Idaho Central Rigby ID Credit Union | Affordable Auto Loans & Checking

Introduction

Welcome to Idaho Central, your trusted financial partner in the heart of Rigby! Located at 432 Farnsworth Way, Rigby, ID 83442, we have proudly served our community since 1940. With a strong focus on member satisfaction and community support, Idaho Central has grown to serve over 656,539 members with total assets amounting to an impressive $11,696,566,096. At Idaho Central, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you be it personal banking, auto loans, mortgage refinancing, or business banking solutions. Our dedicated team of 1,845 employees, led by our CEO Brenda Worrell and Board President Debbie McIntier, is here to provide you with personalized service and expert advice. In addition to our diverse offerings, we take pride in our solid financial foundation. With total deposits reaching $429,322,359 and a net worth of $1,025,743,094, we are committed to ensuring your money is safe and sound. Plus, with cash reserves of $198,052,244, you can trust us to be there when you need us most. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 432 Farnsworth Way, Rigby, ID 83442. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 208-846-7000, or visit our website at iccu.com for more information. Join us today and experience the Idaho Central difference where community matters and your financial future is our priority!

Branch History & Mission

Idaho Central has a rich legacy that dates back to its founding in 1940. Located at 432 Farnsworth Way, Rigby, ID 83442, this branch has proudly served the community for over eight decades. As a vital part of Idaho Central's mission to enhance the lives of our members and communities, our branch reflects a commitment to personal service and financial empowerment. Since opening its doors, Idaho Central has evolved significantly. Today, we are proud to support 656,539 members with assets totaling over $11.6 billion. Our growth speaks to our dedication and the trust placed in us by our community. Our operating hours are convenient for everyone: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. We also provide ATM services and drive-thru banking for added convenience. At Idaho Central, we believe in making banking accessible for all. Our mission is not just about financial transactions; it's about building relationships and fostering community well-being. We focus on providing excellent services such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We strive to be a place where every member feels valued and supported in their financial journey. While you can visit us at our Rigby location for all your banking needs, please note that official correspondence should be sent to 432 Farnsworth Way, Rigby, ID 83442. We take pride in being more than just a credit union; we actively engage with local organizations and initiatives to uplift our community. Our partnerships help us contribute positively to various causes that matter most to our members. We embrace technology to make banking easier than ever. With online and mobile banking options available, you can manage your finances anytime and anywhere. Whether you're applying for a loan or accessing your account information through our secure online portal, we ensure that your experience is straightforward and user-friendly. Join us at Idaho Central today! Experience firsthand the benefits of membership and see how we can help you achieve your financial goals while being an active part of this wonderful community in Rigby. For more information or to open an account, visit us online at iccu.com or call us at 208-846-7000.

Branch Location & Accessibility

A Warm Invitation

While you can reach us at 432 Farnsworth Way for all your banking needs, please note that official correspondence should be sent to the same address. We invite you to come by, meet our dedicated staff, and discover how we can support you in achieving your financial goals. We look forward to serving you soon!

Accessibility and Features

At Idaho Central, we prioritize your comfort and accessibility. Our branch is fully ADA compliant, featuring ramps and spacious parking to ensure everyone can access our services with ease. If you're on the go, take advantage of our drive-thru banking option for quick deposits and withdrawals without leaving your vehicle. We also have an ATM available for cash withdrawals and balance inquiries at your convenience.

Operating Hours

Our doors are open during convenient hours to fit your busy schedule! Visit us Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 3 PM. Feel free to call us at 208-846-7000 if you have any questions or need assistance; our team is always ready to help!

Member Eligibility

Welcome to the community at Idaho Central, where we believe that everyone deserves access to financial resources and support. Joining us is simple and inclusive! If you live, work, or attend school in our area, you're likely eligible to become a member. We welcome individuals from various backgrounds, and we're committed to providing personalized services tailored just for you. For those interested in more specific details about eligibility requirements, feel free to visit our website at https://www.iccu.com/membership/. Becoming a member of Idaho Central opens the door to numerous advantages, including competitive loan rates, savings options, and personalized financial guidance. The process is easy just give us a call at (208) 846-7000 or visit us at our branch located at 432 Farnsworth Way Rigby Id 83442. Ready to take the first step? You can start your application online by visiting https://apply.iccu.com/#/sso-start. We can't wait for you to join our supportive family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments easily, manage transactions efficiently, and grow your customer base seamlessly. Our merchant services are designed to simplify payment processing, making it easier for you to focus on what matters most your business. From card readers to online payment solutions, we provide practical options that fit your needs. Visit us at 432 Farnsworth Way Rigby Id 83442 in Rigby, ID or give us a call at (208) 846-7000 to learn more about how our business banking and commercial services can empower your growth journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find valuable services at Idaho Central as well. We offer merchant services and business loans designed to help your company thrive. From accepting payments to funding new projects, our team is ready to support your entrepreneurial journey.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts from anywhere at any time. You can make deposits, transfer funds, and even pay bills all from the palm of your hand! With ATM access available 24/7, withdrawing cash or checking balances is just as easy.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but need quick service, our drive-thru banking offers an efficient way to handle deposits and withdrawals without leaving your vehicle. If you're on the go, our ATMs provide basic access for cash withdrawals and balance checks whenever you need them. At Idaho Central, we strive to create a welcoming environment where members feel valued and supported in their financial journeys. For any questions about our services or how we can assist you further, please don't hesitate to reach out at (208) 846-7000. We invite you to explore all that we have to offer! Whether you're visiting us in person at 432 Farnsworth Way Rigby Id 83442 or accessing our digital services online at Rigby, we're here to help you achieve your financial goals. Join us today!

Loans and Credit

For those unexpected expenses or plans that require additional funding, our personal loans and debt consolidation options provide flexible solutions. Plus, our credit cards come with rewards that let you earn while you spend perfect for everyday purchases or special occasions.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed for everyday use. Imagine easily managing your finances online or through our mobile app while enjoying the benefits of competitive interest rates. If you're planning to buy a car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. Our mortgage loans and refinancing services can help you secure that perfect home or adjust your current mortgage for better terms.

Digital & Online Banking

Key Services

One of the standout features is our electronic signature authorization. This means you can sign documents electronically, saving you time and hassle. Plus, with e-statements, you'll have quick access to your account statements without waiting for them to arrive in the mail. You can view them whenever you need to, right from your device. If you're on the go, our mobile application allows you to manage your accounts right from your smartphone. It includes handy features like mobile payments, so you can pay bills or make purchases with just a tap. You can also send money easily with our person-to-person transfers, making it simple to share expenses with friends or family.

Security and User-Friendly Experience

Security is at the forefront of our online banking services. We use advanced encryption technology to keep your information safe. Our user-friendly interface ensures that even those new to digital banking can navigate their accounts without stress. Whether you're checking balances, transferring funds, or reviewing transactions, everything is straightforward and accessible. With all these features at Idaho Central, managing your finances has never been easier or more secure. Join us today and take advantage of our innovative digital banking solutions!

Financial Strength

Commitment to Growth and Innovation

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $81,646 in used auto loans and an impressive total of $10,143,248,049 in loans and leases, supporting your financial goals across various sectors.

Growing Membership Base

Total Share Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $92,938,959, we have the capacity to support your needs today and tomorrow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 432 Farnsworth Way Rigby ID 83442 or call 208-846-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, demonstrating how effectively we manage resources while maintaining low costs for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide flexible terms and options for refinancing, making it easier for you to manage your auto financing.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we provide credit lines totaling $2,890,714,213. This option allows you to access funds when you need them most without the commitment of a traditional loan. Additionally, we offer flexible terms on unsecured credit card loans with a total of $261,654,757 in loans helping members manage their finances effectively. Our range of financial products is designed with you in mind whether you're planning for future expenses or managing current ones. Each loan product comes with eligibility options tailored to fit your lifestyle. For any inquiries or more information about our offerings at Idaho Central located at 432 Farnsworth Way Rigby ID 83442, feel free to reach out at 208-846-7000. We're here Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how we can assist you in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, allowing you to take the next step toward owning a home. Our team is here to guide you through the process and help find the right solution for your situation.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By working exclusively with verified lenders, LendMesh guarantees that users receive accurate and trustworthy information.

Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans