Indiana University Credit Union Bloomington IN

Introduction

Welcome to Indiana University, your trusted financial partner located at 105 E Winslow Rd, Bloomington, IN 47401. Established in 1956, we have proudly served our community for decades, nurturing a growing membership base of 70,319 individuals who rely on us for their financial needs. With total assets exceeding $1.77 billion, we are dedicated to supporting your goals through a wide range of services. At Indiana University, we understand that banking is more than just numbers; it's about building relationships and fostering trust. Our commitment to you is reflected in our impressive total deposits of $178,959,131 and robust net worth of $214,886,695. These figures demonstrate not only our stability but also our capacity to provide you with the resources you need. Our leadership team, headed by CEO Bryan Price and Board President Doris Sims, is passionate about serving our members and ensuring that every decision we make aligns with your best interests. With a dedicated team of 217 employees, we strive to offer personalized service that meets the diverse needs of our community. Whether you're looking for auto loans where we currently manage over 27,844 loans and leases or simply want advice on saving for the future, we're here to help. We invite you to visit us at our branch or reach out via phone at 812-855-7823. While members can visit us at our physical location, official correspondence should be sent to PO Box 368, Bloomington, IN 47402 if needed. Join us in creating a brighter financial future together! For more information about our services and offerings, feel free to explore our website at www.iucu.org. Your journey towards achieving financial success starts here at Indiana University!

Branch History & Mission

Commitment to Innovation

As part of our dedication to providing excellent service, we have embraced digital advancements that make banking easier than ever. With features like online banking and mobile payments available, managing your accounts is convenient and secure. We prioritize ADA compliance so that all members can access our services comfortably. Despite not having ATM or drive-thru services currently available at this branch, we ensure that you receive personalized attention during operating hours from Monday through Friday, 8 AM to 5 PM. Our team is always ready to assist you with any inquiries or support you may need.

Join Us Today

If you're looking for a credit union that prioritizes both your financial well-being and community values, look no further than Indiana University Credit Union. Experience firsthand the benefits of membership by visiting us at 105 E Winslow Rd Bloomington In 47401 or giving us a call at (812) 855-7823. Together, let's build a brighter financial future!

Our Journey

Located at 105 E Winslow Rd, Bloomington, IN 47401, our branch has always been more than just a place to manage finances. We have been deeply rooted in the community since our inception, supporting local events and initiatives that enhance the quality of life for all residents. Over the years, we have embraced change and innovation while staying true to our mission of providing affordable financial services. While members can visit us at 105 E Winslow Rd Bloomington In 47401, official correspondence should be sent to PO Box 368, Bloomington, IN 47402. This ensures that your communication reaches us promptly as we continue to serve your needs effectively.

Our Mission

At Indiana University Credit Union, our mission is clear: we strive to empower our members through accessible financial services while fostering a supportive environment for community development. We understand that banking goes beyond transactions; it's about building relationships and helping you achieve your financial goals. Whether you're saving for your first home or planning for retirement, we are here to guide you every step of the way. Our commitment extends beyond just financial services. We actively engage in community outreach programs and partnerships that uplift those around us. By investing in education and local initiatives, we aim to create lasting impacts that benefit everyone in Bloomington.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is equipped with features like ADA-compliant ramps and spacious parking to ensure everyone can easily reach us. Whether you're coming in for personal banking or just have a question, we aim to make your experience as comfortable as possible.

Call-to-Action

Ready to experience personalized service? We invite you to visit us or give us a call at 812-855-7823. Your financial well-being is our priority, and we look forward to welcoming you soon!

Operating Hours

We are open Monday through Friday from 8 AM to 5 PM, making it easy for you to stop by during your busy schedule. Our dedicated team is ready to assist you with any banking needs you might have.

Services Offered

At our Indiana University branch, we provide a range of banking services tailored to meet your needs. While we currently do not have ATM or drive-thru services available, our knowledgeable staff is here to help with all your inquiries and transactions directly in the lobby.

Member Eligibility

Becoming a member of Indiana University is like joining a family that truly cares about your financial well-being. If you're looking to enjoy personalized service and community-focused banking, you're in the right place! Membership is open to anyone who meets our eligibility criteria, which includes being affiliated with Indiana University or living, working, worshiping, or attending school in our local area. We strive to make the process welcoming and straightforward, ensuring that everyone feels included. For more details on eligibility, you can check out our resource here: . Once you know you're eligible, opening an account is a breeze! Just visit us at 105 E Winslow Rd Bloomington In 47401 or give us a call at (812) 855-7823 to get started. Our friendly team is here to guide you every step of the way and help you access all the benefits that come with being part of Indiana University. You'll find that we're dedicated to providing a supportive community atmosphere where your financial goals can thrive!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $554 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $430,387,049, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

Imagine a world where accepting payments is effortless. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. From point-of-sale systems to online payment solutions, we provide the tools necessary for smooth operations. Located at 105 E Winslow Rd Bloomington In 47401 in Bloomington, IN, we're here to partner with you every step of the way. Contact us today at (812) 855-7823 and discover how we can support your business aspirations!

Comprehensive List Of Services

Community Support

Our team at Indiana University is dedicated not only to providing great services but also to supporting our community. We are here to help you navigate financial decisions with personalized advice tailored to your unique situation. Whether you're a student looking for budgeting tips or a local resident planning for a big purchase, our staff is ready to assist you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in digital banking features that make it easier for you to manage your finances from anywhere. You can access your accounts online, making it simple to check balances, transfer funds, and review transactions all from the comfort of your home or on-the-go. Our mobile application also offers features like mobile payments and person-to-person transfers, ensuring that your banking experience is both modern and efficient.

Get In Touch

If you have any questions about our services or need assistance with anything related to banking, don't hesitate to reach out! You can contact us at 812-855-7823 during our lobby hours from Monday to Friday, 8:00 AM to 5:00 PM. We're here to help you achieve your financial goals. Come visit us at Indiana University, where we put members first and provide the support you need for all of your financial journeys! For more information about our services and offerings, feel free to check out our website at www.iucu.org.

Personal Banking Services

We understand that managing finances can be challenging. That's why at our branch located at 105 E Winslow Rd Bloomington, IN 47401, we offer ATM Services Only. This service allows you to conveniently withdraw cash or check your balance at your leisure. With our ATMs located throughout the area, you can access your funds whenever you need them without any hassle.

Digital & Online Banking

At Indiana University, we understand that your time is valuable, and convenience is key. That's why we offer a variety of digital and online banking services designed to fit your busy lifestyle while keeping your financial information secure. With our 24/7 online banking services available at https://www.iucu.org/ , you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. For those who prefer using their smartphones, our mobile application brings the full banking experience to your fingertips. You can easily navigate through features like mobile payments and person-to-person transfers, making sending money to friends or family as simple as a few taps on your screen. Security is always a top priority for us. We use electronic signature authorization to ensure that your transactions are protected and verified. Plus, with e-statements available, you can access your account statements online without the hassle of paper clutter, all while knowing your sensitive information is safe. Our user-friendly platform empowers you to take control of your finances in real-time. You'll be able to monitor spending habits and stay on top of your budget from the comfort of home or on-the-go. The ease of managing your accounts means less time worrying about financial tasks and more time enjoying life. At Indiana University, we are committed to providing you with the best digital banking experience possible. Join us today and explore how our innovative services can help streamline your banking needs!

Financial Strength

At Indiana University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial practices, you can trust that your finances are in good hands. With a net worth of $214,886,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $468,193,664 in share certificates and $392,493,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $213,056,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $10,266 in used auto loans and $1,351,940,046 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 214 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 171,957, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana University is your trusted partner. Visit us at 105 E Winslow Rd Bloomington In 47401 or call (812) 855-7823 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,978,369 in used vehicle loans and $96,983,642 in new vehicle loans already helping members get on the road. We provide flexible options to suit your budget and lifestyle, making it easy for you to hit the road without breaking the bank.

Commercial Loans

For business owners, our outstanding commercial loans totaling $430,387,049 provide the capital needed to grow and expand your business. We understand that every business is unique, and our team is here to support you with tailored financing solutions.

Credit Lines

For those needing extra flexibility, our total credit lines amounting to $510,000,000 give you quick access to funds when necessary. This can be particularly useful for managing cash flow or handling larger purchases without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,999,794, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have solutions tailored just for you.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we're here to guide you through the process. Our competitive rates may help lower your payments or free up cash for other needs. For more information about our loan offerings at Indiana University, feel free to contact us at (812) 855-7823. Our branch is located at 105 E Winslow Rd Bloomington In 47401, in Bloomington, IN. We're open Monday through Friday from 8 AM to 5 PM and are ready to assist you with any questions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Indiana University, we aim to make your borrowing experience straightforward and beneficial.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $15,669,016 in loans helping members manage their finances effectively. This option provides an accessible way to handle unexpected costs or consolidate existing debts.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool like LendMesh at your fingertips can make all the difference in securing the right loan for your needs. LendMesh ensures accurate loan comparisons through a strict data sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers that reflect current market conditions. The benefits of using LendMesh are clear. - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing for informed decision-making when it matters most. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight how effective and user-friendly the platform is for anyone looking to compare loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Indiana University