Illiana Financial Naperville IL Credit Union | Low Mortgage Rates & Business Loans

Introduction

Welcome to Illiana Financial, your trusted partner in financial wellness since 1936. Located conveniently at 1163 E Ogden Ave Ste 711, Naperville, IL 60563, we are proud to serve a vibrant community of over 21,715 members who rely on us for their banking needs. With total assets reaching an impressive $255,308,338, we have the stability and resources to support your financial journey. At Illiana Financial, we understand that every member's needs are unique. That's why we offer a range of services designed to help you achieve your goals whether it's securing an auto loan, opening a savings account, or planning for retirement. Our commitment to our members is reflected in our total deposits of $15,132,738 and a solid net worth of $43,614,370. Our team of dedicated professionals is here to assist you with personalized service. Under the leadership of CEO James Henmueller and Board President Russell Melby, our staff of 60 employees works tirelessly to ensure that you receive not just financial products but also advice and guidance tailored to your circumstances. While members can visit us at our Naperville branch for all their banking needs, official correspondence should be sent to our mailing address: 1163 E Odgen Ave Ste 711, Naperville, IL 60563-8535. We invite you to explore how Illiana Financial can make a positive impact on your financial life. Call us today at 630-355-1488 or visit our website at illiana.org to learn more about how we can help you reach your goals!

Branch History & Mission

Commitment to Innovation

As we look toward the future, Illiana Financial remains committed to embracing new technologies that enhance member experience. With online banking options, mobile payments, and secure account access available at your fingertips, managing your finances has never been easier.

Join Us

We invite you to be part of the Illiana Financial family! Experience firsthand the benefits of membership with us. Whether you're looking for checking accounts or vehicle financing options, we're here to help you every step of the way. For more information or to join today, call us at 630-355-1488 or visit our website at Illiana Financial. Together, let's build a brighter financial future!

Our Mission

Our mission at Illiana Financial is clear: we aim to empower our members through comprehensive financial solutions tailored to their unique needs. Whether it's personal banking, auto loans, mortgages, or business services, we strive to make every interaction meaningful and beneficial. We believe that when our members succeed, we all thrive together. We understand that financial literacy is key to long-term success. That's why we actively engage with the community through workshops and outreach programs designed to educate and support individuals on their financial journeys. Our goal is to create lasting relationships built on trust and transparency. While you can visit us at 1163 E Ogden Ave Ste 711, please send any official correspondence to 1163 E Ogden Ave Ste 711, Naperville, IL 60563-8535 if different from our branch address.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. You'll find ample parking available, making it easy to stop by and take care of your banking needs. Plus, our location meets ADA compliance standards, ensuring everyone can access our services comfortably. While visiting us at this address, please note that any official correspondence should be sent to our mailing address at 1163 E Odgen Ave Ste 711, Naperville, IL 60563-8535.

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours to accommodate your schedule. You can visit us on Monday and Friday from 9 AM to 6:30 PM, Tuesday through Thursday from 9 AM to 5:30 PM, and even on Saturday mornings from 8 AM to 12 PM. We want to make it as convenient as possible for you to handle your banking.

Services Tailored for You

At Illiana Financial, we pride ourselves on offering a range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgages, we have solutions designed to help meet your financial goals. Our dedicated team is always ready to assist you with personalized service when you walk through our doors. If you have any questions or need assistance before your visit, feel free to give us a call at 630-355-1488. We look forward to welcoming you into our branch soon!

Member Eligibility

At Illiana Financial, we believe that becoming a member is like joining a supportive family where your financial well-being matters. To be eligible for membership, you simply need to live, work, worship, or attend school in our vibrant community around 1163 E Ogden Ave Ste 711 Naperville Il 60563. We welcome individuals from all walks of life and are committed to providing personalized service tailored to your needs. Not only do you gain access to a variety of financial products and services, but you also become part of a community that prioritizes your success. Opening an account with us is straightforward and hassle-free. You can find more details about the eligibility requirements by visiting this link. If you're ready to take the next step, check out our account opening process here. Have questions? Don't hesitate to reach out at (630) 355-1488; we're here to help!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,421,252, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine having a reliable partner to handle all your payment processing needs. Our merchant services make it easier for you to accept payments from customers whether they prefer credit cards, debit cards, or mobile payments. This allows you to focus on what you do best: running your business. Located at 1163 E Ogden Ave Ste 711 Naperville Il 60563 in Naperville, IL, we are here to help you navigate the financial landscape. Contact us at (630) 355-1488 or visit our website at https://www.illiana.org for more information. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Illiana Financial is here for you too! Our business banking services, including merchant services and business loans, ensure that your company has the financial backing it needs to thrive. We understand that running a business comes with challenges, and we're dedicated to helping you navigate them.

Digital Banking Convenience

We know convenience is key in today's fast-paced world. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. From checking balances to transferring funds or making payments on-the-go, our digital tools are designed for ease of use. In addition to these fantastic features, we also provide essential services like ATM access and cash withdrawal options just another way we're committed to making banking easier for you.

Get Started Today!

Ready to explore how Illiana Financial can help you achieve your financial goals? Visit us at our Naperville branch or give us a call at 630-355-1488. Our friendly staff is always here to assist you with any questions or concerns. Don't wait start taking control of your financial future today! For more information about our services, check out our website at illiana.org.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer checking and savings accounts tailored to fit different lifestyles. Whether you're saving for a rainy day or managing daily expenses, our accounts are designed with competitive rates and low fees. Need a new car? Our auto loans and vehicle financing options make it easy to drive away in the car you want. With flexible terms and competitive interest rates, we help put your dream vehicle within reach. And if you're thinking about purchasing a home, explore our mortgage loans and refinancing services that guide you through every step of the process.

Personal Financing Options

For unexpected expenses or big purchases, our personal loans and debt consolidation services provide the support you need. We work closely with you to find a solution that fits your budget. Plus, don't forget to check out our credit cards with rewards that not only simplify your spending but also earn you points for future purchases.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.illiana.org , you can check balances, pay bills, and transfer funds without stepping foot in a branch. This means whether you're at home or on the go, your financial needs are just a few clicks away.

Go Green with E-Statements

Say goodbye to paper clutter with our e-statements! Available for all members, they allow you to receive your account statements electronically, making it easier to stay organized and reducing your environmental footprint.

Mobile Access at Your Fingertips

Our user-friendly mobile application makes banking even simpler. You can download it to easily manage your accounts directly from your smartphone. Want to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. Plus, if you prefer using mobile payments, we have you covered there too!

Secure Transactions Anytime

Security is our top priority. Even though we don't currently offer electronic signature authorization, rest assured that all your transactions are safeguarded with robust security measures. You can bank with confidence knowing that your information is protected. At Illiana Financial, we're committed to providing accessible and hassle-free banking solutions tailored to meet your needs. Experience the convenience of modern banking today!

Financial Strength

Commitment to Growth

With $38,731,845 in undivided earnings, we are dedicated to reinvesting in innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust; we have $2,927 in used auto loans and $129,936,960 in total loans and leases available to support your financial goals across various sectors.

Growing Member Base

We're proud of the trust placed in us by our community. With a total of 37,325 share accounts, it's clear that more people are choosing Illiana Financial as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Illiana Financial is your trusted partner. Visit us at 1163 E Ogden Ave Ste 711 Naperville Il 60563 or call (630) 355-1488 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Your savings are secure with us. We currently hold $44,052,111 in share certificates and $27,401,759 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members' needs. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $249,919, we focus our resources on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $565,545, which enables us to continue offering competitive loan rates and solid financial products for all our members. We take pride in having a dedicated team of 55 full-time employees and 5 part-time employees ready to assist you with knowledgeable service.

Strong Financial Health

With a net worth of $43,614,370, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for ensuring that we can continue to serve our members effectively. Our net worth ratio of $1,708 further demonstrates our capital strength, ensuring that we can provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more financing options, we also offer total credit lines of $13,728,902, providing additional flexibility for larger purchases or unexpected expenses. If you're a business owner, our outstanding commercial loans totaling $2,421,252 can help provide the capital needed to grow and expand your business. If you're considering refinancing options or want to check eligibility for any of our products, feel free to reach out! Our team is ready to assist you. Visit us at our branch located at 1163 E Ogden Ave Ste 711 Naperville Il 60563, Naperville, IL 60,563, or give us a call at (630) 355-1488. We look forward to helping you take the next steps towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,986,454 in used vehicle loans and $7,545,579 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,963,683, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing daily expenses is easier with our flexible terms on unsecured credit card loans. With a total of $9,287,957 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have support when you need it most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for consumers looking to secure loans.

ILLIANA FINANCIAL CREDIT UNION - Naperville, IL