Indiana Members Credit Union Evansville IN | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Indiana Members at our St. Joseph Branch, located at 618 N Saint Joseph Ave, Evansville, IN 47712. Established in 1956, we take pride in being a trusted financial partner for our community, serving over 165,000 members with dedication and care. At Indiana Members, we believe in building strong relationships that empower you to achieve your financial goals. With total assets of over $3.28 billion, we are well-equipped to support your needs. Our commitment to offering a variety of services is reflected in our impressive figures: we currently manage around $243.76 million in deposits and have granted approximately 70,295 loans and leases to help our members navigate life's financial journeys. You can feel confident knowing that your money is safe with us; our net worth stands at an impressive $332.91 million, backed by a solid cash reserve of $39.03 million. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address. If you're looking for convenience, we offer online and mobile banking solutions to ensure you can access your accounts anytime, anywhere. Under the leadership of CEO John Newett and Board President Robert Martin, our team of over 420 employees is dedicated to providing exceptional service tailored just for you. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here to guide you every step of the way. We invite you to reach out with any questions or visit us during lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. You can also give us a call at 812-492-1840 or explore more about our services on our website here. Discover how Indiana Members can make a positive difference in your financial life today!

Branch History & Mission

At Indiana Members, our story began in 1956 when we opened our doors at 618 N Saint Joseph Ave in Evansville, IN. Over the years, we have grown from a small credit union into a trusted financial partner for over 165,000 members. With total assets reaching an impressive $3,283,657,729, we are proud to serve our community with dedication and care. Our mission is simple yet impactful: to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or if you're a business seeking merchant services or loans, Indiana Members is here to help. As part of our commitment to accessibility and customer service, we offer convenient operating hours. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, and our drive-thru service mirrors those hours for added convenience. We also provide ATM availability for quick cash withdrawals and balance checks. While members can visit us at our branch address in Evansville, official correspondence should be sent to the same address: 618 N Saint Joseph Ave, Evansville, IN 47712. This location is not only central but also close to local landmarks that make it easy for you to find us. We are dedicated to enhancing our services with modern advancements such as online and mobile banking capabilities. Our user-friendly digital platforms ensure that managing your finances is easier than ever. We also prioritize accessibility for all members by maintaining ADA compliance throughout our facilities. Indiana Members believes in giving back. Through various partnerships and community outreach programs, we actively support local initiatives that make a difference in the lives of our members and neighbors. Join us at Indiana Members and experience the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to contact us at 812-492-1840. We look forward to welcoming you!

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your comfort in mind. We offer ample parking and features that ensure accessibility for everyone, including ADA-compliant ramps. If you prefer to handle your banking from the comfort of your car, take advantage of our drive-thru service for quick deposits, withdrawals, and other simple transactions. While you can visit us at 618 N Saint Joseph Ave for all your financial needs, please note that official correspondence should be sent to the same address as we do not have a separate mailing location.

Operating Hours

At Indiana Members, we value your time. Our lobby hours are welcoming from Monday through Friday, opening at 8:30 AM and closing at 5:00 PM on Fridays. The same hours apply to our drive-thru service throughout the week. Whether you're stopping by for personal banking services or just need some quick cash from our ATM available right on-site we're here to assist you.

Services Tailored for You

We offer a range of services designed to fit your life from checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. Our knowledgeable staff is always ready to guide you through any questions you may have about online and mobile banking options. Don't hesitate! Visit us today or give us a call at 812-492-1840. We're excited to welcome you into the Indiana Members family!

Member Eligibility

At Indiana Members, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the Evansville area, you're likely eligible to join us. We also welcome family members of existing members, making it easy for your loved ones to benefit from our services too. Not only do you gain access to personalized banking options, but you also become part of an organization that puts your needs first. For more detailed eligibility criteria, feel free to check out our resource. Ready to take the next step? Opening an account with us is as simple as visiting this link: https://internetloanapplication.cudl.com/imcu/loaninformation.aspx. If you have any questions or need assistance, don't hesitate to reach out at (812) 492-1840. We're here for you at our branch located at 618 N Saint Joseph Ave Evansville In 47712 come by and say hello!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make it easier for you to manage transactions and streamline payment processes. Whether you're a small retailer or a large service provider, our tools help enhance customer experience while simplifying your day-to-day operations. Visit us at 618 N Saint Joseph Ave Evansville In 47712 in Evansville, IN or call us at (812) 492-1840 to learn how we can support your business goals!

Comprehensive List Of Services

Additional Services

We also have convenient options like ATM access for withdrawals and balance checks, along with basic drive-thru banking for quick transactions like deposits and withdrawals. You can rest assured knowing that whether you're visiting us in person or using our online services, we prioritize your convenience. To learn more about our offerings or if you have any questions, don't hesitate to reach out! Call us at 812-492-1840 or visit us at our Evansville branch today. Let Indiana Members be your trusted partner in achieving all your financial goals!

Business Banking

For small business owners, Indiana Members provides essential services such as merchant services and business loans. We understand how vital cash flow is for your operations, and we're committed to helping your business thrive.

Credit Cards

Our credit cards with rewards give you more than just purchasing power; they offer benefits that can enhance your spending experience. Earn points for travel, merchandise, or cashback while enjoying the convenience of credit whenever necessary.

Home Loans

For those considering home ownership or refinancing their current mortgage, our expert team is ready to assist. We provide mortgage loans and refinancing options designed to make the process as smooth as possible. Imagine settling into your dream home with the help of a loan that fits your budget perfectly.

Personal Banking

When it comes to managing your everyday finances, we offer checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easy and accessible. Plus, enjoy the convenience of online and mobile banking that allows you to check balances, transfer funds, and pay bills right from your phone.

Personal Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you manage those costs effectively. Whether it's for medical bills or home repairs, we are here to provide financial relief when you need it most.

Vehicle Financing

If you're in the market for a new car, look no further! Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms to ensure that you drive away happy.

Digital & Online Banking

Accessibility & Security

At Indiana Members, we prioritize your security. Our digital banking services are designed with state-of-the-art security measures to protect your personal information and transactions. You can bank with confidence knowing that we take every precaution to keep your data safe. In short, our digital and online banking options provide the flexibility and convenience you need in today's fast-paced world. Whether you're checking your balance during lunch or making a payment from the comfort of your couch, we've got you covered. Experience hassle-free banking by visiting https://www.imcu.com/ today!

Key Features

One of the standout features is our person-to-person transfer option. This allows you to send money quickly to friends or family without any hassle. Need to settle up for dinner? Just use this easy feature! We also provide e-statements so you can say goodbye to paper clutter. With e-statements available, you'll receive timely updates about your account activity right in your inbox. And don't worry about signing documents; while we currently don't support electronic signature authorization, we ensure that all processes remain straightforward and secure. For those who love using their smartphones for payments, our mobile payments feature allows you to make purchases quickly and easily just tap and go! This makes everyday transactions not only faster but also more efficient.

Financial Strength

Commitment to Operational Efficiency

Our $8,526,303 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust Among Members

Total Share and Deposit Accounts: 331,331, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $31,034,154. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 618 N Saint Joseph Ave Evansville In 47712 or call (812) 492-1840 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $26,500 in used auto loans and $1,920,064,416 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget. Plus, if you're considering refinancing your current auto loan for better terms, we have options available to make that process easy.

Business Financing

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by small businesses and are here to support your journey. At Indiana Members located at 618 N Saint Joseph Ave Evansville In 47712, we prioritize our members' financial health and strive to offer straightforward lending solutions. For more information or to discuss your eligibility for any of our loan products, please reach out at 812-492-1840. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. Our credit card options come with rewards that can benefit you in daily spending while keeping your payments manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. We work closely with you throughout the application process to ensure you feel comfortable and informed at every step.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing you to trust the information you receive.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You will find up-to-date loan rates from multiple institutions, helping you make informed decisions about your financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective and user-friendly the platform is for everyday borrowers.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

INDIANA MEMBERS CREDIT UNION - Evansville, IN

Type of Loan Offerings

Home Equity Loans

Vehicle Loans

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