experience for both you and your clients. Ready to take your business to the next level? Visit us at 301 N Gates Dr Bloomington In 47404 in Bloomington, IN, or give us a call at (812) 855-7823 to learn more about how we can support your growth journey!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored Business Banking services including Merchant Services and Business Loans. We understand how important it is for small businesses to have reliable support, so we're here to help you grow and succeed.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Whether it's making deposits or checking balances, everything is just a few taps away. Our ATM & Cash Withdrawal Services ensure easy access to your funds when you need them most.

Financing Your Dreams

Thinking about buying a new car or refinancing your home? Our Auto Loans & Vehicle Financing options make it simple and affordable. With competitive rates, we work with you to find the best solution for your vehicle needs. For those considering homeownership, our Mortgage Loans & Refinancing services provide guidance through every step of the process, ensuring that you understand your options clearly. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation plans can help ease your financial burden. You'll find flexible terms that fit within your budget.

Friendly Service at Your Fingertips

Need assistance with basic transactions? Our Basic Drive-Thru Banking offers quick services such as deposits and withdrawals without leaving your vehicle. Plus, if you're a member of one of our partner credit unions, take advantage of Basic Shared Branch Transactions for easy deposits and withdrawals. At Indiana University, we're dedicated to making banking accessible and straightforward for everyone in Bloomington and beyond. If you have questions or want more information about any of our services, feel free to reach out at (812) 855-7823. Our friendly staff is always ready to assist! Join us today and experience financial services designed around you! Visit us online at Whitehall Branch or stop by our branch during operating hours: M-Th 9-5:00, F 9-5:30, S 9-1:00. Your financial success is our priority!

Personal Banking Made Easy

Whether you're just starting out or looking to manage your savings more effectively, our personal banking services are designed for you. We offer Checking & Savings Accounts that help you keep track of your finances effortlessly. Imagine having a dedicated account where you can easily monitor your spending while also earning interest on your savings.

Rewards That Matter

Don't forget about our Credit Cards with Rewards! With each purchase, you earn points that can be redeemed for exciting rewards or cash back. It's a smart way to make the most of your everyday spending.

Digital & Online Banking

Convenient Online Services

Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services give you the freedom to manage your accounts on your schedule. Plus, with features like person-to-person transfers, sending money to friends or family has never been simpler. You can send cash without the hassle of checks or cash withdrawals just a few taps on your device!

Mobile Banking at Your Fingertips

Our mobile application makes it even easier to bank on-the-go. Whether you're out shopping or relaxing at home, our app provides all the essential tools for managing your finances right from your smartphone. You can also enjoy mobile payments with ease; simply link your account and pay securely with just a tap. With these services, monitoring and controlling your finances has never been more accessible. Join us at Indiana University and experience how our digital banking tools can simplify your life!

Secure and User-Friendly Experience

Security is our top priority. With electronic signature authorization available at Indiana University, you can sign documents safely from the comfort of your home, eliminating the need for in-person visits. Our e-statements feature helps you keep track of your transactions securely and environmentally friendly, reducing paper clutter while ensuring you have access to your statements whenever you need them.

Financial Strength

At Indiana University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a safe and reliable banking experience that supports your financial goals. With a net worth of $214,886,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $468,193,664 in share certificates and $392,493,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $213,056,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,266 in used auto loans and $1,351,940,046 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 214 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you've placed in us is evident through our growing membership base; we have 171,957 total share accounts that reflect the confidence of our community. Our net shares available for lending stand at $4,425,978, further illustrating our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana University is your trusted partner. Visit us at 301 N Gates Dr Bloomington In 47404 or call (812) 855-7823 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $430,387,049 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital, we are here to support your business aspirations. If you're considering refinancing any of your current loans or want to explore eligibility options for our products, don't hesitate to reach out! Our team at Indiana University is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions or need assistance, please call us at (812) 855-7823. We look forward to helping you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,978,369 in used vehicle loans and $96,983,642 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing a vehicle more accessible than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,999,794, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our dedicated staff will guide you through the process to ensure you find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,669,016 in loans helping members manage their finances effectively. With no collateral needed, these credit cards can be a great option for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. Each lender listed has been thoroughly vetted, ensuring that only legitimate financial institutions are included in the comparisons.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.