Indiana University Credit Union Bloomington IN | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Indiana University, your trusted financial partner located at 105 E Winslow Rd, Bloomington, IN 47401. Since our establishment in 1956, we've been dedicated to serving our community with a focus on personal banking solutions that cater to your unique needs. With a proud membership of over 70,319, we are committed to fostering a supportive environment where members can thrive financially. As part of the Indiana University Credit Union family, we take pride in our robust financial standing. Our total assets amount to an impressive $1,777,841,443, with total deposits reaching $178,959,131 and a solid net worth of $214,886,695. This stability allows us to offer competitive loans and services tailored for both individuals and businesses. Currently, we manage a diverse portfolio with a total of 27,844 loans and leases, ensuring that our members have access to the funding they need. At Indiana University, we understand that financial decisions can be overwhelming. That's why we've made it our mission to provide reliable guidance and resources. Under the leadership of CEO Bryan Price and Board President Doris Sims, we strive to create lasting relationships with our members while actively contributing to the community's growth. While you're welcome to visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 368, Bloomington, IN 47402. We invite you to explore our wide range of services from checking and savings accounts to auto loans and mortgages designed with you in mind. Feel free to reach out at 812-855-7823 or visit us online at iucu.org for more information. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

At Indiana University, we take great pride in our rich history and commitment to serving the Bloomington community since 1956. Located at 105 E Winslow Rd, our branch has become a cornerstone of support for our members, providing essential financial services tailored to their needs. With a total membership of over 70,000 and assets exceeding $1.7 billion, we have grown alongside our community, adapting to changes while maintaining a steadfast focus on member satisfaction. From our humble beginnings, we have evolved into a trusted financial institution that prioritizes the well-being of our members. Our mission is simple yet profound: to empower individuals and families through accessible financial services and support. We believe in fostering financial literacy and promoting economic growth within our community. Our dedicated team works tirelessly to offer personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. While members can visit us at 105 E Winslow Rd Bloomington In 47401, official correspondence should be sent to PO Box 368, Bloomington, IN 47402. This ensures that all communication is handled efficiently. Our drive-thru service and ATM availability make banking convenient for all. We understand the importance of being accessible; hence, we've embraced digital advancements including online banking, mobile payments, and e-statements to serve our members better. Our commitment to ADA compliance means that everyone can enjoy the benefits of our services. Beyond banking, we actively engage in community outreach efforts through partnerships with local organizations. By participating in events and initiatives aimed at enhancing the lives of those around us, we strive to make a positive impact on Bloomington. We invite you to join Indiana University Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Your journey toward financial empowerment starts here! For more information or assistance, feel free to contact us at (812) 855-7823 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

ATM Availability

For added convenience, we also have an ATM available on-site for those who prefer cash withdrawals or balance inquiries without entering the branch. While members can visit us at 105 E Winslow Rd Bloomington In 47401, official correspondence should be sent to PO Box 368, Bloomington, IN 47402 if you need to reach us by mail. If you have any questions or want more information about our services, don't hesitate to give us a call at (812) 855-7823. We look forward to seeing you soon at the Winslow Branch!

Accessibility Features

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can access our services without any hassle. We also offer ample parking to ensure your visit is as smooth as possible.

Nearby Landmarks

You'll find us just a short drive from local landmarks such as the vibrant downtown area and scenic parks, making it easy to stop by while you're out and about. Whether you're running errands or enjoying a day in the city, we're here to help you with your financial needs.

Operating Hours

We understand that life can get busy, which is why we have convenient operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 1 PM. This schedule allows you to visit us at a time that works best for you!

Services Offered

At the Winslow Branch, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to providing comprehensive financial solutions. Additionally, our drive-thru service makes quick transactions even easier.

Member Eligibility

At Indiana University, we believe that everyone deserves a chance to be part of a supportive and friendly community. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. If you're looking to join us at our welcoming location on 105 E Winslow Rd Bloomington In 47401, you'll find that eligibility is straightforward. Generally, anyone who lives, works, or attends school in the area can become a member. We also welcome immediate family members of existing members! This means you have the opportunity to enjoy personalized services tailored to your needs and access to various financial products designed with your success in mind. Opening an account is simple and convenient! You can get started by visiting our website for detailed information on how to apply. If you have any questions or need assistance, don't hesitate to reach out to us at (812) 855-7823. For more detailed eligibility criteria, feel free to check out our resource page here. We're excited to welcome you into the Indiana University family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having a reliable partner who understands the everyday challenges of running a business. Our merchant services provide you with the tools needed to streamline transactions, manage cash flow, and enhance customer experiences. From point-of-sale solutions to online payment processing, we offer practical benefits that simplify your operations. Located at 105 E Winslow Rd Bloomington In 47401, Bloomington, IN 47401, our team is ready to help you navigate the financial landscape. Call us at (812) 855-7823 or visit us today to learn how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $554 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $430,387,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we also provide robust business banking solutions. With our merchant services and business loans, we aim to empower local businesses and help them thrive in today's economy.

Community Focused Services

At Indiana University, we believe in community support. That's why we participate in shared branch transactions, allowing partner credit union members to access their accounts easily through us. Plus, with basic ATM access for balance checks and withdrawals, staying on top of your finances has never been easier. For any questions or further details about our services, feel free to reach out at 812-855-7823. We invite you to visit us at our branch or explore more about what we offer by visiting our website. Join us today and experience the dedicated service that makes Indiana University not just a credit union but a community partner in your financial success!

Credit Cards and Rewards

Looking for ways to earn while you spend? Our credit cards with rewards offer great benefits that can enhance your purchasing power. From cashback offers to travel rewards, our cards are designed to give back to you.

Digital Banking Convenience

To make banking as convenient as possible, we offer comprehensive online and mobile banking features. You can manage your accounts anytime and anywhere through our user-friendly mobile application. Want to withdraw cash? Our ATMs are available for quick access to your funds along with basic drive-thru services for deposits and withdrawals.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer a variety of checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or just need a safe place for your daily funds, we have the right account for you. For those considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to help you get on the road without breaking the bank. If homeownership is your goal, our mortgage loans and refinancing options make it easier than ever to invest in your dream home. And if you're facing unexpected expenses, our personal loans and debt consolidation services can provide the financial relief you need.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, pay bills, and transfer money with just a few clicks. You can also enjoy the benefits of e-statements, which help you keep track of your finances without the clutter of paper. Plus, with electronic signature authorization, signing documents is quick and secure no need for trips to the branch! If you're always on the go, our mobile application has you covered. You can make mobile payments effortlessly, ensuring that you never miss a beat in your daily transactions. Want to send money to friends or family? Our person-to-person transfer feature makes it simple and hassle-free.

Security and Accessibility

Your security is our top priority. Our online banking services use advanced encryption technology to protect your personal information. You can bank with peace of mind knowing that your data is safe while enjoying the flexibility of real-time account management. Whether you're at home or out and about, accessing your accounts is easy with Indiana University. Our user-friendly interface means that even if you're not tech-savvy, you'll find navigating through our services a breeze. Join us today at Indiana University for a modern banking experience that fits into your lifestyle!

Financial Strength

Commitment to Growth

With $213,056,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $10,266 in used auto loans and $1,351,940,046 in total loans and leases across various sectors. Our operational efficiency is highlighted by our $0, allowing us to provide competitive loan rates and solid financial products for our members. We take pride in having 214 full-time employees and 3 part-time employees ready to serve you with knowledgeable support.

Member Savings & Investments

Members' savings are secured through $468,193,664 in share certificates and $392,493,899 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $214,886,695, we maintain strong financial health, which enables us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Over Time

Total Share Accounts stand at 171,957, reflecting a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) are at $4,425,978, showcasing our commitment to responsible lending practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana University is your trusted partner. Visit us at 105 E Winslow Rd Bloomington In 47401 or call (812) 855-7823 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,978,369 in used vehicle loans and $96,983,642 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our competitive rates and flexible terms can help make your purchase more manageable.

Business Financing

For business owners, our outstanding commercial loans totaling $430,387,049 provide the capital needed to grow and expand. We understand how important it is to have access to funding when you're working hard to make your business thrive. Our dedicated team at Indiana University, located at 105 E Winslow Rd Bloomington In 47401, Bloomington, IN 47401, is here to support you through all your borrowing needs. Have questions or want to learn more? Give us a call at (812) 855-7823. Let's find the perfect loan solution for you today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,999,794, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your budget and lifestyle. With our expert team ready to assist you through every step of the process, achieving your homeownership dreams is within reach.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $15,669,016 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your spending habits while providing financial flexibility.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, making it easier to find the right loan for their needs.

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