Indiana Members Credit Union Indianapolis IN | Quick Personal Loans & Business Banking

Introduction

At Indiana Members, we believe in building a community of trust and support right here in Indianapolis, IN. Located at 5047 Madison Ave, our Southside Branch has been serving members since 1956, helping them achieve their financial goals with personalized service and a commitment to excellence. With over 165,000 members, we pride ourselves on being more than just a credit union; we're your neighbors, dedicated to making a positive impact in our community. While you can always visit us at our branch address, for official correspondence, please use our mailing address: 5047 Madison Ave, Indianapolis, IN 46227-4237. Our impressive financial health speaks volumes about the dedication we have towards our members. With total assets amounting to an impressive $3.28 billion, and total deposits reaching $243.76 million, you can rest assured that your finances are in good hands. We offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored to meet diverse needs. Under the leadership of CEO John Newett and Board President Robert Martin, we strive to ensure every member feels valued and understood. Our dedicated team of 420 employees is here to assist you with any questions or concerns you might have, so don't hesitate to reach out! You can contact us at (317) 788-4693 or visit our website at imcu.org for more information. Join us at Indiana Members where your financial success is our mission! Whether you're looking to open an account or explore loan options, we're excited to help you take the next step toward achieving your dreams.

Branch History & Mission

Indiana Members has a rich legacy that dates back to its founding in 1956. Located at 5047 Madison Ave, Indianapolis, IN 46227, this branch has been a cornerstone of the community for over six decades. As part of the larger Indiana Members Credit Union family, we proudly serve our members with dedication and integrity. Throughout the years, Indiana Members has experienced remarkable growth. From our humble beginnings, we have expanded our offerings to meet the diverse needs of our members. Today, with over 165,000 members and total assets exceeding $3.28 billion, we continue to build on our commitment to provide quality financial services while fostering a supportive community environment. Our mission is clear: to empower our members through accessible financial solutions and exceptional service. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's helping you secure a loan for a new vehicle, assisting with mortgage refinancing, or providing personal banking services, we are here to support you every step of the way. At Indiana Members, we understand that strong communities are built on collaboration and outreach. Our partnerships with local organizations allow us to engage in various community initiatives that uplift those around us. We take pride in being more than just a credit union; we strive to be an active participant in enhancing the lives of our members and neighbors. In addition to our extensive range of services including auto loans, credit cards with rewards, business banking solutions, and online and mobile banking we are committed to making banking convenient for everyone. Our branch features an ATM for easy access to cash and offers drive-thru banking for your convenience. While members can visit us at 5047 Madison Ave, official correspondence should be sent to our mailing address at 5047 Madison Ave, Indianapolis, IN 46227-4237. We invite you to call us at 317-788-4693 during our operating hours: Monday through Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Join us at Indiana Members Credit Union and experience firsthand the benefits of membership where your financial well-being is our priority!

Branch Location & Accessibility

Accessibility Features

At Indiana Members, we understand the importance of accessibility. Our branch complies with ADA standards, featuring ramps and other accommodations to ensure everyone feels welcome. Ample parking is available right outside our doors, making it easy for you to pop in for a quick transaction or to discuss your financial needs.

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours. Visit us during our lobby hours from Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you're on the go, take advantage of our drive-thru service on weekdays from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM.

Services Offered

At our Southside Branch, we offer a range of services designed with you in mind. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards our team is here to help! You can also enjoy convenient access to ATMs for cash withdrawals and balance checks whenever you need them. We invite you to stop by or give us a call at 317-788-4693 if you have any questions or want more information about what we offer. At Indiana Members, your financial well-being is our top priority!

Member Eligibility

At Indiana Members, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to take part in our supportive community, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in our area. Plus, immediate family members of existing members are also welcome! This means that you can enjoy the benefits of being part of a credit union that prioritizes personal service and offers great products tailored to your needs. To learn more about specific eligibility details, check out our eligibility page. Joining us is simple and straightforward! Once you confirm your eligibility, you can start the process of opening an account by visiting our account opening page. Should you have any questions along the way or need assistance, don't hesitate to call us at (317) 788-4693. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having a reliable partner to handle your transactions while you focus on what you do best running your business. Our merchant services simplify payment processing, making it easy for you to accept payments from customers anytime, anywhere. This means more time for you to grow your business and less hassle managing finances. Located at 5047 Madison Ave Indianapolis In 46227 in Indianapolis, IN, we're here to help you take the next step toward success. Reach out at (317) 788-4693 or visit us online at https://www.imcu.com/ for more information!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we understand that managing finances can be complex. That's why we offer specialized business banking services, including merchant services and business loans that cater specifically to entrepreneurs and small businesses. With us, you'll find the support you need to grow your business effectively.

Convenient Access

Accessibility is key at Indiana Members. Our branch features an ATM for quick cash withdrawals and balance checks whenever you need them. We also provide basic drive-thru banking services for simple transactions like deposits and withdrawals because sometimes, convenience is just as important as service quality.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! Whether you're planning a vacation or making everyday purchases, earning rewards can make a difference in how you spend and save.

Get Started Today!

Ready to take control of your financial future? Reach out to us at 317-788-4693 or visit our website at imcu.com for more information about how our services can benefit you. We invite you to experience the difference at Indiana Members where member satisfaction is always our top priority!

Personal Banking Services

For individuals seeking to manage their daily finances, we offer comprehensive personal banking services that include checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds through our online and mobile banking platforms this means you can check your balance, transfer money, or pay bills from the comfort of your home or while on the go. When it comes to financing your next vehicle, our auto loans and vehicle financing options are here to help you get behind the wheel of your dream car. We also provide flexible mortgage loans and refinancing solutions for those looking to purchase a home or refinance their existing mortgage. If you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options can ease your financial burden.

Digital & Online Banking

At Indiana Members, we understand that your time is valuable. That's why our digital and online banking services are designed to provide you with convenience and security, allowing you to manage your finances anytime, anywhere. Whether you're at home or on the go, accessing your accounts has never been easier. With just a few clicks, you can explore our online banking platform at https://www.imcu.com/. This service gives you 24/7 access to your accounts, making it easy to check balances, pay bills, and transfer funds. You can also enjoy the flexibility of person-to-person transfers, allowing you to send money to friends or family quickly and easily. For those who prefer using their smartphones, our mobile application is available for download. It supports mobile payments, so you can make purchases with just a tap on your phone. Plus, if you're looking to go paperless, we offer e-statements for quick and easy access to your financial information without the clutter. Security is always a top priority at Indiana Members. While we currently do not offer electronic signature authorization, rest assured that our online systems are built with robust security measures to protect your personal information. Managing your money should be straightforward and stress-free. With our digital services, you can enjoy real-time account management right at your fingertips. Experience the ease of banking with us today!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $31,034,154. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 5047 Madison Ave Indianapolis In 46227 or call (317) 788-4693 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,500 in used auto loans and $1,920,064,416 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand your business operations. If you're interested in refinancing any existing loans or want to check your eligibility for our loan products, our friendly staff is here to assist you. You can reach us at 317-788-4693 for more information or visit us at our branch located at 5047 Madison Ave Indianapolis In 46227. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all our offerings and find the right loan product that fits your lifestyle today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, allowing you to take that important step towards owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. These cards come with competitive rates and can be a great way to cover unexpected expenses or consolidate debt.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when comparing loans. Each listing reflects actual rates from legitimate lenders, promoting informed decision-making.

Indiana Members