Indiana Members Credit Union Indianapolis IN | Cheap Mortgage Refinance & Credit Cards

Introduction

Welcome to Indiana Members, your trusted financial partner located at 95 S Mitthoefer Rd, Indianapolis, IN 46229. Since our establishment in 1956, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 165,038 members. With total assets of $3,283,657,729 and total deposits amounting to $243,763,811, we are dedicated to ensuring your financial well-being. At Indiana Members, we believe in making banking accessible and convenient for everyone. Our team of 420 employees, led by CEO John Newett and Board President Robert Martin, is here to help you navigate your financial journey with ease. We offer a variety of services including personal banking, auto loans, mortgage loans, and business banking solutions all designed with your best interests in mind. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 95 S Mitthoefer Rd, Indianapolis, IN 46229-3072. Our commitment goes beyond just numbers; it's about building lasting relationships within our community. Whether you're looking for a new car loan or simply want to open a checking account, we invite you to reach out. Give us a call at 317-897-0208 or visit our website at imcu.org for more information. Together, let's work towards achieving your financial goals!

Branch History & Mission

Commitment to Innovation

We are dedicated to embracing modern technology while ensuring accessibility for everyone. Our digital advancements include online banking, mobile payments, and user-friendly apps that make managing finances easier than ever. We also take pride in being ADA compliant so that all members can access our services comfortably.

Community Focus

Our commitment extends into the community through various partnerships and outreach efforts aimed at helping those in need. Whether it's sponsoring local events or supporting educational programs, Indiana Members is here to make a positive impact.

Join Us Today!

We invite you to experience the benefits of becoming a member of Indiana Members. With convenient operating hours Monday through Thursday from 9:00 am to 4:00 pm, Friday from 9:00 am to 5:00 pm, and Saturday from 9:00 am to 1:00 pm along with ATM availability and drive-thru banking options for your convenience, we're here for you when you need us most. Join us today and become part of a community-focused credit union where your voice matters! Call us at 317-897-0208 or visit our website here for more information on membership and services. Let's build a brighter future together!

Our Journey

From our humble beginnings, Indiana Members has evolved into a trusted financial partner for countless families and businesses in Indianapolis. We have continually adapted to meet the changing needs of our members while staying true to our mission: to provide accessible financial services that promote personal growth and community development. Our branch is not just about banking; it's about building relationships and fostering a sense of belonging among our members. We focus on offering essential services like checking and savings accounts, auto loans, mortgage options, and business banking solutions. These offerings are designed to empower individuals and families on their financial journeys.

Our Mission

At Indiana Members, our mission goes beyond providing exceptional financial products. We aim to enhance the lives of our members by supporting local initiatives and engaging in community outreach programs. We believe that when our members thrive, so does the community as a whole. While you can visit us at 95 S Mitthoefer Rd, official correspondence should be sent to 95 S Mitthoefer Rd, Indianapolis, IN 46229-3072 if different.

Branch Location & Accessibility

Accessibility Features

At Indiana Members, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can easily access our services. If you need assistance during your visit, our friendly staff is always ready to help.

Address and Mailing Information

While members can visit us at our branch address, official correspondence should be sent to the same location: 95 S Mitthoefer Rd, Indianapolis, IN 46229-3072.

Call to Action

Ready to experience hassle-free banking? Stop by our Eastside Branch today or give us a call at 317-897-0208. We look forward to welcoming you into the Indiana Members family!

Operating Hours

Our doors are open to serve you during flexible hours that fit into your busy schedule. Visit us Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. These hours ensure that you have plenty of opportunities to manage your banking needs.

Parking and ATM Availability

We offer ample parking space right outside the branch for your convenience. Plus, with ATM availability on-site, you can quickly handle cash withdrawals and balance checks without stepping inside. If you're in a hurry, take advantage of our drive-thru service where you can make deposits and simple transactions without leaving your vehicle.

Member Eligibility

At Indiana Members, we believe that everyone deserves to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you're living, working, or attending school in Marion County or surrounding areas, you're already eligible to become part of our family. We also extend membership to those who have relatives currently enrolled with us, making it easy for you to share the benefits of our financial services with loved ones. By becoming a member at Indiana Members, you gain access to a range of personalized banking solutions designed just for you from checking and savings accounts to auto loans and credit cards that reward your loyalty. Ready to get started? Opening an account is straightforward; just visit us at our branch located at 95 S Mitthoefer Rd Indianapolis In 46229 or check out our online application process here. If you have any questions or need assistance, feel free to reach out to us at (317) 897-0208. For more detailed eligibility criteria, please refer to our website. We can't wait to welcome you into the Indiana Members community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable partner that allows you to accept payments easily whether online or in-person making it seamless for your customers to do business with you. This not only enhances customer satisfaction but also helps streamline your operations. Located at 95 S Mitthoefer Rd Indianapolis In 46229, Indianapolis, IN 46229, our team is here to help you navigate the financial landscape so you can focus on what you do best running your business. For more information or assistance, feel free to call us at (317) 897-0208. Let's grow together!

Comprehensive List Of Services

A Commitment to Service

Our friendly staff is always ready to assist you with any banking need whether it's a simple transaction or more complex financial advice. With extended lobby hours throughout the week and convenient drive-up service available, we aim to make banking easy for everyone. As part of our commitment to serving our community, we encourage you to reach out at 317-897-0208 if you have any questions or if you'd like more information about how we can help you achieve your financial goals. Visit us online at Indiana Members or stop by our branch today! Your financial success starts here.

Business Banking Solutions

For our business members, we offer specialized services like merchant services and business loans to help you thrive in today's competitive marketplace. Our team understands the unique challenges businesses face and is here to support your growth with personalized service.

Convenient Digital Access

In today's fast-paced world, convenience matters. That's why at Indiana Members, we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. From checking balances to transferring money between accounts, our digital features simplify your banking experience. You can easily withdraw cash or check balances at our ATMs or through basic drive-thru banking where simple transactions like deposits and withdrawals can be done quickly.

Personal Banking Made Easy

Whether you're looking to open a checking account for everyday spending or a savings account for future goals, we have you covered. Our personal banking services include competitive checking and savings accounts that are designed with your needs in mind. Need financing for a new car? Our auto loans and vehicle financing options offer flexible terms to help get you on the road without breaking the bank. If buying a home is in your future, our mortgage loans and refinancing solutions make the process straightforward and manageable. We understand that life can be unpredictable, so we also provide personal loans and debt consolidation services to help ease financial burdens when they arise. And don't forget about our credit cards with rewards enjoy perks while making everyday purchases!

Digital & Online Banking

Convenient Access Anytime

We also provide e-statements so you can easily review your financial activity without worrying about paper clutter. And if you enjoy using mobile payments, you'll be pleased to know that our services include this feature too! Imagine paying for groceries or coffee with just a wave of your phone it's that simple. In today's fast-paced world, having real-time access to your accounts is essential. With our 24/7 online banking services available at Yes, managing your finances has never been easier. Whether you're checking your balance before a purchase or transferring funds while out with friends, we're here to help make every transaction seamless. Experience the convenience of modern banking with Indiana Members today!

Key Features of Our Digital Banking Services

With our robust online banking options, you can easily access your accounts from any device. You can check balances, transfer funds, and pay bills with just a few taps or clicks. We offer person-to-person transfers, making it simple to send money to friends or family without the hassle of cash. Plus, if you're always on the move, our mobile application ensures that all these features are right in your pocket. Security is paramount when it comes to your financial information. At Indiana Members, we prioritize your safety with secure logins and encryption technology. While we currently do not support electronic signature authorization for transactions, you can rest assured that accessing your account and conducting transactions online is protected by advanced security measures.

Financial Strength

A Solid Foundation

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our $8,526,303 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $31,034,154 highlight our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 95 S Mitthoefer Rd Indianapolis In 46229 or call (317) 897-0208 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,500 in used auto loans and $1,920,064,416 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Information

If you're interested in refinancing options or would like more information about eligibility criteria for any of our loan products, please don't hesitate to reach out. You can contact us at 317-897-0208 during our lobby hours: Monday - Thursday from 9:00 AM - 4:00 PM and Friday from 9:00 AM - 5:00 PM; Saturday from 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Indiana Members, we prioritize transparency and are committed to helping you make informed financial decisions. Let us help you find the right loan product that meets your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can find something that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and aim to support your vision with viable financing solutions.

Credit Card Options

For those looking for additional flexibility in managing everyday expenses, we also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. These cards are designed to give you easy access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. We are here to guide you through the process every step of the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that all offers are fair and transparent, allowing users to trust the information they receive.

INDIANA MEMBERS CREDIT UNION - Indianapolis, IN

Type of Loan Offerings

Home Equity Loans

Vehicle Loans

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