Indiana Members Credit Union Indianapolis IN | Top Auto Loans & Business Banking

Introduction

At Indiana Members, we believe in building strong financial futures together. Located at 50 N Pennsylvania St, Indianapolis, IN 46204, our Downtown Branch has been a trusted partner in the community since its establishment in 1956. With a rich history and a commitment to serving our members, we proudly support over 165,000 members with their financial needs. While you can visit us at our branch for personalized service, please note that official correspondence should be directed to the same address. Our dedicated team is here to assist you with a variety of services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total assets exceeding $3.28 billion and total deposits reaching $243.76 million, Indiana Members is well-equipped to help you achieve your financial goals. Under the leadership of CEO John Newett and Board President Robert Martin, our team of 420 employees works tirelessly to ensure that your banking experience is as smooth and rewarding as possible. As we continue to grow and adapt to the needs of our members, we remain committed to transparency and excellence in service. Whether you're looking for an auto loan or exploring online banking options, we invite you to reach out via phone at (317) 635-7729 or visit our website at www.imcu.org for more information. Join us today at Indiana Members, where your financial success is our priority!

Branch History & Mission

Community Focus

Our role extends into community outreach as well. We partner with local organizations to create programs that benefit residents in Indianapolis and beyond. These partnerships allow us to give back while also enhancing the lives of those around us. With dedicated staff ready to assist you during lobby hours from Monday through Thursday from 8:00 AM to 4:00 PM, and Friday until 5:00 PM, we invite you to experience what makes Indiana Members special. You can reach us at 317-635-7729 if you have any questions or need assistance. Join us today at Indiana Members and discover how we can help you achieve your financial goals while being part of a vibrant community-focused organization!

Our Journey

Since opening our doors, Indiana Members has been committed to serving the financial needs of individuals and families throughout the state. Our journey reflects our dedication to providing valuable services and fostering strong relationships within our community. We started with humble beginnings but have continually expanded our offerings, adapting to the changing needs of our members while maintaining our core mission. Our branch is easily accessible, located near several landmarks that make it a convenient stop for those in downtown Indianapolis. While you can visit us at 50 N Pennsylvania St, official correspondence should be sent to 50 N Pennsylvania St, Indianapolis, IN 46204-3103 if needed.

Our Mission

At Indiana Members, our mission is clear: to empower our members through personalized financial services while making a positive impact in the community we serve. We focus on providing essential banking solutions including personal checking and savings accounts, auto loans, mortgage financing, and business banking services. Our commitment goes beyond transactions; we strive to foster financial education and support initiatives that uplift our community. We understand that innovation is key to meeting the evolving needs of our members. That's why we offer digital banking solutions like online banking and mobile payments to ensure convenience and accessibility for everyone. Our ATM services are readily available for those who prefer cash transactions.

Branch Location & Accessibility

Welcome to Indiana Members at our Downtown Branch, conveniently located at 50 N Pennsylvania St in the heart of Indianapolis, IN. This vibrant area is easily accessible, making it simple for you to manage your banking needs. Whether you're visiting us after exploring nearby landmarks like the Indiana State House or the bustling Monument Circle, we're here to provide you with friendly service and support. Our branch offers ample parking options, ensuring a hassle-free visit. We're proud to be ADA-compliant, featuring ramps and accessible entrances for all our members. Our lobby hours are designed with your convenience in mind: we're open Monday through Thursday from 8 AM to 4 PM and on Friday from 8 AM to 5 PM. If you need assistance outside these hours, feel free to reach out at 317-635-7729. At Indiana Members, we strive to make banking easy for you. We offer a variety of services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, enjoy the convenience of ATM access right here at our branch. While members can visit us at 50 N Pennsylvania St, official correspondence should be sent to our mailing address: 50 N Pennsylvania St, Indianapolis, IN 46204-3103. We invite you to stop by and experience everything we have to offer. Our dedicated team looks forward to assisting you with all your financial needs!

Member Eligibility

Becoming a member of Indiana Members is like joining a caring community where your financial well-being is our top priority. If you're looking to enjoy personalized service and great benefits, we welcome individuals who live or work in the areas we serve. Whether you're a student, an employee, or just someone in our community, you may qualify for membership! At Indiana Members, we believe that everyone deserves access to affordable financial services, and we're here to help you every step of the way. To get started, simply visit us at our branch located at 50 N Pennsylvania St Indianapolis In 46204 or give us a call at (317) 635-7729. You can find detailed eligibility information on our website at . Once you're ready, opening an account is easy! Check out the account opening details available here: https://internetloanapplication.cudl.com/imcu/loaninformation.aspx. Join us today and experience the advantages of being part of Indiana Members!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services are designed to simplify daily operations for local businesses. Imagine processing payments quickly and securely, whether you run a bustling café or a retail store. Our services help you accept payments seamlessly, giving you more time to focus on what you do best growing your business. Located at 50 N Pennsylvania St Indianapolis In 46204, Indianapolis, IN 46204, we are here to provide the financial tools and support you need to thrive. Reach out today at (317) 635-7729 to learn more about how we can assist you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're running a business, you'll appreciate our comprehensive Business Banking services. We provide essential tools such as Merchant Services & Business Loans that can support everything from day-to-day operations to growth initiatives.

Call Us Today!

Our commitment at Indiana Members is to ensure that all members have access to the financial resources they need for a secure future. If you'd like more information about any of our services or need assistance, don't hesitate to reach out! Call us at (317) 635-7729 or visit us at our branch in Indianapolis. Your financial journey starts here with us at Downtown Branch!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Additionally, we have ATM services available for quick cash withdrawals and balance checks, ensuring you have access to your funds when you need them.

Personal Banking Solutions

Starting with the basics, our Personal Banking options include checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a special occasion or just want a safe place for your day-to-day expenses, we have the right account for you. Need to make a big purchase? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier than ever to drive away in the car of your dreams. You might also consider our Mortgage Loans & Refinancing services if you're looking to buy a home or lower your current mortgage payments. For those unexpected expenses, we offer Personal Loans & Debt Consolidation solutions that can help ease financial stress. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, giving you even more value from your spending.

Digital & Online Banking

Access Anytime with Online Banking

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds at your convenience. Just visit us at https://www.imcu.com/ to get started. You'll find a user-friendly interface that makes navigation a breeze, so you can focus on what matters most your financial goals.

Enhanced Security

While enjoying these services, rest assured that your information is secure. We prioritize your safety with top-notch security measures in place, so you can bank confidently without worrying about unauthorized access. In short, Indiana Members is committed to making banking easier for you through innovative digital solutions. Experience real-time account management and enjoy the freedom of banking on your terms. Join us today and take advantage of our digital banking offerings!

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We offer e-statements for those who prefer digital records. This option not only helps you stay organized but also contributes to a more eco-friendly approach by reducing paper waste.

Stay Connected with Mobile Services

For those always on the go, our mobile application is a game changer. It allows you to manage your accounts right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple. Plus, if you love the ease of mobile payments, you'll be pleased to know that our platform supports this feature too, allowing you to make purchases quickly and securely.

Financial Strength

At Indiana Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing exceptional service and support to our community. With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further bolstered by $320,554,280 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $26,500 in used auto loans and $1,920,064,416 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even as we maintain this robust structure, our $0 reflects operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $31,034,154. Total Share and Deposit Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 50 N Pennsylvania St Indianapolis In 46204 or call (317) 635-7729 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

For those seeking business opportunities, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand your business ventures. Additionally, we offer various credit lines totaling $780,585,066 to help you manage cash flow and unexpected expenses. If you're considering refinancing any existing loans or exploring eligibility options for our products, we are here to help guide you through every step of the process. At Indiana Members, we're committed to providing personalized service tailored to your unique financial situation. For more information about our loan offerings or to apply today, give us a call at 317-635-7729 or visit us at our branch located at 50 N Pennsylvania St Indianapolis IN 46204. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in making your financial dreams a reality!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, ensuring that you have the support you need to navigate the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or make larger purchases without collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate providers guarantees fair and transparent offers. Each loan comparison reflects current market conditions, allowing users to make informed decisions.

Indiana Members