Impact Credit Union Findlay OH | Best Auto Loans & Business Banking

Introduction

Welcome to Impact Credit Union, Inc., your trusted partner in achieving financial goals since 1994. Located at 11814 Township Road 100, Findlay, OH 45840, we pride ourselves on providing personalized banking services that cater to our community's needs. With a strong membership base of over 14,347 members and assets totaling $184,290,518, we are dedicated to delivering outstanding financial solutions and support. At Impact Credit Union, we understand that every member's journey is unique. Our commitment goes beyond just numbers; it's about building lasting relationships within our community. Under the leadership of CEO Scott Hicks and Board President Michael Halbeisen, our team of 56 employees works tirelessly to ensure that you receive exceptional service and the best financial products available. While you can always reach us at our branch address for in-person assistance, please note that official correspondence should be sent to our mailing address: 11814 Township Road 25 #100, Findlay, OH 45840. With a robust portfolio that includes $13,177,571 in deposits and a solid net worth of $16,764,739, we offer a wide range of services from personal banking like checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Whether you're looking for credit cards with rewards or need help with debt consolidation, we've got you covered. We believe in empowering our members with the knowledge and tools they need for financial success. So why wait? Visit us today or give us a call at 419-423-3764! Let's embark on this financial journey together!

Branch History & Mission

Join Us

While members can visit us at 11814 Townsip Road 100 Findlay Oh 45840, official correspondence should be sent to 11814 Township Road 25 #100, Findlay, OH 45840. We invite you to experience the benefits of membership with Impact Credit Union. Our doors are open during convenient hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:00 PM (with drive-thru service available until 6:00 PM), and Saturday from 8:30 AM to noon. If you're looking for a credit union that genuinely cares about your financial future while actively supporting the community, look no further than Impact Credit Union. Give us a call at (419) 423-3764 or explore more about us at our website. Join us today and be part of something impactful!

Our Evolution

Since opening our doors nearly three decades ago, we have continuously evolved to meet the changing needs of our members. We started as a small credit union focused on providing essential banking services and have expanded our offerings to include a wide range of financial products like personal loans, auto loans, mortgage financing, and business banking solutions. With total assets reaching an impressive $184,290,518, we have built a solid foundation that allows us to support our members through various life stages and financial challenges. Our branch's unique identifier, 35,963, reflects not just our operational capabilities but also our dedication to providing top-notch customer service. We understand that each member's financial journey is different, which is why we offer personalized support tailored to individual needs.

Our Mission

At Impact Credit Union, our mission goes beyond just banking; it's about making a positive impact in the lives of our members and the wider community. We strive to provide accessible financial solutions while fostering a culture of trust and community support. Our team works diligently to ensure that every interaction is meaningful and geared towards empowering individuals with the knowledge and resources they need for better financial health. We believe in being there for our community through various outreach efforts and partnerships that promote financial literacy and well-being. Whether it's hosting workshops or collaborating with local organizations, we are committed to giving back and helping others thrive.

Branch Location & Accessibility

A Variety of Services Just for You

At Impact Credit Union, we offer a range of services designed with our members in mind. From personal checking and savings accounts to auto loans and mortgage refinancing options, we have something for everyone. Need assistance with business banking? We're here to help! Plus, if you ever have any questions or want to learn more about what we offer, don't hesitate to reach out at 419-423-3764. While members can visit us at 11814 Township Road 100, please note that official correspondence should be sent to our mailing address: 11814 Township Road 25 #100, Findlay, OH 45840. We invite you to stop by or give us a call today! Let us help you take the next step in your financial journey with confidence at Impact Credit Union.

Accessible Banking Experience

At our Findlay branch, you'll find ample parking available, making it easy for you to stop by. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure that everyone can comfortably visit us. Whether you're here for a quick transaction or a more in-depth discussion about your banking needs, we strive to make your experience as pleasant as possible.

Operating Hours That Fit Your Schedule

We know that life can get busy, which is why our operating hours are tailored for your convenience. Visit us Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays from 6:45 AM to 5:00 PM. If you need assistance on the weekend, we're also open on Saturdays from 8:30 AM to Noon. For those who prefer the drive-thru service, it's available until 6:00 PM on Fridays perfect for those rushing home after work!

Member Eligibility

Becoming a member of Impact Credit Union, Inc. is like joining a welcoming family that truly cares about your financial well-being. At our Findlay branch located at 11814 Townsip Road 100 Findlay Oh 45840, we invite individuals who live, work, worship, or attend school in our community to apply for membership. Whether you're looking for a supportive place to manage your savings or seeking financing options tailored to your needs, you'll find that being part of our credit union offers many advantages. We pride ourselves on providing personalized service and competitive rates that make banking easier and more rewarding. To learn more about the specific eligibility criteria, feel free to visit this link for detailed information. When you're ready to open an account, the process is straightforward just head over to this page or give us a call at (419) 423-3764 during our operating hours. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $95 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $318,240, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient payment processing is crucial for any business. Our merchant services offer practical solutions that simplify transactions, allowing you to focus on what you do best running your business. From point-of-sale systems to online payment options, we provide tools that enhance customer experiences while ensuring secure transactions. Visit us at 11814 Townsip Road 100 Findlay Oh 45840 in Findlay, OH, or call us at (419) 423-3764 to learn how we can support your business journey!

Comprehensive List Of Services

Always Here for You

Our branch operates Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:00 PM (with drive-thru open until 6:00 PM), and Saturday from 8:30 AM to noon. Feel free to reach out at 419-423-3764 if you have any questions or need assistance. At Impact Credit Union, we're not just about transactions; we're about building relationships within our community. Explore all we have to offer by visiting us online at impactcu.org. Join us today and experience personalized service that meets your financial needs!

Convenient Access to Your Funds

With our ATM and cash withdrawal services, accessing your money is straightforward. If you're on-the-go, use our basic drive-thru banking for quick deposits and withdrawals no need to leave your car!

Financing Your Dreams

When it comes to making big purchases, having the right financing options is key. We provide competitive auto loans and vehicle financing solutions that help you get behind the wheel without breaking the bank. Additionally, if you're considering a new home or looking to refinance your current mortgage, our mortgage loans and refinancing services can guide you through the process smoothly. If you're facing unexpected expenses or planning a special project, our personal loans and debt consolidation options are designed to offer you flexibility and peace of mind. Plus, for those who prefer rewards while spending, we have credit cards with rewards that let you earn as you shop.

Personal Banking Made Simple

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer personal banking services like checking and savings accounts tailored to fit your lifestyle. With easy access through our online and mobile banking platforms, you can check balances, transfer funds, and pay bills anytime, anywhere. Imagine being able to deposit checks from your couch or set up automatic transfers for savings it's all possible with us!

Supporting Local Businesses

For entrepreneurs and business owners in our community, Impact Credit Union offers robust business banking services including merchant services and business loans. We know how vital local businesses are to the economy, and we're dedicated to providing the resources you need to thrive.

Digital & Online Banking

Key Features for Your Convenience

With our online banking services, you can easily check your account balances, transfer money, and pay bills all from the comfort of your own device. Enjoy the freedom of e-statements, which allow you to access your financial statements digitally, saving paper and providing instant access whenever you need it. Plus, our electronic signature authorization makes it simple and secure to sign documents without needing to visit a branch. For those who love mobile payments, you'll be pleased to know that Impact Credit Union, Inc. supports this feature! It allows you to make quick payments directly from your phone with just a few taps. And if you're always on the move, our mobile application provides all the functionalities of online banking right at your fingertips.

Stay Connected Anytime

Need to send money quickly? Our person-to-person transfer feature makes it easy to send cash to friends or family instantly. No more waiting for checks to clear or rushing to the bank. Just log in and complete the transfer in moments. Our user-friendly interface ensures that even if you're not tech-savvy, navigating through your accounts will feel effortless. With real-time account management available at any hour, you can stay on top of your finances without stress. At Impact Credit Union, Inc., we're committed to making banking accessible for everyone while ensuring your information stays safe. Explore all that our digital banking services have to offer today!

Financial Strength

Growing Membership Base

Total Share Accounts: 31,777, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Impact Credit Union is your trusted partner. Visit us at 11814 Township Road 100 or call (419) 423-3764 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member Savings and Investment Opportunities

Members' savings are secured through $20,829,091 in share certificates and $44,055,671 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 47 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment in Member Services

With $16,602,909 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,380,033 in used auto loans and a total of $121,310,277 in loans and leases.

Solid Financial Health

With a net worth of $16,764,739, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,927,033 in used vehicle loans and $7,847,651 in new vehicle loans already helping members get on the road. Whether you're considering a new ride or a reliable used vehicle, we've got you covered.

Credit Lines

For those who need extra flexibility, we provide total credit lines up to $8,000,000. This option allows you to access funds as needed while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $10,327,411, designed to help you invest in your future and create a place you can call home.

Refinancing Options

If you're already carrying loans and want better terms or lower rates, we also offer refinancing options that can help you save money over time. Be sure to ask about eligibility requirements when you contact us! To learn more about our loan products or discuss your specific needs, don't hesitate to reach out at 419-423-3764. Our friendly staff is here to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Impact Credit Union, we're committed to providing personalized service and effective financial solutions tailored just for you!

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $5,324,085 in these loans helping members manage their finances effectively, you'll find that our credit cards are a convenient way to handle purchases without the burden of collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Take Action Today

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IMPACT CREDIT UNION, INC. CREDIT UNION - Findlay, OH