Independent Credit Union Anderson IN | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Independent, your trusted financial partner located at 3737 S Scatterfield Rd, Anderson, IN 46013. Since our establishment in 1971, we have dedicated ourselves to serving our community and empowering our members with a range of financial services tailored to meet their unique needs. With over 6,471 members and assets exceeding $87,738,253, we pride ourselves on building lasting relationships that foster financial wellness. At Independent, we believe in putting our members first. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help. Our total deposits stand at an impressive $6,357,801, showcasing the trust our members place in us. Additionally, we are committed to responsible lending, offering a total of 3,925 loans and leases to help you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 3737 S Scatterfield Rd, Anderson, IN 46013. If you have any questions or need assistance, don't hesitate to reach out at 765-649-9271. Led by our CEO Connie Lodde and Board President Chad Clark, our team of 27 employees is passionate about providing exceptional service and supporting our local community. We invite you to explore all that Independent has to offer by visiting our website at independentfcu.org or calling us today! Your financial journey starts here!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join the Independent family. Experience the benefits of being part of a credit union that prioritizes its members and community alike. Whether you're looking for personal banking solutions or aiming to start your journey toward financial independence, we're here to help you every step of the way. If you're ready to make a change or simply want more information about what we offer, please give us a call at 765-649-9271 or visit our website at independentfcu.org. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings in the early '70s, Independent has grown significantly. We started with a vision to offer personalized financial solutions and have since evolved into a robust institution with total assets reaching an impressive $87,738,253. This growth reflects not only our financial stability but also our commitment to supporting our members through various life stages. Our headquarters in Anderson serves as the heart of our operations. Over the years, we've embraced digital advancements to enhance member experience while ensuring compliance with ADA standards. Today, we offer online and mobile banking services that allow members to manage their finances conveniently from anywhere.

Our Mission

At Independent, our mission is clear: we strive to provide exceptional financial services while making a positive impact on our community. We believe in empowering individuals and families by offering products like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment extends beyond just banking; we actively participate in community outreach initiatives that support local causes and foster growth. Our drive-thru service and ATM availability ensure that accessing your funds is quick and easy. While members can visit us at 3737 S Scatterfield Rd for all their banking needs, official correspondence should be sent to the same address if you need to reach out.

Branch Location & Accessibility

Get in Touch

We invite you to visit us or give us a call at 765-649-9271. Our team at Independent is eager to help you with all your banking needs. Come see how we can support your financial journey today!

Operating Hours

We understand that life can be busy. That's why we offer flexible operating hours: Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're on your way to work or running errands on the weekend, we're here when you need us.

Parking and Accessibility Features

At our location, you'll find ample parking available, making it easy for you to come in and take care of your banking needs. Our branch is ADA compliant, ensuring that everyone can access our services comfortably. If you're visiting us during business hours, you'll appreciate our friendly staff who are ready to assist you.

Services Offered

At Independent, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is committed to helping you achieve your financial goals. Need a quick transaction? Use our drive-thru service for deposits and withdrawals without leaving your car. Plus, enjoy the convenience of ATM access whenever you need cash. While members can visit us at 3737 S Scatterfield Rd, official correspondence should be sent to the same address as our mailing address: 3737 S Scatterfield Rd, Anderson, IN 46013.

Member Eligibility

At Independent, we believe that joining our community is about more than just banking; it's about being part of a supportive family. Becoming a member is open to anyone who lives, works, worships, or attends school in our local area. We welcome individuals and their families to take advantage of the benefits we offer, including competitive rates on loans and savings accounts, personalized service, and access to a range of financial products tailored to your needs. If you're curious about whether you qualify for membership, feel free to check out our eligibility criteria at http://www.independentfcu.org/become-a-member. The process is straightforward and welcoming you can start by visiting us at our branch located at 3737 S Scatterfield Rd Anderson In 46013 or by calling us at (765) 649-9271 for any questions. Ready to get started? You can open an account easily by following this link: https://my.homecu.net/eforms/loanapp.prg?id=9t6vj8bjr7chitow8bb7rq%3d%3d&appinit=1. We can't wait to welcome you into the Independent family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies payment processing, allowing you to focus on what matters most growing your business. Our merchant services provide easy payment solutions that keep your operations running smoothly. From accepting credit cards to managing transactions effortlessly, we help you enhance customer satisfaction while boosting sales. Located at 3737 S Scatterfield Rd Anderson In 46013, Anderson, IN, we're here to empower your business with the resources it needs to thrive. Contact us at (765) 649-9271 today to learn more about how we can assist you!

Comprehensive List Of Services

Accessing Funds with Ease

With ATM availability and basic drive-thru banking options at Independent, cash withdrawals and simple transactions have never been easier. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for busy schedules. We invite you to visit us at our branch located at 3737 S Scatterfield Rd Anderson In 46013 in Anderson, IN. For any questions or assistance, feel free to call us at (765) 649-9271. Discover how our comprehensive range of services can simplify your financial journey today!

Business Banking Support

Business owners will also find valuable resources at Independent. Our business banking services include merchant services and business loans designed to help entrepreneurs thrive. Whether you're starting a new venture or expanding an existing one, we offer financial solutions tailored specifically for small businesses.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your finances anytime, anywhere. From checking balances and transferring money to accessing e-statements and making mobile payments, everything is just a few clicks away.

Flexible Lending Options

Need cash for unexpected expenses? Our personal loans and debt consolidation services can provide the relief you need. With straightforward application processes and quick approvals, you won't have to wait long to access funds when life throws challenges your way. For those looking to reward themselves while managing their spending, our credit cards come with rewards programs that let you earn points on everyday purchases. Use those points for travel, shopping, or even cashback it's all about making your money work harder for you.

Home Financing Solutions

When it comes to buying a home, our mortgage loans and refinancing options are designed to ease your path to homeownership. We understand that securing a mortgage can be overwhelming, which is why our friendly team is ready to guide you through the process. Whether you're a first-time buyer or looking to refinance your existing mortgage for better rates, we've got your back.

Personal Banking Made Easy

Starting with personal banking, we provide various checking and savings accounts designed for different lifestyles. Our accounts come with features that help you manage your finances effortlessly. Imagine having the ability to deposit checks directly from your smartphone or transfer funds instantly to a friend all while enjoying competitive interest rates. For those considering vehicle purchases, our auto loans and vehicle financing options can make your dream ride a reality. Picture yourself driving off in that new car without breaking the bank our flexible loan terms ensure you find an option that fits your budget.

Digital & Online Banking

Key Features

Our online banking platform puts you in control. You can view your account balances, transfer funds, and pay bills all in one place. Plus, with our mobile application, you can manage your finances right from your smartphone. Whether you're making person-to-person transfers or setting up electronic signature authorization for quick transactions, we've got you covered.

Security and Convenience

Security is a top priority for us. Our digital banking features are designed with advanced security measures to protect your personal information. You can also opt for e-statements to reduce paper clutter while keeping your financial records secure and accessible at any time.

Stay Connected

With the ability to make mobile payments, you can enjoy the convenience of paying directly from your device without fumbling for cash or cards. All these features come together to ensure that managing your money is easier than ever before. At Independent, we're committed to providing you with a user-friendly experience that allows real-time account management at your fingertips. Join us today and take advantage of all our digital banking services!

Financial Strength

Commitment to Excellence

With $6,669,198 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,047 in used auto loans and $60,738,954 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 11,065, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $155,091. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Independent is your trusted partner. Visit us at 3737 S Scatterfield Rd Anderson In 46013 or call (765) 649-9271 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $5,499,582 in share certificates and $5,090,958 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $9,200,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,047 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,952,968 in used vehicle loans and $11,493,217 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to fit your budget. Plus, if you're considering refinancing your current auto loan, we have options available that can make your payments more manageable.

Credit Lines

For those looking for ongoing financial flexibility, our total credit lines amount to $10,805,215. This service allows you to borrow as needed while only paying interest on what you use perfect for managing cash flow throughout the month. At Independent, we're committed to providing personalized service and financial education so our members can make informed decisions about their borrowing options. For any questions or assistance, feel free to reach out at (765) 649-9271 during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can work for you! Visit us today or check out our website at https://www.independentfcu.org/ for more information.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,956,393, make buying or refinancing simple. We strive to guide you through the process with support and resources that ensure you understand each step along the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option is ideal for those who want to consolidate debt or cover unexpected costs without tapping into savings.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to trust the accuracy of the comparisons they see.

Independent