Impact Credit Union Clyde OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Impact Credit Union, Inc., where we prioritize your financial well-being and community growth! Located at 1455 W McPherson Hwy, Clyde, OH 43410, our credit union has been serving members since 1994. With a strong commitment to fostering relationships and trust, we proudly support over 14,300 members in their journey toward financial stability and success. At Impact Credit Union, we believe that strong communities are built on solid financial foundations. Our assets total an impressive $184,290,518, reflecting our dedication to providing our members with the best services possible. With over $13,177,571 in deposits and a net worth of $16,764,739, we ensure your savings are secure while offering competitive rates on loans. Our team is led by CEO Scott Hicks and Board President Michael Halbeisen, both deeply committed to guiding our mission of exceptional member service. With a workforce of 56 employees, we are here to assist you every step of the way. Whether you're looking for personal banking solutions like checking accounts or auto loans or business banking services including merchant services and business loans, we've got you covered. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1455 W McPherson Hwy, Clyde, OH 43410. Explore our website at impactcu.org for more information or give us a call at 419-547-7781. We invite you to experience the difference of being part of a credit union that truly cares about its members and the community we serve. Join us today!

Branch History & Mission

Impact Credit Union, Inc. has a proud history of serving the community since it opened its doors in 1994. Located at 1455 W Mcpherson Hwy in Clyde, OH, this branch has grown alongside its members, fostering a spirit of cooperation and mutual support. Today, with over 14,300 members and total assets reaching an impressive $184,290,518, Impact Credit Union stands as a testament to the power of community-driven banking. From its humble beginnings, Impact Credit Union has been dedicated to providing accessible financial services that empower individuals and families. The mission is clear: to offer quality financial products while enhancing the economic well-being of its members. This commitment extends beyond traditional banking; it's about building lasting relationships and contributing positively to the local community. While members can visit us at 1455 W Mcpherson Hwy Clyde Oh 43410, official correspondence should be sent to 1455 W McPherson Hwy, Clyde, OH 43410. Our operating hours are convenient for everyone Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 6:45 AM to 5:00 PM (with our drive-thru open until 6:00 PM). We also provide ATM services for added convenience. Impact Credit Union embraces innovation while ensuring accessibility for all. Our digital advancements include online banking and mobile payments, allowing members to manage their finances effortlessly. Additionally, we remain committed to ADA compliance, ensuring that all members can access our services without barriers. Community outreach is at the heart of what we do. Over the years, we have partnered with various local organizations to support initiatives that make a real difference in people's lives. Whether it's through financial education programs or sponsorships of community events, we strive to uplift those around us. As we look toward the future, Impact Credit Union invites you to join our family. Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Together, we can build a brighter tomorrow for everyone in Clyde and beyond. For more information or to become a member today, please call us at (419) 547-7781 or visit our website at impactcu.org.

Branch Location & Accessibility

Welcome to Impact Credit Union, located conveniently at 1455 W McPherson Hwy in Clyde, OH. Our branch is situated in the heart of Sandusky County, making it easy for you to stop by and take care of your banking needs. Whether you're near local landmarks or just passing through, our friendly team is here to assist you. We're proud to provide accessible services for all members. The branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Plus, parking is available right outside the entrance, so you won't have to worry about finding a spot when you arrive. For your convenience, our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 6:45 AM to 5:00 PM. If you're on the go, take advantage of our drive-thru banking service that stays open until 6:00 PM on weekdays perfect for quick deposits or withdrawals without leaving your vehicle! While members can visit us at this address, official correspondence should be sent to the same address as well. If you need assistance or have questions, don't hesitate to reach out by phone at 419-547-7781. Our branch is equipped with an ATM for easy access to cash and other transactions. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Stop by today! Our dedicated staff is eager to help you achieve your financial goals and ensure your experience with us is pleasant and productive.

Member Eligibility

At Impact Credit Union, Inc., we believe that everyone deserves a place in our supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the Clyde area, you're likely eligible to join us. We also welcome family members of existing members, so you can share the benefits of membership with your loved ones. The perks? Enjoy personalized service, competitive rates on loans, and a range of financial products designed just for you. For more detailed information about eligibility requirements. Ready to take the next step? Opening an account is simple just visit us online at https://online.impactcu.org/loan-application/form or give us a call at (419) 547-7781. We can't wait to welcome you into the Impact Credit Union, Inc. family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $95 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $318,240, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers easily while managing your cash flow seamlessly. Our merchant services allow you to do just that whether it's in-store or online. By choosing us, you'll gain access to tools that make transactions smoother, so you can focus on what truly matters: growing your business. Located at 1455 W Mcpherson Hwy Clyde Oh 43410 in Clyde, OH, we're here to partner with you every step of the way. Reach out today at (419) 547-7781 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive services including merchant services and business loans tailored to help your company thrive. Whether you're just starting out or expanding an existing venture, we're here to support your success.

Call Us Today!

We invite you to experience the difference at Impact Credit Union, Inc.. Our dedicated team is ready to assist you with any questions or concerns you may have. Visit us at 1455 W Mcpherson Hwy Clyde Oh 43410, call us at (419) 547-7781, or check out our website at http://www.impactcu.org for more information about how we can serve you better!

Convenient Access

At Impact Credit Union, we prioritize convenience. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. If you're on the go, our online banking features ensure that all your banking needs are just a click away.

Credit Solutions

Managing debt can be challenging, but our personal loans and debt consolidation solutions can provide relief. We offer loans that fit your budget so you can focus on what matters most. And if you're looking to earn rewards while spending, consider our credit cards with rewards a great way to get something back every time you use it.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you achieve your financial goals. Imagine having easy access to your funds through our online and mobile banking options, allowing you to check balances and make transfers right from your smartphone. Need cash? Our ATM services are available for quick withdrawals and balance checks at your convenience. For those considering a vehicle purchase, our auto loans and vehicle financing options are here to help. With competitive rates and flexible terms, you can drive off in your dream car without breaking the bank. Plus, if you're looking for a home, our mortgage loans and refinancing services make the process simple and straightforward.

Digital & Online Banking

Key Services Available

With our user-friendly online banking platform, which you can explore at https://www.impactcu.org/, you can check your account balance, transfer funds, and pay bills anytime, anywhere. Our 24/7 online banking services ensure that you have access to your financial information whenever you need it. For those who prefer managing their finances from a smartphone, our mobile application is available for download, making it simple to handle transactions while you're out and about. Plus, with features like mobile payments, sending money to friends or family is just a tap away through our person-to-person transfer service.

Security and Accessibility

We take security seriously at Impact Credit Union, Inc.. With electronic signature authorization available, you can sign documents securely from home without the hassle of paperwork. Additionally, e-statements are an option for those who want to keep their financial records organized and accessible without cluttering up their mailbox. Our goal is to provide a safe banking experience that fits seamlessly into your lifestyle. Whether you're using our mobile app or logging into online banking, rest assured that your information is protected with advanced security measures. Managing your finances shouldn't feel complicated. With the comprehensive digital services offered by Impact Credit Union, Inc., you can enjoy real-time account management and peace of mind knowing that everything you need is right at your fingertips. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $16,602,909 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,131,027 in total loans and leases and 2,238 used auto loans available.

Member-Focused Savings

Members' savings are secured through $20,829,091 in share certificates and $44,055,671 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $16,764,739, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 910 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts stand at 31,777, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Impact Credit Union is your trusted partner. Visit us at 1455 W Mcpherson Hwy Clyde Oh 43410 or call 419-547-7781 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to assist you every step of the way. Our team is dedicated to helping you find the best financial solutions tailored to your unique circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore these options further or have questions about our services, feel free to reach out at 419-547-7781 during our operating hours: Monday - Thursday from 8:30 AM - 5:00 PM and Friday from 6:45 AM - 5:00 PM (Drive Thru open till 6:00 PM). Join us at Impact Credit Union today and discover how we can help you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,927,033 in used vehicle loans and $7,847,651 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have the flexibility to choose what suits you best.

Business Financing

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans total $318,240. These loans are tailored to support various business needs and are designed with competitive interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $10,327,411, making it easier for you to take that important step toward owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $5,324,085 in loans available, our credit cards can help you manage your expenses while earning rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

IMPACT CREDIT UNION, INC. CREDIT UNION - Clyde, OH

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