Idaho Central Star ID Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Idaho Central, your trusted financial partner located at 68 S Pine Lake Ln, Star, ID 83669. Since opening our doors in 1940, we have been dedicated to serving our community and ensuring that each of our 656,539 members feels valued and supported. With a strong commitment to reliability and trustworthiness, we pride ourselves on being more than just a credit union; we're a community hub where you can find the resources you need to achieve your financial goals. At Idaho Central, we understand that financial well-being is essential for everyone. That's why we offer a wide range of services designed to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and business financing. Our total assets stand at an impressive $11,696,566,096, with total deposits reaching $429,322,359, showcasing our strength in supporting our members' aspirations. Our leadership team is here for you. Under the guidance of our CEO, Brenda Worrell, and Board President, Debbie McIntier, we strive to foster a culture of excellence and community involvement. We also take pride in employing 1,845 dedicated staff members who are always ready to assist you during our lobby hours from 9 AM to 6 PM on weekdays and 9 AM to 3 PM on Saturdays. While members can visit us at our branch address for all their banking needs, any official correspondence should be sent to the same location: 68 S Pine Lake Ln, Star, ID 83669. We invite you to explore our services further by visiting our website at http://www.iccu.com or giving us a call at 208-846-7000. Let us help you take the next step towards achieving your financial dreams today!

Branch History & Mission

Community Focus

Our branch is not just about transactions; it's about building relationships. We understand that each member has unique needs and goals. That's why our team is dedicated to providing personalized service tailored specifically for you. We also prioritize accessibility with features such as drive-thru banking and ATM availability for those who prefer quick access to their funds without sacrificing convenience. While members can visit us at 68 S Pine Lake Ln, official correspondence should be sent to the same address for consistency. If you're interested in learning more about how Idaho Central can help you achieve your financial goals, we invite you to reach out at 208-846-7000 or explore our website at iccu.com. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Our Evolution

Idaho Central began as a small credit union with a vision: to empower individuals and families through accessible financial solutions. Over the decades, we have evolved into one of the largest credit unions in the state, continually adapting to meet the needs of our members. Our journey has been marked by key milestones that reflect our dedication to service and innovation. From expanding our range of products such as personal banking accounts, auto loans, mortgages, and business services to embracing digital advancements like online banking and mobile payments, we strive to make banking easy and convenient for everyone.

Our Mission

At Idaho Central, our mission is clear: we are here to improve the financial lives of our members while also giving back to the communities we serve. We believe that strong financial health leads to stronger communities. That's why we invest in local initiatives and partnerships that promote economic development and social responsibility. Whether it's sponsoring local events or offering educational workshops on financial literacy, we are committed to being more than just a financial institution we aim to be a trusted partner in your journey toward success.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 208-846-7000. Our friendly staff is ready to help you with all your banking needs. While members can visit us at 68 S Pine Lake Ln, official correspondence should be sent to the same address. We invite you to come experience the personal touch of Idaho Central where your financial goals are our priority!

Convenient Access and Features

At Idaho Central, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure that everyone can easily access our services. If you prefer banking on the go, we also offer an ATM for quick withdrawals and balance checks. Our drive-thru service allows you to complete deposits and withdrawals without leaving your vehicle, making it even easier for you to manage your finances during busy days.

Operating Hours

We understand that flexibility is important for our members. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Whether you're stopping in for personal banking or exploring options like auto loans or mortgage refinancing, we're here for you.

Member Eligibility

At Idaho Central, we believe that becoming a member is like joining a warm and welcoming family, where you can enjoy personalized financial services tailored just for you. If you're wondering whether you can join us, the good news is that eligibility is quite broad! Generally, anyone who lives, works, or worships in our community can become a member. We also welcome family members of existing members, which helps strengthen our community ties. To dive deeper into the specifics of what makes you eligible, check out this helpful resource: https://www.iccu.com/membership/ . Joining Idaho Central is simple and brings a host of benefits, from competitive rates on loans to exceptional customer service. If you're ready to take the next step and open an account, we make it easy with our online application process. You can find all the details on how to get started here: https://apply.iccu.com/#/sso-start . If you have any questions or need assistance, feel free to give us a call at (208) 846-7000. We're excited to welcome you into our community at 68 S Pine Lake Ln Star Id 83669!

Business Banking & Commercial Services

Merchant Services That Work for You

Running a business involves many moving parts. Our merchant services simplify payment processing so that you can focus on what you do best serving your customers. From credit card processing to point-of-sale solutions, we provide tools that make transactions easy and efficient. Located at 68 S Pine Lake Ln Star Id 83669, Star, ID, our dedicated team is here to support you every step of the way. Let's work together to turn your business dreams into reality!

Tailored Loan Options

Imagine having the financial support you need right when you need it. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, Idaho Central offers comprehensive services like merchant services and business loans. We understand the unique challenges businesses face, which is why we're here to provide the financial support needed to thrive.

Conclusion

At Idaho Central in Star, we strive to create an easy and accessible banking experience tailored just for you. With our range of personal banking services, loan options, business solutions, and digital banking features, managing your finances has never been simpler. Ready to take the next step? Visit us today at our branch or explore our offerings online at iccu.com. Let's work together towards achieving your financial goals!

Convenient Access

To make banking even more convenient for you, we have an ATM available at our branch along with basic drive-thru banking for deposits, withdrawals, and other simple transactions. Plus, you can always reach us at 208-846-7000 during our lobby hours from Monday to Friday (9 AM - 6 PM) and Saturday (9 AM - 3 PM).

Credit Cards with Benefits

Looking to earn rewards on your everyday purchases? Our credit cards with rewards are designed with you in mind. They not only allow you to shop confidently but also reward you for doing so!

Loans Made Easy

When life presents unexpected challenges or exciting opportunities, having access to financing is crucial. At Idaho Central, we provide a variety of loan options including auto loans and vehicle financing to help you purchase that dream car, as well as mortgage loans and refinancing solutions for those ready to buy a home or lower their monthly payments. If you're looking for something more flexible, our personal loans and debt consolidation options can help simplify your finances.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer various checking and savings accounts tailored to fit different lifestyles. You can easily monitor your account through our online and mobile banking options, making it simple to check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Key Features

Our mobile application further enhances your banking experience. Whether you're making mobile payments or transferring money between friends through person-to-person transfers, our app is designed to be user-friendly and secure. Plus, with electronic signature authorization, signing important documents has never been simpler or safer. For those who prefer going paperless, we offer e-statements that allow you to view your account statements online anytime. This not only helps you stay organized but also keeps your sensitive information secure. At Idaho Central, we take pride in providing our members with easy access to their accounts while ensuring their information remains protected. Our commitment to security means you can bank with confidence knowing that your data is safe. Ready to embrace the convenience of digital banking? Join us at Idaho Central and discover how our online services can fit into your life!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, reflecting our commitment to serving you and supporting your financial needs. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $81,646 in used auto loans and a total of $10,143,248,049 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $92,938,959. Total Share and Deposit Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Idaho Central is your trusted partner. Visit us at 68 S Pine Lake Ln Star Id 83669 or call 208-846-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering refinancing your current loan or would like more information on eligibility options for any of our products mentioned above, feel free to reach out. Our team is dedicated to guiding you through the process and ensuring you find the right solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For further details about our loan offerings or if you have any questions, please don't hesitate to contact us at 208-846-7000 or visit us at 68 S Pine Lake Ln Star ID 83669.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles to make your car-buying experience as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. Whether you need funding for equipment or working capital to support day-to-day operations, we're here to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We strive to offer flexible terms and competitive rates that fit your financial situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending power while keeping costs low.

Loan Aggregator

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans