Indiana University Credit Union Bloomington IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Indiana University, your trusted partner in financial wellness, located at 410 S Woodscrest Dr, Bloomington, IN 47401. Since opening our doors in 1956, we have proudly served over 70,319 members, helping them achieve their financial goals with a personal touch. Whether you're looking for checking accounts, auto loans, or business banking services, we are here to support you every step of the way. At Indiana University, we believe in the power of community. With total assets amounting to an impressive $1,777,841,443 and total deposits reaching $178,959,131, our commitment to providing you with secure and reliable financial services is unwavering. Our dedicated team of 217 employees, led by CEO Bryan Price and Board President Doris Sims, works tirelessly to ensure you receive top-notch service and support. While members can visit us at our branch location for their banking needs, official correspondence should be sent to our mailing address at PO Box 368, Bloomington, IN 47402. We invite you to explore our wide range of services that cater to both personal and business needs. With options like mortgage loans, credit cards with rewards, and online banking capabilities, managing your finances has never been easier. We encourage you to reach out with any questions or visit us today! You can contact us at 812-855-7823 during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Join us at Indiana University Credit Union where your financial success is our priority!

Branch History & Mission

A Legacy of Service

Over the decades, Indiana University has evolved significantly, expanding its services and reaching new heights. Today, we proudly serve over 70,000 members and manage total assets exceeding $1.7 billion. Our commitment to fostering strong relationships within our community is reflected not only in our impressive membership numbers but also in the trust we have built through years of dedicated service. You can find us conveniently located at 410 S Woodscrest Dr, Bloomington, IN 47401. Our branch is easily accessible for all your banking needs. While visiting us at this address, you will appreciate our modern facilities designed to make banking simple and efficient. For any official correspondence, please note that our mailing address is PO Box 368, Bloomington, IN 47402.

Adapting for You

In today's fast-paced world, we understand the importance of convenience. That's why we offer advanced digital solutions like online banking and mobile payments. Whether you're checking your account balance or applying for a loan on-the-go, we've got you covered. Our facilities are designed with accessibility in mind; we ensure ADA compliance so everyone can benefit from our services comfortably. Additionally, with both ATM availability and drive-thru banking options, we're here when you need us most.

Join Us

As we continue to grow and adapt to the needs of our community, we invite you to be part of our journey. Experience the benefits of joining Indiana University credit union today! Whether you're looking for everyday banking solutions or planning your financial future, we're here to help every step of the way. For more information about becoming a member or exploring our range of services, feel free to reach out at 812-855-7823 or visit us online at Indiana University Credit Union. Let's build a brighter financial future together!

Our Mission: Empowering Members and Community

At Indiana University, our mission is clear: we strive to empower individuals and families with the financial tools they need to achieve their goals. We believe that everyone deserves access to quality banking services tailored to their unique needs. From personal checking accounts to auto loans and mortgages, our offerings are designed with our members' best interests in mind. We actively engage in community outreach initiatives aimed at enhancing financial literacy and supporting local causes. Our partnerships with schools and non-profits highlight our commitment to making a positive impact beyond just banking.

Branch Location & Accessibility

Welcome to the Eastland Branch of Indiana University, conveniently located at 410 S Woodscrest Dr in Bloomington, IN. Nestled within the vibrant Monroe County, our branch is easy to find and offers a welcoming space for all your banking needs. Whether you're coming from downtown or nearby landmarks like College Mall or the scenic Bloomington Parks, we are just a quick drive away. At Indiana University's Eastland Branch, we pride ourselves on accessibility. Our parking area is spacious and designed to accommodate all visitors, including those with mobility challenges. You'll find ADA-compliant features such as ramps and accessible entrances that ensure everyone can enjoy our services without hassle. We understand that your time is valuable. That's why our operating hours are crafted to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Fridays until 5:30 PM, and Saturdays from 9 AM to 1 PM. Our friendly staff is ready to assist you during these times, whether you need help with personal banking, loans, or simply have questions about our services. For added convenience, our branch also features a drive-thru service for quick transactions without leaving your car. Plus, if you're in need of cash outside of business hours, rest assured we offer ATM availability for easy access to your funds. While members can visit us at our physical location for all banking inquiries and transactions, any official correspondence should be sent to our mailing address at PO Box 368, Bloomington, IN 47402. If you're looking for a credit union that values community engagement and member satisfaction, we invite you to come by or give us a call at 812-855-7823. We're excited to serve you!

Member Eligibility

Becoming a member of Indiana University is like joining a close-knit community where your financial well-being is our top priority. If you live, work, or study in the Bloomington area, you're already on the path to membership! We welcome individuals affiliated with Indiana University and their families, making it easy for you to access our wide range of services. Membership offers numerous advantages, including personalized banking experiences and competitive loan rates that can help you achieve your financial goals. For more details about eligibility requirements, feel free to visit this page. If you're ready to take the next step or have questions, don't hesitate to give us a call at (812) 855-7823. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $554 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $430,387,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture this: you're at a busy market or retail location, and you need a quick, reliable way to process payments. Our merchant services ensure that you can accept various payment methods seamlessly, so you can focus on serving your customers without worrying about financial logistics. Located at 410 S Woodscrest Dr Bloomington In 47401 in Bloomington, IN, we're here to help you thrive. Reach out today at (812) 855-7823 to learn how we can support your business journey!

Comprehensive List Of Services

Accessing Your Funds

Need cash? Our branch offers ATM services for quick withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions. Plus, if you're a member of partner credit unions, take advantage of our shared branch transactions for deposits and withdrawals. As you can see, whether you're managing day-to-day expenses or planning for future financial goals, Indiana University is here to help every step of the way. For more information about our services or to speak with one of our friendly representatives, feel free to call us at 812-855-7823 or visit us at iucu.org. Join us today and experience the difference at Indiana University!

Business Banking Services

For entrepreneurs and small business owners, we offer tailored business banking solutions, including merchant services and business loans. We believe in supporting local businesses because they are the backbone of our community.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. That's why at Indiana University, we provide robust online and mobile banking services that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. You can even view e-statements for quick updates on your accounts.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming. That's why we offer checking and savings accounts that fit your needs, helping you save for the future while keeping your money safe. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to drive off in the car of your dreams without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed to simplify the process and provide competitive rates. Additionally, life sometimes throws unexpected expenses your way. Our personal loans and debt consolidation services can help you manage those costs effectively. And if you're interested in building credit while enjoying benefits, check out our credit cards with rewards program!

Digital & Online Banking

Accessibility and Security

Your security is our priority. We employ robust measures to protect your information while ensuring that accessing your accounts remains a breeze. Our platform is designed to be user-friendly, so whether you're tech-savvy or just getting started with digital banking, you'll find everything easy to navigate. In today's fast-paced world, having access to reliable banking services is crucial. At Indiana University, we are committed to providing you with the tools and support you need for effective real-time account management. Join us today and experience the convenience of modern banking!

Key Features

One of the standout features is our mobile application. This user-friendly app allows you to manage your accounts right from your smartphone. You can make person-to-person transfers effortlessly, so sending money to friends or family is quick and straightforward. Plus, enjoy the benefits of mobile payments, letting you pay for purchases securely without needing cash or cards. For those who prefer going paperless, we provide e-statements, making it easy to keep track of your transactions while reducing clutter. And if you ever need to sign documents quickly, our electronic signature authorization feature streamlines this process no more printing or scanning!

Financial Strength

At Indiana University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being through robust policies and strategic growth. With a net worth of $214,886,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $468,193,664 in share certificates and $392,493,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $213,056,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,266 in used auto loans and a total of $1,351,940,046 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 214 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $4,425,978. Total Share Accounts: 171,957, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana University is your trusted partner. Visit us at 410 S Woodscrest Dr Bloomington IN 47401 or call 812-855-7823 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,978,369 in used vehicle loans and $96,983,642 in new vehicle loans already helping members get on the road. We provide flexible terms and easy application processes to ensure you can drive away with your ideal vehicle without any hassle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $430,387,049 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and strive to offer solutions that support your vision for success. At Indiana University, we believe in empowering our members with the tools they need for financial well-being. If you're considering refinancing options or need assistance determining your eligibility for any of our loan products, our knowledgeable team is here to help. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Reach out to us at (812) 855-7823 or visit us online at https://www.iucu.org/ for more information about how we can assist you in achieving your financial goals!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,669,016 in loans helping members manage their finances effectively. These cards come with various benefits designed to help you make purchases more conveniently while keeping track of your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,999,794, make buying or refinancing simple. We aim to support you through every step of the home-buying process with competitive interest rates and expert guidance.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers without hidden fees or unexpected terms. Each lender's information is regularly updated to reflect current market conditions, ensuring accuracy in every comparison.

Indiana University