Indiana Members Credit Union Indianapolis IN | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Indiana Members at our Westside Branch, located at 7040 W 10Th St, Indianapolis, IN 46214. Since opening our doors in 1956, we've dedicated ourselves to building strong relationships with our members and serving the community of Indianapolis. With a total membership of 165,038, we pride ourselves on being more than just a financial institution; we are a trusted partner in your financial journey. At Indiana Members, we understand that every dollar counts. That's why we manage over $3.28 billion in total assets and maintain robust financial health with a net worth of $332,909,354. Our commitment to you is reflected in our services, which include personal banking, auto loans, mortgage options, business banking solutions, and innovative online and mobile banking features. While members can visit us at 7040 W 10Th St, official correspondence should be sent to P.O. Box 24489, Indianapolis, IN 46224. Our team is here for you from Monday to Friday between 9:00 AM and 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM for lobby services. For those who prefer convenience, we offer ITM drive-up services with live virtual assistance until 7:00 PM on weekdays. Our leadership team, headed by CEO John Newett and Board President Robert Martin, works tirelessly to ensure that every member receives personalized service tailored to their unique needs. Whether you're looking for competitive loan rates or reliable savings options, we have the resources to help you succeed financially. With total loans exceeding 70,295 and deposits reaching $243,763,811, Indiana Members is well-equipped to support your goals. We're committed to transparency and integrity in all our dealings because your trust is paramount to us. Ready to take the next step? Call us today at 317-248-8556 or visit our website at www.imcu.org for more information about how we can assist you in achieving your financial dreams!

Branch History & Mission

Community Commitment

We also prioritize community outreach by partnering with local organizations and initiatives aimed at uplifting those around us. Our goal is not only to serve as a financial institution but also as a pillar of strength within the Indianapolis community. We invite you to join the Indiana Members family today! Experience firsthand the benefits of being part of a credit union that truly cares about its members. Visit us or call at 317-248-8556 for more information on how we can assist you on your financial journey. Together, let's build a brighter future!

Mission Statement

Our mission goes beyond just providing financial services; we strive to make a meaningful impact in the lives of our members and the wider community. At Indiana Members, we believe in empowering our members through financial education and support. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Each service is tailored to help you achieve your financial goals. While members can visit us at 7040 W 10th St, official correspondence should be sent to P.O. Box 24489, Indianapolis, IN 46224. Our focus on customer satisfaction drives us to innovate continuously. We are proud of our digital advancements that include online banking and mobile payments to ensure you can manage your finances anytime and anywhere.

Our Journey

From our humble beginnings, Indiana Members has continually adapted to meet the needs of our community. We've expanded our services and embraced technology while maintaining a personal touch. Our commitment to accessibility is evident through features like ATM availability and drive-thru banking services that cater to busy lifestyles. We understand that convenience matters, which is why we offer operating hours designed to fit your schedule: Monday to Friday from 9:00 AM to 5:00 PM for lobby hours and extended service through our ITM drive-up with live virtual support until 7:00 PM on weekdays.

Branch Location & Accessibility

Welcome to Indiana Members at our Westside Branch, conveniently located at 7040 W 10Th St in Indianapolis, IN. Nestled in the heart of Marion County, our branch is easily accessible and surrounded by local landmarks that make it a familiar spot for many residents. Whether you're near the bustling shops or just passing through, we're here to meet your financial needs with a smile. At Indiana Members, we understand that convenience matters. Our branch features ample parking spaces, making it easy for you to stop by anytime during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those who prefer flexibility, our ITM Drive-Up service offers live virtual assistance from 8:00 AM to 7:00 PM on weekdays and until 1:00 PM on Saturdays. Accessibility is a priority for us. Our branch is designed to welcome everyone with ADA-compliant features including ramps and wide doorways. Whether you need help with personal banking services like checking and savings accounts or wish to explore auto loans and credit cards with rewards, our friendly staff is ready to assist. For your convenience, we also offer an ATM on-site for quick cash withdrawals and balance checks. If you need any official correspondence, please note that while members can visit us at the branch address, all mail should be directed to P.O. Box 24489, Indianapolis, IN 46224. We invite you to stop by or call us at 317-248-8556 if you have any questions or need assistance with your banking needs. Your financial journey starts here!

Member Eligibility

Joining the Indiana Members community is a warm and inviting experience, where you can enjoy personalized financial services tailored just for you. To become a member of Indiana Members, you generally need to meet specific eligibility criteria that reflect our commitment to serving our local community. Typically, those who live, work, or worship in the areas we serve are welcome to join us. This means if you're part of our vibrant Indianapolis area at 7040 W 10Th St Indianapolis In 46214, you're likely eligible! For the most accurate and detailed information on membership requirements, feel free to visit our eligibility page. Once you've confirmed your eligibility, opening an account is a breeze! You can start your journey with us online by following the steps outlined at https://internetloanapplication.cudl.com/imcu/loaninformation.aspx. If you have any questions or need assistance along the way, don't hesitate to reach out at (317) 248-8556. We're excited to welcome you into our supportive family at Indiana Members, where your financial goals are our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, our merchant services empower you to streamline transactions and enhance customer experiences. Imagine being able to accept payments from anywhere whether at a physical location or online making it easier for your customers to do business with you. This flexibility can lead to increased sales and improved cash flow. If you're ready to take your business to the next level, visit us at 7040 W 10Th St Indianapolis In 46214, Indianapolis, IN or call us at (317) 248-8556. Let's work together to achieve your goals!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got solutions tailored for you too! Our Business Banking services, including Merchant Services and Business Loans, are designed to support local businesses in thriving. From accepting payments easily to funding new projects, we aim to be your partner in success.

Connect With Us

At Indiana Members, we're dedicated to providing exceptional service in every interaction. If you're interested in learning more about any of our services or have questions about how we can assist you further, don't hesitate to reach out! Give us a call at 317-248-8556 or visit us at our branch location. We're excited to help you with all your financial needs! Explore all that we have to offer today by visiting our website.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and more all from the comfort of your home or on the go. Need cash? Our ATMs are available for quick withdrawals and balance checks without the hassle of waiting in line. Plus, our convenient Drive-Thru Banking offers basic services like deposits and withdrawals right from your vehicle.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has different needs. That's why we provide Checking and Savings Accounts that help you manage your money easily. Imagine having a checking account with no monthly fees and easy online access this makes managing your daily finances a breeze! If you're considering a new vehicle, our Auto Loans and Vehicle Financing options are tailored just for you. We offer competitive rates and flexible terms to ensure you can drive away in the car of your dreams without the stress of high payments. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans and Refinancing services make the process straightforward. We guide you through every step so that securing your dream home feels less like a hurdle and more like a walk in the park. Sometimes life throws unexpected expenses your way. That's where our Personal Loans and Debt Consolidation options come into play. These loans help ease financial burdens by allowing you to consolidate debt into one manageable payment. And let's not forget about rewards! Our Credit Cards with Rewards provide great benefits for everyday purchases, helping you earn points that can be redeemed for travel, merchandise, or even cash back.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds on your schedule. Whether you're at home or on the go, you'll have real-time access to your accounts. If you prefer using your smartphone, our mobile application makes banking even more accessible. You can manage your finances from the palm of your hand with features like mobile payments and person-to-person transfers. Sending money to friends or family has never been easier! Security is our top priority. While we do not currently support electronic signature authorization, we ensure that all transactions are protected with advanced security measures so you can bank with peace of mind. Plus, opting for e-statements instead of paper ones not only helps the environment but also provides an added layer of security by keeping your financial information private. At Indiana Members, we believe that managing your money should be effortless and efficient. Our commitment to providing innovative solutions means you can enjoy the benefits of modern banking while feeling secure every step of the way. Explore our services today and see how easy it is to take control of your financial future!

Financial Strength

At Indiana Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial. That's why we focus on maintaining a solid foundation to serve you better. With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further supported by $320,554,280 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $26,500 in used auto loans and $1,920,064,416 in total loans and leases, our lending capacity supports your financial goals across various sectors. Moreover, our $8,526,303 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $31,034,154. Total Share and Deposit Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 7040 W 10Th St Indianapolis In 46214 or call (317) 248-8556 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

In addition to these offerings, our total auto loans stand at $53,000, and our total credit lines reach $780,585,066. For those interested in expanding their businesses, our outstanding commercial loans total $434,721,198, providing essential capital for growth and expansion. If you're considering refinancing any existing loans, we encourage you to reach out for information on eligibility options. Our knowledgeable staff is ready to assist you in finding the best solutions tailored to your unique financial situation. At Indiana Members, we are committed to providing personalized service and support throughout your borrowing experience. For more information or to discuss your loan options further, please contact us at (317) 248-8556, or visit us at our branch located at 7040 W 10Th St Indianapolis In 46214 in Indianapolis, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. This option allows you to access funds without needing collateral, making it easier for you to cover unexpected expenses or consolidate debt.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender listed has been vetted for reliability, which means users can trust that they are viewing legitimate offers.

INDIANA MEMBERS CREDIT UNION - Indianapolis, IN

Type of Loan Offerings

Home Equity Loans

Vehicle Loans

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