Indiana Members Credit Union Carmel IN | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Indiana Members, your trusted partner in financial wellness since 1956. Nestled in the heart of Carmel, IN, at 12725 Old Meridian St, our Old Meridian Branch is dedicated to serving our vibrant community with a range of personalized banking services. With a commitment to member satisfaction, we proudly serve over 165,000 members and manage total assets exceeding $3.28 billion. At Indiana Members, we understand that every financial journey is unique. That's why we offer an array of services tailored to meet your needs from checking and savings accounts to auto loans and business financing. As of now, we have facilitated 70,295 loans and leases, ensuring that our members have access to the resources they need to achieve their goals. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 12725 Old Meridian Street, Carmel, IN 46032. Our leadership team is passionate about enhancing your banking experience. Under the guidance of CEO John Newett and Board President Robert Martin, we aim to foster a supportive environment where every member feels valued and empowered. Our friendly staff is here to assist you during our lobby hours from Monday through Friday, 9:00 AM - 5:00 PM, and Saturdays from 9:00 AM - 1:00 PM. With a strong net worth of $332.9 million and total deposits amounting to $243.8 million, we are well-equipped to support your financial aspirations while maintaining a solid foundation for future growth. Ready to take the next step in your financial journey? Reach out to us at (317) 324-4023, or visit our website at imcu.org for more information about how we can assist you today!

Branch History & Mission

Welcome to Indiana Members, where our journey began in 1956. Nestled in the heart of Carmel, IN, at 12725 Old Meridian St, our branch has flourished over the decades into a vital part of the community. With a rich history that reflects growth and resilience, we are proud to serve over 165,000 members today. When we first opened our doors, our mission was simple: to provide accessible financial services while uplifting the community. This mission remains at the core of what we do. As we evolved, so did our offerings. Today, we provide a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. We are committed to ensuring that every member feels valued and supported. Our branch is not just a financial institution; it's a hub for community engagement. We believe in giving back and have established various outreach programs to support local initiatives. Whether it's partnering with schools or sponsoring local events, Indiana Members strives to make a positive impact in Carmel and beyond. While members can visit us at our Carmel address for all their banking needs, official correspondence should be sent to our mailing address: 12725 Old Meridian Street, Carmel, IN 46032. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. As technology advances, we ensure that our services meet modern needs while remaining ADA compliant. Our digital banking options include online banking and mobile payments for ease of access anytime you need us. Plus, with an ATM available on-site and drive-thru banking options, we're here for you when you need us most. At Indiana Members, we invite you to join our family and experience the benefits of being part of a credit union that cares about its members and its community. Together, let's build a brighter financial future! For more information or to open an account, visit us online at Indiana Members or call us at 317-324-4023.

Branch Location & Accessibility

A Full Range of Services

Indiana Members offers a wide array of services tailored for your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have everything you need under one roof. Plus, with our drive-thru banking and ATM access, managing your finances has never been easier. While members can visit us at 12725 Old Meridian St for all their banking needs, official correspondence should be sent to our mailing address at 12725 Old Meridian Street, Carmel, IN 46032.

Convenient Access and Parking

At our Old Meridian Branch, we prioritize your convenience. We offer ample parking to make your visit hassle-free. Our location is also designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can enjoy our services without any barriers.

Let Us Help You Today!

Have questions or ready to get started? Don't hesitate to reach out! Call us at 317-324-4023 or drop by the branch. We're here to help you navigate your financial journey every step of the way!

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours to serve you better. Visit us during lobby hours from Monday through Friday from 9:00 AM to 5:00 PM, or stop by on Saturday from 9:00 AM to 1:00 PM. For those who prefer virtual assistance, our ITM Drive-Up Live Virtual Service is available Monday through Friday from 8:00 AM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM.

Member Eligibility

At Indiana Members, we believe in creating a community where everyone feels welcome and valued. Becoming a member is easy, and it opens the door to a range of financial benefits that are designed with your needs in mind. If you're looking to join us at our location on 12725 Old Meridian St Carmel In 46032, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in our local area. This means that whether you're new to the community or have been here for years, you can take advantage of our friendly service and personalized financial solutions. To get started on your journey with Indiana Members, simply visit our website or give us a call at (317) 324-4023. We're here to guide you through the process of opening an account, which you can find more about by visiting https://internetloanapplication.cudl.com/imcu/loaninformation.aspx. For detailed eligibility criteria, feel free to check out our resource at . Join us today and experience the difference of being part of a credit union that truly cares!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a day where your payment processing is as smooth as your business operations. Our merchant services simplify transactions, enabling you to focus on what you do best serving your customers. From credit card processing to mobile payments, we provide tools that make handling finances straightforward and efficient. Located at 12725 Old Meridian St Carmel In 46032, our team is here to help you navigate the financial landscape with confidence. For more information, give us a call at (317) 324-4023 or visit us online at https://www.imcu.com/. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services include comprehensive merchant services and business loans designed to help your company thrive. We aim to support local businesses in achieving their financial ambitions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. Access your accounts anytime and anywhere from your smartphone or computer. You can transfer funds, pay bills, and check balances all from the palm of your hand. Plus, our ATM & Cash Withdrawal Services give you access to your cash whenever you need it.

Financial Flexibility

Life can be unpredictable, and sometimes you may need extra funds for unexpected expenses. Our Personal Loans & Debt Consolidation options are here to help you regain control over your finances. Additionally, for those who enjoy rewards while spending, our Credit Cards with Rewards allow you to earn points on purchases that can be redeemed for travel, merchandise, and more.

Get Started Today!

With all these services available at Indiana Members in Carmel, there's no better time than now to take charge of your financial future. Give us a call at 317-324-4023 or visit us online at www.imcu.com to learn more about how we can assist you on your financial journey!

In-Person Services

For those who prefer face-to-face interactions, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions. Our friendly staff is always ready to assist you during lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer Personal Banking options including checking and savings accounts tailored to help you grow your money while keeping it safe. Need a new vehicle? Our Auto Loans & Vehicle Financing make it easy to get behind the wheel with competitive rates and flexible terms. If you're dreaming of homeownership or want to refinance your current mortgage, our Mortgage Loans & Refinancing services provide support every step of the way.

Digital & Online Banking

At Indiana Members, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to keep you connected to your money anytime, anywhere. With our user-friendly platform, you can access your accounts and complete transactions with just a few clicks. One of the standout features is our robust online banking service, available 24/7 at https://www.imcu.com/. This means you can check your balance, pay bills, and transfer funds whenever it fits into your schedule no need to rush to the branch during business hours! Plus, with our mobile application, you can manage your accounts on the go, ensuring you're always in control. For those who prefer paperless options, we provide convenient e-statements. This feature not only helps you stay organized but also enhances security by reducing the risk of sensitive information being lost or stolen in the mail. While we don't currently support electronic signature authorization, our commitment to security remains strong across all services. If you're looking for quick payments between friends or family, our person-to-person transfer option makes it simple. You can send money directly from your account without any hassle. And if you're out shopping or dining, take advantage of our mobile payments feature just tap and pay using your smartphone for a fast checkout experience. At Indiana Members, we prioritize accessibility and ease of use in everything we do. Our digital banking services empower you to manage your finances in real-time while enjoying peace of mind knowing that your information is secure. Whether you're at home or out and about, we're here to support you every step of the way!

Financial Strength

Building Trust Through Transparency

Total Share Accounts stand at 331,331, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $31,034,154, reinforcing our capability to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 12725 Old Meridian St Carmel In 46032 or call (317) 324-4023 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment is reflected in our total loans and leases amounting to $1,920,064,416, which supports various financial goals across different sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We offer flexible terms tailored to fit your budget, making it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital solutions, we are here to support your business ambitions. Our team at Indiana Members is dedicated to ensuring you find the right loan product for your needs. If you're interested in refinancing or would like more information on eligibility options, please don't hesitate to reach out. You can visit us at our branch located at 12725 Old Meridian St Carmel IN 46032 or give us a call at 317-324-4023 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, making buying or refinancing simple. We provide guidance throughout the process and ensure that you find a loan that fits your financial situation perfectly.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. With no collateral required and straightforward repayment options, our credit cards can help you build credit while enjoying rewards for your purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the loan options presented are reliable and up-to-date.

Indiana Members