Indiana Members Credit Union New Albany IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Indiana Members, your trusted partner in financial growth and community support! Located at 4040 Grant Line Rd, New Albany, IN 47150, our branch has been proudly serving the community since 1956. With a commitment to helping our 165,038 members achieve their financial goals, we offer a wide range of services that cater to personal and business needs alike. At Indiana Members, we understand that your financial journey is unique. That's why we provide tailored solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Whether you're looking to consolidate debt or finance a new vehicle, our dedicated team is here to guide you every step of the way. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to 4040 Grant Line Rd, New Albany, IN 47150-2138. Our assets total an impressive $3,283,657,729, backed by robust deposits of $243,763,811 and a net worth of $332,909,354. These figures reflect our strong position and ability to support your financial aspirations. Under the leadership of CEO John Newett and Board President Robert Martin, our team of 420 employees is dedicated to providing exceptional service. We have made significant investments in technology and training to ensure you have access to modern banking conveniences like online and mobile banking. We invite you to reach out at 812-850-3229 or explore our website at www.imcu.org for more information on how we can assist you. Visit us today and experience firsthand the difference that a member-focused credit union can make in your life!

Branch History & Mission

A Commitment to Community

As part of our commitment to service, we actively engage in various community outreach efforts. We partner with local organizations to provide financial education and resources that promote economic well-being. Our goal is not just to be a bank but a trusted ally in your financial journey. While members can visit us at 4040 Grant Line Rd, official correspondence should be sent to 4040 Grant Line Rd, New Albany, IN 47150-2138 if necessary. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, with extended virtual service hours available until 7:00 PM on weekdays and until 1:00 PM on Saturdays.

Embracing Innovation

In today's fast-paced world, we recognize the importance of staying ahead with technology. That's why we offer online and mobile banking options, ensuring you can manage your finances conveniently from anywhere. With features like ATM access and drive-thru banking available at our location, we make it easy for you to conduct transactions quickly and securely. Our total assets now stand at an impressive $3,283,657,729, reflecting our strong position in the market and commitment to providing secure services for our members. We invite you to join Indiana Members and experience firsthand the difference that comes from being part of a credit union dedicated to its members' success. Together, let's build a financially empowered community! For more information or assistance, don't hesitate to call us at 812-850-3229 or visit our website at imcu.com.

Branch Location & Accessibility

Welcome to the Indiana Members Credit Union branch located at 4040 Grant Line Rd, New Albany, IN 47150! Our friendly team is here to help you with all your banking needs in a convenient and accessible location. Nestled in the heart of New Albany, we are just a short drive from popular local spots like the beautiful Riverfront Park and the bustling shopping areas, making it easy for you to stop by while you're out and about. At our branch, you'll find ample parking available, ensuring that your visit is hassle-free. We are committed to accessibility, featuring ADA-compliant entrances and ramps to accommodate all our members. Whether you need assistance with personal banking or want to explore our loan options, we have you covered. Our lobby hours are designed with your schedule in mind. We welcome you Monday through Friday from 9:00 AM to 5:00 PM, so feel free to stop by when it works best for you. For those who prefer virtual service, our ITM Drive-Up Live Virtual Service operates from 8:00 AM to 7:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. We also have an ATM available for your convenience, allowing for easy cash withdrawals and balance checks any time of day. While members can visit us at 4040 Grant Line Rd for their banking needs, official correspondence should be sent to our mailing address at 4040 Grant Line Rd, New Albany, IN 47150-2138. Come visit us today or give us a call at 812-850-3229 we're excited to assist you on your financial journey!

Member Eligibility

At Indiana Members, we believe that everyone deserves a supportive community to help them thrive financially. If you're looking to become a member, the good news is that eligibility is quite inclusive! Generally, anyone who lives, works, worships, or attends school in the New Albany area can join us. This means if you have ties to our local community, we welcome you with open arms! As a member of Indiana Members, you'll enjoy benefits like competitive loan rates and personalized service from our dedicated team. Joining is simple and straightforward just visit us at our branch located at 4040 Grant Line Rd New Albany In 47150, or give us a call at (812) 850-3229 for more information. If you want to dive deeper into the eligibility criteria, check out our detailed guidelines here. We look forward to having you as part of our family!

Business Banking & Commercial Services

Commercial Loan Options

Imagine having the financial backing to launch your next big project. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing transactions smoothly is vital for any business. That's where our merchant services come in. Picture this: a busy retail environment where customers can pay easily and quickly using various methods credit cards, mobile payments, or even online transactions. Our merchant services streamline these processes, making it easier for you to focus on what matters most growing your business. Visit us at 4040 Grant Line Rd New Albany In 47150 in New Albany, IN or call us at (812) 850-3229 to discover how we can support your business journey!

Comprehensive List Of Services

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans that can help you grow your company. We understand the challenges small businesses face and strive to support their success through tailored financial products.

Credit Cards and Rewards

We also offer credit cards with rewards, allowing you to earn points or cash back on your everyday purchases. Imagine using your card for groceries and earning rewards that can go towards your next vacation!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With these tools at your fingertips, managing your finances has never been easier. You can check balances, transfer funds, or pay bills all from the comfort of your own home or while on the go. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them.

Drive-Thru Services

If you prefer in-person interactions but want to keep things quick and easy, our basic drive-thru banking provides an efficient way to handle deposits, withdrawals, and other simple transactions without stepping inside. At Indiana Members, we're committed to making banking as straightforward as possible for all our members in New Albany and beyond. Have questions about any of our services? Feel free to give us a call at 812-850-3229, or visit us at our branch during lobby hours: Monday through Friday from 9:00 AM to 5:00 PM. Explore how we can support your financial journey today!

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit various lifestyles. For those planning major purchases, our auto loans and vehicle financing options can help get you behind the wheel without breaking the bank. Need a place to call home? Our mortgage loans and refinancing solutions are designed with competitive rates to make homeownership more accessible. Additionally, if you're dealing with debt, our personal loans and debt consolidation services can provide you with a fresh start.

Digital & Online Banking

Additional Features

If you're looking for added convenience, our mobile payments feature allows you to make purchases right from your smartphone. Forget about carrying cash or cards; just use your device wherever mobile payments are accepted. Need to send money to friends or family? Our person-to-person transfer service makes it easy to send funds quickly and securely without needing cash or checks. At Indiana Members, we believe in providing accessible and user-friendly solutions for all your banking needs. With our comprehensive digital banking services, managing your finances can be simple and stress-free. Join us today and experience the ease of modern banking!

Key Features

Our online banking platform, available at https://www.imcu.com/, lets you check your balance, pay bills, and transfer funds all from the comfort of your home or on the go. Whether you're using a computer or our mobile application, managing your money has never been easier. Plus, with 24/7 online banking services, you can take care of business whenever it suits you. For those who prefer paperless options, we provide e-statements that help you stay organized while reducing clutter. You'll receive notifications when your statements are ready to view, making it simple to keep track of your financial activities. Security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our systems are designed to protect your information. Your online transactions are safeguarded with advanced security measures.

Financial Strength

At Indiana Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial standing, which reflects our commitment to serving you well. With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $26,500 in used auto loans and $1,920,064,416 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $31,034,154. Total Share and Deposit Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 4040 Grant Line Rd New Albany In 47150 or call (812) 850-3229 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For those needing extra cash flow or looking to expand their business, we have various credit lines available totaling $780,585,066. This can be a great option if you're seeking flexibility in how you access funds. If you're considering refinancing any existing loans or want to know more about eligibility options, our team at Indiana Members is here to help. We're committed to ensuring that our members have access to tailored financial solutions that meet their individual circumstances. For more information about our loan offerings or assistance in applying, feel free to reach out at (812) 850-3229 or visit us at our location: 4040 Grant Line Rd New Albany In 47150 in New Albany, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to supporting you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms can make the process simple and accessible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing straightforward. We are dedicated to guiding you through every step of the mortgage process to ensure that you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. These credit cards are perfect for everyday purchases and unexpected expenses, providing you with peace of mind when it comes to managing your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring you receive transparent options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of the platform in helping individuals secure better financial deals. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see has been vetted for accuracy and fairness. LendMesh prioritizes your interests by ensuring that the information presented is both reliable and relevant.

Indiana Members