Illiana Financial Chicago Heights IL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Illiana Financial, your trusted partner in financial well-being since 1936. Located at 1030 Chicago Rd, Chicago Heights, IL 60411, we are proud to serve a vibrant community of over 21,715 members. Our commitment to providing personalized banking services is reflected in our impressive total assets of $255,308,338 and total deposits of $15,132,738. At Illiana Financial, we understand that every member has unique needs. That's why we offer a wide range of financial products and services, including auto loans, mortgages, personal loans, and business banking options designed to help you achieve your goals. Whether you're looking to purchase a new vehicle or save for the future, we have solutions tailored just for you. Under the leadership of our dedicated CEO, James Henmueller, and Board President Russell Melby, our team of 60 employees is here to ensure you receive exceptional service with a personal touch. We value transparency and trust; that's why we've maintained a robust net worth of $43,614,370 and a cash reserve of $1,564,814, giving you peace of mind as you manage your finances. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: 1030 Chicago Road, Chicago Heights, IL 60411-2636. We invite you to explore the many ways Illiana Financial can help improve your financial journey. Feel free to reach out at (708) 755-6880 or visit us online at illiana.org for more information or to apply for membership today!

Branch History & Mission

Call to Action

As we look toward the future, we invite you to join us at Illiana Financial. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Reach out today by calling us at 708-755-6880 or visit us during our operating hours: Monday & Friday from 8 AM - 6:30 PM; Tuesday - Thursday from 8 AM - 5:30 PM; Saturday from 8 AM - 12 PM. Together, let's build a brighter future!

Commitment to Community

Illiana Financial isn't just about numbers; it's about people. We believe in building lasting relationships with our members and giving back to the communities we serve. Whether it's through educational workshops or local sponsorships, we strive to make a positive impact beyond banking services. In addition to our traditional offerings, we are proud of our digital advancements that ensure convenience for our members. We provide online banking services and mobile applications that allow you to manage your finances anywhere and anytime. With features like ATM access available at our branch and drive-thru services for ease of transactions, we prioritize customer satisfaction every step of the way.

Our Journey

From our humble beginnings, Illiana Financial has evolved into a trusted financial institution dedicated to serving the needs of our community. Our branch is conveniently located at 1030 Chicago Rd, right in the heart of Chicago Heights. This central location allows us to be accessible to all members of the community. If you need to send official correspondence, please use our mailing address: 1030 Chicago Road, Chicago Heights, IL 60411-2636. Our mission is simple yet powerful: we aim to provide exceptional financial services while fostering community growth and support. We offer a variety of products such as personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our goal is to empower individuals and families by providing financial solutions that meet their unique needs.

Branch Location & Accessibility

Accessibility Features

At Illiana Financial, we prioritize accessibility for all members. Our branch is ADA compliant and features ramps for easy entry. Plus, we offer ample parking space right outside, ensuring a hassle-free visit whether you are driving in or arriving on foot.

Address & Correspondence

While you can visit us at our physical address, if you need to send any official correspondence, please use our mailing address: 1030 Chicago Road, Chicago Heights, IL 60411-2636.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 708-755-6880! Our friendly staff is ready to help you with anything you need. We invite you to come visit us at Illiana Financial where your financial needs are our priority!

Operating Hours

We understand that life can get busy! That's why we're open during flexible hours: Monday and Friday from 8 AM to 6:30 PM, Tuesday through Thursday from 8 AM to 5:30 PM, and Saturday from 8 AM to noon. This makes it easy for you to stop by before work or on the weekends when it's most convenient for you.

Services Offered

Our branch not only provides personal banking services like checking and savings accounts but also offers auto loans, mortgage loans, personal loans, and business banking options. Need cash? We have an ATM available for your convenience as well as drive-thru banking services for quick deposits and withdrawals.

Member Eligibility

Becoming a member of Illiana Financial is like joining a welcoming family where your financial well-being comes first. If you're wondering how to join us at our branch located at 1030 Chicago Rd Chicago Heights Il 60411, you'll be pleased to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means that if you're part of our community, we want you on board! By joining Illiana Financial, you'll enjoy a range of benefits including competitive rates on loans and access to personalized financial services tailored just for you. Getting started is easy! You can find more detailed information about our eligibility criteria by visiting http://www.illiana.org/accounts/savings/calculators/apply-for-a-membership-online . If you're ready to open an account or have any questions, feel free to reach out to us at (708) 755-6880. We can't wait to welcome you into the Illiana Financial family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,421,252, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments anytime, anywhere. Our merchant services make it easy for you to manage transactions efficiently, whether you're at a physical location or online. With tools designed to streamline payment processing, you can focus more on what matters most growing your business. Located conveniently at 1030 Chicago Rd Chicago Heights Il 60411 in Chicago Heights, IL, we're here to help you navigate your business banking needs. Contact us at (708) 755-6880 to learn more about how we can assist you today!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it simple for you. We understand that buying a car is a big decision, which is why we offer competitive rates and flexible terms that work with your budget. Picture yourself driving off in your dream car without the stress of complicated financing.

Business Banking

For business owners, we also provide comprehensive Business Banking solutions including Merchant Services & Business Loans. We understand the unique challenges businesses face today. That's why we're committed to helping you thrive with tailored financial products designed specifically for entrepreneurs.

Convenient Access

Accessing your accounts has never been easier thanks to our ATM & Cash Withdrawal Services available at numerous locations. Need assistance on-the-go? Our Basic Drive-Thru Banking allows you to complete simple transactions like deposits and withdrawals without ever leaving your vehicle. At Illiana Financial, located at 1030 Chicago Rd Chicago Heights Il 60411 in Chicago Heights, IL, we're dedicated to providing high-quality service tailored just for you. For any questions or more information about our offerings, feel free to give us a call at (708) 755-6880. Ready to take the next step in managing your finances? Visit us today or explore more about our services online at https://www.illiana.org . Your financial journey starts here!

Credit Cards with Rewards

Our Credit Cards with Rewards program offers benefits that can enhance your everyday spending. Use your card for daily purchases and watch as rewards add up whether it's cash back or points toward travel experiences, you'll be rewarded just for being a member.

Mortgage Loans and Refinancing

For those considering home ownership or wanting to refinance their current mortgage, our Mortgage Loans & Refinancing services are designed with your goals in mind. We guide you through the process, making it straightforward and stress-free. Whether you're a first-time buyer or looking to lower your monthly payments, we have solutions for you.

Personal Banking

When it comes to personal banking, we provide Checking and Savings Accounts that fit various lifestyles. Imagine having a checking account that allows you to easily access your funds through our user-friendly Online & Mobile Banking platform. You can check balances, transfer money, and even pay bills from the comfort of your home or on-the-go.

Personal Loans and Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can help ease financial burdens. If you find yourself juggling multiple debts, imagine simplifying everything into one manageable payment with our consolidation loans.

Digital & Online Banking

24/7 Access

Don't let banking hours restrict you! Our 24/7 online banking services mean you can check your accounts whenever it suits you. Whether it's early morning or late at night, manage your money on your terms with ease. With Illiana Financial, banking has never been more accessible or user-friendly. Experience the convenience of digital banking today!

Key Features

Explore our online banking options at https://www.illiana.org where you can manage your accounts effortlessly. From checking balances to making transfers, everything is just a click away. Our services include e-statements, which are a convenient way to keep track of your finances without the clutter of paper statements. Plus, with the ability to make person-to-person transfers, sending money to friends and family has never been easier.

Mobile Banking Made Simple

For those who prefer using their smartphones, our mobile application is available for download, allowing you to take control of your finances right from your pocket. With mobile payments enabled, you can make transactions quickly and securely without needing cash or cards.

Security You Can Trust

Your security is our top priority. Although we do not currently offer electronic signature authorization, our online banking system is designed with robust security measures to protect your information. You can feel confident knowing that your data is safe while you enjoy the flexibility of banking from home or on the move.

Financial Strength

Growing Together

Our commitment to our members is reflected in our strong membership base; we currently have a total of 37,325 share accounts. This shows the trust our community has placed in us over the years. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Illiana Financial is your trusted partner. Visit us at 1030 Chicago Rd Chicago Heights Il 60411 or call (708) 755-6880 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $38,731,845 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,927 in used auto loans and $129,936,960 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Your savings are important to us. Members' funds are secured through $44,052,111 in share certificates and $27,401,759 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $249,919, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $565,545, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 5 part-time employees dedicated to serving you with expertise and care.

Strong Financial Health

With a net worth of $43,614,370, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further supported by our net worth ratio of $1,708, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,986,454 in used vehicle loans and $7,545,579 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $2,421,252 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your journey toward success. If you're considering refinancing or want to know more about eligibility options for any of our loan products, feel free to contact us or visit our website for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Illiana Financial, we are dedicated to helping you find the right financial solutions that fit your lifestyle and aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,963,683, make buying or refinancing simple. We aim to guide you through the process with ease and clarity so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,287,957 in loans helping members manage their finances effectively. Our credit cards come with benefits that can reward your spending while keeping it manageable.

Loan Aggregator

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ILLIANA FINANCIAL CREDIT UNION - Chicago Heights, IL