Idaho Central Rexburg ID Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Idaho Central, your trusted partner in financial well-being! Located at 175 W 2Nd S Ste 104, Rexburg, ID 83440, we have proudly served our community since 1940. With a commitment to providing exceptional service and a range of financial products, we are here to support your personal and business banking needs. At Idaho Central, we understand the importance of building strong relationships with our members. With over 656,539 satisfied members and total assets exceeding $11.69 billion, you can trust that your financial future is in capable hands. Our dedicated team, led by CEO Brenda Worrell and Board President Debbie McIntier, is always ready to assist you in achieving your financial goals. While members can visit us at our Rexburg branch, official correspondence should be sent to our mailing address at 155 W 2nd Ave #104, Rexburg, ID 83440. Whether you need help with checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards, we've got you covered! We currently hold total deposits of $429 million and an impressive net worth of $1.03 billion, ensuring we have the resources to meet your needs effectively. With a solid cash reserve of $198 million on hand and a variety of loan offerings totaling 365,417, Idaho Central is well-positioned to support both individual aspirations and business endeavors. As part of our ongoing commitment to the community, we invite you to explore our services further. Feel free to reach out to us at (208) 478-3300 or visit our website at iccu.com for more information. We're excited to help you navigate your financial journey!

Branch History & Mission

At Idaho Central, our journey began in 1940, rooted in the heart of Rexburg, ID. Since then, we have proudly served our community from our branch located at 175 W 2Nd S Ste 104, just a stone's throw away from local landmarks that many recognize. Our mission has always been clear: to improve the financial lives of our members while actively contributing to the growth and well-being of our community. Over the decades, Idaho Central has evolved significantly. What started as a small credit union has blossomed into a robust institution with over 656,000 members and total assets exceeding $11.6 billion. Our commitment to offering valuable financial services has only strengthened over time. Today, we provide a range of products including personal banking, auto loans, mortgage financing, and business banking solutions. Our mission is not just about numbers; it's about making a genuine impact. We believe in empowering individuals and families through responsible financial practices and education. This commitment extends beyond traditional banking; we actively engage in community outreach programs, supporting local initiatives that foster growth and opportunity for everyone in Rexburg and surrounding areas. While members can visit us at 175 W 2Nd S Ste 104, official correspondence should be sent to 155 W 2nd Ave #104, Rexburg, ID 83440. We are dedicated to providing convenient access to services with features such as ATM availability and online banking options. Though we currently do not offer drive-thru services or shared service centers, our lobby hours are designed for your convenience: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. As we look towards the future, Idaho Central remains committed to innovation and inclusivity. We are ADA compliant, ensuring all members can access our services without barriers. Additionally, we embrace technology with features like mobile payments and online banking, making it easier for you to manage your finances on your terms. Join us at Idaho Central today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members. Visit us or call us at 208-478-3300 to learn more about becoming a member and exploring all the benefits we offer. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to call us at 208-478-3300. We're here to help you navigate your financial journey with ease. Come visit us today at Idaho Central in Rexburg we look forward to welcoming you!

Getting Here

Accessibility is key at Idaho Central. Our location offers ample parking, ensuring that you have a hassle-free visit. The branch is fully compliant with ADA standards, featuring ramps and easy access points for all members. If you prefer to reach out from home, while members can visit us at our physical address, official correspondence should be sent to 155 W 2nd Ave #104, Rexburg, ID 83440.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule. We're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Our friendly staff is always ready to assist you during these hours.

Services Available

At Idaho Central, we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, with ATM availability right on-site, you can easily manage your cash needs without any extra trips. While we do not have drive-thru service available at this location, our ATM provides basic access for withdrawals and balance checks.

Member Eligibility

Joining the Idaho Central family means becoming part of a caring community that values your financial well-being. To become a member of Idaho Central, you'll find that the eligibility requirements are quite accessible. Generally, individuals who live, work, worship, or attend school in the areas we serve can join us. This includes residents of Madison County and nearby regions, making it easy for many to benefit from our services. If you're curious about specific eligibility criteria or want to see if you qualify, feel free to check out more details on our website at https://www.iccu.com/membership/. Opening an account with us is straightforward! You can start your journey toward membership by visiting this link to begin the application process. If you have any questions or need assistance along the way, don't hesitate to give us a call at (208) 478-3300. We're here to help you take this important step towards achieving your financial goals right here at our branch located at 175 W 2Nd S Ste 104 Rexburg Id 83440!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine a busy day where your customers can pay effortlessly while you focus on serving them. Our merchant services streamline transactions, making it easy for you to accept payments whether online or in-person. This means less hassle for your team and more satisfaction for your clients. Explore how Idaho Central can help your business thrive today! For more details, visit us at 175 W 2Nd S Ste 104 Rexburg Id 83440 or call us at (208) 478-3300.

Comprehensive List Of Services

Access Anytime, Anywhere

With Idaho Central's digital banking features, accessing your accounts is easy and secure. You can utilize ATM services for cash withdrawals and balance checks without hassle. Our commitment to convenience means you can manage your finances whenever it suits you. We invite you to visit us at our Rexburg branch or give us a call at 208-478-3300 for more information about our comprehensive services. At Idaho Central, we're not just a credit union; we're your financial partner ready to support your journey towards achieving your financial goals!

Business Banking Solutions

If you own a business, Idaho Central offers tailored solutions like merchant services and business loans that can help you grow. We understand that running a business requires reliable support, and we're here to assist every step of the way.

Credit Cards with Rewards

For everyday purchases, consider using one of our credit cards with rewards. Not only do they provide convenience, but they also allow you to earn points for cash back or other perks. Imagine being rewarded for shopping at your favorite stores!

Loans for Every Need

When it comes to financing, we understand that life brings many opportunities. That's why we offer auto loans and vehicle financing to help you get on the road in no time. Planning to buy a home? Our mortgage loans and refinancing options provide competitive rates that can fit your budget perfectly. For those unexpected expenses or projects, our personal loans and debt consolidation services can help you regain control of your finances.

Personal Banking Made Easy

Whether you are looking to open a checking or savings account, Idaho Central has you covered. We offer various personal banking options that cater to different lifestyles and financial goals. Imagine having the ability to manage your finances effortlessly with our user-friendly online and mobile banking services. You can check balances, transfer funds, and even make deposits right from your phone or computer.

Digital & Online Banking

Key Services

Navigating your finances has never been easier thanks to our user-friendly online banking platform available at https://www.iccu.com/. Whether you need to check your balance, transfer funds, or pay bills, it's all just a few clicks away. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no more printing or mailing forms. You can also opt for e-statements to keep your records organized and environmentally friendly. This service ensures you receive your statements securely in your inbox without the clutter of paper. Our mobile application brings even more convenience. With mobile payments enabled, you can make purchases directly from your phone, while person-to-person transfers allow you to send money to friends and family instantly. Whether you're splitting a dinner bill or helping someone out in a pinch, our app makes it easy.

Security and Accessibility

We prioritize your security with robust measures that protect your personal information while providing an easy-to-use interface. Rest assured that all transactions are secure, giving you peace of mind when managing your finances online. Join us at Idaho Central for a banking experience that puts you first. Embrace the convenience of modern banking with tools that help you manage your money effortlessly. Visit us today or explore our offerings further at https://www.iccu.com/!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and sound banking environment that you can rely on, and our impressive financial strength speaks volumes about our dedication to serving you. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $81,646 in used auto loans and $10,143,248,049 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $92,938,959. Total Share and Deposit Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 175 W 2Nd S Ste 104 Rexburg Id 83440 or call (208) 478-3300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or opting for a reliable used vehicle, our financing options can make it easier for you to drive away with confidence.

Business Financing

For business owners looking for capital to grow and expand, we offer outstanding commercial loans totaling $1,201,961,525. These funds can be crucial for investing in new projects or managing cash flow.

Eligibility and Refinancing Options

If you're interested in any of our loan products but unsure about your eligibility, visit us online at Idaho Central Membership for more details. Additionally, if you currently have a loan with us and are considering refinancing options to better suit your financial situation, don't hesitate to reach out. We invite you to learn more about our various loan offerings by visiting us at 175 W 2Nd S Ste 104 Rexburg Id 83440, or give us a call at 208-478-3300. Our team is here to guide you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555. We simplify the process of buying or refinancing a home, so you can focus on what truly matters making it yours. We also provide refinancing options that could help lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing everyday expenses is simpler with our unsecured credit card loans. We currently have $261,654,757 in these loans available to assist our members in managing their finances effectively. With flexible terms and competitive rates, our credit cards are designed to fit your lifestyle and spending habits.

Loan Aggregator

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Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans