Idaho Central Shelley ID Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Idaho Central, your trusted partner in financial well-being since 1940. Located at 600 N State St, Shelley, ID 83274, we take pride in being an integral part of the Shelley community. With a strong commitment to our members, we currently serve over 656,000 individuals who rely on us for their banking needs. At Idaho Central, we understand that your financial journey is unique. That's why we offer a range of services tailored to meet your specific requirements. From checking and savings accounts to auto loans and personal financing, we have you covered. Our total assets exceed $11.6 billion, and with total deposits of $429 million, we're equipped to help you achieve your financial goals. Led by our dedicated CEO, Brenda Worrell, and Board President, Debbie McIntier, our team of 1,845 employees is here to provide you with personalized service. We believe in building lasting relationships with our members and fostering a supportive environment where everyone can thrive financially. While members can visit us at our branch location, official correspondence should be sent to the same address: 600 N State St, Shelley, ID 83274. Whether you need assistance or are looking for information about our services, don't hesitate to reach out to us at (208) 846-7000. Join us today and discover how Idaho Central can empower you on your financial journey! For more information, visit our website at iccu.com.

Branch History & Mission

At Idaho Central, we believe in the power of community and the strength that comes from supporting one another. Since our establishment in 1940, we have been dedicated to serving the financial needs of our members in Shelley, ID, and beyond. Our branch at 600 N State St, Shelley, ID 83274, has grown alongside our community, evolving from humble beginnings into a trusted financial partner for over 656,000 members. As we reflect on our journey, we are proud of the milestones we've achieved. With total assets reaching an impressive $11,696,566,096, we've worked hard to provide a wide range of financial services that empower individuals and families. Our mission is clear: to improve the lives of our members through exceptional service and a commitment to financial wellness. We prioritize building lasting relationships while offering personalized solutions like auto loans, mortgages, personal loans, and credit cards with rewards. Idaho Central is not just about numbers; it's about people. Our team is dedicated to ensuring that every member feels valued and supported. We understand that each person's financial journey is unique, which is why we focus on tailored solutions designed for individual needs. Whether you visit us during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM or connect with us online via mobile banking or e-statements, we're here for you. In addition to providing top-notch financial services, Idaho Central actively engages in community outreach initiatives. We strive to make a positive impact by partnering with local organizations and supporting initiatives that foster growth and development within Shelley and surrounding areas. While members can visit us at our branch location for all their banking needs complete with ATM availability and drive-thru services official correspondence should be sent to our mailing address at 600 N State St, Shelley, ID 83274. We invite you to become part of the Idaho Central family. Experience firsthand how our commitment to service can help you achieve your financial goals. Join us today and discover the difference a community-focused credit union can make in your life!

Branch Location & Accessibility

Get in Touch!

While members can visit us at 600 N State St in Shelley for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 208-846-7000. We look forward to welcoming you into our branch soon!

Nearby Landmarks and Accessibility

You'll find us near popular spots that locals love, making it easy to drop by while you're out and about. Our location is easily accessible with ample parking available for our members. Plus, we've ensured that our branch meets ADA standards, featuring ramps and other accessibility options for everyone.

Operating Hours and Services

We understand that life can be busy, which is why our lobby hours are convenient: we're open Monday through Friday from 9 AM to 6 PM and on Saturday from 9 AM to 3 PM. If you're in a hurry, don't worry! We offer drive-thru banking for quick deposits and withdrawals without leaving your vehicle. For those who prefer cash transactions, we also have an ATM available on-site. At Idaho Central, we pride ourselves on providing a wide range of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. You can also access online and mobile banking features that allow you to manage your finances anytime, anywhere.

Member Eligibility

At Idaho Central, we believe that everyone deserves a chance to be part of something special. Becoming a member is not just about opening an account; it's about joining a supportive community where your financial goals matter. If you live, work, worship, or attend school in certain areas of Idaho, you're likely eligible to join us! We welcome individuals and families who are ready to take control of their finances and enjoy the benefits of membership, including lower fees and personalized services tailored to your needs. To get started, simply check out our eligibility details at this link. If you're ready to open an account with us, the process is straightforward and can be done online just visit this page to begin. Have questions? Feel free to give us a call at (208) 846-7000. Our branch is located at 600 N State St Shelley Id 83274, and we can't wait to welcome you into the Idaho Central family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine this: Your customers want to pay quickly and easily. With our merchant services, you can accept payments seamlessly, whether it's in-store or online. This means fewer hassles for you and a better experience for your customers, allowing you to focus on what matters most growing your business. Visit us at 600 N State St Shelley Id 83274 in Shelley, ID, or call us at (208) 846-7000 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners in Shelley, our business banking services include comprehensive merchant services and business loans. We understand the challenges of running a business and strive to support your growth with financial products designed specifically for your needs.

Call Us Today!

Ready to take charge of your financial future? Visit us at Idaho Central, or call us at 208-846-7000. Our friendly staff is here to answer any questions you may have about our services or help you get started with any of our financial products. Your journey toward financial success starts here!

Digital Banking Convenience

In today's busy world, convenience is key. That's why we prioritize digital banking features at Idaho Central. With our online and mobile banking, you can manage your accounts right from your smartphone or computer. Enjoy easy access to your account details, pay bills online, or even send money to friends using our person-to-person payment feature. We also have an ATM available at our branch for quick cash withdrawals and balance checks when you're on the go. If you prefer face-to-face service but need flexibility, take advantage of our drive-thru banking for simple transactions like deposits and withdrawals.

Personal Banking

For individuals looking to manage their money effectively, we provide various checking and savings accounts tailored to different lifestyles. Our accounts come with easy online access so you can check balances or transfer funds anytime, anywhere. If you're considering a new vehicle, our auto loans and vehicle financing options make it simple to drive off in a car you love. With competitive rates and flexible terms, getting behind the wheel has never been easier. For those contemplating homeownership, we offer mortgage loans and refinancing solutions that are straightforward and user-friendly. Our team is ready to guide you through the process, ensuring you understand each step along the way. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the relief you need without added stress. We also offer credit cards with rewards that allow you to earn points on everyday purchases.

Digital & Online Banking

Convenience at Your Fingertips

We know that life gets busy, so we've incorporated mobile payments into our services. This means you can use your phone to make purchases quickly and securely. Whether it's a coffee run or shopping for essentials, paying has never been easier. With Idaho Central's digital and online banking options, real-time account management is just a click away. We're committed to providing accessible and straightforward banking solutions that fit seamlessly into your lifestyle. Experience the convenience today!

Key Features

With our online banking services, you can check your account balances, transfer funds, and pay bills without ever needing to step into a branch. We've made it even easier with person-to-person transfers send money to friends or family in just a few taps! Our mobile application brings all these features right to your smartphone, allowing you to bank whenever and wherever you choose. Security is our top priority. With electronic signature authorization, you can complete transactions confidently knowing that your information is protected. Plus, e-statements are available for those who prefer to manage their paperwork digitally no more cluttered mailboxes!

Financial Strength

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also significant; we have $81,646 in used auto loans and $10,143,248,049 in total loans and leases, supporting members' financial goals across various sectors.

Growing Trust

Total Share Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $92,938,959, further solidifying our position as a reliable partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 600 N State St Shelley Id 83274 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency with a reported $39,512,800 that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Base

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 8.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who need business funding or more personalized borrowing solutions, we have outstanding commercial loans totaling $1,201,961,525 available to provide the capital needed to grow and expand. Additionally, our total credit lines amounting to $2,890,714,213 ensure you have access to funds when you need them. If you're interested in refinancing any existing loans or checking eligibility for our various products, please don't hesitate to reach out. We're here to assist you every step of the way. Feel free to contact us at 208-846-7000 or visit us at 600 N State St Shelley Id 83274 for more information about our loan offerings. You can also explore further options online at Idaho Central. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're buying a new or used vehicle, we provide financing solutions tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, making it easier for you to secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $261,654,757 in loans helping members manage their finances effectively, our credit cards come with features designed to fit your lifestyle.

Loan Aggregator

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IDAHO CENTRAL CREDIT UNION - Shelley, ID

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Shelley, ID (83274)