Indiana Members Credit Union Carmel IN | Reliable ATM & Drive-Thru Banking

Introduction

Welcome to Indiana Members at our West Carmel Branch, located at 3975 W 106Th St, Carmel, IN 46032. With a rich history since our establishment in 1956, we have proudly served over 165,000 members, helping them achieve their financial goals with trust and reliability. As a member-focused credit union, we understand that your needs are unique, and we're dedicated to providing personalized solutions tailored just for you. At Indiana Members, we believe in the power of community. Our total assets now exceed $3.28 billion, ensuring we have the strength to support our members with competitive loans and savings options. Our total deposits stand at an impressive $243,763,811, reflecting the trust our members place in us. Whether you're looking for a new vehicle loan or simply want to grow your savings, we've got you covered with over 70,295 loans currently serving our membership. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 3975 W 106th St, Carmel, IN 46032-7777. Led by our CEO, John Newett, and Board President, Robert Martin, our team of 420 employees is here to ensure you receive excellent service every time you walk through our doors or reach out to us by phone at 317-436-1430. We take pride in offering a range of services including ATM access and drive-thru banking for your convenience. Join us today and experience the difference that a community-focused credit union can make! Visit us online at indiana members or stop by our branch to see how we can help you on your financial journey.

Branch History & Mission

Join Us Today

As we look toward the future, we invite you to join Indiana Members Credit Union. Experience firsthand the benefits of being part of a community-focused financial institution that prioritizes your needs. Together, let's build a brighter financial future! Visit us online at Indiana Members or stop by our branch today!

Our Mission

At Indiana Members, our mission goes beyond banking; we aim to uplift the community by providing comprehensive financial education and support. We believe in making a positive impact through partnerships with local organizations and outreach initiatives that resonate with the values of our members. This commitment drives us to continually improve our services while ensuring accessibility for everyone. While members can visit us at 3975 W 106Th St Carmel In 46032, official correspondence should be sent to 3975 W 106th St, Carmel, IN 46032-7777. Our team is always ready to assist you with any inquiries at 317-436-1430.

Our Story

Indiana Members was founded with a simple mission: to empower individuals and families by offering personalized financial solutions that promote growth and stability. As we expanded our reach, we remained committed to this mission, focusing on building lasting relationships within our community. Each milestone in our history reflects our dedication to service and innovation, whether it's introducing new loan products or enhancing digital banking capabilities for easier access. Our branch serves as more than just a place for transactions; it's a hub for connection and support. With features like ATM availability and drive-thru banking services, we strive to meet the needs of our members conveniently. Our operating hours are designed to fit your schedule: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important to our members. Our branch is designed with features that accommodate everyone, including ADA-compliant entrances and parking spaces. You can expect easy access whether you're visiting our lobby or using our drive-thru service.

Contact Us

If you have any questions or would like to learn more about what we offer, don't hesitate to reach out! Give us a call at 317-436-1430 or visit us at our location in Carmel. We look forward to welcoming you to Indiana Members West Carmel Branch soon!

Operating Hours and Services

At Indiana Members, we strive to meet your banking needs with flexible hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. If you prefer virtual banking options, our ITM Live Virtual Service is available on weekdays until 7:00 PM and on Saturdays until 1:00 PM. Our branch offers a range of services designed for convenience. You can make deposits and withdrawals quickly at our drive-thru, or simply stop by our ATM for balance checks and cash withdrawals. Whether you need basic banking services or have questions about your account, our friendly staff is here to help.

Member Eligibility

At Indiana Members, we believe that everyone deserves a chance to thrive within a supportive community. Joining us is simple and welcoming! If you live, work, or worship in the area, or even if you have a family member who is already a member, you can easily qualify for membership. This means that whether you're just starting out or looking for a reliable financial partner, you're invited to become part of our family at Indiana Members. To explore more about the specific eligibility details, check out our resource page here. We make the account opening process straightforward too! You can find all the information you need by visiting this link. If you have any questions or need assistance, don't hesitate to call us at (317) 436-1430. We're excited to welcome you to Indiana Members, located at 3975 W 106Th St Carmel In 46032, where we're dedicated to helping you achieve your financial goals!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having the tools to accept payments seamlessly from your customers, whether they prefer cash, credit, or digital wallets. Our merchant services make it easy for you to manage transactions and streamline your operations. Picture a local cafe using our services to quickly process orders during peak hours, ensuring customer satisfaction while keeping lines moving smoothly. If you're ready to explore how Indiana Members can help elevate your business, visit us at 3975 W 106Th St Carmel In 46032 in Carmel, IN, or give us a call at (317) 436-1430. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

A Community-Focused Approach

We know that every member has unique needs, which is why we strive to provide services that resonate with your lifestyle. Whether you're a student managing your first account or a family planning for future expenses, our team is here to guide you through every step. Our commitment goes beyond just transactions; we aim to build lasting relationships within our community.

Convenience at Your Fingertips

In today's fast-paced world, having digital banking features is essential. At Indiana Members, we offer basic ATM access for withdrawals and balance checks, allowing you to manage your finances on the go. Plus, with our user-friendly online banking system, you can check your account balances, transfer funds, and pay bills from the comfort of your home or while out and about.

Everyday Banking Made Easy

We understand that banking should be simple and accessible. Our services include ATM Services Only, ensuring that you have quick access to your cash whenever you need it. With our basic drive-thru banking options, members can easily make deposits, withdrawals, and other simple transactions without stepping out of their cars. This is perfect for those busy days when you're juggling errands and need a fast solution.

Reach Out Anytime

For any questions or assistance regarding our services, don't hesitate to reach out. You can call us at 317-436-1430 during our lobby hours from Monday to Friday (9:00 AM - 5:00 PM) or on Saturday (9:00 AM - 1:00 PM). We're also available through ITM Drive-Up Live Virtual Service Hours from Monday to Friday (8:00 AM - 7:00 PM) and Saturday (9:00 AM - 1:00 PM). At Indiana Members, we're not just about banking; we're about making your financial journey easier and more rewarding. Explore all that we offer today!

Digital & Online Banking

Key Services Offered

Our online banking platform, which you can explore at https://www.imcu.com/, allows you to check balances, transfer funds, and pay bills with ease. You can access your account 24/7, ensuring that you have control over your finances whenever you need it. Plus, our mobile application provides the same robust features right at your fingertips, so whether you're at home or on the go, your bank is always with you. We also offer e-statements for those who prefer going paperless. This feature not only helps you keep track of your transactions but also contributes to a greener environment. And if you're looking to send money quickly to friends or family, our person-to-person transfer service makes it simple and fast no need for cash or checks!

Security and Accessibility

Your security is our top priority. While we currently do not support electronic signature authorization, we employ robust security measures to keep your information safe while using our services. Our user-friendly interface ensures that even those less familiar with technology can navigate their accounts easily. In addition to these features, we offer mobile payments so you can make purchases directly from your phone without needing a physical card. This added convenience means fewer worries about lost cards or carrying cash. Whether you're checking your balance during lunch or making a payment while waiting in line, Indiana Members provides accessible and efficient solutions for all your banking needs. Experience hassle-free banking today!

Financial Strength

Commitment to Growth

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $26,500 in used auto loans and $1,920,064,416 in total loans and leases, supporting your financial goals across various sectors.

Growing Membership Base

Total Share Accounts stand at 331,331, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $31,034,154, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 3975 W 106Th St Carmel In 46032 or call (317) 436-1430 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Your savings are safeguarded through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Our Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We provide competitive financing for both new and used vehicles, ensuring you get the best deal possible. Plus, if you're considering refinancing your current auto loan, we have options available that could lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand. We understand how crucial it is for businesses to have access to reliable funding sources. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of these loan products or would like more information about eligibility options or refinancing opportunities, please don't hesitate to reach out! You can contact us at 317-436-1430 or visit us at our branch located at 3975 W 106th St Carmel In 46032. We're here to help you navigate your financial journey!

Credit Lines

For those who prefer having access to funds when needed, our credit lines amounting to $780,585,066 provide the flexibility you need. You can borrow as little or as much as necessary up to your limit and pay interest only on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, making buying or refinancing simple. We offer various mortgage products tailored to fit different financial situations. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. These cards come with competitive rates and no collateral required. They are perfect for those looking to build credit or needing extra flexibility for unexpected expenses.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality means you receive fair and transparent offers tailored to your financial needs.

Indiana Members