Idaho Central Liberty Lake WA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Idaho Central, your trusted partner in financial wellness since 1940! Located conveniently at 21398 E Country Vista Dr, Liberty Lake, WA 99019, we are dedicated to providing our community with exceptional banking services and support. With a total membership of 656,539 and assets exceeding $11.6 billion, we pride ourselves on being a reliable resource for all your financial needs. At Idaho Central, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or you need business banking services including merchant solutions and business loans, we have you covered. Our commitment to your financial health drives us to offer competitive rates and tailored products designed with you in mind. In addition to our robust offerings, we are proud of our strong leadership team. Under the guidance of CEO Brenda Worrell and Board President Debbie McIntier, our dedicated staff of 1,845 employees works tirelessly to ensure that each member receives personalized service. With over $429 million in total deposits and a net worth of $1 billion, you can trust that your finances are in good hands. While members can visit us at our branch location, official correspondence should be sent to the same address: 21398 E Country Vista Dr, Liberty Lake, WA 99019. We invite you to reach out at 509-672-5100 for any inquiries or assistance. Join us today at Idaho Central; together, let's build a brighter financial future! Visit our website at www.iccu.com or stop by our branch to learn more about how we can help you achieve your goals.

Branch History & Mission

Embracing Technology

In today's world, convenience is key. That's why we've invested in digital advancements that make banking easy and accessible for everyone. With features like online banking, mobile payments, and ATM availability at our branch, managing finances has never been simpler. We ensure all members can enjoy these services comfortably with ADA compliance in mind.

Join Us

We invite you to experience the benefits of being a part of Idaho Central. Visit us at our Liberty Lake branch or check out our website for more information on membership options. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out to us at 509-672-5100 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Your journey towards financial empowerment starts here at Idaho Central!

Our Mission

Idaho Central's mission is simple yet profound: we aim to enhance the lives of our members and support the communities we are part of. We believe that everyone deserves access to affordable financial services that help them achieve their dreams and aspirations. Whether it's through auto loans, mortgage refinancing, or personalized banking solutions, we strive to empower individuals and families on their financial journeys. Our commitment goes beyond banking; we actively engage in community outreach and partnerships that uplift those around us. We work with local organizations and initiatives that promote education, wellness, and economic development in Liberty Lake and beyond.

Branch Location & Accessibility

Accessibility and Convenience

At Idaho Central, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Parking is ample, making it hassle-free to stop by for your banking needs. Whether you're coming in for a quick transaction or to explore our various financial services, we're here to help.

Get in Touch

Curious about what we can do for you? Feel free to give us a call at 509-672-5100 or stop by during our operating hours! We look forward to welcoming you into our branch and helping you achieve your financial goals.

Operating Hours

We know life can be busy, so we've designed our hours to fit your schedule. Our lobby is open from Monday through Friday, 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. This allows you plenty of time during the week or on weekends to stop in and meet with one of our friendly team members.

Services Offered

Idaho Central offers a wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need to handle things quickly? Our drive-thru service makes it easy for you to complete deposits and withdrawals without leaving your car. Plus, with an ATM available on-site, you can access cash whenever needed. While members can visit us at 21398 E Country Vista Dr, official correspondence should be sent to the same address as our mailing address: 21398 E Country Vista Dr, Liberty Lake, WA 99019.

Member Eligibility

At Idaho Central, we believe that becoming a member is like joining a caring family, where your financial needs are prioritized and supported. If you live, work, or worship in the area, you're likely eligible to join us! We warmly welcome individuals from various backgrounds, aiming to create a diverse community where everyone can thrive. To make sure you meet all the eligibility requirements, feel free to visit our dedicated page at https://www.iccu.com/membership/ for the most current information. Joining is simple and convenient! You can open an account with us online by visiting https://apply.iccu.com/#/sso-start . Should you have any questions or need assistance during the process, don't hesitate to reach out at (509) 672-5100. We're excited to welcome you to Idaho Central, located at 21398 E Country Vista Dr Liberty Lake Wa 99019, where our mission is to help you achieve your financial goals while enjoying exceptional service tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify how you manage payments and transactions. Imagine being able to accept payments seamlessly from your customers while keeping track of sales and inventory all in one place. Our solutions are built to save you time and help streamline your operations, allowing you to focus on what matters most growing your business. Visit us at 21398 E Country Vista Dr Liberty Lake Wa 99019 in Liberty Lake, WA, or give us a call at (509) 672-5100 to learn more about how we can assist you in reaching your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored business banking services including merchant services and business loans that help support growth and success. Your business deserves the best tools available to thrive in today's economy.

Convenient Banking Features

Accessing your money has never been easier with our online and mobile banking features. You can transfer funds, pay bills, or even send money to friends through our person-to-person payment service right from your smartphone or computer. Additionally, we have an ATM available for cash withdrawals along with basic drive-thru banking services for deposits and simple transactions. At Idaho Central, we're here to serve your financial needs every step of the way. To learn more about how we can help improve your financial well-being or if you have any questions about our services, feel free to give us a call at 509-672-5100 or visit us at our branch in Liberty Lake. Join us today and experience how banking should be simple, convenient, and member-focused!

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points on purchases while enjoying low-interest rates. This makes it easier for you to manage your spending while reaping benefits at the same time.

Home Financing Options

Purchasing a home is one of the biggest decisions you'll make in life. At Idaho Central, we offer comprehensive mortgage loans and refinancing solutions that cater to various needs and budgets. Our team will guide you through the process to ensure a smooth experience from application to closing.

Personal Banking Solutions

We understand that managing finances can be challenging. That's why we offer personal banking services that include checking and savings accounts designed to help you reach your financial goals. With our competitive rates and user-friendly online banking platform, you can easily monitor your accounts from the comfort of your home or on-the-go using our mobile app.

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether it's for medical bills or home improvements, our loans can help alleviate financial stress while keeping your repayment terms manageable.

Vehicle Financing Made Easy

Thinking about getting a new car? Our auto loans and vehicle financing options are crafted with you in mind. We provide flexible terms and competitive interest rates so you can drive away with peace of mind knowing you're getting the best deal possible. If you're considering refinancing an existing loan, we can assist with that as well.

Digital & Online Banking

Key Services

Our online banking services at https://www.iccu.com/ allow you to perform various tasks with just a few clicks. Whether you want to check your balance, pay bills, or transfer funds, everything is at your fingertips. Plus, with our 24/7 online banking services, you can manage your finances on your schedule. One of the standout features is our mobile application. Available for download on most smartphones, this app gives you the freedom to bank on the go. You can even make mobile payments, making transactions faster and more convenient than ever before.

Security and Convenience

Security is a top priority for us. We provide electronic signature authorization, which simplifies the process of signing documents securely online. Additionally, our members can opt for e-statements, reducing paper clutter while keeping your financial information organized and accessible. Need to send money to a friend? Our person-to-person transfers feature makes it easy to send cash instantly without any hassle. Everything is designed with ease-of-use in mind so that banking doesn't have to be complicated. At Idaho Central, we're committed to providing you with accessible tools for real-time account management. Explore all these features and more by visiting https://www.iccu.com/ . Enjoy a banking experience that's not only efficient but also tailored to meet your needs!

Financial Strength

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust, with $81,646 in used auto loans and $10,143,248,049 in total loans and leases available to support your financial goals across various sectors. Additionally, our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We take pride in having 1,719 full-time employees and 126 part-time employees who are always ready to assist you with knowledgeable service. Together, they help ensure that our branches operate smoothly so you receive the best possible experience.

Growing Membership Base

Our commitment to you is evident in the growing trust placed in us by our members. We currently have a total of 1,356,709 share accounts, reflecting the confidence our community has in our ability to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 21398 E Country Vista Dr Liberty Lake Wa 99019 or call (509) 672-5100 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Your savings are secure with us. We have $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, providing stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're after a brand-new model or a reliable used vehicle, our financing options can fit your needs.

Contact Us

For more information about our loan offerings or to discuss which product might be right for you, feel free to reach out to us at 509-672-5100 or visit us at 21398 E Country Vista Dr Liberty Lake WA 99019. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping our members achieve their financial aspirations with clarity and support every step of the way.

Credit Lines

If you're looking for additional flexibility in managing your expenses, consider our credit lines. With total credit lines reaching $2,890,714,213, you can access funds as needed without the hassle of reapplying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We provide competitive rates and flexible terms designed to accommodate your financial situation.

Refinancing Options

We also offer refinancing options across various loan products. If you're interested in lowering your interest rate or adjusting your payment terms, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. These cards provide not just purchasing power but also rewards that can benefit you.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows consumers to make informed choices without the confusion that often accompanies loan shopping. LendMesh ensures accurate loan comparisons through a meticulous sourcing process. Loan data on LendMesh is gathered directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that users receive fair and transparent offers, creating a trustworthy environment for all. One of the standout features of LendMesh is its dedication to verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency at every step. Moreover, LendMesh maintains an unbiased platform by not prioritizing lenders based on paid promotions users can be confident that they are seeing genuine offers. With real-time rate comparisons from multiple institutions, LendMesh helps users navigate their options effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how LendMesh empowers individuals to secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

IDAHO CENTRAL CREDIT UNION - Liberty Lake, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans