Idaho Central Spokane WA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Idaho Central, your trusted partner in financial wellness, located at 9506 N Newport Hwy, Spokane, WA 99218. Established in 1940, we have proudly served our community for over eight decades, fostering growth and stability for our members. With a strong commitment to supporting local families and businesses, we now boast a robust membership of 656,539 individuals who count on us for their banking needs. At Idaho Central, our dedication to excellence is reflected in our impressive financial standing. We manage total assets of $11,696,566,096 and maintain deposits totaling $429,322,359. Our net worth stands at an impressive $1,025,743,094, ensuring that your funds are secure and well-managed. Whether you're looking for personal banking services like checking and savings accounts or business loans to help your venture thrive, we are here to assist you every step of the way. Our experienced team is led by CEO Brenda Worrell and Board President Debbie McIntier, who work tirelessly to uphold our mission of putting members first. With a dedicated staff of 1,845 employees ready to serve you, we strive to create an environment where financial goals can be achieved without stress. While members can visit us at our branch location for all their banking needs from auto loans to mortgages official correspondence should be sent to the same address: 9506 N Newport Hwy, Spokane, WA 99218. We invite you to experience the difference at Idaho Central. Whether you're ready to open an account or simply have questions about our services, don't hesitate to reach out! Call us today at 509-672-5100 or visit our website at www.iccu.com for more information. Join us as we continue to build a stronger community together!

Branch History & Mission

Community Commitment

Community outreach is at the heart of what we do. We actively engage with local organizations and initiatives that improve lives right here in Spokane. Our partnerships help us support education, health, and economic development fostering an environment where everyone can thrive. While members can visit us at 9506 N Newport Hwy, official correspondence should be sent to 9506 N Newport Hwy, Spokane, WA 99218 if different. We offer convenient operating hours from Monday to Friday (9 AM - 6 PM) and Saturday (9 AM - 3 PM), along with drive-thru banking and ATM services for added convenience. We invite you to join Idaho Central today and experience the benefits of being part of a credit union that truly cares about its members and community. Whether you're looking for a checking account or planning your next big purchase with an auto loan, we're here to help you every step of the way. For more information or to become a member today, please call us at 509-672-5100 or visit our website at www.iccu.com. Together, let's build a brighter financial future!

Our Mission

The mission of Idaho Central is simple yet profound: to provide exceptional financial services while making a positive impact in the communities we serve. We believe that everyone deserves access to quality financial products and personalized service. Our team is here to ensure that every member feels valued and supported on their financial journey. We understand that today's world requires adaptability and innovation. That's why we have embraced digital advancements such as online banking, mobile payments, and e-statements to make banking easier for you. Our facilities are designed with accessibility in mind, ensuring that everyone can benefit from our services.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. With ADA-compliant features such as ramps and designated parking, everyone can easily reach us. Plus, we offer drive-thru banking for those who prefer to handle their transactions from the comfort of their vehicle. Need cash? Our ATM is available right outside for quick and easy withdrawals or balance checks.

Call-to-Action

We invite you to stop by our North Spokane branch today or give us a call at 509-672-5100 if you have any questions. Experience firsthand how we can assist you in achieving your financial goals!

Operating Hours

We understand that life can be busy, which is why our lobby hours are tailored to fit your schedule. Join us Monday through Friday from 9 AM to 6 PM, and Saturdays from 9 AM to 3 PM. Whether you need assistance with checking accounts, auto loans, or even online banking inquiries, our dedicated team is ready to help during these hours. While you can visit us at 9506 N Newport Hwy, please note that all official correspondence should be sent to the same address for your convenience.

Services Offered

At Idaho Central, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. We also provide personal loans and credit cards with rewards perfect for those looking to maximize their spending power! Our basic drive-thru service makes it easy for you to deposit or withdraw cash without stepping inside.

Member Eligibility

Becoming a member of Idaho Central means joining a community that truly cares about your financial well-being. Here at our Spokane branch, located at 9506 N Newport Hwy Spokane Wa 99218, we welcome individuals who live, work, or worship in the area, as well as those who have family ties to our members. It's all about building connections and supporting each other. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, being part of our credit union gives you access to a variety of financial services designed with your needs in mind. Getting started is simple! You can learn more about the eligibility requirements by visiting https://www.iccu.com/membership/ . If you're ready to open an account and start enjoying the benefits of membership, just follow the easy steps outlined at https://apply.iccu.com/#/sso-start . If you have any questions or need assistance, feel free to reach out to us at (509) 672-5100. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments from your customers quickly and easily. Our merchant services are designed to simplify transactions, making it easier for you to focus on what you do best running your business. Whether you're a small café or a growing retailer, our services can help streamline your operations and improve customer satisfaction. Located conveniently at 9506 N Newport Hwy Spokane Wa 99218, Spokane, WA, we invite you to explore how our business banking and commercial services can elevate your enterprise. For inquiries, call us at (509) 672-5100 or visit us online at https://www.iccu.com/ . Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, we've got your back with our business banking services. From merchant services that facilitate smooth transactions to business loans designed for growth, we help you navigate the financial side of running a successful enterprise.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? It's all just a few taps away on your smartphone or computer. Additionally, our ATM and cash withdrawal services ensure that accessing your money is quick and hassle-free.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They not only allow you to make purchases easily but also earn points that can be redeemed for exciting benefits. Picture yourself earning rewards on everyday purchases who doesn't love extra perks?

Drive-Thru & ATM Services

For those times when you're on the go, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATMs provide easy access for withdrawals and balance checks so you can get what you need without any fuss. At Idaho Central, we believe that banking should be straightforward and accessible. We invite you to visit us at 9506 N Newport Hwy Spokane Wa 99218 or give us a call at (509) 672-5100 to learn more about how we can support your financial goals. Join our community today and experience personalized service like never before! Ready to take the next step? Check out our website at North Spokane for more information on how we can assist you further!

Personal Banking Solutions

Our personal banking options offer something for everyone. With checking and savings accounts, you can easily manage your day-to-day finances while saving for future goals. Imagine being able to set aside funds for a vacation or a new car with ease! If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those who dream of owning a home, our mortgage loans and refinancing services are here to help you secure the best rates possible. Perhaps you want to consolidate debt or fund a personal project; our personal loans provide flexible solutions tailored just for you.

Digital & Online Banking

Accessibility at Your Fingertips

We believe that banking should be as easy as possible. That's why our digital services are designed with you in mind user-friendly and accessible whenever you need them. From tracking spending to managing loans, everything is just a few clicks away. Join us today at Idaho Central and experience the convenience of modern banking. Whether you're at home or on the move, we've got the tools to help you stay organized and informed about your finances!

User-Friendly Features

Our mobile application enhances your banking experience further by allowing you to manage your accounts on the go. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. You can also take advantage of mobile payments, making transactions quick and hassle-free right from your smartphone. Security is always a top priority for us. With electronic signature authorization available, signing documents online has never been easier or safer. You can complete transactions confidently knowing that your information is protected.

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation, which reflects our commitment to providing reliable services and support to every member who walks through our doors. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $81,646 in used auto loans and $10,143,248,049 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $92,938,959. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 9506 N Newport Hwy Spokane Wa 99218 or call (509) 672-5100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make purchasing a vehicle more accessible than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are committed to offering financing solutions that align with your goals. In addition to these offerings, we have refinancing options available for those looking to lower their current payments or consolidate debt into one manageable loan. To learn more about eligibility and start the application process, visit us at 9506 N Newport Hwy Spokane Wa 99218 in Spokane, WA, or give us a call at (509) 672-5100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We offer a variety of mortgage products designed to meet your unique needs and help you take that important step toward owning your own home.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be a challenge. That's why we also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while maintaining control over your budget.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to integrity means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ).

Benefits of Using LendMesh

Using LendMesh comes with several advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for reliable loan options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans