Illinois Valley Credit Union Peru IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Illinois Valley Credit Union, a trusted financial partner since 1955. Located at 1311 Shooting Park Rd, Peru, IL 61354, we are dedicated to serving our community with a personal touch. With over 4,115 members and assets totaling $38,953,537, we pride ourselves on our commitment to helping individuals and families achieve their financial goals. At Illinois Valley Credit Union, you can expect a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our total deposits stand at an impressive $8,531,791, reflecting the trust our members place in us. Under the leadership of CEO Thomas Kist and Board President Polly Ragazincky, our team of 11 employees is here to ensure that you receive top-notch service every time you visit. While you can reach us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1311 Shooting Park Rd, Peru, IL 61354. We are proud of our strong financial standing with a net worth of $4,043,475 and cash on hand amounting to $406,432, ensuring we are well-equipped to support our members. We invite you to explore everything we offer by visiting our website at Illinois Valley Credit Union or calling us at (815) 224-2666. Whether you're looking for a new loan or need assistance managing your accounts, we're here to help every step of the way!

Branch History & Mission

Community Commitment

We are not just about numbers; we are about people. Our commitment extends beyond banking services. We actively engage in community outreach programs aimed at supporting local initiatives and improving lives. Whether it's through partnerships with schools or local charities, we strive to make a positive impact on the communities we serve.

Join Us Today!

As we continue this journey together, we invite you to become part of the Illinois Valley family. Experience firsthand the difference a member-focused credit union can make in your life. Visit us today or explore more about membership options by checking out our website. Let's work together towards your financial success!

Modern Banking Experience

While members can visit us at 1311 Shooting Park Rd for all their banking needs, official correspondence should be sent to the same address. We understand the importance of accessibility, which is why we offer drive-thru banking services along with online and mobile banking options. This ensures you can manage your finances conveniently, whether you're at home or on the go. With our lobby hours running Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to noon, we make it easy for you to reach out whenever you need assistance.

Our Evolution

Since opening our doors nearly seven decades ago, Illinois Valley has continuously evolved to meet the changing needs of our members. We have embraced digital advancements while maintaining our strong community ties. Today, we provide an array of services ranging from personal banking and auto loans to mortgage financing and business solutions. Our dedicated staff works tirelessly to ensure each member receives personalized service tailored to their unique financial situations.

Our Mission

Our mission at Illinois Valley Credit Union is simple yet powerful: to empower our members through exceptional financial services while fostering community growth. We believe in building lasting relationships based on trust and transparency. This philosophy drives us to offer competitive rates and innovative solutions that help individuals achieve their financial goals.

Branch Location & Accessibility

Welcome to the Illinois Valley Credit Union, conveniently located at 1311 Shooting Park Rd in Peru, IL. Our branch is nestled in a vibrant area that's easy to reach, making your banking experience smooth and hassle-free. Whether you're coming from downtown Peru or nearby neighborhoods, you'll find us just a stone's throw away from local landmarks, ensuring that we are always within your reach. While members can visit us at 1311 Shooting Park Rd, official correspondence should be sent to the same address for your convenience. We understand how important accessibility is for our members. Our location is equipped with ADA-compliant features, including ramps and spacious parking options to accommodate all visitors. At Illinois Valley Credit Union, we pride ourselves on our welcoming atmosphere and friendly service. Our lobby hours are designed with your busy schedule in mind: we're open Monday through Friday from 8:30 AM to 5:00 PM, with extended hours on Thursday until 6:00 PM. We also welcome you on Saturdays from 8:30 AM to noon. If you're looking for quick transactions, our drive-thru banking service is available for deposits and withdrawals without leaving your car. Although we do not have ATM services at this location, our team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, personal loans, and more. Should you have any questions or need assistance, don't hesitate to give us a call at 815-224-2666. We invite you to visit us at Illinois Valley Credit Union where community and convenience come together!

Member Eligibility

At Illinois Valley, we believe that becoming a member is like joining a warm and welcoming family where your financial needs are prioritized. If you're looking to join our community, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the area around 1311 Shooting Park Rd Peru Il 61354. We aim to create an inclusive environment where everyone can benefit from our range of services tailored just for you. To get started on your journey with us, simply visit our website at http://www.ivcu.com/about/get-involved/membership for more detailed information about eligibility criteria and the wonderful benefits you'll enjoy as a member. When you're ready to open an account, the process is straightforward and accessible; just head over to https://ivcu-dn.financial-net.com/web/enrollment/workflow/f91a4341-bc7a-41b8-847c-969ad313fd0d/home/recaptcha. If you have any questions or need assistance, feel free to reach out to us at (815) 224-2666. Join us today and experience the supportive atmosphere at Illinois Valley!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to simplify payment processes for your business. Imagine being able to accept payments effortlessly from customers whether they pay with a card or through digital wallets. This not only enhances customer satisfaction but also boosts your sales potential. Located at 1311 Shooting Park Rd Peru Il 61354 in Peru, IL, we invite you to explore how our business banking and commercial services can help your enterprise thrive. For more information, give us a call at (815) 224-2666 or visit our website at https://www.ivcu.com.

Comprehensive List Of Services

Business Banking

For local businesses, Illinois Valley offers robust business banking solutions. From merchant services that facilitate transactions to business loans that empower growth, we have resources tailored specifically for entrepreneurs and small business owners.

Credit Cards and Loans

Our credit cards come with rewards that allow you to earn while spending wisely. If you're dealing with multiple debts or unexpected expenses, consider our personal loans for debt consolidation or other financial needs. We understand life can throw curveballs, and we're here to help you navigate those challenges.

Digital Banking Features

Embracing modern banking means more convenience for you. With our online and mobile banking features, managing your finances is just a click away. You can easily check balances, transfer funds, and make payments anytime and anywhere. Our person-to-person payment service also makes it simple to send money to friends or family without needing cash.

Drive-Thru Services

We understand that sometimes you want quick access without leaving your vehicle. Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions efficiently saving you time during your busy day. In summary, whether you're opening a checking account or seeking a loan to start a new venture, Illinois Valley is committed to providing personalized financial solutions that cater to all aspects of your life. Explore how we can help you achieve your financial goals today! For more information about our services or to become a member, visit us at Illinois Valley Credit Union or call us at (815) 224-2666. Join us in creating a brighter financial future!

Personal Banking

Managing your finances has never been easier with our personal banking services. We offer various checking and savings accounts that fit different lifestyles and goals. For those considering a new car, our auto loans and vehicle financing options provide competitive rates to help get you behind the wheel. If homeownership is in your plans, explore our mortgage loans and refinancing solutions tailored to make the process smooth and straightforward.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your account balance, pay bills, and transfer money whenever it suits you best. Our user-friendly interface makes navigating your financial information a breeze, ensuring you can manage your funds without any hassle. Need to send money to friends or family? Our Person-to-Person Transfers feature allows for quick and easy transactions right from your mobile device. Plus, if you prefer digital documents, our E-Statements Availability means you can receive your statements electronically, helping you keep track of your finances while reducing paper clutter.

Mobile Solutions

Stay connected with our Mobile Application, which offers all the functionality of online banking right at your fingertips. Whether you're making purchases with Mobile Payments or needing to sign documents securely through our Electronic Signature Authorization, we've got you covered. At Illinois Valley, we prioritize security so that you can bank confidently. Our services are designed to keep your personal information safe while providing real-time access to your accounts. Enjoy the peace of mind that comes with knowing your financial data is protected. In today's fast-paced world, having control over your finances is crucial. With our digital and online banking services, managing your money has never been easier! Join us at Illinois Valley and experience banking that fits into your lifestyle seamlessly.

Financial Strength

At Illinois Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to providing the best services for you. With a net worth of $4,043,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,920,135 in share certificates and $2,776,678 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,951,756 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $18,218 in used auto loans and a total of $27,920,434 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $51,519, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees ready to serve you with knowledge and commitment. Total Share Accounts stand at 6,239, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Illinois Valley is your trusted partner. Visit us at 1311 Shooting Park Rd, Peru IL 61354 or call 815-224-2666 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Additional Financial Services

In addition to these popular loan products, we provide personal loans for debt consolidation and other needs. We invite you to explore all our services such as business banking solutions and online banking features that add convenience to your banking experience. For more information or to discuss your specific needs, feel free to call us at (815) 224-2666 or visit our website at Illinois Valley Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,494,973 in used vehicle loans and $2,717,061 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used vehicle, we have financing solutions designed to suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide various mortgage products including Junior Lien 1-4 Family Residential Properties loans totaling $317,373. Our knowledgeable staff can assist you with eligibility options and guide you through the refinancing process if needed.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $411,221 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

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Illinois Valley