Idaho Central Spokane Valley WA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Idaho Central, your trusted financial partner located at 16015 E Broadway Ave, Spokane Valley, WA 99037. Since our establishment in 1940, we have been committed to empowering our members with comprehensive financial solutions that support their dreams and aspirations. With a growing community of over 656,539 members, we take pride in offering personalized services designed to meet the unique needs of each individual. At Idaho Central, we understand that a solid financial foundation is essential for both personal and business growth. That's why we are proud to manage total assets exceeding $11.6 billion, with total deposits reaching $429,322,359. We also facilitate various loans, boasting a total of 365,417 loans and leases tailored to help you navigate life's many milestones. Our leadership team, headed by CEO Brenda Worrell and Board President Debbie McIntier, is dedicated to fostering a culture of trust and community engagement. We believe that strong leadership translates into better service for our members, making it easier for you to achieve your financial goals. While you can visit us at our Spokane Valley branch for all your banking needs from personal checking accounts to business loans official correspondence should be directed to the same address: 16015 E Broadway Ave, Spokane Valley, WA 99037. With a dedicated team of 1,845 employees, we're here to provide exceptional service during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Whether you're looking for online banking options or need assistance with loan applications, our friendly staff is always ready to help. Ready to take the next step? Call us today at 509-672-5100 or visit our website at iccu.com for more information about how we can assist you on your financial journey!

Branch History & Mission

Welcome to Idaho Central, a credit union with a proud history and a mission centered on empowering our community in Spokane Valley, WA. Established in 1940, our branch has grown alongside its members, becoming a trusted partner for financial needs. With a focus on fostering relationships and enhancing the lives of our members, we have reached an impressive total membership of over 656,539. Located at 16015 E Broadway Ave, our branch is easily accessible and just a stone's throw away from local landmarks that make Spokane Valley vibrant. Our commitment to serving the community is reflected in every interaction we have, whether it's through personal banking services or community outreach programs. Our mission is simple yet profound: to provide quality financial services while supporting the growth and well-being of our members and community. We understand that financial health is crucial for individuals and families alike, which is why we offer a range of services tailored to meet various needs from checking and savings accounts to auto loans and mortgages. Our goal is not only to help you manage your finances but also to ensure you feel supported every step of the way. Over the years, Idaho Central has embraced innovation while maintaining our core values. We offer convenient features like online banking, mobile payments, and ATM access to meet the evolving needs of our members. Our drive-thru service allows for quick transactions without leaving your vehicle making banking easier than ever. We take pride in being ADA compliant, ensuring that all members can access our services comfortably. Partnerships with local organizations further amplify our impact as we work collaboratively on community projects aimed at improving lives in Spokane Valley. While members can visit us at 16015 E Broadway Ave, official correspondence should be sent to 16015 E Broadway Ave, Spokane Valley, WA 99037. As we look ahead, Idaho Central remains dedicated to creating a brighter future for everyone in our community. Join us today and experience firsthand the benefits of being part of a credit union that truly cares about its members. For more information or to become a member, give us a call at 509-672-5100 or visit us online at www.iccu.com. Together, let's build a stronger financial future!

Branch Location & Accessibility

Welcome to Idaho Central, your friendly neighborhood credit union located at 16015 E Broadway Ave in Spokane Valley, WA. We're proud to serve our community with accessible banking solutions that fit your busy lifestyle. Whether you're stopping by for a quick transaction or need assistance with your financial goals, our branch is conveniently situated near the bustling intersection of Broadway and Argonne Road, just a short drive from the Spokane Valley Mall. At Idaho Central, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can easily access our services. Plus, parking is plentiful, making your visit hassle-free. If you prefer banking from your car, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. We understand that convenience matters. That's why our lobby is open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Whether you're juggling work or family commitments, we're here when you need us. If you have questions or need assistance outside of regular hours, feel free to give us a call at 509-672-5100. While visiting us at 16015 E Broadway Ave, remember that official correspondence should be directed to the same address as our mailing address: 16015 E Broadway Ave, Spokane Valley, WA 99037. As a member of Idaho Central, you'll enjoy an array of services tailored to meet your needs ranging from personal banking like checking and savings accounts to auto loans and mortgage options. And if you ever need cash on the go, we offer ATM services right here at our location! Come see us today and discover how Idaho Central can help you achieve your financial dreams. We look forward to welcoming you!

Member Eligibility

At Idaho Central, we believe that becoming a member is like joining a family where your financial well-being is our priority. If you're looking to be part of a community that values support and connection, you've come to the right place! To become a member, you simply need to meet some friendly eligibility criteria. This includes being a resident of certain areas or being employed by specific organizations. We welcome individuals from various backgrounds, so if you're curious about whether you qualify, check out the detailed criteria at https://www.iccu.com/membership/ . Opening an account with us is straightforward and designed to make you feel at home. You can start the process online by visiting https://apply.iccu.com/#/sso-start , or if you prefer, give us a call at (509) 672-5100 for assistance. Our team is here to help guide you through every step of the way so that you can enjoy all the benefits of membership at Idaho Central from personalized banking services to exclusive member perks!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that streamline your payment processes. Imagine serving customers quickly with point-of-sale solutions that allow them to pay seamlessly. Our services ensure you can focus on what matters most growing your business while we handle the transactions smoothly. Visit us at 16015 E Broadway Ave Spokane Valley Wa 99037, Spokane Valley, WA, or call us at (509) 672-5100 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Accessibility and Support

At Idaho Central, we prioritize accessibility. Our branch provides essential services such as basic ATM access for withdrawals and balance checks along with drive-thru service hours from Monday through Saturday for added convenience. If you have questions or need assistance, don't hesitate to reach out at 509-672-5100. Our friendly staff is always ready to assist you in navigating your financial journey.

Business Banking Solutions

We haven't forgotten about small businesses! Our business banking services include essential tools like merchant services and business loans, helping entrepreneurs thrive in their ventures. We understand the challenges businesses face and strive to provide the support necessary for growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can easily check balances, make transfers, and even pay bills from the comfort of your home or on the go. Our ATM services ensure quick cash withdrawals, while basic drive-thru banking allows you to handle deposits and simple transactions without leaving your car.

Join Us Today!

Discover how Idaho Central can empower your financial future by exploring all our services today. Visit us online at iccu.com or stop by our Spokane Valley branch for personalized assistance. We look forward to welcoming you into our community!

Personal Banking Made Easy

When it comes to personal banking, we offer options that cater to everyone. You can open checking and savings accounts that suit your lifestyle, whether you prefer easy access for daily transactions or want to save for future goals. For those considering a new vehicle, our auto loans and vehicle financing options are designed to help you get behind the wheel with ease. If homeownership is on your mind, explore our mortgage loans and refinancing solutions that can make owning a home more attainable. For individuals looking to consolidate debt or manage unexpected expenses, our personal loans provide flexible terms tailored to your situation. Plus, with credit cards that offer rewards, you can earn while you spend.

Digital & Online Banking

Convenient Features

With our 24/7 online banking services, you can keep track of your finances whenever you need to. You can easily check balances, transfer funds, and pay bills all from the comfort of your own home or while waiting in line. Plus, with person-to-person transfers available, sending money to friends or family has never been easier. Our mobile application makes banking even more accessible. Whether you're using mobile payments to make purchases or checking e-statements for a clear view of your spending habits, everything is just a few taps away. And yes, we prioritize security! Our electronic signature authorization feature ensures that your transactions are safe and verified.

Stay in Control

Managing your money should feel effortless. With e-statements available, you can say goodbye to paper clutter and access your account statements electronically whenever you wish. This not only saves trees but also allows for quicker access to important information. At Idaho Central, we believe that banking should fit into your lifestyle not the other way around. From the ability to authorize transactions electronically to making mobile payments with ease, we're committed to providing tools that empower you to take control of your finances effectively. Explore all that our digital and online banking services have to offer by visiting us at https://www.iccu.com/ today!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your money is safe and accessible, allowing you to focus on what truly matters in your life. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $81,646 in used auto loans and $10,143,248,049 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $92,938,959, we have the flexibility to meet your needs. The trust our members place in us is evident from our total share accounts of 1,356,709, showcasing a strong and growing member base that believes in our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 16015 E Broadway Ave Spokane Valley Wa 99037 or call (509) 672-5100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Services

In addition to these loan offerings, we also provide access to various financial services including personal loans for debt consolidation and credit lines totaling $2,890,714,213. Our goal is to assist members in managing their finances more effectively. For more information or assistance with our loan products and eligibility options, please feel free to contact us at 509-672-5100 or visit us at our branch located at 16015 E Broadway Ave Spokane Valley WA 99037. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide tailored financing solutions for both new and used vehicles, ensuring you find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. We are dedicated to supporting local businesses with competitive rates and personalized service.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, allowing you to invest in a home that meets your needs. Our friendly staff is ready to guide you through the process and help you understand your eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. This option allows you to have access to funds without needing collateral while enjoying manageable repayment plans.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without any hidden conditions. Each lender listed has been thoroughly vetted to guarantee the accuracy of the loan offers presented.

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans