Indiana Members Credit Union Indianapolis IN | Quick Personal Loans & Top Checking

Introduction

Welcome to the Indiana Members Carmel Branch, your trusted partner for financial growth and community support since 1956. Located at 4790 E 96th St, Indianapolis, IN 46240, we have proudly served our members with dedication and care, ensuring that your financial needs are met in a welcoming environment. At Indiana Members, we believe in the power of community. With a total membership of 165,038 and assets reaching an impressive $3,283,657,729, we are committed to providing our members with exceptional services. Our diverse offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and business banking services tailored to help you succeed. Our experienced team is led by CEO John Newett and Board President Robert Martin, who together ensure that we maintain a strong focus on member satisfaction and financial stability. With 420 employees, we are here to guide you every step of the way. For those who prefer convenience, our branch features both drive-thru service and ATM access. We encourage you to explore our online and mobile banking options for easy account management from anywhere. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 4790 E 96th St, Indianapolis, IN 46240-3873. We invite you to call us at 317-814-2400 or visit our website at www.imcu.com to learn more about how Indiana Members can assist you in achieving your financial goals. Together, let's build a brighter future for our community!

Branch History & Mission

Join Us!

We invite you to become part of the Indiana Members family! With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM you can easily find time to explore how we can help you achieve your financial goals. Plus, enjoy the benefits of our drive-thru services and ATM availability right here at your branch. If you're ready to experience personalized service and commitment like no other, join us today! Visit our website at Indiana Members or give us a call at (317) 814-2400 for more information on how you can become a member. Together, let's build a brighter future!

Our Journey

Indiana Members began its journey with the goal of providing accessible financial services tailored to the needs of our community. Over the decades, we have evolved alongside our members' changing needs, continually expanding our offerings to include personal banking, auto loans, mortgage financing, business banking solutions, and more. Today, we proudly serve a diverse membership base from all walks of life. As we grew, so did our commitment to innovation and accessibility. We now offer online and mobile banking options that allow our members to manage their finances anytime and anywhere. Additionally, we provide ADA-compliant facilities and services that ensure everyone in our community can benefit from what we offer.

Our Mission

At Indiana Members, our mission goes beyond just providing financial products; we aim to empower individuals and strengthen communities. We believe that sound financial practices lead to brighter futures for our members. Our mission statement reflects this purpose: "To serve the financial needs of our members while enhancing their quality of life through strong community partnerships." Our dedication to community support is evident in numerous outreach efforts and partnerships with local organizations. Whether it's sponsoring events or offering educational workshops on financial literacy, we strive to make a positive impact beyond just banking. While members can visit us at 4790 E 96th St for assistance or inquiries, official correspondence should be sent to the same address listed as our mailing address: 4790 E 96th St, Indianapolis, IN 46240-3873.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features such as ramps and designated parking spaces to ensure everyone can enjoy their visit comfortably.

Get In Touch

Have questions or need assistance? Don't hesitate to call us at (317) 814-2400. We invite you to visit our Carmel Branch today your financial journey starts here!

Location Highlights

Nestled in the vibrant area of Marion County, we are proud to be close to local landmarks that make visiting us a breeze. Just a short drive from popular spots like the lovely Ft. Harrison State Park and the bustling shopping centers along 96th Street, you'll find us ready to assist you with all your banking needs. Plus, with ample parking available right outside our doors, stopping by is hassle-free.

Operating Hours

At Indiana Members, we want to accommodate your busy schedule. Our lobby hours are Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer drive-thru banking, we offer service Monday through Friday from 8:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM.

Services Offered

Our Carmel Branch provides a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you manage your finances effectively. Need cash? We have ATM access available for quick withdrawals or balance checks. Plus, our drive-thru facilities make simple transactions even easier. While members can visit us at 4790 E 96Th St Indianapolis In 46240, official correspondence should be sent to 4790 E 96th St, Indianapolis, IN 46240-3873.

Member Eligibility

Becoming a member of Indiana Members feels like joining a caring family where your financial well-being is the top priority. We welcome anyone who lives, works, worships, or attends school in Marion County to join us. Even if you don't fit these criteria, we offer membership opportunities for immediate family members of current members, making it easy to share the benefits with those you care about most. At Indiana Members, you'll enjoy personalized services tailored to your needs, from checking and savings accounts to loans and credit cards that reward your loyalty. The process to join is simple and straightforward! You can find more information about eligibility by visiting our website at . Once you're ready to open an account, just head over to https://internetloanapplication.cudl.com/imcu/loaninformation.aspx for all the details. If you have any questions or need assistance along the way, feel free to give us a call at (317) 814-2400. We're here to help you every step of the way as you become part of our vibrant community at Indiana Members, located at 4790 E 96Th St Indianapolis In 46240.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Navigating daily transactions can be challenging for any business owner. Our merchant services simplify payment processing, allowing you to focus on what you do best. Whether you're at a physical location or selling online, our solutions enable smooth transactions that enhance customer satisfaction. Visit us at 4790 E 96Th St Indianapolis In 46240 in Indianapolis, IN, or give us a call at (317) 814-2400 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessible Banking Services

Our branch features basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those on the go. And if you're near an ATM, rest assured that basic access allows for withdrawals and balance checks without stepping inside. In conclusion, Indiana Members is dedicated to empowering our members with the right tools for their financial journey. If you're ready to take the next step or have questions about any of our services, don't hesitate to reach out! Call us at (317) 814-2400 or visit us at Carmel Branch today!

Business Banking Essentials

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth. We know how vital it is for businesses to have reliable financial support, so we're here to assist in making those important decisions easier.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking options so you can manage your accounts anytime, anywhere. Whether it's checking balances or transferring funds between accounts, technology makes it easy for you. Plus, our ATM and cash withdrawal services ensure that accessing your money is never a hassle.

Financing Your Dreams

Thinking about buying a new car or refinancing your home? Our auto loans and vehicle financing options can help get you on the road without breaking the bank. With competitive rates and flexible terms, we aim to make your dreams a reality. For those considering homeownership, our mortgage loans and refinancing options provide tailored solutions to fit your unique situation.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with your lifestyle in mind. Imagine having the ability to easily manage your day-to-day expenses while saving for future goals. At Carmel Branch, we offer robust checking and savings accounts that help you keep track of your finances effortlessly.

Rewarding Credit Options

Don't forget about our credit cards with rewards! They offer not just purchasing power but also perks that can enhance your spending experience. From cashback offers to travel rewards, there's something for everyone.

Support for Your Financial Journey

Life can be unpredictable, and sometimes you need a little extra help. That's where our personal loans and debt consolidation services come into play. Whether it's unexpected expenses or consolidating debt into manageable payments, we're here to guide you through every step.

Digital & Online Banking

Key Services

With our online banking, you can easily check your account balances, make transfers, and pay bills from any device with internet access. We also offer e-statements, allowing you to view your account statements online, reducing paper clutter while keeping your information secure. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends and family effortlessly. Plus, for those who prefer mobile transactions, our mobile payments feature allows you to make purchases directly from your smartphone.

Security & Accessibility

We prioritize your security and peace of mind. Although we currently do not support electronic signature authorization, we continuously work to keep your data safe. Our mobile application is designed for ease of use, so whether you're checking balances or transferring money, it's all just a few taps away. Managing your finances has never been easier with the tools provided by Indiana Members. With our commitment to accessibility and real-time account management, you can take control of your finances anytime and anywhere. Dive into the world of hassle-free banking today!

Financial Strength

Comprehensive Lending Solutions

Our lending capacity supports members' financial goals across various sectors with $26,500 in used auto loans and $1,920,064,416 in total loans and leases. Whether you're looking to buy a new car or need funds for personal projects, we're here for you.

Dedicated Team

We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing excellent service every time you visit or call us.

Growing Member Base

Total Share Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. As more members join us, it strengthens our community connection and enhances the services we offer everyone. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 4790 E 96Th St Indianapolis In 46240 or call (317) 814-2400 to learn more about how we can help you achieve your financial goals.

Member-Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for you.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This level of income shows how effectively we manage resources while meeting your banking needs.

Reinvestment for Better Services

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings are utilized to improve your banking experience continually.

Secure Savings Options

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings and work hard to ensure they grow while remaining safe.

Solid Capital Foundation

Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is a key indicator of our ability to withstand economic fluctuations and protect your assets.

Strong Net Worth

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is reflected in our numbers.

Loan Offering

Additional Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our team is here to guide you through the process. We want to ensure that every member finds the right solution tailored to their needs. Feel free to reach out to us at 317-814-2400 or visit us at 4790 E 96th St Indianapolis In 46240 for more information about our loan offerings. We are dedicated to providing exceptional service and support throughout your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable pre-owned vehicle, our flexible terms can make it easier for you to drive away with the car you want.

Credit Lines

For those who prefer flexibility in borrowing, we have credit lines available totaling $780,585,066. This option provides you with access to funds as needed without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the home-buying process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to suit your spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is Verified Data. All loan offers are sourced from legitimate financial institutions, which fosters transparency in the comparison process. Additionally, LendMesh does not engage in No Sponsored Listings practices; lenders are not prioritized based on paid promotions. The platform's goal is to provide truly unbiased results. Another advantage is Real-Time Rate Comparisons. Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure a competitive loan rate, it's essential to start with a reliable tool like LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Indiana Members