Indiana Members Credit Union Bloomington IN | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Indiana Members, your trusted partner in financial well-being since 1956. Located at 3647 W State Road 46, Bloomington, IN 47404, we pride ourselves on being more than just a credit union; we're a community-focused institution dedicated to serving our members and enriching lives. With a robust membership of over 165,000 individuals, we strive to provide comprehensive banking solutions tailored to your needs. At Indiana Members, we understand that your financial journey is unique. That's why we offer a wide range of services, from checking and savings accounts to auto loans, mortgages, and business banking options. Currently, our total assets stand at an impressive $3.28 billion, showcasing our stability and commitment to safeguarding your investments. With total deposits of $243.76 million and a net worth of $332.91 million, you can rest assured that your finances are in capable hands. Under the leadership of CEO John Newett and Board President Robert Martin, our team of 420 employees is here to support you every step of the way. We believe in building lasting relationships with our members through personalized service and community involvement. While you can visit us at our Bloomington branch for all your banking needs, please note that official correspondence should be sent to the same address: 3647 W State Road 46, Bloomington, IN 47404. We invite you to explore how we can assist you in achieving your financial goals. Whether you're looking for a loan or simply need advice on managing your finances, feel free to reach out by calling us at 812-935-6200 or visiting our website at www.imcu.com. Together, let's make your financial dreams a reality!

Branch History & Mission

Join Us

If you're looking for a credit union that truly cares about your financial success and community involvement, look no further than Indiana Members. With convenient operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday until 1:00 PM you'll find it easy to visit us or reach out via phone at 812-935-6200. Join us today and experience firsthand how Indiana Members can support you on your financial journey while making a positive impact in Bloomington!

Our Journey

From our humble beginnings, we have steadily built a legacy of trust and support. Today, with over 165,000 members and total assets reaching an impressive $3,283,657,729, we continue to strive for excellence in every service we offer. Our branch is conveniently situated at 3647 W State Road 46, Bloomington, IN 47404, where you can easily access our services. For any official correspondence, please feel free to send mail to the same address. Over the decades, we've introduced various innovative products tailored to meet the diverse needs of our members. Whether it's personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we ensure that every member feels valued and supported on their financial journey.

Our Mission

At Indiana Members, our mission is clear: to enhance the financial well-being of our members while actively contributing to our community's growth. We believe that by investing in our members' futures and supporting local initiatives, we create a stronger community for everyone. This focus on community service drives us to develop partnerships with local organizations and engage in outreach efforts that make a real difference. Our commitment extends beyond just providing traditional banking services. We are dedicated to embracing technology with features like online banking, mobile payments, and person-to-person transfers. Additionally, our branch is fully ADA compliant to ensure all members can access our services comfortably.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to reach out! You can call us at 812-935-6200. Our friendly team is eager to assist you with whatever you need. We invite you to come by and experience the personal touch of banking with Indiana Members. Your financial journey starts here!

Convenient Access

At Indiana Members, we understand that accessibility is key. Our branch is fully ADA compliant, ensuring that everyone can easily visit us. You'll find ample parking available right outside our doors, making your trip smooth and hassle-free. If you prefer not to come inside, our drive-thru service allows for quick transactions without leaving your car.

Operating Hours

We're here for you! Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we stay open until 5:30 PM for your convenience. If you're looking to stop by on a Saturday, our drive-thru is open from 9:00 AM until 1:00 PM. Whether you need to open an account, apply for a loan, or simply ask questions about your financial options, we're ready to help during these hours.

Services at Your Fingertips

Indiana Members offers a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM services are available for quick withdrawals or balance checks anytime you need them. While members can visit us at 3647 W State Road 46 for all their banking needs, official correspondence should be sent to the same address for your convenience.

Member Eligibility

Joining the Indiana Members family is a wonderful step toward better financial opportunities, and we're excited to welcome you! To become a member of our supportive community at Indiana Members, you simply need to meet some basic eligibility criteria. Whether you're an employee of an organization we partner with, a family member of an existing member, or live within our service areas, we want you here! If you're curious about the specific details, feel free to check out more information on our eligibility requirements here. Once you're ready to take the plunge, opening an account is quick and straightforward. Just visit us at our branch located at 3647 W State Road 46 Bloomington In 47404, or give us a call at (812) 935-6200 for any questions you might have. Our friendly team is here to help guide you through the process. Join us today and enjoy a range of benefits designed to help you achieve your financial goals while being part of a community that truly cares!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café using our merchant services to streamline payments, allowing customers to enjoy their coffee without delays. Our tools help businesses manage transactions effortlessly, giving them more time to focus on what they do best serving their customers. Located at 3647 W State Road 46 Bloomington In 47404 in Bloomington, IN, we're here to support your business journey. Call us at (812) 935-6200 or visit us today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? We have ATM services available for withdrawals and balance checks right when you need them. For those who prefer face-to-face service but still want convenience, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car. At Indiana Members, we're dedicated to making banking accessible and straightforward for all our members. If you have questions about any of our services or would like assistance with opening an account, don't hesitate to reach out! Call us at (812) 935-6200 or visit us during our lobby hours: Monday - Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 5:30 PM, and Saturday from 9:00 AM - 1:00 PM. Let us help you take control of your financial journey today!

Business Banking

For small business owners or entrepreneurs, we provide comprehensive business banking solutions. From merchant services that simplify payment processing to business loans that can fuel your next big idea, we're here to support your business's growth every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can easily manage your accounts from anywhere at any time with just a few taps on your smartphone. Our online platform allows you to perform transactions, pay bills, and even send money through person-to-person payments making banking easier than ever.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options are here to help you manage those costs effectively. Additionally, if you're looking for a way to earn rewards while spending, our credit cards offer great benefits that suit various lifestyles.

Personal Banking

We understand that everyone has different banking needs. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. Need extra cash for that new car? Our auto loans and vehicle financing options make it simple and straightforward to get behind the wheel of your dream vehicle. If home ownership is on your mind, check out our mortgage loans and refinancing services, which can help you secure the perfect home loan tailored just for you.

Digital & Online Banking

Key Features for Your Convenience

One of the highlights of our digital banking experience is the ability to check your account balance, pay bills, and transfer funds anytime, anywhere. Whether you're at home or on the go, you can easily access your accounts using our mobile application. This user-friendly app allows you to make mobile payments and even send money directly to friends or family through person-to-person transfers. We also prioritize your security with features that keep your information safe while giving you peace of mind. While we do not currently offer electronic signature authorization, we ensure that all transactions are protected with advanced security measures.

Stay Updated with E-Statements

Say goodbye to paper clutter! With our e-statements feature, you can view and manage your bank statements digitally. This not only helps in keeping your records organized but also allows you to access them anytime without waiting for mail delivery. At Indiana Members, we believe in making banking as straightforward as possible. Our services are designed for easy navigation and real-time account management, so you can focus more on what truly matters your financial goals!

Financial Strength

Commitment to Growth

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $26,500 in used auto loans and $1,920,064,416 in total loans and leases.

Growing Membership

Total Share Accounts: 331,331, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $31,034,154. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 3647 W State Road 46 Bloomington In 47404 or call (812) 935-6200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Your savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, allowing us to provide competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees who are dedicated to serving you with expertise and care.

Strong Financial Health

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $111,332,563 in new vehicle loans and $426,561,998 in used vehicle loans to help members get on the road with confidence. Whether you're looking for financing for a brand-new model or a reliable used car, we have flexible options tailored just for you.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $434,721,198 provide the capital needed to expand your business. We understand the challenges businesses face and are committed to supporting local entrepreneurs through accessible financing solutions. At Indiana Members Credit Union, our goal is to provide financial products that empower our members. You can reach us at 812-935-6200 for any questions or assistance regarding our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can assist you with your financial needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, giving you access to competitive rates and terms that suit your needs. If you're interested in refinancing your current mortgage or exploring eligibility options, our knowledgeable team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $52,496,972 in unsecured credit card loans available to our members, you can manage your finances effectively while enjoying rewards on your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust the information they receive when comparing different loan options.

INDIANA MEMBERS CREDIT UNION - Bloomington, IN

Type of Loan Offerings

Home Equity Loans

Vehicle Loans