Indiana Members Credit Union Bloomington IN | Top Auto Loans & Mortgage Refinancing

Introduction

Welcome to Indiana Members at our branch located on 520 W Patterson Dr, Bloomington, IN 47403. Since opening our doors in 1956, we have proudly served our community with a commitment to provide reliable financial services tailored to your needs. With a robust membership of 165,038, we strive to be more than just a credit union; we are your trusted financial partner. At Indiana Members, we manage an impressive total of assets amounting to $3,283,657,729 and total deposits of $243,763,811. Our dedication to helping you achieve your financial goals is evident in our diverse range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our leadership team is deeply invested in the well-being of our members. Led by CEO John Newett and Board President Robert Martin, we work together to ensure that every member feels valued and supported. Our team consists of 420 employees, all committed to making your experience with us as smooth as possible. While members can visit us at the aforementioned address for all their banking needs, official correspondence should be sent to our mailing address at 520 W Patterson Dr, Bloomington, IN 47403-4829. With total loans exceeding 70,295 and a net worth of $332,909,354, you can trust that your finances are in safe hands. We also maintain a healthy cash reserve of $39,031,825, enabling us to respond promptly to your financial requirements. We invite you to explore how Indiana Members can assist you today! Whether you're looking for a loan or just want advice on managing your finances better, we're here for you. Feel free to reach out by calling us at 812-336-7470 or visiting our website at Indiana Members. Join us in building a brighter financial future together!

Branch History & Mission

A Modern Banking Experience

In an ever-changing world, Indiana Members embraces digital advancements without losing sight of personalized service. Our members enjoy easy access through online and mobile banking platforms designed for convenience and security. With ATM availability and drive-thru banking options at your disposal, managing your finances has never been easier. Our operating hours are tailored for accessibility: Lobby Hours from Monday to Thursday are from 9:00 AM to 5:00 PM; Fridays extend until 5:30 PM; and Saturdays offer Drive-Thru service from 9:00 AM until 1:00 PM.

Join Us Today

As we look toward the future, we invite you to be part of our journey. Experience the benefits of membership with Indiana Members where your financial health is our priority! Connect with us today by calling 812-336-7470 or visiting our website for more information on how you can join our family and thrive together in this vibrant community. Together, let's build a brighter financial future!

Our Mission

At Indiana Members, our mission is clear: to enhance the financial well-being of our members while nurturing the communities we serve. We believe that everyone deserves access to affordable financial services that empower them to make informed decisions. Whether it's offering competitive loan rates or providing resources for financial education, we strive to create positive impacts in people's lives. Our commitment goes beyond just numbers; it's about building relationships. We actively engage with local organizations and participate in outreach efforts aimed at supporting those in need within our community. Through partnerships with schools and nonprofits, we work tirelessly to give back and uplift those around us.

Our Story

From humble beginnings, Indiana Members has evolved into a trusted financial institution with a total membership of 165,038 and assets exceeding $3.28 billion. Our journey reflects not only growth in numbers but also an unwavering dedication to helping our members achieve their financial goals. Over the years, we've introduced various services that cater to personal banking needs, including checking and savings accounts, auto loans, mortgages, and business banking solutions. We pride ourselves on being more than just a bank; we are a part of the fabric of Bloomington. Located near key landmarks that make our city vibrant and engaging, we invite you to visit us at our branch address: 520 W Patterson Dr, Bloomington, IN 47403. While members can visit us here for their banking needs, official correspondence should be sent to our mailing address at 520 W Patterson Dr, Bloomington, IN 47403-4829.

Branch Location & Accessibility

Call Us Today!

While members can visit us at 520 W Patterson Dr, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 812-336-7470. We look forward to welcoming you into our branch soon!

Easy Access and Nearby Landmarks

Situated near popular landmarks such as the beautiful Bloomington Parks and the bustling downtown area, our branch is easy to find. With ample parking available right outside, you can quickly access our services without any hassle. We prioritize accessibility; our facility is ADA compliant, ensuring that everyone can navigate comfortably.

Operating Hours and Services Offered

We understand that convenience is key when it comes to banking. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM, with extended hours on Fridays until 5:30 PM. Need us on Saturday? Our drive-thru service is available from 9:00 AM to 1:00 PM, making it easier for you to get what you need on weekends. At Indiana Members, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing options, our friendly staff is ready to assist you in achieving your financial goals. You can also take advantage of our ATM services for quick cash withdrawals or balance checks anytime.

Member Eligibility

At Indiana Members, we believe that becoming a member is like joining a close-knit community where your financial well-being is our priority. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area. This means whether you're just starting out in your career or are settled down with a family, there's a place for you here. To learn more about specific eligibility requirements, feel free to visit our detailed page at . Joining is simple! Once you meet the eligibility criteria, opening an account is just a few clicks away. You can start the process online by visiting https://internetloanapplication.cudl.com/imcu/loaninformation.aspx, or if you prefer to speak with someone directly, don't hesitate to call us at (812) 336-7470. We're excited to welcome you into the Indiana Members family and help you achieve your financial goals while enjoying all the benefits that come with being a member!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,245 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $434,721,198, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for your business. Imagine being able to accept credit card payments seamlessly whether you're at a brick-and-mortar location or on the go. This flexibility can help you cater to more customers and increase sales. Located conveniently at 520 W Patterson Dr Bloomington In 47403 in Bloomington, IN, we're ready to partner with you on your journey. Reach out to us at (812) 336-7470 or visit our website at https://www.imcu.com/ for more information on how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, Indiana Members offers essential Business Banking services including Merchant Services & Business Loans. Let us help you grow your business with customized solutions designed just for you.

Convenient Access

With an ATM on-site and basic drive-thru banking for deposits and withdrawals, accessing your funds is hassle-free. Our lobby hours are convenient too: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. At Indiana Members, we believe in making banking straightforward and convenient for everyone in Bloomington and beyond. If you're ready to explore how we can support you financially, don't hesitate to reach out at 812-336-7470 or visit us online at imcu.org. Your financial journey starts here!

Credit Options

Don't forget about building or enhancing your credit with our Credit Cards with Rewards program. Enjoy perks like cash back or points on purchases while managing your spending effectively.

Home Loans

If homeownership is on your mind, look no further than our Mortgage Loans & Refinancing services. We simplify the loan application process, helping you secure the best rates available. Our knowledgeable team guides you through each step, ensuring you're comfortable and informed as you take this important step toward owning your home.

Personal Banking

We offer various Personal Banking options that cater to your everyday needs. Whether you're looking for a Checking or Savings Account, our accounts come with features that help you manage your money effectively. Imagine having the flexibility to access your funds anytime through our Online & Mobile Banking platforms, making it simple to check balances, transfer money, and pay bills from anywhere.

Personal Loans

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation options come in handy. Whether it's for medical bills or home repairs, we provide loans that can help ease financial burdens while consolidating debts into manageable payments.

Vehicle Financing

For those considering purchasing a new car, our Auto Loans & Vehicle Financing solutions can help make that dream a reality. We work with you to find competitive rates and flexible terms tailored to fit your budget. Picture yourself driving off in your new vehicle without the stress of complicated financing processes.

Digital & Online Banking

Enhanced Security and Accessibility

We take security seriously at Indiana Members. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with robust security measures to protect your information. Additionally, our person-to-person transfer feature allows you to send money quickly and securely to friends or family members no need for cash or checks. Whether you're checking balances during a break at work or making payments while waiting in line, our digital banking services ensure that managing your finances is as simple as possible. With everything accessible through one platform, keeping track of your financial health has never been easier. Explore all these features today by visiting https://www.imcu.com/, and discover how Indiana Members can help simplify your banking needs!

Key Services

Our online banking platform at https://www.imcu.com/ is user-friendly and packed with features to enhance your banking experience. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, if you prefer to keep things paperless, our e-statements feature allows you to receive important documents electronically, saving both time and resources. For those who are always on the move, our mobile application makes it even easier to stay connected with your finances. It's available for download on most devices, giving you the power to manage your accounts right from your smartphone. Enjoy the convenience of mobile payments too; simply tap and pay for purchases without fumbling for cash or cards.

Financial Strength

Commitment to Growth

With $320,554,280 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $26,500 in used auto loans and $1,920,064,416 in total loans and leases to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 374 full-time employees and 46 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Focus

Total Share Accounts stand at 331,331, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $31,034,154, reflecting our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Members is your trusted partner. Visit us at 520 W Patterson Dr Bloomington In 47403 or call (812) 336-7470 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Strong Financial Metrics

With a net worth of $332,909,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Our members' savings are secured through $671,186,554 in share certificates and $755,958,096 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $426,561,998 in used vehicle loans and $111,332,563 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes so you can drive off with peace of mind.

Commercial Loans

For business owners, our outstanding commercial loans totaling $434,721,198 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey toward success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,496,972 in loans helping members manage their finances effectively. This is a great option if you're looking to consolidate debt or make unexpected purchases without the pressure of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,964,920, make buying or refinancing simple. We offer various mortgage products to fit your needs, whether it's a first-time purchase or refinancing an existing loan.

Refinancing Options

If you're interested in lowering your monthly payments or consolidating debt into one manageable loan, we also offer refinancing options across our loan products. Our team can help evaluate your current financial situation and determine if refinancing is right for you. Feel free to reach out at (812) 336-7470 or visit us at 520 W Patterson Dr Bloomington In 47403 in Bloomington, IN for more details about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that you receive fair and transparent offers tailored to your needs.

Indiana Members