Indiana Members Credit Union Franklin IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Indiana Members at our Franklin Branch, located at 1073 W Jefferson St, Franklin, IN 46131. Since opening our doors in 1956, we have been dedicated to serving our community with trust and reliability. As a member-focused credit union, we proudly support over 165,000 members and manage assets totaling an impressive $3.28 billion. At Indiana Members, your financial health is our top priority. We offer a variety of services tailored to meet your needs, including personal banking, auto loans, mortgage financing, and business banking solutions. With total deposits of $243.76 million and net worth exceeding $332.91 million, we are well-equipped to help you achieve your financial goals. Our commitment goes beyond just numbers; it's about building relationships within the community. Under the leadership of our CEO, John Newett, and Board President, Robert Martin, we strive to make a positive impact on the lives of those we serve. Our team of over 420 employees is here to assist you every step of the way. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address: 1073 W. Jefferson Street, Franklin, IN 46131. Ready to experience exceptional service? Don't hesitate to reach out! Call us at 317-474-6325 or visit our website at Indiana Members Credit Union for more information. We look forward to welcoming you into our family!

Branch History & Mission

Community Focus

At Indiana Members, we believe in giving back. Our partnerships with local organizations and participation in community outreach initiatives highlight our dedication to making a positive impact. We offer programs that support education, financial literacy, and local events that bring our community together. While members can visit us at 1073 W Jefferson St for all their banking needs, official correspondence should be sent to 1073 W. Jefferson Street, Franklin, IN 46131 if different from our branch address.

Join Us

As we look towards the future, Indiana Members remains committed to enhancing lives through financial solutions tailored to meet individual needs. We invite you to join us today and experience the difference of being part of a member-focused credit union. Explore all that Indiana Members has to offer by visiting us or calling us at 317-474-6325. Together, let's build a brighter financial future!

Modern Banking Solutions

We understand that convenience matters. That's why we offer digital banking options alongside traditional services. With features like online banking and mobile payments available to our members, managing your finances has never been easier. Plus, with ATM access and drive-thru banking hours extending into the evening on weekdays (8:00 am - 7:00 pm), you can bank on your schedule.

Our Journey

From our humble beginnings, Indiana Members has continuously evolved to meet the changing needs of our members. Over the years, we have built a strong reputation for providing personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Today, we proudly manage total assets exceeding $3.28 billion, reflecting our commitment to responsible growth and service excellence. Our mission is clear: to empower our members through exceptional financial services while actively supporting our community. We strive to create an inclusive environment where everyone feels welcome and valued. Whether you are looking for help with your first car loan or seeking advice on managing your finances, we're here for you every step of the way.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

Our branch is equipped with an ATM for easy cash withdrawals and balance checks. We also offer essential banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all tailored to fit your lifestyle. Whether you're visiting us in person or reaching out by phone at 317-474-6325, we're here to help you achieve your financial goals. While members can visit us at 1073 W Jefferson St Franklin In 46131, official correspondence should be sent to 1073 W. Jefferson Street, Franklin, IN 46131. We invite you to come by today and experience how Indiana Members can make banking easier for you!

Local Landmarks and Accessibility

Nestled near local favorites like the historic downtown area and just a short drive from scenic parks, our branch offers easy access for all members. Whether you're popping in for a quick transaction or need assistance with your financial needs, we have ample parking available right outside the entrance. Our facility is designed with accessibility in mind, ensuring that everyone can easily visit us.

Operating Hours That Fit Your Schedule

At Indiana Members, we understand that life gets busy. That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. For those who prefer the convenience of drive-thru banking, our drive-up services are available Monday through Friday from 8:00 AM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM.

Member Eligibility

Joining Indiana Members is like stepping into a community that truly cares about your financial well-being. Here, membership is open to anyone who lives, works, or worships in the area around Franklin. It's as simple as that! By becoming a member, you'll gain access to a variety of benefits designed to help you manage your finances with ease and confidence. Whether you're looking for personal banking options, auto loans, or credit cards with rewards, Indiana Members has something for everyone. To learn more about the specific eligibility requirements and how you can become part of our family. If you're ready to open an account or have any questions, feel free to reach out at (317) 474-6325. We're here to guide you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive marketplace, accepting payments quickly and securely is crucial. Our merchant services provide businesses with reliable tools to streamline transactions. Imagine a local café using our point-of-sale system to serve customers efficiently while managing inventory seamlessly. This practical solution not only enhances customer experience but also keeps operations running smoothly. When you choose Indiana Members, you gain a partner dedicated to your success. Visit us at 1073 W Jefferson St Franklin In 46131 in Franklin, IN, or call us at (317) 474-6325 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking for Growth

For entrepreneurs and business owners, our business banking services, including merchant services and business loans, are designed to support growth and stability. Whether you're starting a new venture or expanding an existing one, we work alongside you to find solutions that help your business thrive.

Connect with Us Today!

At Indiana Members in Franklin, IN, we're not just about transactions; we're about building relationships with our members. If you have questions or want more information about any of our services, don't hesitate to reach out! Call us at 317-474-6325 or visit our website at imcu.com today. Let us help you take the next step toward achieving your financial dreams!

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your finances anytime, anywhere. Need cash? Utilize our ATM services for quick withdrawals or balance checks without hassle. Prefer face-to-face interactions? Our basic drive-thru banking enables easy deposits and withdrawals while keeping things efficient.

Flexible Lending Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. They provide an excellent solution for those needing extra cash or looking to combine multiple debts into one manageable payment. With flexible terms and competitive rates, we aim to alleviate financial stress while helping you achieve your goals.

Home Financing Solutions

Buying a home is one of life's biggest milestones, and our mortgage loans and refinancing options make this journey smoother. Whether you're a first-time buyer or looking to refinance your current mortgage for better rates, our friendly team is here to guide you every step of the way. We take pride in offering personalized service that caters to your unique situation.

Personal Banking Made Easy

We understand that managing personal finances can sometimes feel overwhelming. That's why our personal banking services are designed to simplify your experience. From checking and savings accounts that help you manage day-to-day expenses to auto loans and vehicle financing options that make purchasing a car straightforward and stress-free, we've got you covered. Imagine driving off in your new vehicle with a competitive loan rate that fits your budget perfectly.

Rewarding Credit Card Choices

Our credit cards with rewards offer more than just a payment method; they provide benefits that can enhance your everyday spending. Picture earning points on purchases that lead to exciting rewards it's just another way we strive to add value for our members.

Digital & Online Banking

At Indiana Members, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you convenience and security right at your fingertips. Whether you're at home, at work, or on the go, managing your finances has never been easier. With our robust online banking platform available at https://www.imcu.com/, you can access your accounts 24/7. From checking your balance to transferring funds, everything is just a click away. Plus, our mobile application makes it even simpler to stay connected with your finances wherever you are. You can enjoy features like person-to-person transfers, allowing you to send money to friends and family instantly no need for cash or checks. We also prioritize your security while using our services. Although we currently do not offer electronic signature authorization, rest assured that all transactions are protected with advanced security measures. Additionally, you can choose to receive e-statements, which not only help reduce paper clutter but also provide a quick and easy way to keep track of your financial activities. For those who love the ease of mobile payments, you'll be glad to know that we support this feature as well! This means you can make purchases quickly and securely using just your smartphone. Our commitment is to ensure that managing your money is as straightforward as possible. With all these tools combined, Indiana Members ensures that you have real-time account management at your disposal. So whether it's day or night, you're in control of your financial journey every step of the way. Visit us online today and discover how easy banking can be!

Financial Strength

A Dedicated Team for You

We also take pride in having 374 full-time employees and 46 part-time employees dedicated to serving you. This knowledgeable team is always ready to assist you with your banking needs. With net shares amounting to $31,034,154, funds are readily available for lending and investments. Additionally, our strong member base is demonstrated by a total of 331,331, showcasing the trust placed in us by our community.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 1073 W Jefferson St Franklin In 46131 or call (317) 474-6325 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Managed

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares. These options offer stable and rewarding financial growth opportunities tailored to meet your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid footing is complemented by our impressive net worth ratio of 10.11%, which demonstrates our robust capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively. Our lending capacity supports members' financial aspirations with $26,500 in used auto loans and a total of $1,920,064,416 in loans and leases across various sectors. Our operational efficiency is reflected in our $8,526,303, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand. We aim to empower local businesses through tailored financing solutions. If you're interested in exploring refinancing options or checking your eligibility for any of these products, don't hesitate to reach out! You can contact us at (317) 474-6325 for more information or visit us at our branch located at 1073 W Jefferson St Franklin In 46131 in Franklin, IN. We pride ourselves on being a part of our community and look forward to helping you achieve your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We offer flexible terms that fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. These cards come with rewards programs that can benefit your everyday spending.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By leveraging data from reputable financial institutions, LendMesh guarantees that every comparison is rooted in verified information.

INDIANA MEMBERS CREDIT UNION - Franklin, IN

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Home Equity Loans

Vehicle Loans

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