Indiana Members Credit Union Jeffersonville IN | Basic Drive-Thru & ATM Services

Introduction

Welcome to Indiana Members at our River Ridge Branch! Located at 3535 E 10th St, Jeffersonville, IN 47130, we pride ourselves on being more than just a financial institution. Since our establishment in 1956, we have built a strong foundation of trust and commitment to serving our community. With a total membership of 165,038, we are dedicated to supporting your financial journey every step of the way. At Indiana Members, we understand that you want a partner who values your needs. Our branch has grown to manage an impressive $3,283,657,729 in assets and holds $243,763,811 in deposits. These figures reflect our solid financial health and our commitment to providing secure banking services. We offer various loans and leases totaling 70,295, ensuring that you find the right option for your unique situation. Our team is led by CEO John Newett and Board President Robert Martin, both of whom are passionate about fostering a welcoming environment for all members. With a dedicated workforce of 420 employees, we strive to deliver personalized service that makes banking easier for you. While members can visit us at 3535 E 10th St, official correspondence should be sent to our mailing address: 3535 E 10th St, Jeffersonville, IN 47130-9320. If you have any questions or need assistance, feel free to reach out to us at (812) 965-6245. Join us today and experience the difference that comes with being part of the Indiana Members family! Whether you're looking for a loan, savings options, or simply want to learn more about what we offer, we're here for you. Visit our website at imcu.org or drop by our branch during lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; we actively participate in local events and partnerships that uplift Jeffersonville and surrounding areas. We are proud to support initiatives that promote education, health, and economic growth within our community. While members can visit us at our branch for all their banking needs including ATM services and basic drive-thru banking official correspondence should be sent to our mailing address: 3535 E 10th St, Jeffersonville, IN 47130-9320.

Join Us!

We invite you to become part of the Indiana Members family. Experience firsthand how our dedicated team is ready to help you navigate your financial journey. Whether you're looking for personal loans or want to explore savings options, we're here for you every step of the way. Reach out today at 812-965-6245 or visit us online at imcu.com. Let's build a brighter financial future together!

Mission Statement

At Indiana Members, our mission is simple yet profound: we strive to empower individuals and families through affordable financial solutions while fostering a spirit of community. We believe that by helping our members achieve their financial goals, we can contribute positively to the lives of those around us. We offer a variety of services designed to meet diverse needs whether it's auto loans, savings accounts, or online banking options. With advanced digital tools and ADA-compliant facilities, we aim for everyone to access our services easily.

Our Journey

Our branch can be found at 3535 E 10th St, Jeffersonville, IN 47130. This location has become a cornerstone for many residents seeking financial stability and growth. Our commitment to serving the community is evident in everything we do. As we expanded our services and adapted to changing needs, we made it our mission to ensure that every member feels valued and understood.

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

Our branch sits just a stone's throw away from local landmarks, making it easy for you to find us. You can enjoy ample parking right outside the building, ensuring that your visit is hassle-free. We are committed to accessibility and have features like ramps to accommodate all members of our community.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, 9:00 AM to 5:00 PM. For those who prefer virtual service, our ITM Drive-Up Live Virtual Service is available Monday through Friday from 8:00 AM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM. Feel free to call us at 812-965-6245 if you have any questions about our services or need assistance.

Services Offered

At Indiana Members, we strive to meet all your banking needs under one roof. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle, while our ATM availability ensures you can access cash anytime you need it. While members can visit us at 3535 E 10th St, official correspondence should be sent to our mailing address at 3535 E 10th St, Jeffersonville, IN 47130-9320. We invite you to stop by and see how we can help you achieve your financial goals! Your journey towards better banking starts here at Indiana Members.

Member Eligibility

At Indiana Members, we believe that becoming a member is like joining a warm and welcoming family. If you're curious about how to join us, you'll be pleased to know that eligibility is designed to be straightforward and inclusive. Generally, anyone who lives, works, or worships in our local community can apply. We also welcome family members of existing members, making it easy for your loved ones to enjoy the benefits of membership too. You can find more specific details about what it takes to join us by visiting our eligibility page at . Once you're ready to take the next step, opening an account with us is a breeze! Just head over to our account opening page at https://internetloanapplication.cudl.com/imcu/loaninformation .aspx where you'll find all the information you need to get started. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (812) 965-6245. We're excited to help you become part of the Indiana Members community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine having a payment solution that adapts to your needs, allowing you to focus on what you do best running your business. Our merchant services simplify transactions, making it easy for customers to pay. Whether you're at a market or running an online store, we provide reliable tools to help manage your finances efficiently. Join us at Indiana Members located at 3535 E 10Th St Jeffersonville In 47130. Let's work together to build a brighter future for your business! For more information, call us at (812) 965-6245 or visit our website at https://www.imcu.com/ .

Comprehensive List Of Services

A Community Focus

As part of the local community, we strive to support our members in every way possible. Whether you're looking for guidance on saving strategies or need help navigating your financial journey, our team is here to assist you. We believe in building lasting relationships that go beyond just transactions. If you'd like more information about any of these services or have questions about how we can help you achieve your financial goals, don't hesitate to reach out! Call us at 812-965-6245 or visit us at 3535 E 10Th St Jeffersonville In 47130. At Indiana Members, we're not just a credit union; we're a partner in your financial journey!

Banking Made Easy

One of the highlights of banking with us is the convenience offered through our ATM Services Only. Imagine needing cash on a Saturday afternoon; our ATMs are available to ensure you have access when you need it. Whether it's withdrawing money or checking your balance, we keep things simple and user-friendly.

Digital Access Anytime

We understand that life gets busy, which is why we emphasize digital banking features. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can transfer funds, pay bills, and even send money to friends easily with our person-to-person payment option. This flexibility means you can take care of your finances while waiting in line at the grocery store or during your lunch break at work.

Drive-Thru Banking

For those who prefer personal interaction but still want to save time, our Basic Drive-Thru Banking service is perfect. With options for deposits, withdrawals, and simple transactions, this service allows you to handle your banking without stepping inside the branch. Picture this: you're on your way to pick up the kids from school and can quickly stop by to deposit a check without the hassle of finding parking.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our online banking is the ability to receive e-statements. You can say goodbye to paper clutter and access your statements securely from any device. This not only helps you stay organized but also contributes to a more sustainable environment. And for those on-the-go moments, our mobile application allows you to manage your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer service makes it quick and simple. Just a few taps on your screen, and the funds are on their way no need for cash or checks!

Security You Can Trust

We prioritize your security with every transaction. While we currently do not offer electronic signature authorization, rest assured that all of our online services are safeguarded with top-notch security measures. Your financial information is protected, allowing you to bank with peace of mind. In addition, our mobile payments feature lets you make purchases directly from your phone perfect for those busy days when you're out and about. At Indiana Members, we're committed to providing accessible and efficient banking solutions tailored to meet your needs. Explore all that our digital banking services have to offer today!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 331,331, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $31,034,154, further highlighting our commitment to fostering your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 3535 E 10Th St Jeffersonville In 47130 or call (812) 965-6245 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,500 in used auto loans and $1,920,064,416 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable, committed team.

Our Strong Foundation

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We provide flexible terms that work with your budget. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options that could save you money.

Business Financing

For business owners looking to expand or invest further in their enterprises, our outstanding commercial loans totaling $434,721,198 provide the capital needed for growth. Our team can assist you in determining the best financing solutions tailored specifically for your business needs. In summary, whether it's an auto loan for that new vehicle you've been eyeing or a mortgage to settle into a new home, Indiana Members is dedicated to guiding you through each step of the borrowing process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our range of loan offerings today and see how we can support you! Visit us online at Indiana Members or stop by our branch for personalized assistance tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920. With competitive interest rates and personalized support throughout the process, we're here to help turn your homeownership dreams into reality.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members navigate their spending while maintaining control over their budgets. This option provides an excellent way to handle emergencies or unexpected expenses without the hassle of collateral.

Loan Aggregator

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INDIANA MEMBERS CREDIT UNION - Jeffersonville, IN

Type of Loan Offerings

Home Equity Loans

Vehicle Loans