Indiana Members Credit Union Indianapolis IN | Best Credit Cards & Business Banking

Introduction

At Indiana Members, we believe that every member of our community deserves a financial partner they can trust. Located at 7470 E 82nd St, Indianapolis, IN 46256, our Castleton Branch has been serving our members since 1956. With over 165,000 members and total assets exceeding $3.28 billion, we are dedicated to providing personalized banking solutions that meet your needs. Our friendly team, led by CEO John Newett and Board President Robert Martin, is here to help you navigate your financial journey. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we offer a range of services tailored just for you. With a solid net worth of $332,909,354 and total deposits amounting to $243,763,811, we pride ourselves on being a reliable and stable choice for your banking needs. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to the same address: 7470 E 82nd St, Indianapolis, IN 46256-1403. Our commitment to you goes beyond transactions; we strive to make a positive impact in our community through various initiatives and support programs. With a dedicated staff of 420 employees, we aim to provide exceptional service during our lobby hours from Monday to Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. For those who prefer virtual assistance, our ITM Drive-Up Live Virtual Service operates Monday through Friday from 8:00 AM to 7:00 PM. Explore more about what we offer by visiting our website at imcu.org, or call us at 317-849-5630. We invite you to join our family today and experience the difference that comes with being a part of Indiana Members Credit Union!

Branch History & Mission

Community Commitment

As we continue to grow and adapt in an ever-changing world, we remain committed to leveraging digital advancements while ensuring ADA compliance for all members. The well-being of our community drives us to offer user-friendly online banking options and mobile payments so that everyone can manage their finances with ease. We invite you to be a part of this journey. Join Indiana Members today and experience firsthand the benefits of being part of a community-focused credit union where your needs come first. Together, let's build a brighter financial future! For more information or assistance, please call us at 317-849-5630 or visit us online at Indiana Members Credit Union.

Our Mission

Our mission at Indiana Members is simple yet powerful: We aim to empower individuals by offering personalized financial solutions that help them achieve their goals. Whether it's through checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we are dedicated to meeting the unique needs of each member. Beyond just financial transactions, we prioritize building relationships within the community through outreach programs and partnerships that support local initiatives. With operating hours designed for your convenience Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM we ensure that assistance is always within reach. Our drive-thru service and ATM availability further enhance accessibility for all members.

Branch Location & Accessibility

Accessibility Features

Accessibility is important to us. Our branch is ADA compliant, featuring ramps and other accommodations so that everyone can easily access our services. We strive to create an inclusive environment where all members feel welcome.

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 317-849-5630. Our team is ready to help you navigate your financial journey. So why wait? We invite you to visit the Indiana Members branch today at 7470 E 82Nd St, Indianapolis. Experience firsthand how we can support your financial goals in a welcoming atmosphere!

Convenient Location

Our branch is easy to reach, situated near popular landmarks that make it a familiar stop for many. If you're in the area, you'll find us close to local shops and dining options, making it convenient to pop in during your day-to-day activities. Plus, we offer ample parking to ensure your visit is hassle-free.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. For those who prefer virtual assistance, our ITM Drive-Up Live Virtual Service is available Monday through Friday from 8:00 AM until 7:00 PM and Saturday from 9:00 AM to 1:00 PM.

Services Available

At Indiana Members, we provide a range of services tailored to meet your needs whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages. We also have ATM services available on-site for quick cash withdrawals or balance checks.

Member Eligibility

Joining the Indiana Members community means stepping into a world where your financial needs are prioritized, and you're treated like family. To become a member of Indiana Members, you simply need to meet a few friendly criteria. If you're an individual who lives, works, worships, or attends school in the areas we serve, you're already on the right track! We welcome everyone looking for a supportive financial partner. You can learn more about the eligibility requirements by visiting our detailed guide at . Getting started with us is easy! Simply follow the steps outlined for account opening at https://internetloanapplication.cudl.com/imcu/loaninformation.aspx. Should you have any questions or need assistance along the way, don't hesitate to reach out to us at (317) 849-5630. We're here to help you every step of the way as you embark on this exciting journey with Indiana Members, located at 7470 E 82Nd St Indianapolis In 46256. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify the payment process for your customers. Picture this: a busy Saturday afternoon at your café where a line of customers eagerly awaits their orders. With our efficient payment systems, transactions are quick and easy, ensuring satisfied customers who return again and again. Located conveniently at 7470 E 82Nd St Indianapolis In 46256, Indianapolis, IN, we're here to provide tailored solutions that meet your needs. Contact us at (317) 849-5630 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans that can support your growth aspirations. We know running a business can be challenging; let us help streamline your banking processes so you can focus on what you do best.

Call Us Today!

With so many services designed around your needs, it's clear that Indiana Members is committed to helping you achieve your financial goals. If you have questions or want more information about any of our offerings, feel free to call us at 317-849-5630. Join us at the Castleton Branch today and discover how we can assist you in building a brighter financial future!

Credit Options

At Indiana Members, we understand how important it is to have access to credit. That's why we offer credit cards with rewards, allowing you to earn points for every purchase made. Whether you're buying groceries or planning a night out, these rewards can add up quickly!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Need cash? Our ATMs are available for withdrawals and balance checks whenever you need them. Plus, if you're on the go, our basic drive-thru banking allows for quick deposits and simple transactions without leaving your car.

Personal Banking Solutions

Whether you're just starting out or looking to manage your wealth, our personal banking options are designed with you in mind. Open a checking or savings account to help you save for that dream vacation or build an emergency fund. If you're considering purchasing a new car, our auto loans and vehicle financing can help turn that dream into reality with competitive rates and flexible terms. For those who are ready to buy a home or refinance an existing mortgage, we offer comprehensive mortgage loans that cater to various financial situations. Need extra cash for personal projects? Our personal loans and debt consolidation options provide the financial flexibility many members seek.

Digital & Online Banking

Key Features

Enjoy the simplicity of person-to-person transfers, making it easy to send money to friends or family with just a few taps. If you're looking to reduce paper clutter, our e-statements feature is perfect for you. This way, you can view your statements online without the hassle of keeping physical copies. We also prioritize security in everything we do. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with robust security measures. Additionally, if you're a fan of mobile payments, you'll be pleased to know that we support this feature too! At Indiana Members, we believe that banking should be easy and accessible for everyone. Whether you're at home or on the move, our digital banking services empower you to manage your finances effectively and securely. Join us today and experience the future of banking!

Financial Strength

Commitment to Growth

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending; with $26,500 in used auto loans and $1,920,064,416 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Resources

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $31,034,154. Total Share and Deposit Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 7470 E 82Nd St Indianapolis In 46256 or call (317) 849-5630 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For those who may require additional financing, our total credit lines reach $780,585,066, providing more opportunities for personal or business needs. If you're a business owner, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team can guide you through the process, ensuring you find an option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. We provide personalized service throughout the mortgage process to ensure that you understand all your options and can make informed decisions about your future.

Refinancing Options

We recognize that life circumstances change. If you're considering refinancing any existing loans for better terms or lower payments, our knowledgeable staff is ready to discuss eligibility options tailored for you. At Indiana Members, we prioritize transparency and member service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at (317) 849-5630 or visit us at our branch during lobby hours: Monday - Friday from 9:00 am - 5:00 pm and Saturday from 9:00 am - 1:00 pm. Let us help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. Our credit cards come with various features to suit your spending habits while offering rewards for everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh helps users navigate their borrowing options with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer presented is both fair and transparent, allowing users to make informed decisions without the worry of hidden fees or misleading information. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Indiana Members