Indiana Members Credit Union Fishers IN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Indiana Members, your trusted financial partner located at 13220 Olio Rd, Fishers, IN 46037. Since our establishment in 1956, we have proudly served our community with a commitment to member-focused service and financial wellness. With over 165,000 members, we strive to provide personalized banking solutions that meet the diverse needs of individuals and families in Fishers and beyond. At Indiana Members, we understand the importance of stability and security in your financial journey. Our total assets stand strong at $3,283,657,729, showcasing our ability to support you with a wide range of services from checking and savings accounts to auto loans and mortgages. Whether you're looking to secure a loan or simply manage your daily banking needs, our dedicated team is here to help. Under the leadership of CEO John Newett and Board President Robert Martin, we are committed to fostering a sense of community while ensuring that our members enjoy competitive rates and exceptional service. We are proud of our financial health, reflected in our net worth of $332,909,354 and total deposits reaching $243,763,811. While members can visit us at our Fishers branch for all their banking needs, official correspondence should be sent to the same address: 13220 Olio Rd., Fishers, IN 46037. If you're ready to take control of your finances or explore new opportunities for saving and borrowing, we invite you to reach out to us at (317) 348-4657 or visit us online at www.imcu.com. Let's work together towards achieving your financial goals!

Branch History & Mission

Join Us

While members can visit us at 13220 Olio Rd for all their banking needs complete with ATM access and drive-thru services we invite you to connect with us anytime by calling 317-348-4657. If you prefer sending official correspondence, please use our mailing address: 13220 Olio Rd., Fishers, IN 46037. As we look ahead to the future, we invite you to join Indiana Members Credit Union. Experience firsthand the benefits of being part of a community-focused organization that values you as a member and neighbor. Together, let's build a brighter financial future!

Our Mission

At Indiana Members, our mission is simple yet impactful: to serve as a trusted partner in your financial journey while making a positive difference in the communities we serve. We believe that everyone deserves access to high-quality financial products tailored to their needs. That's why we offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, business banking solutions, and more. Community support is woven into our mission. We actively participate in local events and initiatives aimed at strengthening Fishers and surrounding areas. Whether it's sponsoring youth sports teams or partnering with local organizations for charitable events, we're dedicated to giving back and helping those around us thrive.

Our Story

Since opening our doors in 1956, Indiana Members has focused on empowering individuals and families through accessible financial services. Over the years, we have achieved remarkable milestones, including reaching total assets of over $3.2 billion. This growth reflects not only our dedication to sound financial practices but also our mission to enhance the lives of our members. As we expanded our offerings beyond traditional banking services, we've embraced technology to meet the changing needs of our community. Today, we provide online and mobile banking options, making it easier than ever for you to manage your finances from anywhere. With features like person-to-person payments and e-statements, we ensure that your banking experience is convenient and secure.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more? Feel free to call us at 317-348-4657. Our friendly team is ready to assist you! We invite you to visit us at our Fishers Branch and discover how Indiana Members can help you achieve your financial goals. Remember, while you can reach us at 13220 Olio Rd for all your banking needs, any official correspondence should be sent to the same address listed as our mailing address. We look forward to seeing you soon!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. If you need assistance outside these hours, take advantage of our ITM Drive-Up Live Virtual Service, available Monday through Friday from 8:00 AM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM.

Parking and Accessibility

Parking is readily available right outside our branch, ensuring easy access for all members. Our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances. We aim to make every visit smooth and welcoming for everyone in our community.

Services Offered

At Indiana Members, we offer a wide range of services tailored just for you. From personal banking needs like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. Enjoy the convenience of ATM access for withdrawals and balance checks anytime you need it. Our drive-thru banking service allows for quick deposits and simple transactions without leaving your car.

Member Eligibility

At Indiana Members, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying our range of benefits. Joining us is simple! If you live, work, worship, or attend school in the Fishers area, you're likely eligible to become a member. We welcome individuals from various backgrounds, ensuring that our community reflects the diversity around us. By choosing Indiana Members, you gain access to personalized services that cater to your unique financial needs, whether it's savings accounts, loans, or credit cards with great rewards. To get started on your membership journey, all you need to do is visit us at our branch located at 13220 Olio Rd Fishers In 46037 or give us a call at (317) 348-4657 for more information. You can also check out the detailed eligibility criteria at . Ready to open an account? It's easy! Just follow the instructions available at https://internetloanapplication.cudl.com/imcu/loaninformation.aspx. Join us today and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions smoother. Imagine a local café that can accept payments easily from both regulars and tourists alike our payment solutions ensure that every sale counts. By simplifying payment processing, we help you focus on what matters most: running your business. Visit us at 13220 Olio Rd Fishers In 46037 in Fishers, IN, or give us a call at (317) 348-4657 to learn how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are designed to make your dreams a reality. With competitive rates and flexible terms, you can drive off in that new car without stretching your budget. Whether you're eyeing a sleek sedan or a rugged SUV, we have solutions that suit all preferences.

Business Banking Services

For our business members, we understand that every dollar counts. Our business banking services include merchant services and business loans designed to help your enterprise thrive. With tailored solutions like cash management tools and competitive loan options, we're dedicated to supporting local businesses in achieving their goals.

Convenient Banking Access

We know that convenience is key in today's busy world. That's why Indiana Members provides ATM access for quick cash withdrawals and balance checks without any hassle. Plus, our drive-thru banking service allows for easy deposits and withdrawals without leaving your car perfect for those on the go!

Mortgage Loans & Refinancing

When it comes to buying a home or refinancing an existing mortgage, having reliable guidance makes all the difference. At Indiana Members, we offer various mortgage loans tailored to first-time buyers and seasoned homeowners alike. Our experienced staff will work closely with you to find the best rates and terms that fit your financial situation.

Online & Mobile Banking Features

Embracing technology is essential for modern banking. Our robust online and mobile banking platforms make managing your finances easier than ever. You can access account information anytime, set up alerts for transactions, and even utilize person-to-person payment services all at your fingertips. With all these services conveniently located at 13220 Olio Rd Fishers In 46037, our friendly staff is eager to assist you with any questions or needs you might have. For more information or assistance, feel free to call us at 317-348-4657. We invite you to explore how Indiana Members can enhance your financial journey today! Visit us online at imcu.org or stop by our branch we look forward to serving you!

Personal Banking Solutions

Managing your personal finances should be straightforward and convenient. At Indiana Members, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through online banking or our mobile app, allowing you to check balances, transfer money, and pay bills from anywhere. Plus, our rewards credit cards provide perks for everyday purchases, making it easier to earn while you spend.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's funding a home improvement project or consolidating high-interest debts into one manageable payment, we're here to provide support and solutions that empower you financially.

Digital & Online Banking

Key Features

Our online banking offers a variety of features that put you in control. You can easily check your account balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer service allows you to do just that, making it quick and hassle-free. For those who prefer mobile banking, our mobile application is ready for download. With this app, you can manage your accounts from your smartphone or tablet, ensuring that your finances are always at your fingertips. Plus, if you're someone who loves using mobile payments, you'll be pleased to know that our platform supports this feature as well.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information. While we don't currently offer electronic signature authorization, rest assured that our systems are designed with safety in mind. And if you prefer going paperless, e-statements are readily available for easy access to your financial records without the clutter. With 24/7 online banking services, you can manage your accounts whenever it's convenient for you. Whether it's checking balances late at night or making transactions early in the morning, Indiana Members has got you covered. In summary, our digital and online banking services provide a blend of convenience, security, and accessibility all tailored for our members' needs. Experience the ease of modern banking today!

Financial Strength

Growing Community Trust

Our community continues to grow stronger with a total of 331,331 share accounts from valued members like you. This trust not only signifies our reliability but also showcases our commitment to being your partner in achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 13220 Olio Rd Fishers In 46037 or call (317) 348-4657 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Your Future

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends across various sectors; with $26,500 in used auto loans and $1,920,064,416 in total loans and leases, our lending capacity supports members' financial goals.

Strong Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options are designed to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we have solutions tailored for small businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. We can assist you through every step of the process, ensuring you understand your options and find the best fit for your needs.

Refinancing Options

If you're looking to lower your monthly payments or access cash from your equity, our refinancing options can be a great way to save money. Speak with one of our knowledgeable representatives at Indiana Members to explore eligibility and find out how much you could potentially save. At Indiana Members, we pride ourselves on providing personalized service and support throughout the borrowing process. Our team is dedicated to finding solutions that work for you. For more information about any of our loan products, feel free to reach out at (317) 348-4657 or visit us at our branch located at 13220 Olio Rd Fishers In 46037 in Fishers, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take that next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits to help you maximize your spending power while keeping your expenses manageable.

Loan Aggregator

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Indiana Members