Illiana Financial Calumet City IL Credit Union | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Illiana Financial, your trusted partner in financial well-being since 1936. Located at 1600 Huntington Dr, Calumet City, IL 60409, we have proudly served our community for decades, fostering a culture of trust and reliability among our 21,715 members. With total assets exceeding $255 million, we are committed to providing you with personalized financial services that meet your unique needs. At Illiana Financial, we understand that life can be unpredictable, and having the right support can make all the difference. Whether you're looking for an auto loan, mortgage financing, or just want to open a savings account, our dedicated team is here to help. Under the leadership of CEO James Henmueller and Board President Russell Melby, our branch has grown steadily while maintaining a strong focus on community impact and member satisfaction. While members can visit us at our branch location, official correspondence should be sent to PO Box 1249, Calumet City, IL 60409-5404. With a total of 60 employees ready to assist you, we offer a range of services including personal banking, business loans, and online banking options. Our commitment to innovation means you can easily manage your finances through our website at www.illiana.org. With total deposits reaching $15,132,738 and loans exceeding 11,694, we are proud of the trust placed in us by our members. We also maintain a solid net worth of $43,614,370, ensuring your funds are secure with us. Ready to take the next step? Call us today at 708-891-7800 or visit us during our lobby hours Monday through Friday from 8 AM to 6:30 PM and Saturday from 8 AM to 12 PM to learn how Illiana Financial can help you achieve your financial goals!

Branch History & Mission

Welcome to Illiana Financial, a cornerstone of the Calumet City community since 1936. Our journey began over 85 years ago, driven by a commitment to provide accessible financial services and support to our members. Located at 1600 Huntington Dr, Calumet City, IL 60409, we have watched our community grow and evolve, adapting our services to meet the changing needs of those we serve. Over the years, Illiana Financial has grown from a small local credit union into a robust institution with total assets reaching an impressive $255,308,338. We proudly serve 21,715 members who trust us for their financial needs. Our mission is simple yet powerful: to empower our members through personalized banking solutions while fostering community connections. We believe that banking should be more than just transactions; it should be about building relationships and supporting one another. Our services include personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking services. We strive to ensure that our offerings cater not only to individual financial growth but also contribute positively to our community's development. At Illiana Financial, we understand the importance of accessibility. That's why we offer convenient operating hours Monday to Friday from 8 AM to 6:30 PM, Tuesday through Thursday until 5:30 PM, and Saturday mornings from 8 AM to 12 PM. We also provide ATM access and drive-thru banking for quick and easy transactions. Our commitment extends beyond just banking. We actively engage in community outreach programs and partnerships that enrich the lives of those in Calumet City. We take pride in being more than a financial institution; we are your neighbors dedicated to making a difference. For official correspondence, please use our mailing address: PO Box 1249, Calumet City, IL 60409-5404. If you are looking for a credit union that prioritizes your needs while supporting the community around us, look no further than Illiana Financial. Join us today and experience the benefits of being part of a family that truly cares! For more information or to open an account, give us a call at 708-891-7800 or visit us online at illiana.org.

Branch Location & Accessibility

Accessibility Features

Getting to our branch is straightforward, with ample parking available right outside. For those who may require additional support, our facility is fully compliant with ADA standards, featuring ramps and accessible entrances. We prioritize making banking easy for everyone.

Call to Action

Ready to experience seamless banking? Stop by our branch at 1600 Huntington Dr in Calumet City or give us a call at 708-891-7800! Our friendly staff is eager to help you navigate your financial options and answer any questions you may have. We look forward to welcoming you soon!

Operating Hours

Our doors are open during convenient hours to serve you better. Visit us from Monday to Friday between 8 AM and 6:30 PM, and on Tuesday through Thursday until 5:30 PM. We also welcome you on Saturdays from 8 AM until noon. Whether it's a quick transaction or a more detailed discussion about your finances, we're here when you need us!

Services Offered

At Illiana Financial, we offer a range of services tailored for your financial journey. From personal checking and savings accounts to auto loans, mortgage options, and credit cards with rewards our team is ready to assist you with whatever you need. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals without leaving your car. We also have an ATM available for cash withdrawals and balance inquiries around the clock, ensuring you have access to your funds whenever necessary.

Member Eligibility

At Illiana Financial, we believe that becoming a member is about joining a family that cares about your financial well-being. Our doors are open to anyone who lives, works, worships, or attends school in our local community. This means if you're part of the vibrant tapestry of life here, you're eligible! We want to help you achieve your financial goals with personalized services and community-driven support. If you'd like to learn more about the specific eligibility criteria, feel free to visit us at http://www.illiana.org/accounts/savings/calculators/apply-for-a-membership-online . Getting started is a breeze! You can easily open an account online by visiting http://www.illiana.org/loan-application or give us a call at (708) 891-7800 if you have any questions. Join us at our branch located at 1600 Huntington Dr Calumet City Il 60409, where we can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,421,252, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services make transactions easy, allowing you to focus on what really matters growing your business. Imagine being able to accept payments anywhere, anytime, enhancing customer convenience while boosting sales. If you're ready to take the next step for your business, visit us at 1600 Huntington Dr Calumet City Il 60409 in Calumet City, IL, or call us at (708) 891-7800. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking

For those running a business, we have dedicated business banking services including merchant services and business loans. Whether you're starting out or expanding, we're here to support your venture.

Credit Cards

Our credit cards with rewards not only help you build credit but also allow you to earn points on every purchase. Imagine getting cashback or travel rewards just by using your card for everyday expenses!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms. You can easily manage your accounts from anywhere check balances, transfer funds, and even pay bills right from your phone or computer. Our ATMs are available for quick cash withdrawals and balance checks without any hassle.

Drive-Thru Services

If you prefer face-to-face interactions but need speed, our basic drive-thru banking allows you to conduct deposits, withdrawals, and simple transactions without leaving your car. With our dedication to accessibility and service excellence at Illiana Financial, we strive to make every member's experience as smooth as possible. If you have questions about any of these services or want to learn more about how we can assist you in reaching your financial goals, don't hesitate to reach out! Call us today at 708-891-7800, or visit us in person at our Calumet City branch. Your financial journey starts here!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can help turn your dream into reality. We work closely with you to find the right plan that suits your financial situation. And if you're facing challenges with existing debts, consider our personal loans and debt consolidation services, which can simplify your payments and lower interest rates.

Personal Banking

Whether you're opening your first checking account or looking for ways to grow your savings, our personal banking services are tailored for you. We offer various checking and savings accounts that make managing your money straightforward. If you're planning to buy a car or need financing for another vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget.

Digital & Online Banking

E-Statements and Security

Keeping track of your finances is made simpler with our e-statements feature. You can say goodbye to paper clutter and access your statements digitally whenever you need them. Your information is safe with us; we prioritize security to ensure that your personal data remains protected while using our services.

Mobile Payments and Transfers

Need to make a quick payment? Our mobile payments feature allows you to make transactions effortlessly. You can also utilize our person-to-person transfers to send money directly to friends or family without any hassle. It's an easy way to share expenses or help someone out in a pinch. At Illiana Financial, we believe that banking should be straightforward and accessible for everyone. With user-friendly features like electronic signature authorization available soon and comprehensive online support, we're here to help you manage your finances effectively. Explore all that we offer by visiting https://www.illiana.org today! Whether you're looking for convenience or enhanced control over your finances, we've got the tools to help you every step of the way.

Financial Strength

A Solid Foundation

With a net worth of $43,614,370, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,708 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

As a testament to the trust placed in us by our community, we proudly support 37,325 total share accounts. This strong membership base reflects our dedication to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Illiana Financial is your trusted partner. Visit us at 1600 Huntington Dr Calumet City Il 60409 or call (708) 891-7800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $38,731,845 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our portfolio with $2,927 in used auto loans and $129,936,960 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $44,052,111 in share certificates and $27,401,759 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,919, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident with a net income of $565,545, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 5 part-time employees. This ensures that our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,986,454 in used vehicle loans and $7,545,579 in new vehicle loans already helping members get on the road. Whether you're after a brand-new model or a reliable used car, we have flexible financing options to suit your budget.

Credit Lines

For those seeking additional flexibility in their borrowing, our credit lines totaling $13,728,902 can be a great option. They allow you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,963,683, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the process.

Refinancing Options

If you're considering refinancing your current loans or mortgages, we have various options available that may help reduce your monthly payments or lower your interest rates. Contact us for more details about eligibility and how we can assist you in making the best decision for your financial situation. For any inquiries about our loan offerings or to start your application process, feel free to reach out at (708) 891-7800. We are located at 1600 Huntington Dr Calumet City Il 60409, ready to assist you during our operating hours: Monday - Friday from 8 am - 6:30 pm, Tuesday-Thursday from 8 am - 5:30 pm, and Saturday from 8 am - 12 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,287,957 in loans helping members manage their finances effectively. This option allows for easy access to funds when you need them most without tying up your assets.

Loan Aggregator

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ILLIANA FINANCIAL CREDIT UNION - Calumet City, IL