Indiana State University Credit Union Terre Haute IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Indiana State University, your trusted financial partner located at 444 N 3Rd St, Terre Haute, IN 47807. Since our establishment in 1960, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet the unique needs of our members. With a total membership of 9,752 and assets exceeding $130,584,269, we are dedicated to fostering financial well-being and supporting your journey towards achieving your goals. At Indiana State University Credit Union, we understand that each member's journey is different. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, and business banking options. Whether you're looking for competitive rates on loans or convenient online banking solutions, we've got you covered. Led by our passionate CEO, Marie Sam Shanks, and Board President Randy Jensen, our team of 31 employees is here to ensure you receive the support you need. We take pride in our strong financial standing with total deposits amounting to $10,901,924 and a net worth of $16,982,190 reflecting our stability and reliability as a credit union. While members can visit us at 444 N 3Rd St, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 812-234-1021. We invite you to explore how Indiana State University Credit Union can help you achieve your financial dreams visit us today or check out our website at isucreditunion.com. Your financial future starts here!

Branch History & Mission

Join Us!

As we continue this journey together, we invite you to experience the benefits of membership with Indiana State University Credit Union. With friendly staff ready to assist you during our operating hours Monday through Wednesday from 8:30 AM to 4:30 PM (Drive-Up open until 5:00 PM), and Thursday through Friday from 8:30 AM to 5:30 PM we're here for all your banking needs. Let's build a brighter future together! For more information or assistance, feel free to call us at 812-234-1021 or visit our website here. Your journey toward better financial health starts today!

Our Journey

The Indiana State University Credit Union was founded with a vision to provide accessible financial services to the university community and beyond. Over the years, we have evolved significantly, adapting to the changing needs of our members while staying true to our core values. Each milestone in our history reflects our commitment to fostering a supportive environment where every member feels valued. From offering basic banking services to expanding into auto loans, mortgages, and personal loans, we have strived to meet the diverse financial needs of our community. Our drive-thru service and ATM availability ensure that convenience is at your fingertips, making banking easier for everyone.

Our Mission

At Indiana State University Credit Union, our mission is simple yet profound: we are dedicated to empowering our members through comprehensive financial solutions while actively supporting community initiatives. We believe in building lasting relationships that extend beyond transactions; it's about creating a network of support that uplifts everyone involved. Our commitment goes beyond banking as we engage in various outreach efforts, partnering with local organizations to make a positive impact in Terre Haute. Whether it's sponsoring educational programs or participating in community events, we are proud to give back and enrich the lives of those around us. While members can visit us at 444 N 3Rd St, official correspondence should be sent to 444 N 3rd St, Terre Haute, IN 47807 if different from our branch address.

Branch Location & Accessibility

Welcome to the Indiana State University Credit Union, your friendly neighborhood banking partner located at 444 N 3Rd St in Terre Haute, IN. Nestled right in the heart of the city, we are conveniently situated near popular local spots, making it easy for you to drop by for all your banking needs. If you're planning to visit us, you can find ample parking available right outside our branch. We also take accessibility seriously our location is fully ADA compliant with ramps and features designed to make your visit comfortable and convenient. Our operating hours are designed with you in mind: we're open from 8:30 AM to 4:30 PM Monday through Wednesday, and extend our hours until 5:30 PM on Thursdays and Fridays. For those who prefer drive-thru services, we keep that open until 5:00 PM during the week as well. At Indiana State University Credit Union, we offer a variety of services tailored for your convenience. From personal banking options like checking and savings accounts to loans for your auto or home, we've got you covered. Plus, our ATM is always available for quick cash withdrawals and balance checks. While members can visit us at our branch address for in-person services, official correspondence should be sent to the same mailing address: 444 N 3rd St, Terre Haute, IN 47807. Don't hesitate to reach out! You can contact us at (812) 234-1021 if you have any questions or need assistance. We look forward to welcoming you at Indiana State University Credit Union where your financial well-being is our priority!

Member Eligibility

At Indiana State University, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easy! If you are affiliated with Indiana State University whether as a student, faculty, staff member, or an immediate family member of someone in these groups you can join us. We welcome you to explore the many benefits of membership, including personalized service and competitive rates on loans and savings. To learn more about the specific eligibility criteria, please check out our detailed information at http://www.isucreditunion.com/eligibility . When you're ready to take the next step, opening your account is straightforward. You can start your journey with us by visiting https://app.consumer.meridianlink.com/pl/personalloan.aspx?enc=kw21wblm1yxpjjabdozadyy6lh9kldiu1whbfpctjsfrakihifuyqdb6bqpzex14alf1qzaajnyqmsyojrzfoa . If you have any questions or need assistance, don't hesitate to reach out at (812) 234-1021. We're excited to help you become a valued member of our community at Indiana State University, located at 444 N 3Rd St Terre Haute In 47807!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services designed to simplify transactions for your business. Imagine having access to fast payment processing solutions that help you serve your customers better while keeping track of sales effortlessly. From point-of-sale systems to online payment options, our services empower you to focus on what matters most growing your business. Visit us at 444 N 3Rd St Terre Haute In 47807 in Terre Haute, or give us a call at (812) 234-1021 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $32 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM and cash withdrawal services provide easy access to your funds whenever you need them. If you're stopping by our branch, take advantage of our drive-thru service for quick deposits or withdrawals without leaving your car. We also offer basic shared branch transactions for members of partner credit unions, making it simple for everyone in our network to access their funds without hassle.

Business Banking

We haven't forgotten about local businesses! Our business banking services include merchant services and business loans tailored for entrepreneurs looking to grow their ventures. We believe in supporting the economic health of our community by making it easier for businesses to thrive.

Credit Solutions

For those looking to consolidate debt or finance personal projects, our personal loans can be an excellent choice. Plus, our credit cards with rewards allow you to earn points on purchases you already make, turning everyday spending into valuable rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. With features like person-to-person payments, e-statements, and easy access to account management tools, you'll find that keeping track of your finances has never been easier.

Get Started Today!

At Indiana State University, we're committed to making banking simple and accessible for everyone in Terre Haute. Whether you're opening an account or seeking financial advice, we invite you to visit us at 444 N 3Rd St Terre Haute In 47807 or call us at (812) 234-1021. Explore all the ways we can help support your financial goals by visiting us online at https://isucreditunion.com/ . Join us today and experience the difference!

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Need a reliable place to keep your money while earning interest? Our savings accounts offer competitive rates that help you grow your funds. If you're looking for everyday convenience, our checking accounts come with features like mobile payments and online banking, allowing you to manage your finances from anywhere. If you're planning to buy a car, our auto loans and vehicle financing options provide flexible terms and competitive rates. We also understand that buying a home is a significant milestone; that's why our mortgage loans and refinancing options are crafted to help you secure the best deal possible.

Digital & Online Banking

Key Features

Our online banking platform at https://isucreditunion.com/ offers a user-friendly interface that makes it easy to navigate through your accounts. Whether you want to check your balance, pay bills, or transfer funds, it's all just a few clicks away. Plus, with our electronic signature authorization feature, signing important documents has never been easier no need for paper and ink! If you prefer going paperless, you'll love our e-statements option. This service allows you to receive your account statements electronically, making it easy to keep track of your finances while helping the environment. You can access your e-statements securely from your computer or mobile device whenever you need them.

Mobile Banking on the Go

For those who are always on the move, our mobile application is a game changer. Available for download on both iOS and Android devices, it provides all the features of online banking right at your fingertips. You can even make mobile payments easily, ensuring you're always prepared for any situation whether you're buying coffee or splitting a dinner bill with friends. And speaking of convenience, our person-to-person transfer feature lets you send money quickly and securely to anyone with just their email or phone number. No more fumbling around with cash or checks; it's fast and efficient. At Indiana State University, we prioritize security and ease-of-use in every aspect of our digital services. Your financial information is protected with advanced security measures so that you can bank confidently. In summary, whether you're logging in from home or on the go, Indiana State University ensures that managing your money is straightforward and secure. Explore our digital banking options today at https://isucreditunion.com/ and experience the future of banking!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 17,582, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $173,402. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana State University is your trusted partner. Visit us at 444 N 3Rd St Terre Haute In 47807 or call (812) 234-1021 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 29 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $16,952,844 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $2,010 in used auto loans and $81,182,604 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $27,861,537 in share certificates and $31,957,409 in money market shares, offering stable and rewarding financial growth opportunities. This means your hard-earned money is not just safe but also has the potential to grow over time.

Strong Net Worth

With a net worth of $16,982,190, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,300 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

Our branch is located at 444 N 3Rd St Terre Haute In 47807 in Terre Haute, IN, and you can reach us at (812) 234-1021. Our dedicated team is here to assist you during our operating hours: Monday to Wednesday from 8:30 AM to 4:30 PM (Drive Up open until 5:00 PM) and Thursday to Friday from 8:30 AM to 5:30 PM (Lobby & Drive Up). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how Indiana State University can support your journey toward financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,273,355 in used vehicle loans and $11,847,839 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals so you can drive off in your new vehicle without delay.

Credit Lines and Unsecured Loans

For those seeking additional financial flexibility, we offer credit lines totaling $14,110,437 and unsecured credit card loans amounting to $8,273. These options come with easy application processes and competitive rates, allowing you to manage your finances effectively without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,394,675, make buying or refinancing simple. We guide you through the process, ensuring you understand every step along the way. Plus, if you're considering refinancing your existing mortgage, we can help with that too.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance ensures that all offers presented are fair and transparent, giving users confidence in the options available to them.

INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION - Terre Haute, IN