Illinois State Credit Union Bloomington IL | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At Illinois State, we understand that banking is about more than just transactions it's about building relationships and supporting our community. Located at 1408 Airport Rd, Bloomington, IL 61704, our branch has been serving members since 1960, making us a trusted partner in your financial journey for over six decades. With a strong focus on personal banking, auto loans, mortgage solutions, and business services, we proudly serve a growing family of 17,415 members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address. Our commitment to providing excellent service is reflected in our robust financial standing: we currently manage total assets of $213,791,653 and maintain total deposits of $27,505,913. Our net worth stands strong at $23,778,302, ensuring you have a reliable partner for your financial endeavors. Under the leadership of CEO Thom Ewen and Board President Larry Quane, our dedicated team of 66 employees is here to assist you every step of the way. We prioritize your needs with services like online and mobile banking, enabling you to manage your finances conveniently from anywhere. Whether you're looking for an auto loan or seeking to open a new checking account, we invite you to explore what we have to offer. Call us today at 309-451-8400 or visit our website at itsmycreditunion.org to learn more. Your financial success is our mission!

Branch History & Mission

Join Us

As we look ahead, we invite you to be part of this inspiring journey. Whether you're looking for personal banking solutions or seeking guidance on your financial path, Illinois State Credit Union is here for you. Visit us today or call us at (309) 451-8400 to learn more about how you can benefit from being a member. Together, let's build a brighter future!

Our Journey

Located at 1408 Airport Rd, Bloomington, IL 61704, we have witnessed significant changes over the decades. From humble beginnings as a local credit union aiming to provide affordable financial services to our members, we have continuously evolved to meet the changing landscape of personal banking. Our rich history reflects not only our growth in membership but also the trust we've built within the community. As we grew, so did our offerings. Today, we provide a wide array of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We've embraced technology to enhance member experience with convenient online and mobile banking options. Our commitment to accessibility is evident through features like ATM availability and drive-thru banking for those who prefer face-to-face interactions.

Our Mission

At Illinois State Credit Union, our mission goes beyond just providing financial products; we aim to enrich the lives of our members and strengthen our community. We believe that everyone deserves access to quality financial services that help them thrive. Our focus on education ensures that members are informed about their choices, empowering them to make sound financial decisions. We also understand the importance of giving back. Through various partnerships and community outreach programs, we strive to uplift those around us. We take pride in supporting local initiatives that foster growth and well-being in Bloomington and beyond. While members can visit us at 1408 Airport Rd Bloomington Il 61704, official correspondence should be sent to 1408 Airport Rd, Bloomington, IL 61704-2566 if it differs from our branch address.

Branch Location & Accessibility

Welcome to Illinois State Credit Union, your friendly financial partner conveniently located at 1408 Airport Rd in Bloomington, IL. Nestled in the heart of McLean County, our branch is easily accessible for members and visitors alike. You can find us just a short drive from popular local spots like the Central Illinois Regional Airport and the vibrant downtown area, making it easy to stop by whether you're on your way to work or enjoying a day out. While members can visit us at 1408 Airport Rd, official correspondence should be sent to our mailing address: 1408 Airport Rd, Bloomington, IL 61704-2566. Our branch is designed with your convenience in mind, featuring ample parking and ADA-compliant access points to ensure everyone can visit us without hassle. We pride ourselves on offering a range of services to meet your banking needs. Our Lending Center operates Monday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 1 PM. If you prefer quick transactions, our drive-thru service is available during the same hours for deposits, withdrawals, and simple transactions. We also have an ATM on-site for easy cash access at any time. Feel free to reach out to us at 309-451-8400 if you have questions or need assistance. We invite you to stop by and experience the personalized service that makes Illinois State Credit Union stand out!

Member Eligibility

Becoming a member of Illinois State is like joining a family that's dedicated to your financial well-being. If you live, work, or go to school in the area around 1408 Airport Rd Bloomington Il 61704, you're already on your way to enjoying all the benefits we offer! Our membership is open to anyone who meets these simple criteria, making it easy and welcoming for everyone. Plus, as a member, you'll gain access to a range of services designed to help you thrive financially like personalized banking options, competitive loan rates, and community support that truly cares. Ready to take the next step? Opening an account with us is straightforward and stress-free. You can learn more about how to become a member and start your journey by visiting our website at . If you have any questions or need assistance along the way, don't hesitate to reach out at (309) 451-8400. We're here to help you every step of the way!

Business Banking & Commercial Services

At Illinois State in Bloomington, IL, we understand that every business has unique needs and aspirations. Whether you are a startup looking to make your mark or an established company aiming for expansion, our business banking and commercial services are designed to support your journey. Imagine having access to the funds you need to purchase new equipment or expand your inventory. Our commercial loans can be a game changer for your business growth. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Beyond loans, we offer essential merchant services that simplify transactions and enhance customer experiences. With easy payment solutions, you can focus on what you do best running your business. Visit us at 1408 Airport Rd Bloomington Il 61704 or call us at (309) 451-8400 to discover how we can help propel your business forward!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. We work with you to find terms that suit your budget, ensuring that driving away with your dream car is not just a wish but a reality.

Business Banking

If you're a business owner, our business banking services including merchant services and business loans are designed with you in mind. We understand the challenges of running a business and are here to provide financial solutions that help foster growth and success.

Convenient Access Options

In addition to our comprehensive suite of services, we also prioritize convenience. With ATM availability for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions, accessing your money has never been easier. We invite you to explore all that Illinois State has to offer. For any questions or assistance, don't hesitate to reach out at (309) 451-8400 or visit us in person at 1408 Airport Rd Bloomington Il 61704. Let us partner with you on your financial journey today!

Credit Cards with Rewards

Our credit cards come with rewards programs that benefit you every time you swipe. Whether you're earning points for travel or cash back on everyday purchases, managing your finances has never been more rewarding.

Mortgage Loans & Refinancing

Looking to buy a home or refinance your current mortgage? At Illinois State, we provide mortgage loans with competitive rates and personalized service. Picture yourself settling into your new home, knowing you secured the best deal possible with our expert guidance.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow. Our online and mobile banking services make it simple to manage your accounts from anywhere no more waiting in line! You can check balances, transfer funds, and pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses our way. That's why we offer personal loans and debt consolidation solutions designed to give you peace of mind. If you're feeling overwhelmed by debt, our team can help create a plan that works for you, allowing you to focus on what really matters.

Digital & Online Banking

At Illinois State, we understand that your time is valuable, which is why our digital and online banking services are designed to provide you with convenient and secure access to your accounts anytime, anywhere. Whether you're at home or on the go, managing your finances has never been easier. Our online banking platform, accessible at https://itsmycreditunion.org/ , allows you to check balances, pay bills, and transfer funds with just a few clicks. You can rest easy knowing that your information is protected through robust security measures. We offer electronic signature authorization, making it simple for you to sign documents safely online without the need for printing or mailing. For those who prefer to manage their accounts from their smartphones, our mobile application is available for download, putting all the features of online banking right at your fingertips. You can enjoy mobile payments, allowing you to make quick purchases directly from your device. Plus, if you need to send money to friends or family, our person-to-person transfers feature makes it seamless and fast. Stay organized and eco-friendly with our e-statements option. You'll receive your statements electronically, ensuring you have instant access while reducing paper clutter. And with our 24/7 online banking services, you'll never miss out on important transactions or updates. In summary, at Illinois State, we prioritize accessibility and ease of use in all our digital banking offerings. Experience real-time account management and take control of your financial journey today!

Financial Strength

Commitment to Growth

With $19,019,795 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is reflected in our $3,966 in used auto loans and $148,369,623 in total loans and leases, supporting our members' financial goals across various sectors.

Member Trust

Total Share Accounts: 40,406, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $924,163 further demonstrate our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Illinois State is your trusted partner. Visit us at 1408 Airport Rd Bloomington Il 61704 or call (309) 451-8400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $1,288,059 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 59 full-time employees and 7 part-time employees who are dedicated to providing excellent service whenever you need assistance.

Protecting Your Savings

Members' savings are secured through $48,904,130 in share certificates and $13,897,720 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,202,282, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $23,778,302, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,112 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $57,554,961 in used vehicle loans and $14,645,613 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can make it easier for you to drive away with confidence.

Credit Lines and Personal Loans

For those looking for flexibility in their finances, we offer credit lines totaling $33,068,723. This allows you to access funds when you need them without having to apply for a new loan every time. Additionally, we have unsecured credit card loans amounting to $5,140,137, providing members with an easy way to manage their purchases while enjoying rewards.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,487,099, make buying or refinancing simple. We provide clear terms and competitive rates that can help you secure the home you've always wanted. Plus, if you're considering refinancing your current mortgage, we have options available to fit your situation.

Support for Your Financial Journey

Our team at Illinois State is here to support you through every step of your financial journey. Whether it's guiding you through the loan application process or discussing refinancing options that might be available for your current loans, we're committed to making the experience as straightforward as possible. For any questions or more information about our loan offerings, feel free to reach out at (309) 451-8400 or visit us at our branch located at 1408 Airport Rd Bloomington Il 61704 in Bloomington, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

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ILLINOIS STATE CREDIT UNION