Impact Credit Union Tiffin OH | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Impact Credit Union, where our commitment to the Tiffin community shines bright! Located at 435 W Market St, Tiffin, OH 44883, we have proudly served our members since 1994. With a total membership of over 14,347 individuals, we strive to provide personalized financial services tailored to meet your needs. At Impact Credit Union, we understand that trust and reliability are essential in banking. That's why we have built a solid foundation with total assets reaching an impressive $184,290,518. Our members can feel secure knowing that their deposits are safe with us currently totaling $13,177,571. We also offer a range of loan options with a total of 10,272 loans and leases, ensuring that whether you're purchasing a new vehicle or consolidating debt, we are here for you every step of the way. While visiting us at our branch is always encouraged, please note that official correspondence should be directed to the same address: 435 West Market Street, Tiffin, OH 44883. Our friendly team is ready to assist you Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 8:30 AM to noon. Under the leadership of our dedicated CEO, Scott Hicks, and Board President Michael Halbeisen, we continually aim to improve our services and foster strong relationships within the community. With a passionate team of 56 employees, we are committed to making your banking experience positive and rewarding. If you're looking for a trusted partner in your financial journey, look no further! Explore more about what we can offer by visiting us online at impactcu.org or give us a call at 419-443-1500. We can't wait to welcome you into our family!

Branch History & Mission

Community Engagement

Impact Credit Union actively participates in community outreach efforts that reflect our dedication to making Tiffin a better place for all. We partner with local organizations and host events aimed at promoting financial literacy and well-being among residents. By investing in our community's future, we strengthen not only our credit union but also the lives of those we serve. We invite you to experience what makes Impact Credit Union special. Join us today and discover how we can help you reach your financial dreams while being part of a supportive community-focused organization. If you have any questions or need assistance, feel free to call us at (419) 443-1500. Together, let's build a brighter future!

Our Mission

Our mission centers around the idea that every member deserves access to affordable financial solutions that empower them to achieve their goals. We are committed to fostering a supportive environment where everyone feels valued and heard. At Impact Credit Union, we believe that by focusing on our members' needs and giving back to our community, we can create lasting positive change. While members can visit us at 435 W Market St Tiffin Oh 44883, official correspondence should be sent to 435 West Market Street, Tiffin, OH 44883. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturday mornings from 8:30 AM to noon for drive-thru services until 12 PM. In addition to providing traditional banking services, we are dedicated to embracing technology. With features like online banking and mobile payments available, we make it easy for our members to manage their finances anytime and anywhere. Our commitment to accessibility also includes ADA compliance so everyone can enjoy our facilities comfortably.

Branch Location & Accessibility

Call to Action

We invite you to stop by and experience the friendly service that sets us apart! If you have questions or need assistance before visiting, don't hesitate to give us a call at 419-443-1500. We look forward to welcoming you at Impact Credit Union!

Nearby Landmarks and Accessibility

Our location is just a stone's throw away from popular spots like the historic Tiffin City Hall and the beautiful Tiffin River. Parking is available right outside our branch, and we are proud to offer ADA-compliant access to ensure that everyone can comfortably reach us.

Operating Hours and Services

We understand that life can get busy! That's why our lobby hours are designed to fit into your schedule open Monday through Friday from 8:30 AM to 5:00 PM. If you need to swing by on Saturday, our drive-thru service is open from 8:30 AM until noon. You can also enjoy the convenience of ATMs available for quick cash withdrawals or balance checks. At Impact Credit Union, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we've got what you need under one roof. Our drive-thru also allows for easy transactions without needing to leave your car.

Member Eligibility

At Impact Credit Union, Inc., we believe that joining our community is about more than just banking; it's about becoming part of a supportive family that looks out for one another. If you're looking to become a member, it's easier than you might think! To be eligible, you generally need to live, work, worship, or attend school in Tiffin or surrounding areas. We welcome individuals and families who are ready to take advantage of the many benefits we offer, from personal loans to business banking services. For detailed information on eligibility requirements, feel free to visit this link where you can find all the specifics. Once you know you qualify, opening an account at our branch located at 435 W Market St, Tiffin OH 44883 is a breeze! You can start the process by visiting our online application or give us a call at 419-443-1500 if you have any questions or need assistance. We're here to help you every step of the way as you embark on your financial journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $95 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $318,240, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored to help you manage transactions smoothly. Imagine seamlessly processing payments from your customers whether in-store or online making it easier for you to focus on what truly matters: growing your business. Located at 435 W Market St Tiffin Oh 44883, Tiffin, OH 44883, our team is ready to assist you every step of the way. Contact us at (419) 443-1500 or visit us during our operating hours from Monday to Friday, 8:30 AM - 5:00 PM and Saturday from 8:30 AM - Noon. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we have specialized services in our Business Banking section. This includes essential Merchant Services & Business Loans, designed to help your business thrive in a competitive marketplace.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards program! This allows you to earn points on everyday purchases that can be redeemed for exciting rewards, making each transaction more rewarding.

Digital Banking Convenience

We know that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking features. You can easily manage your accounts from anywhere, make payments, and transfer funds right from your phone or computer. Plus, our ATM & Cash Withdrawal Services ensure that you have access to your funds whenever you need them.

Drive-Thru and ATM Access

If you prefer face-to-face interactions but don't have time for a full visit, our Basic Drive-Thru Banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. For added convenience, our ATMs provide easy access for cash withdrawals and balance checks anytime. At Impact Credit Union, Inc., we strive to make banking simple and accessible for everyone in the community. If you're ready to take the next step toward achieving your financial goals or if you simply have questions about any of our services, don't hesitate to reach out! Give us a call at (419) 443-1500 or visit us during lobby hours from Monday through Friday, 8:30 AM - 5:00 PM and Saturday from 8:30 AM - Noon. We look forward to serving you!

Personal Banking

Whether you're looking to open a new checking account or save for the future, our personal banking services are tailored to meet your needs. With our Checking & Savings Accounts, you can manage your day-to-day finances while also building your savings. Need a little extra cash for that dream car? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. For those considering homeownership, we offer Mortgage Loans & Refinancing solutions that can help you secure the best rates and terms available. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions to fit your budget.

Digital & Online Banking

Enhanced Security

We prioritize your security with every transaction. Our digital banking services include robust measures to protect your personal information and account details. You can rest easy knowing that your data is safe while you manage your finances at any time of day or night. In summary, whether you're looking to check your balance on the go or take care of transactions from the comfort of your home, Impact Credit Union, Inc. has the tools to help you stay in control of your finances effortlessly. Join us today and experience the future of banking!

Key Services

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds with ease. You can visit us at https://www.impactcu.org/ to explore all the features we provide. One standout feature is our electronic signature authorization, which simplifies the process of signing documents without needing to visit a branch physically. This not only saves you time but also enhances your security. E-statements are another great option we offer, giving you instant access to your financial statements while helping you reduce paper clutter. You can view these statements online whenever you need them no more waiting for mail delivery. For those on the go, our mobile application makes banking even more convenient. You can enjoy mobile payments, allowing you to make purchases directly from your phone. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and hassle-free.

Financial Strength

At Impact Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health, ensuring that you can bank with confidence. With a net worth of $16,764,739, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 910% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,829,091 in share certificates and $44,055,671 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,602,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,238,000 in used auto loans and $121,310,277 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 31,777 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Impact Credit Union is your trusted partner. Visit us at 435 W Market St Tiffin Oh 44883 or call 419-443-1500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,927,033 in used vehicle loans and $7,847,651 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find a plan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $318,240 provide the capital needed to grow and expand your operations. We understand the importance of having accessible funding for your business endeavors. If you're considering refinancing any existing loans or want to know more about eligibility options available for these products, please don't hesitate to ask our team during your visit or call us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way with clear communication and straightforward processes. Visit us today at Impact Credit Union in Tiffin and let's work together towards achieving your financial aspirations!

Credit Lines

For those who prefer flexibility in borrowing, our credit lines amounting to $8,000,000 provide just that an easy way to access funds as needed without the hassle of reapplying each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $10,327,411. We make buying or refinancing simple with competitive rates and flexible terms. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team will guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,324,085 in loans helping members manage their finances effectively. This option allows you to access funds when needed without tying it to collateral.

Loan Aggregator

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Impact Credit Union Inc