I.L.W.U. FEDERAL CREDIT UNION

Welcome to I.l.w.u., your trusted financial partner located at 95 Linden St Ste 12, Oakland, CA 94607. Since our establishment in 1972, we have been dedicated to serving our community with personalized banking solutions that meet the diverse needs of our 27,318 members. With a strong commitment to supporting local families and businesses, we take pride in offering an array of financial services that empower you to achieve your goals. At I.l.w.u., our total assets amount to an impressive $517,284,899, ensuring that we have the resources to support your financial journey. Our robust deposit base, currently standing at $27,040,864, reflects the trust our members place in us. We also boast a healthy net worth of $44,661,158, which strengthens our stability and ability to serve you effectively. While members can visit us at our branch location, official correspondence should be sent to the same address: 95 Linden St Ste 12, Oakland, CA 94607-2510. Whether you're looking for auto loans or personal banking solutions, our friendly team is here to help. Under the leadership of our CEO, Ralph Ruiz, and Board President Peter Ciaramitaro, we are committed to making every member's experience positive and rewarding. With 70 dedicated employees ready to assist you during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday, we invite you to explore how I.l.w.u. can make a difference in your financial life. For any inquiries or assistance, don't hesitate to call us at 866-445-9828 or visit our website at ilwucu.org. Join us today and discover why so many people in Oakland choose I.l.w.u. as their credit union!

Welcome to I.l.w.u., a credit union with a proud history and a commitment to serving our community in Oakland, CA. Since opening our doors in 1972, we have grown from a small organization into a trusted financial partner for over 27,000 members. Our journey reflects the dedication of our team and the unwavering support from the community. Located at 95 Linden St Ste 12, Oakland, CA 94607, we are situated in a vibrant area that is easily accessible to those seeking reliable financial services. While you can visit us at this address for all your banking needs, official correspondence should be sent to our mailing address at 95 Linden St Ste 12, Oakland, CA 94607-2510. Our mission at I.l.w.u. is straightforward yet impactful: to provide excellent financial services while empowering our members and supporting our local community. We understand that financial stability is essential for personal growth and community development. That's why we offer a range of services from checking and savings accounts to auto loans and business banking designed to meet the diverse needs of our members. As we continue to innovate and expand, we embrace digital advancements that make banking easier for everyone. Our online banking platform allows members to manage their finances from anywhere, while mobile payment options ensure convenience on the go. We also prioritize accessibility; our facilities are ADA compliant, making sure that everyone can benefit from our services. Community outreach is at the heart of what we do. Throughout the years, we've partnered with local organizations to provide support where it's needed most. From financial education workshops to sponsorships of community events, I.l.w.u. believes in giving back and building stronger connections within Oakland. With total assets exceeding $517 million, we are well-equipped to serve you with confidence and care. Our operating hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., so feel free to reach out or stop by anytime during those hours. If you need assistance or have questions about membership or services, please don't hesitate to call us at 866-445-9828. At I.l.w.u., we're more than just a credit union we're your partners in achieving financial goals and fostering community growth. Join us today and experience the benefits of being part of something greater! Visit us online at ilwucu.org for more information on how you can become a member and take advantage of our services tailored just for you!

At I.l.w.u., we believe in creating a warm and welcoming community where everyone has the opportunity to thrive. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, or worship in our local area. We're all about supporting our members, whether you're just starting out or looking to grow your financial future. Joining us means more than just banking; it's about being part of a network that cares about your success. To get all the details on eligibility criteria and ensure you fit within our community, feel free to visit this link for the most up-to-date information. Opening an account at I.l.w.u. is simple and straightforward! Once you've confirmed your eligibility, you can start the process online by visiting this page. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (866) 445-9828. We're here to help make your journey into membership as smooth and enjoyable as possible! Plus, with our branch located at 95 Linden St Ste 12 Oakland Ca 94607, we're right here in your neighborhood, ready to serve you with personal banking solutions tailored just for you.

At I.l.w.u., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can rest assured knowing that we prioritize your financial well-being and are dedicated to maintaining strong performance. With a net worth of $44,661,158, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $162,346,225 in share certificates and $59,783,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,804,085 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $3,499 in used auto loans and $362,837,355 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $3,096,851, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending stand at $3,959,304, emphasizing our capability to support your needs. Total share accounts have reached an impressive 56,560, showcasing the growing trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I.l.w.u. is your trusted partner. Visit us at 95 Linden St Ste 12 Oakland Ca 94607 or call (866) 445-9828 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.