Indiana Members Credit Union Indianapolis IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Indiana Members, your trusted partner in financial services located at 420 University Blvd Ste 205, Indianapolis, IN 46202. Established in 1956, we have grown alongside our community and now proudly serve over 165,000 members. With total assets amounting to an impressive $3,283,657,729, we are committed to providing a range of financial products tailored to meet your needs. At Indiana Members, our focus is on enhancing the lives of our members through personalized banking solutions. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we've got you covered. Our total loans and leases stand at 70,295, which reflects our dedication to helping you achieve your financial goals. While members can visit us at the branch address mentioned above, official correspondence should be directed to our mailing address: Campus Center, Indianapolis, IN 46202-5147. We understand that accessibility is key; that's why we offer a range of services including online and mobile banking options to ensure that your finances are always within reach. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO John Newett and Board President Robert Martin, we maintain a strong commitment to transparency and community involvement. With a workforce of 420 dedicated employees, we're ready to assist you with any questions or concerns you may have. If you're interested in becoming a member or simply want more information about our services, don't hesitate to reach out! Call us at 317-636-8479 or visit our website at imcu.org. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to become part of the Indiana Members family. Experience firsthand how our commitment to service excellence can help you achieve your financial goals. Whether you're looking for checking accounts, vehicle financing, or business loans, we're here for you every step of the way. Contact us today at 317-636-8479 or visit our website at imcu.com for more information on how you can join us on this exciting journey toward financial empowerment!

Our Journey

From the moment we opened our doors, Indiana Members has focused on providing exceptional financial services while fostering strong relationships within the community. Over the years, we've adapted to meet the needs of our diverse membership by expanding our offerings to include personal banking, auto loans, mortgages, and business banking solutions. As we evolved, we embraced digital advancements such as online and mobile banking, ensuring that our members can access their accounts conveniently and securely. Our commitment goes beyond just financial services. We actively engage in community outreach initiatives that make a real difference in the lives of those we serve. Whether it's partnering with local organizations or supporting educational programs, we believe in giving back and enhancing the quality of life for all residents of Indianapolis.

Our Mission

At Indiana Members, our mission is clear: to empower individuals and families through accessible financial solutions while nurturing a supportive community environment. We strive to provide personalized service that meets each member's unique needs, ensuring they feel valued and understood. Our dedicated staff is always ready to assist you during our lobby hours Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 5:00 PM. While members can visit us at 420 University Blvd Ste 205, official correspondence should be sent to our mailing address at Campus Center, Indianapolis, IN 46202-5147. We also offer convenient ATM services for quick cash withdrawals and balance checks.

Branch Location & Accessibility

Welcome to Indiana Members at our Campus Branch, conveniently located at 420 University Blvd Ste 205 in the vibrant city of Indianapolis, IN. Nestled in Marion County, our branch is not just a place to handle your banking needs; it's part of your community. Whether you're visiting us for personal banking or exploring loan options, we're here to make your experience smooth and enjoyable. While members can visit us at our branch address, official correspondence should be sent to our mailing address: Campus Center, Indianapolis, IN 46202-5147. This ensures you have all the necessary information for your communications with us. Our branch is easy to access, with ample parking available nearby and features that comply with ADA standards, making it friendly for everyone. You'll find us close to local landmarks that many know and love, making it a familiar spot for those in the area. We're committed to providing excellent service during our lobby hours. You can visit us Monday through Thursday from 8:00 AM to 4:00 PM, and on Friday from 8:00 AM to 5:00 PM. If you need assistance outside of these hours, feel free to give us a call at 317-636-8479. At Indiana Members, we offer a range of services tailored for your needs from checking and savings accounts to auto loans and credit cards with rewards. We also provide convenient ATM access for quick cash withdrawals or balance checks, ensuring you can manage your finances on the go. Although we do not currently offer drive-thru banking or shared services at this location, we invite you to explore everything we have available in-person or online. We look forward to welcoming you! Stop by soon or give us a call; we're here to help you with all your financial needs!

Member Eligibility

Becoming a member of Indiana Members is like joining a close-knit community where your financial well-being is our top priority. If you're looking to enjoy personalized services and great benefits, we invite you to check out the eligibility requirements. Generally, anyone who lives or works in the areas we serve can become a member, making it easy for you to access everything from checking accounts to loans tailored just for you. For more specific details on who qualifies, please visit our dedicated page at . Opening an account is straightforward! Just follow the simple steps outlined at https://internetloanapplication.cudl.com/imcu/loaninformation.aspx, and if you have any questions along the way, don't hesitate to reach out at (317) 636-8479. We're excited to welcome you into the Indiana Members family, where we prioritize your needs and help you achieve your financial goals together!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced environment, efficient payment solutions are essential. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine processing payments seamlessly while offering your customers various options from credit cards to mobile payments. At Indiana Members, we provide tools that help you manage sales efficiently and enhance customer satisfaction. Visit us at 420 University Blvd Ste 205 Indianapolis In 46202 in Indianapolis, IN, or give us a call at (317) 636-8479 to learn how we can assist your business in achieving its goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access

At Indiana Members, convenience is key. We offer ATM & cash withdrawal services with basic ATM access for balance checks and withdrawals anytime you need them. Plus, our friendly staff is always ready to assist during lobby hours: Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 5:00 PM. If you have questions or need assistance, feel free to give us a call at (317) 636-8479.

Credit Cards and Business Banking

Don't forget about rewards! Our Credit Cards with Rewards program allows you to earn points on everyday purchases, helping you get more out of your spending. For our members who run their own businesses, our Business Banking services are designed with you in mind. From merchant services that simplify transactions to business loans that can fund your next big project, we're here to support your success.

Home Financing

Buying a home is one of the biggest decisions you'll make. Our Mortgage Loans & Refinancing services are here to guide you through this exciting journey. We understand that every member's situation is different, which is why we provide personalized support every step of the way. If you're looking for additional financial help, our Personal Loans & Debt Consolidation options are perfect for those unexpected expenses or consolidating debt into one manageable payment.

Join Us Today!

Explore all these services and more at Campus Branch. We're not just a credit union; we're a community partner committed to helping you achieve your financial goals. Visit us today or check out our website at https://www.imcu.com/ for more information on how we can serve you better!

Personal Banking

In today's busy world, managing your finances should be straightforward. That's why we offer Personal Banking services like checking and savings accounts designed for every lifestyle. Imagine having the freedom to easily access your funds through our robust Online & Mobile Banking features, which allow you to check balances, transfer money, and pay bills right from your phone or computer. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options can help you get on the road without breaking the bank. With competitive rates and flexible terms, you'll find it easier than ever to drive away in the car of your dreams.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and packed with features that help you stay on top of your financial game. Need to transfer money quickly? Our person-to-person transfer service allows you to send and receive funds instantly, making it easier than ever to share expenses with friends or family. Plus, for those who prefer managing their finances on the go, our mobile application is available for download, giving you access to all your banking needs right from your smartphone.

Mobile Payments Made Easy

With our mobile payments feature, making purchases has never been simpler. Whether you're shopping in-store or online, you can use your phone to pay securely without the hassle of cash or cards. This convenience adds another layer of ease to your banking experience. In summary, Indiana Members is committed to providing accessible and efficient digital banking services tailored for our members. Whether you're checking balances, making transfers, or setting up automatic payments, we've got the tools you need for real-time account management right at your fingertips. Experience the freedom of modern banking today!

Security and Convenience

Security is a top priority at Indiana Members. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with multiple layers of protection to keep your information safe. You can also opt for e-statements, reducing paper clutter while enjoying secure access to your monthly statements digitally.

Financial Strength

At Indiana Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which reflects our commitment to providing you with reliable services and excellent member experiences. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $26,500 in used auto loans and a total of $1,920,064,416 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $31,034,154. Total Share Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 420 University Blvd Ste 205 Indianapolis In 46202 or call 317-636-8479 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new vehicle or a reliable pre-owned one, our flexible terms make it easier for you to hit the road without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand your business. Whether you're looking to invest in equipment or manage cash flow, our team is here to support your business goals. At Indiana Members, we aim to provide not just loans but comprehensive solutions that cater to all aspects of personal and business finance. If you're interested in refinancing options or want to know more about eligibility for any of our products, please don't hesitate to reach out! For more information or assistance with any of our loan offerings, call us at (317) 636-8479 or visit us at our branch located at 420 University Blvd Ste 205 Indianapolis In 46202 in Indianapolis, IN. We're here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. We offer competitive rates and terms that can help you secure your dream home while keeping your budget intact.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can choose the best option for your needs. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, helping you stay informed and make choices that suit your financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to trust the information they receive.

Indiana Members

Introduction

Branch History & Mission

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Convenient Access

Credit Cards and Business Banking

Home Financing

Join Us Today!

Personal Banking

Digital & Online Banking

Key Services

Mobile Payments Made Easy

Security and Convenience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community