Indiana Members Credit Union Indianapolis IN | Top Business Loans & Credit Cards

Introduction

Welcome to Indiana Members, your trusted partner in financial wellness, located conveniently at 5940 E Stop 11 Rd, Indianapolis, IN 46237. Established in 1956, we have been dedicated to serving our community for decades, now proudly supporting over 165,000 members with personalized banking solutions. As a testament to our growth and commitment, we currently manage total assets of an impressive $3.28 billion and have facilitated 70,295 loans to help our members achieve their financial goals. At Indiana Members, we believe that banking should be more than just transactions; it should be about building relationships. Our friendly team of 420 employees, led by CEO John Newett and Board President Robert Martin, is here to provide you with expert guidance and support every step of the way. We understand that every member has unique needs, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at our branch for all their banking needs, official correspondence can be sent to our mailing address: 5940 E Stop 11 Rd, Indianapolis, IN 46237-8683. We take pride in our strong financial foundation with total deposits reaching $243.76 million, ensuring that your money is safe and accessible when you need it. With a net worth of $332.91 million and cash reserves totaling $39.03 million, you can trust us to be a reliable partner in your financial journey. Our commitment extends beyond just numbers; we are passionate about making a positive impact in the community we serve. Whether you're looking to open an account or explore loan options, we're here for you. Ready to take the next step? Call us at (317) 887-0686 or visit our website at imcu.com for more information on how we can assist you today!

Branch History & Mission

Community Engagement

Indiana Members believes in giving back to the community that has supported us throughout the years. We actively engage in various outreach initiatives that promote financial literacy and community development. By partnering with local organizations, we strive to create opportunities that benefit not just our members but the wider community as well. While members can visit us at our branch location for assistance with transactions or inquiries, official correspondence should be sent to our mailing address: 5940 E Stop 11 Rd, Indianapolis, IN 46237-8683.

Join Us Today!

As we continue to grow and adapt to meet the needs of our members, we invite you to join Indiana Members. Experience firsthand how we can help you manage your finances better and achieve your aspirations. Visit us during our operating hours Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM or give us a call at (317) 887-0686. Discover the benefits of being part of a credit union that puts people before profit. Welcome home!

Our Mission

At the heart of Indiana Members is our mission: to enhance the financial lives of our members while fostering strong community ties. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Each product is designed with you in mind helping you achieve your goals and dreams. In addition to our traditional banking services, we embrace modern technology to provide convenient online and mobile banking options. Our commitment to accessibility includes ADA compliance and advanced digital tools that cater to all members. We want everyone to feel welcome and supported when they choose us for their financial journey.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is situated close to several local landmarks, making it a convenient stop for residents in the area. Just a short drive from the bustling neighborhoods and shopping centers, you'll find that visiting us fits seamlessly into your day. We offer ample parking spaces and features designed to accommodate everyone, including ADA-compliant access for those who may need it.

Operating Hours

At Indiana Members, we understand that your time is valuable. That's why we've tailored our operating hours to better serve you. Our lobby is open Monday through Thursday from 9:00 AM to 4:00 PM, Fridays until 5:00 PM, and Saturdays from 9:00 AM to 1:00 PM. If you're on the go, take advantage of our drive-thru service available Monday through Friday from 8:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM.

Services Offered

As a member of Indiana Members Credit Union, you can enjoy a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick cash? Our ATM services are available for easy withdrawals and balance checks right outside our branch. While members can visit us at our Stop 11 Branch for all their banking needs, please send official correspondence to our mailing address at 5940 E Stop 11 Rd, Indianapolis, IN 46237-8683. We invite you to come by and experience the friendly service that makes Indiana Members Credit Union a trusted partner in your financial journey. We look forward to welcoming you!

Member Eligibility

Joining the Indiana Members family means becoming part of a community that genuinely cares about your financial well-being. If you're looking to become a member at our branch located at 5940 E Stop 11 Rd, Indianapolis, IN 46237, you'll find it's an inviting and straightforward process! To be eligible, you generally need to live, work, worship, or attend school in specific areas around Indianapolis. We welcome individuals from various backgrounds and walks of life because we believe everyone deserves access to quality financial services. For the most accurate and detailed eligibility criteria, please visit our website at . Opening an account with us is easy and can be done online! We're here to help you every step of the way. Should you have any questions or need assistance, feel free to reach out at 317-887-0686. We're excited to help you on your journey towards better financial health at Indiana Members!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored to simplify your daily operations. Imagine having a reliable payment processing system that allows you to focus on what you do best running your business. Whether you need point-of-sale solutions or online payment processing, our services help streamline transactions, ensuring that you can serve your customers efficiently. Located conveniently at 5940 E Stop 11 Rd Indianapolis In 46237 in Indianapolis, IN, we invite you to explore how our business banking and commercial services can empower your enterprise today! For more information, give us a call at (317) 887-0686 or visit our website at https://www.imcu.com/.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. We understand how important it is for small businesses to thrive, and we provide the tools necessary for success.

Credit Cards

Our credit cards come with rewards that make every purchase more rewarding. Whether it's cash back on groceries or travel points for your next vacation, you can enjoy benefits while managing your spending effectively.

Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as online and mobile banking. With these tools, you can manage your accounts on-the-go pay bills, transfer funds, or check balances right from your smartphone. Our ATM services ensure that cash withdrawal is never an inconvenience.

Drive-Thru & ATM Access

For those who prefer face-to-face interactions without stepping inside the branch, our drive-thru service allows you to conduct basic transactions like deposits and withdrawals quickly and easily. Plus, our ATMs are available for balance checks and cash withdrawals whenever you need them. At Indiana Members, we strive to make banking not just accessible but enjoyable. If you're ready to experience all these services firsthand or have questions about how they can benefit you, don't hesitate to reach out! Call us at (317) 887-0686 or visit us at 5940 E Stop 11 Rd Indianapolis In 46237 today! Your financial journey starts here with us at Stop 11 Branch!

Home Financing

If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can help turn your dreams into reality. We offer tailored mortgage solutions that fit various budgets and needs, ensuring you have the right plan in place for your new home.

Personal Banking

Our personal banking services include everything from checking and savings accounts to auto loans and vehicle financing. Imagine being able to open a checking account that fits your lifestyle, with easy online access to track your spending anytime, anywhere. When it comes time for a new car, our competitive auto loan options make it simple and affordable to get behind the wheel of your dream vehicle.

Personal Loans

For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation options provide flexible terms designed to ease your financial burden. Life can be unpredictable, but having access to funds when needed brings peace of mind.

Digital & Online Banking

Easy Account Management Anytime, Anywhere

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, managing your finances has never been more straightforward. Plus, our mobile application makes it even easier to access your accounts right from your smartphone.

Embrace Modern Payment Options

If you love the convenience of mobile payments, you're in luck! Our mobile payments feature allows you to make purchases using just your phone no cash or cards needed. It's a simple way to pay while you're out shopping or dining without the hassle of carrying extra items. At Indiana Members, we're committed to providing accessible and user-friendly solutions that fit into your daily life. Join us in embracing modern banking and experience the ease of managing your finances digitally today!

Secure and User-Friendly Features

Security is a top priority at Indiana Members. While we don't offer electronic signature authorization for transactions, our systems are designed to keep your information safe. You can feel confident when using our services like person-to-person transfers, which allow you to send money quickly and securely to friends or family.

Stay Informed with E-Statements

Say goodbye to paper clutter! With e-statements available for all members, you can easily view and manage your statements online. This eco-friendly option not only keeps things tidy but also ensures that you have quick access to your financial records anytime you need them.

Financial Strength

Growing Together

Total Share Accounts stand at 331,331, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $31,034,154. This means that as we grow together, your investments are supported by solid financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 5940 E Stop 11 Rd Indianapolis In 46237 or call (317) 887-0686 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust: with $26,500 in used auto loans and $1,920,064,416 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your budget and lifestyle. If you're considering refinancing your auto loan for better rates or lower payments, we can assist with that as well.

Business Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $434,721,198 provide the capital needed for growth. We understand the unique challenges businesses face and are here to support your journey toward success. At Indiana Members, we believe in helping our members achieve their financial goals through tailored loan products and exceptional service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and discover how we can help you achieve your financial dreams!

Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We currently have $52,496,972 in these loans available to help members effectively manage their finances. Our credit cards come with flexible terms and rewards that fit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920. With competitive interest rates and personalized service, we strive to make the mortgage process as straightforward as possible.

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Real-Time Rate Comparisons

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Verified Data

Every loan offer displayed on LendMesh is sourced from legitimate financial institutions. This commitment to verified data means you can be confident in the accuracy of your comparisons. You won't find misleading information or unclear terms just straightforward, factual loan options.

Indiana Members