IH Credit Union Springfield OH | Basic ATM Access & Shared Branch Services

Introduction

Welcome to Ih Credit Union, Inc., where your financial well-being is our top priority! Located at 5000 Urbana Rd, Springfield, OH 45502, we have proudly served our community since 1934. With a commitment to fostering trust and support among our members, we aim to provide not just banking services but a genuine partnership in your financial journey. At Ih Credit Union, we understand that every member has unique needs. That's why we offer a range of services designed to empower you, whether you're looking for personal loans or simply need a safe place to save your money. As of now, we boast a total membership of 21,998 individuals who trust us with their financial goals. Our total assets amount to an impressive $343,226,910, reflecting the strength and stability of our credit union. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 5000 Urbana Road, Springfield, OH 45502-9069. We are proud to offer a variety of loan options with over 10,329 loans and leases currently active and total deposits reaching $6,768,134. Under the leadership of our CEO Robb White and Board President Jeff Harshaw, our dedicated team of 56 employees is here to ensure you receive personalized attention and expert advice. Whether you're stopping by for ATM services or need assistance with basic shared branch transactions, our friendly staff is ready to help. We invite you to explore what Ih Credit Union can do for you! For any inquiries or further information about our services, feel free to call us at 937-390-1800. Join us in building a brighter financial future together! Visit our website at Ih Credit Union today!

Branch History & Mission

Community Engagement

We take pride in being more than just a credit union; we are an active participant in the Springfield community. Through various outreach efforts and partnerships with local organizations, we aim to uplift those around us and provide assistance where it's needed most. As we move forward into the future, we embrace digital advancements that allow our members greater control over their finances. With features like mobile payments and online banking available at your fingertips, managing your accounts has never been easier. Join us at Ih Credit Union and experience firsthand how we combine tradition with innovation for a better banking experience. Whether you're looking for savings accounts, loans, or simply want to learn more about what we offer, we're here to help you every step of the way. Become part of a community-focused institution that prioritizes your financial success! For more information about our services or to become a member today, feel free to contact us at (937) 390-1800 or visit our website at ihcreditunion.com. We look forward to welcoming you!

Our Mission

At Ih Credit Union, we believe that everyone deserves access to quality financial services that empower them. Our mission is clear: to provide exceptional member service while fostering a sense of community and support. We are dedicated not just to meeting the financial needs of our members but also to enhancing the well-being of the communities we serve. Our range of services includes ATM access for your convenience and shared service center options that allow members of partner credit unions to perform basic transactions with ease. We understand that banking needs vary; therefore, we strive to make our services as accessible as possible while ensuring ADA compliance.

Branch Location & Accessibility

Welcome to the Ih Credit Union, Inc. located at 5000 Urbana Rd in Springfield, OH! We are proud to be a part of the vibrant Springfield community, conveniently situated near local landmarks that make us easily accessible for all your banking needs. Whether you're heading to the nearby parks or running errands in town, stopping by our branch is simple and hassle-free. Our branch offers convenient parking right outside, ensuring you can get in and out quickly. We also prioritize accessibility for all our members, featuring ADA-compliant entrances and ramps to make your visit smooth and comfortable. Ih Credit Union is here for you Monday through Friday from 9 AM to 5 PM, providing a range of services designed with your financial well-being in mind. Whether you need ATM access or want to conduct basic shared transactions like deposits and withdrawals for partner credit union members, we've got you covered! While we don't have drive-thru service, our dedicated team is ready to assist you inside. If you need to reach us directly, feel free to call at 937-390-1800. And remember, while you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 5000 Urbana Road, Springfield, OH 45502-9069. We look forward to welcoming you at Ih Credit Union! Come see us today and discover how we can help with your financial journey.

Member Eligibility

At Ih Credit Union, Inc., we believe that everyone deserves to be part of a supportive community, and becoming a member is a simple and welcoming process. If you live, work, or worship in the Springfield area, or if you have a family member who is already part of our credit union, you're eligible to join us! Enjoy the benefits of being part of Ih Credit Union, Inc. from personalized service to competitive rates on loans and savings accounts. We're here to help you reach your financial goals in a friendly environment. For more detailed eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account with us is straightforward! Just give us a call at (937) 390-1800, and our dedicated team will guide you through the process. We can't wait to welcome you to the Ih Credit Union, Inc. family at 5000 Urbana Rd Springfield Oh 45502!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy Saturday at your store; customers are eager to check out, but you need reliable payment options. Our services ensure that you can accept payments smoothly and securely, keeping your customers happy and your operations running efficiently. Visit us at 5000 Urbana Rd Springfield Oh 45502 in Springfield, OH or call us at (937) 390-1800 to learn how our business banking solutions can help you thrive. Your success is our priority!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $152 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $26,765,653, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

One of the key features that sets Ih Credit Union apart is our commitment to convenience and accessibility. Our ATM services are available for all your cash withdrawal and balance checking needs. Imagine being able to access your funds quickly and easily without the hassle of long lines or waiting times. For members who are part of partner credit unions, we offer basic shared branch transactions, including deposits and withdrawals. This means you can manage your finances even when you're away from home, making it easier than ever to keep track of your money.

Call Us Today!

If you're ready to explore all that Ih Credit Union, Inc. has to offer, don't hesitate to reach out! Give us a call at (937) 390-1800 or visit us at our Springfield location. We look forward to serving you and helping you achieve your financial goals!

Embracing Digital Solutions

In today's fast-paced world, digital banking has become a necessity. At Ih Credit Union, Inc., we understand this and offer various online banking features to enhance your experience. You can access your accounts anytime through our mobile application, which allows for mobile payments and person-to-person transfers. With e-statements available, you can stay organized and informed without paper clutter.

Support When You Need It

We believe that personalized service is crucial. Our friendly staff is always ready to assist you with any questions or concerns you may have about our offerings. Whether you're new to banking or a seasoned pro, we're here to help you navigate your financial options.

Digital & Online Banking

Conclusion

Whether you're looking to check your balance or make a quick transfer, Ih Credit Union, Inc. has the digital banking tools you need for effective account management. Explore all these features today at https://www.ihcreditunion.com/ and see how easy it can be to take control of your financial life!

Key Services Available

With just a few clicks at https://www.ihcreditunion.com/ , you can enjoy the benefits of online banking. Our services include 24/7 access to your account, allowing you to check balances, pay bills, and transfer funds whenever it suits you. No more waiting in line or rushing to the bank before closing time! Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family without the hassle of writing checks or handling cash. Plus, with mobile payments available, you can make purchases directly from your phone, adding another layer of convenience to your everyday transactions.

Security and Ease-of-Use

Your security is our priority. We offer electronic signature authorization for a smooth and safe way to sign documents online. You can also choose e-statements, which not only help reduce paper waste but also provide immediate access to your financial statements right from your account. If you're always on the go, our mobile application is here to help. It puts the power of banking right in your pocket, so you can manage your finances wherever life takes you.

Financial Strength

Growing Member Base

With a total of 29,888 share accounts, we show a strong and growing member base that trusts us with their finances. This community trust is essential as we continue to strengthen our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ih Credit Union is your trusted partner. Visit us at 5000 Urbana Rd Springfield Oh 45502 or call 937-390-1800 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth Opportunities

Members' savings are secured through $64,770,528 in share certificates and $55,630,334 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over non-member deposits; currently, we have no non-member deposits, ensuring that our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our current net income of $0, which allows us to keep providing competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Financial Foundation

With a net worth of $58,188,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1691 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $55,564,473 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals with $41,131 in used auto loans and a total of $220,915,716 in loans and leases available for various needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,888,908 in used vehicle loans and $11,752,408 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, ensuring you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $26,765,653 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting local entrepreneurs with tailored lending solutions.

Credit Lines

Need access to extra funds? Our total credit lines amounting to $106,817,265 can give you the flexibility you need for unexpected expenses or planned projects. If you're considering refinancing any of your existing loans, we have options available that could save you money and simplify your payments. For more information about eligibility or how to get started, don't hesitate to contact us at (937) 390-1800 or visit us at our branch located at 5000 Urbana Rd Springfield Oh 45502 in Springfield, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the perfect loan product tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,872,532, make buying or refinancing simple. We guide you through every step of the process, offering personalized service to ensure that you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,713,999 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover everyday expenses, our credit cards come with benefits that can suit your lifestyle.

Loan Aggregator

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IH CREDIT UNION, INC. CREDIT UNION - Springfield, OH