Idaho Central Twin Falls ID Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Idaho Central, your trusted financial partner in the heart of Twin Falls, located at 2193 Addison Ave E, ID 83301. Established in 1940, we have proudly served our community for over eight decades, growing alongside our members and adapting to their changing needs. With a robust membership of 656,539, we are more than just a credit union; we are a community-focused institution dedicated to empowering individuals and businesses alike. At Idaho Central, we understand that financial success is about more than just numbers. With total assets exceeding $11.69 billion and total deposits of $429,322,359, our strength lies in our commitment to providing personalized banking solutions. Whether you're looking for checking and savings accounts, auto loans, or business financing options, our experienced team is here to guide you every step of the way. Our leadership is equally committed to this mission. Under the guidance of CEO Brenda Worrell and Board President Debbie McIntier, we strive to create a welcoming environment where members feel valued and supported. With a dedicated staff of 1,845 employees, we're equipped to offer high-quality services tailored to your needs. While members can visit us at 2193 Addison Ave E, official correspondence should be sent to 2193 Addison Avenue East, Twin Falls, ID 83301. We invite you to explore our range of services online at iccu.com, where you can also find out how easy it is to open an account or apply for a loan. Join us in making your financial goals a reality. Call us today at 208-733-4777 or visit us during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. At Idaho Central, we're here for you today and every day!

Branch History & Mission

Community Commitment

We are more than just a credit union; we are part of the Twin Falls community. Our partnerships with local organizations reflect our commitment to giving back and supporting those in need. Whether it's sponsoring community events or participating in local fundraisers, Idaho Central is dedicated to making a positive impact. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of Idaho Central where your financial goals are supported by a team that truly cares about your success. For more information or to become a member today, visit us online at Idaho Central or call us at 208-733-4777. Let's work together toward your financial future!

Our Journey

Idaho Central started as a simple idea: to help people manage their finances better. Over the years, we have expanded our services and adapted to meet the needs of our members. With total assets now reaching an impressive $11.7 billion, we've built a foundation that allows us to provide competitive rates and comprehensive services. From personal banking solutions like checking and savings accounts to auto loans and business financing, our offerings are designed with our members' best interests at heart.

Our Mission

Our mission is clear: we aim to enhance the financial well-being of our members while positively impacting the communities we serve. We believe in providing not just financial services but also resources that empower individuals and families. This includes everything from educational workshops on budgeting to community outreach initiatives that support local charities and events. While you can visit us at our branch location for face-to-face assistance during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM we also embrace modern technology. Members can enjoy online banking, mobile payments, and access to ATMs throughout the area, ensuring that banking with us is convenient and accessible. If you need to send official correspondence, please note that while members can visit us at 2193 Addison Ave E, official mail should be directed to 2193 Addison Avenue East, Twin Falls, ID 83301.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to call us at 208-733-4777. Our friendly staff is eager to help! We invite you to stop by Idaho Central today and experience firsthand how we can support your financial journey.

Getting Here

Our branch is designed with accessibility in mind. We offer ample parking space and ADA-compliant features to ensure that everyone can visit us comfortably. Plus, with our drive-thru banking option, you can handle your transactions without even leaving your car perfect for those busy days!

Operating Hours

We know that life can get hectic, so we aim to be available when you need us most. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Whether you need help with personal banking, loans, or simply want to ask questions about our services, we're here for you during these hours.

Services Offered

Idaho Central offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you every step of the way. We also provide online and mobile banking options for added convenience. While members can visit us at 2193 Addison Ave E, official correspondence should be sent to our mailing address at 2193 Addison Avenue East, Twin Falls, ID 83301 if it differs from the branch location.

Member Eligibility

Welcome to the community at Idaho Central, where becoming a member is more than just opening an account it's about joining a supportive network that truly cares about your financial well-being. If you live, work, or attend school in our area, you're likely eligible to become part of our family. We welcome individuals from various backgrounds and walks of life, making it easy for you to find a home here. To learn more about the specific eligibility criteria and see if you qualify, check out this resource: https://www.iccu.com/membership/ . Joining us is simple and straightforward! You can open an account online or visit us at our branch located at 2193 Addison Ave E Twin Falls Id 83301. Our friendly team is ready to assist you every step of the way. If you have any questions or need assistance, feel free to call us at (208) 733-4777. We're excited to help you start your journey with Idaho Central!

Business Banking & Commercial Services

Business Loans to Propel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services streamline transactions, allowing you to focus on what you do best running your business. Whether it's accepting card payments or managing online transactions, we've got you covered. Located at 2193 Addison Ave E Twin Falls Id 83301, Twin Falls, ID, our team is here to provide personalized service and support every step of the way. Let us help you unlock the potential of your business with the right financial tools!

Comprehensive List Of Services

Auto Loans and Financing

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing services can help you get behind the wheel without breaking the bank. We understand that buying a car is a big decision; that's why we offer competitive rates and terms that work for you. With easy application processes and fast approvals, you'll be driving your new car in no time.

Business Banking Services

For business owners, we provide comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have financial tools and resources to support your growth.

Convenient Access

With our ATM and cash withdrawal services available at the branch, accessing your money is straightforward and convenient. Need assistance? You can also visit us during our lobby hours from Monday to Friday, 9:00 AM to 6:00 PM, or Saturday from 9:00 AM to 3:00 PM. If you're on the go, enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your car. At Idaho Central, we're proud to serve our community with integrity and commitment. If you're ready to explore any of these services further or have questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 208-733-4777, or visit us at www.iccu.com today!

Credit Cards with Rewards

Our Credit Cards with Rewards program makes everyday spending more rewarding. You can earn points on purchases that can be redeemed for travel, merchandise, or cash back making it easier to enjoy life while managing expenses.

Flexible Personal Loans

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are here for those moments when you need extra cash or want to simplify your payments by consolidating debt into one manageable loan. We believe in giving our members options that promote financial health.

Home Financing Options

Buying a home is often one of the largest investments you'll make in your life. Our Mortgage Loans & Refinancing options provide pathways to homeownership that accommodate both first-time buyers and seasoned homeowners looking to refinance. Our knowledgeable staff will guide you through every step of the process, ensuring you find the best fit for your financial situation.

Personal Banking Solutions

For those who want to simplify their everyday banking, we offer Personal Banking options, including checking and savings accounts designed to fit various lifestyles. Imagine having the flexibility to manage your money effortlessly, whether it's paying bills online or saving for that special vacation. Our accounts come with features that allow you to access funds anytime through Online & Mobile Banking.

Digital & Online Banking

Key Services

Our online banking services are available 24/7 at https://www.iccu.com/ , allowing you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, with mobile payments enabled, you can make purchases directly from your smartphone no wallet needed!

Mobile Application Access

Don't forget about our mobile application! It's packed with features that let you manage your accounts right from the palm of your hand. Whether you're at home or on the go, you'll have everything you need to handle your banking needs efficiently. With all these options, managing your finances has never been easier or more secure at Idaho Central. Experience the convenience today!

Security and Convenience

Security is our top priority. We use advanced technology to keep your information safe while you enjoy the convenience of banking online. You can also sign documents electronically through our electronic signature authorization feature, making processes faster without compromising safety.

Stay Updated with E-Statements

We also offer e-statements for those who prefer digital records over paper ones. This not only helps the environment but keeps your account information organized and easily accessible.

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable is crucial. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is further reflected in our $940,725,170 in undivided earnings. This enables us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. With $81,646 in used auto loans and a total of $10,143,248,049 in loans and leases available to our members, our lending capacity supports your financial goals across various sectors. Our operational efficiency is demonstrated by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares amounting to $92,938,959 show that we have funds available for lending and investments. As we serve over 1,356,709 share accounts, this illustrates the strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Idaho Central is your trusted partner. Visit us at 2193 Addison Ave E Twin Falls Id 83301 or call 208-733-4777 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have tailored solutions to meet your business needs. At Idaho Central located at 2193 Addison Ave E Twin Falls ID 83301, we prioritize building long-lasting relationships with our members. Feel free to reach out to us at 208-733-4777 for any inquiries about our loan offerings or visit our website at iccu.com for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan products can help you achieve your financial goals today!

Credit Card Solutions

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members maintain control over their spending. Our credit cards come with rewards and features that provide added value for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We offer various programs tailored to different financial situations. If you're considering refinancing your current mortgage or learning about eligibility requirements, our team is here to guide you through the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance guarantees that users receive fair and transparent offers. By relying on verified institutions, LendMesh ensures that all loan options presented are both legitimate and trustworthy.

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans