Impact Credit Union Findlay OH | Best Auto Loans & Checking Accounts

Introduction

Welcome to Impact Credit Union, Inc., your trusted partner in financial wellness, located at 14901 E State Route 12, Findlay, OH 45840. Established in 1994, we have proudly served our community for nearly three decades, building a strong foundation of trust and reliability. With over 14,300 members, we are committed to providing personalized banking solutions tailored to meet your needs. At Impact Credit Union, we understand that financial decisions can be daunting. That's why we strive to create a welcoming environment where you can explore options such as checking and savings accounts, auto loans, mortgages, and even business banking services. Our total assets stand at an impressive $184,290,518, reflecting our strong commitment to the financial well-being of our members. Under the leadership of our CEO, Scott Hicks, and Board President, Michael Halbeisen, we take pride in fostering a supportive community atmosphere. Our dedicated team of 56 employees is here to assist you with everything from straightforward transactions to complex financial planning. While you can visit us at our branch for in-person service, please note that official correspondence should be sent to 14901 St Rt 12, Findlay, OH 45840 if different from our physical address. With total deposits reaching $13,177,571 and a net worth of $16,764,739, we have the resources to help you achieve your financial goals. Whether you're looking for loans totaling 10,272 or exploring savings options with more than 31,777 shares deposited, we're here for you every step of the way. Our commitment extends beyond mere numbers; we aim to make a positive impact on the lives of our members and the community as a whole. We invite you to connect with us today by calling 419-427-0061 or visiting our website at Impact Credit Union. Let's work together towards a brighter financial future!

Branch History & Mission

At Impact Credit Union, Inc., our story began in 1994 in the heart of Findlay, Ohio. Since opening our doors at 14901 E State Route 12, we have proudly served our community with a commitment to providing exceptional financial services and support. With a total membership of over 14,300 and assets totaling $184290518, we have grown into a trusted financial partner for individuals and families alike. Our mission is simple yet powerful: to empower our members through accessible financial services while nurturing the community we serve. We believe that everyone deserves the opportunity to achieve their financial goals, whether that's through personal banking options like checking and savings accounts or specialized services such as auto loans and mortgages. Our focus goes beyond just transactions; we aim to build lasting relationships with our members. Over the years, we've embraced advancements in technology to ensure that banking is convenient and secure. From online banking to mobile payments, we're dedicated to meeting our members where they are. Our commitment to accessibility also includes ADA compliance at our branch, ensuring everyone can benefit from our services. As a community-focused credit union, we take pride in our partnerships with local organizations and initiatives. By participating in outreach programs and supporting local events, we strive to make a positive impact in Findlay and beyond. While members can visit us at 14901 E State Route 12 Findlay Oh 45840, official correspondence should be sent to 14901 St Rt 12, Findlay, OH 45840. We invite you to experience the difference at Impact Credit Union. Whether you're looking for everyday banking solutions or assistance with larger financial decisions, we're here for you every step of the way. Join us today by calling us at (419) 427-0061 or visiting us during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 6:45 AM to 5:00 PM (with drive-thru open until 6:00 PM), and Saturday from 8:30 AM to Noon. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Impact Credit Union, your friendly financial partner conveniently located at 14901 E State Route 12 in Findlay, Ohio. Nestled in the heart of Hancock County, our branch is easily accessible for all your banking needs. Whether you're stopping by after a visit to the nearby Findlay Village Mall or heading back from a fun day at Riverside Park, we're right along your route! At Impact Credit Union, we understand that convenience matters. Our branch features ample parking and ADA-compliant access points, ensuring that everyone can visit us with ease. For those who prefer to bank on the go, we also offer an ATM on-site, available for quick cash withdrawals and balance checks. Our operating hours are designed to fit your busy lifestyle. Visit us Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 6:45 AM to 6:00 PM (with the drive-thru open until 6:00 PM), and Saturday from 8:30 AM to noon. Our friendly staff is ready to assist you with a variety of services including personal checking and savings accounts, auto loans, mortgages, and more. While members can visit us at our physical location, please note that any official correspondence should be directed to our mailing address at 14901 St Rt 12, Findlay, OH 45840. We invite you to stop by or call us at 419-427-0061 to learn more about how we can support your financial journey. Your satisfaction is our priority at Impact Credit Union!

Member Eligibility

Becoming a member of Impact Credit Union, Inc. feels like joining a close-knit community that truly cares about your financial well-being. If you're looking to join us at our welcoming branch located at 14901 E State Route 12 Findlay Oh 45840, the process is simple and straightforward. Our membership is open to individuals who live, work, worship, or attend school in the surrounding areas. We also extend eligibility to family members of current members, so you can share the benefits with those you love. This inclusivity means you'll be part of an organization that prioritizes your needs and supports you on your financial journey. Joining Impact Credit Union, Inc. comes with fantastic advantages, including access to personalized banking services, competitive loan rates, and community-focused initiatives designed to empower our members. If you're ready to take the next step, you can easily open an account online by visiting our account opening page at https://online.impactcu.org/loan-application/form. For any questions or assistance, don't hesitate to reach out to us at (419) 427-0061. For more detailed information about membership criteria, please check out our eligibility page at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $95 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $318,240, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine a busy café where customers can quickly pay with mobile wallets or a retail store offering online shopping. Our merchant services help you accept payments seamlessly, allowing you to focus on what you do best growing your business. Visit us at 14901 E State Route 12 Findlay Oh 45840 or call us at (419) 427-0061 to learn more about how we can partner with you for success!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also ensure accessibility through our ATM services for quick withdrawals and balance checks whenever you need them. If you're on the go or prefer face-to-face interaction, our drive-thru banking makes it easy for you to conduct simple transactions without leaving your vehicle. At Impact Credit Union, Inc., located at 14901 E State Route 12 Findlay Oh 45840 in Findlay, OH, we're dedicated to making banking simple and enjoyable for all our members. If you'd like more information about any of our services or want assistance from one of our friendly staff members, don't hesitate to call us at (419) 427-0061. Join us today and discover how we can support your financial journey! Visit our website or stop by we look forward to serving you!

Business Banking

For our business members, Impact Credit Union, Inc. offers comprehensive business banking solutions including merchant services and business loans. We know how important it is for local businesses to have reliable support; our dedicated team is ready to assist you in growing your enterprise while managing cash flow effectively.

Credit Cards

Our credit cards come with attractive rewards programs that let you earn points for everyday purchases. Imagine getting cash back just for buying groceries or booking travel! With this added benefit, using your credit card becomes not just convenient but rewarding too.

Loans and Financing

For those looking to finance their dreams, we offer auto loans and vehicle financing that can help you hit the road in no time. Picture yourself driving off in your new car without breaking the bank our flexible terms are designed with you in mind. Additionally, if homeownership is on your radar, our mortgage loans and refinancing options provide the support you need to secure your future. If you find yourself needing extra cash for unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can simplify your financial journey. We understand that life can throw curveballs, so we're here to help you navigate them with confidence.

Online & Mobile Banking

In an age where convenience is key, our online and mobile banking platforms allow you to manage your accounts from anywhere. Need to check your balance? Transfer funds? Pay bills? You can do it all with just a few taps on your smartphone or clicks on your computer. Plus, with features like person-to-person payments and e-statements, keeping track of your finances has never been easier.

Personal Banking

In today's busy world, managing your finances should be straightforward. That's why our personal banking options include both checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you track your spending effortlessly or a savings account that rewards you with competitive interest rates. At Impact Credit Union, Inc., we strive to make everyday banking feel less like a chore and more like an empowering experience.

Digital & Online Banking

Anytime Account Management

Our 24/7 online banking services mean you can manage your accounts whenever it suits you. This flexibility helps you stay on top of your finances without missing a beat. Plus, with features like e-statements, you'll always have access to important documents at your fingertips. At Impact Credit Union, Inc., we prioritize not just convenience but also security. Our systems are built to protect your personal information while offering the features that matter most to you. Join us today and experience banking that works for you!

Convenient Online Access

With our online banking platform available at https://www.impactcu.org/, you can easily check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Need to make a quick payment? Our person-to-person transfer feature allows you to send money directly to friends or family without any hassle.

Mobile Banking Made Easy

Take control of your finances right from your smartphone with our mobile application. Whether you want to deposit checks using electronic signature authorization or set up e-statements for easy record-keeping, our app is user-friendly and secure. Plus, you can enjoy the convenience of mobile payments just tap and go!

Financial Strength

A Dedicated Team at Your Service

We pride ourselves on having 47 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is here to guide you through every step of your financial journey.

Growing Together

Our member base continues to grow with 31,777 total share accounts, reflecting the trust that our community places in us. This growth strengthens our position as a reliable credit union dedicated to serving its members effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Impact Credit Union is your trusted partner. Visit us at 14901 E State Route 12 Findlay Oh 45840 or call 419-427-0061 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to you is evident in our operations and policies.

Reinvesting for Your Benefit

With $16,602,909 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy helps us keep pace with your needs while maintaining our operational efficiency.

Secure Savings Options

Members' savings are secured through $20,829,091 in share certificates and $44,055,671 in money market shares, offering stable and rewarding financial growth opportunities. This means your deposits are not only safe but also working hard for you.

Strong Financial Health

With a net worth of $16,764,739, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 910 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We currently have $22,387,033 in used auto loans and a total of $121,310,277 in loans and leases available. This diverse portfolio enables us to assist you in achieving your dreams whether it's buying a car or financing a home.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,927,033 in used vehicle loans and $7,847,651 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing options that suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $318,240 provide the capital needed to grow and expand your business. We understand the unique challenges that businesses face and are committed to supporting their success through tailored lending solutions. If you're interested in any of our loan offerings or want to explore refinancing options, please don't hesitate to reach out. You can contact us at 419-427-0061 for more information or visit us online at Impact Credit Union. Our dedicated team is ready to assist you in finding the right loan for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $10,327,411. We make buying or refinancing simple and accessible for our members. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Personal Loans and Credit Lines

We also provide flexible terms on unsecured credit card loans, with a total of $5,324,085 in loans helping members manage their finances effectively. Additionally, our total credit lines available are $8,000,000, giving you the freedom and flexibility to handle unexpected expenses or consolidate debt.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Impact Credit Union Inc