Indiana Heartland Credit Union Kokomo IN | Best Auto Loans & Business Banking

Introduction

Welcome to Indiana Heartland Federal Credit Union, your trusted partner in financial growth and community support since 1972. Located at 402 S Berkley Rd, Kokomo, IN 46901, we are dedicated to providing personalized banking solutions that cater to the unique needs of our 4,818 members. With a solid foundation built on trust and reliability, we take pride in managing total assets of $39,710,857 and ensuring our members have access to the resources they need. At Indiana Heartland, we understand that every member's journey is different. That's why we offer a diverse range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you're looking for a new vehicle or planning for your future, our experienced team is here to guide you every step of the way. Our commitment extends beyond just banking; it's about building lasting relationships within our community. Under the leadership of CEO Buffey Hedrick and Board President Karen Windsor, we strive to empower our members through financial education and support. Our dedicated staff of 9 employees is always ready to assist you with any questions or concerns. While members can visit us at our branch location, official correspondence should be sent to the same address: 402 S Berkley Rd, Kokomo, IN 46901. Feel free to reach out by phone at 765-854-3067 or explore more about what we offer on our website at indianaheartland.org. Join us today and experience the difference that comes with being part of a credit union that truly cares!

Branch History & Mission

A Legacy of Service

Located at 402 S Berkley Rd, Kokomo, IN 46901, our branch has been a welcoming space for individuals and families seeking reliable financial services. As you visit us, you'll find not only a place to manage your finances but also a community hub where friendships are formed and local events are celebrated. Our drive-thru service and ATM availability make banking easy and accessible for everyone. Over the years, Indiana Heartland has evolved significantly. We've embraced technology while maintaining our commitment to personal service. Our digital advancements include online banking and mobile applications that allow members to manage their accounts conveniently from anywhere. We ensure our services are accessible to all, adhering to ADA compliance standards so that everyone can benefit from what we offer.

Join Us Today!

As we look forward to the future, we invite you to be part of the Indiana Heartland family. Whether you're looking for competitive loan rates or personalized banking solutions, we have something for everyone. Stop by during our operating hours Monday through Tuesday and Thursday from 8:30 AM to 4:30 PM; Wednesday until 1 PM; and Friday until 5:30 PM to meet our friendly staff or give us a call at 765-854-3067. Join us today and discover how Indiana Heartland can help you thrive financially while being an active part of your community! Visit us online at indianaheartland.org for more information about our services.

Our Mission

At Indiana Heartland, our mission is simple: to provide exceptional financial services while supporting the well-being of our community. We believe that by offering personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards, we empower our members to achieve their financial goals. We don't stop at just providing financial products. Our outreach efforts demonstrate our commitment to community support. We partner with local organizations and participate in events that uplift the residents of Kokomo and surrounding areas. This deep-rooted connection is what sets us apart; we are more than just a credit union we are your neighbors. While members can visit us at 402 S Berkley Rd, official correspondence should be sent to the same address as we maintain a streamlined process for all communications.

Branch Location & Accessibility

Accessibility and Convenience

At Indiana Heartland, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring everyone can enjoy our services comfortably. If you're on the go, our drive-thru banking offers a quick way to handle deposits and withdrawals without leaving your vehicle. And for those who prefer automated transactions, we have an ATM available right outside.

Additional Services

Indiana Heartland isn't just about convenience; we also provide a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you have any questions or need assistance, don't hesitate to give us a call at 765-854-3067. While members can visit us at 402 S Berkley Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged. So why wait? Stop by Indiana Heartland today and discover how we can help you achieve your financial goals!

Operating Hours

We know that life can get busy, so we offer flexible banking hours to suit your schedule. Visit us Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM; Wednesdays from 8:30 AM to 1 PM; and Fridays from 8:30 AM to 5:30 PM. Whether you're looking to open a new account or discuss loan options, our friendly staff is here to help during these hours.

Member Eligibility

At Indiana Heartland, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, worship, or attend school in our local area. Our friendly team is dedicated to making banking accessible for you, and we're excited to offer services tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with loans, becoming part of our family means you'll receive support every step of the way. To get started on your membership journey, just visit us at our branch located at 402 S Berkley Rd Kokomo In 46901 or give us a call at (765) 854-3067. You can find detailed eligibility criteria and updates on our website: . Opening an account is straightforward and designed with you in mind just check out the details here: https://indianaheartland.org/loans/. Join us today and experience the benefits of being part of the Indiana Heartland community!

Business Banking & Commercial Services

At Indiana Heartland, we understand that every business has unique needs and aspirations. Whether you're a startup looking to take your first steps or an established company ready to expand, we are here to help you thrive. Our commercial loan options are designed to fuel your growth journey. Imagine launching a new product line or upgrading your equipment our loans can make it happen. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services can streamline your operations. Imagine having the ability to accept payments easily and efficiently this is crucial in today's fast-paced environment. From payment processing to cash management, our services help you focus on what matters most: running your business. Visit us at 402 S Berkley Rd Kokomo In 46901 in Kokomo, IN or call us at (765) 854-3067 to learn more about how we can support your business goals!

Comprehensive List Of Services

Accessibility and Support

Need cash? Our ATM & Cash Withdrawal Services ensure you have access to your funds whenever needed. We also offer a convenient Basic Drive-Thru Banking option for quick deposits and withdrawals without leaving your car. At Indiana Heartland, we strive to create a welcoming environment where your financial needs are met with care and efficiency. Our friendly staff is always ready to help answer questions or guide you through our various services. If you're ready to take control of your financial future or simply want more information about how we can assist you, don't hesitate to reach out! Call us at (765) 854-3067, or visit us online at Indiana Heartland Federal Credit Union. Join us today and experience banking designed for real people!

Business Banking Solutions

For our business members, we offer tailored services such as Merchant Services & Business Loans that can support your venture's growth and success. Whether you're starting a new business or looking to expand, we're here to assist you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking features that let you manage your finances anytime and anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Loans and Credit Options

Life can throw unexpected expenses your way. To help you navigate these challenges, we provide Personal Loans & Debt Consolidation solutions that can relieve financial pressure. Plus, with our Credit Cards with Rewards, every purchase can earn you benefits while giving you flexibility in how you spend.

Personal Banking Services

We understand that managing personal finances can sometimes be overwhelming. That's why we offer Personal Banking services including Checking & Savings Accounts that fit different lifestyles and goals. If you're planning to buy a new car, our Auto Loans & Vehicle Financing options are designed to help you hit the road with ease. For those dreaming of homeownership, our Mortgage Loans & Refinancing services make it easier than ever to achieve your dream home without the stress.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your balance, view transactions, and transfer funds whenever it suits you. Our user-friendly interface makes it easy for everyone to navigate their accounts. Plus, our E-Statements Availability means you can receive your account statements electronically no more waiting for mail! Need to send money to a friend? Our Person-to-Person Transfers feature lets you do just that with a few clicks. If you're someone who enjoys the flexibility of digital signatures, you'll appreciate our Electronic Signature Authorization option, which simplifies paperwork without compromising security.

Mobile Banking

For those who prefer banking on their smartphones, our Mobile Application Availability ensures that all these services are right at your fingertips. You can manage your accounts, deposit checks, and even make payments through your mobile device. While we currently don't offer Mobile Payments, our app still delivers a comprehensive banking experience. In addition to these features, we provide real-time account management tools so you can stay updated on your finances without any hassle. With all these digital offerings, Indiana Heartland is committed to making banking not only accessible but also enjoyable for every member. Explore everything we have to offer by visiting us at https://indianaheartland.org/ today!

Financial Strength

A Growing Community

We value the trust you've placed in us, as shown by our impressive total share accounts of 8,676. This growing member base reinforces the community aspect of Indiana Heartland, making us more than just a credit union we're your partner in achieving your financial aspirations. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana Heartland is your trusted partner. Visit us at 402 S Berkley Rd Kokomo In 46901 or call (765) 854-3067 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Comprehensive Lending Services

Our lending capacity supports your financial goals across various sectors with $1,084 in used auto loans and $33,537,395 in total loans and leases. Whether you're looking to finance a vehicle or need support for other personal projects, we're here to help make it happen.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $2,242,679, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This member-centric approach sets us apart and strengthens our community ties.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. The dedication of our team is crucial; we proudly employ 8 full-time employees and 1 part-time employees who are always ready to assist you with their expertise.

Reinvestment for Growth

With $4,381,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth not only benefits our operations but also enhances the overall member experience.

Secure Savings Options

Members' savings are secured through $14,116,676 in share certificates, offering stable and rewarding financial growth opportunities. While we have $0 in money market shares, our focus remains on providing beneficial options that align with your financial goals.

Strong Financial Health

With a net worth of $4,430,180, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is vital for ensuring that you can rely on us for all your banking needs. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,940,925 in used vehicle loans and $6,487,252 in new vehicle loans already helping members get on the road. We make it easy for you to find financing that fits your budget. Plus, if you're considering refinancing your current auto loan, we have options available to help you save even more.

Credit Lines and More

In addition to these products, we provide credit lines totaling $2,500,000, allowing you access to additional funds when you need them most. This is perfect for emergencies or larger purchases where flexibility is key. If you're interested in learning more about any of our loan products or checking your eligibility for refinancing options, feel free to reach out to us at 765-854-3067 or visit us at 402 S Berkley Rd Kokomo IN 46901. For performance insights and financial data regarding our offerings and overall branch performance, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Indiana Heartland, we're here to support your journey toward financial stability and success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are constantly evaluating our services to better meet our members' needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $415,999 in loans helping members manage their finances effectively. This option is great for those who want to consolidate debt or cover unexpected expenses without putting down collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender listed on the platform undergoes a thorough verification process, allowing users to trust that they are viewing genuine loan options.