Idaho Central Pocatello ID Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Idaho Central, where your financial well-being is our top priority. Located at 1045 Yellowstone Ave, Pocatello, ID 83201, we have been proudly serving our community since 1940. With a strong commitment to helping our members thrive, we now boast a robust membership of over 656,000 individuals who trust us with their financial needs. At Idaho Central, we understand that every member has unique goals. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our business banking solutions include merchant services and business loans tailored for local entrepreneurs. With total assets exceeding $11.69 billion and total deposits reaching $429 million, we are not just a credit union; we are a trusted financial partner. Our dedicated team of 1,845 employees, led by CEO Brenda Worrell and Board President Debbie McIntier, is here to provide personalized service and support. While members can visit us at our branch location in Pocatello, official correspondence should be sent to the same address for convenience: 1045 Yellowstone Ave, Pocatello, ID 83201-4418. Whether you're looking to open an account or explore loan options, our friendly staff is ready to assist you. Don't hesitate to reach out! Call us at 208-478-3300 or visit our website at www.iccu.com for more information on how we can help you achieve your financial dreams. We look forward to welcoming you to the Idaho Central family!

Branch History & Mission

At Idaho Central, we take pride in our rich history and unwavering commitment to the community. Founded in 1940, our branch has grown alongside the Pocatello community, nurturing relationships and providing financial services that empower our members. With a dedicated mission to enhance the lives of those we serve, we have expanded significantly over the years. Located at 1045 Yellowstone Ave, Pocatello, ID 83201, our branch has become a cornerstone of the local community. Our proximity to key landmarks makes it easy for members to access our services while enjoying all that Pocatello has to offer. While members can visit us at this location, official correspondence should be sent to 1045 Yellowstone Ave, Pocatello, ID 83201-4418 if different. Our mission is straightforward: to provide exceptional financial services that foster growth and stability for individuals and businesses alike. We believe in building lasting relationships with our members, which is reflected in our impressive total membership of 656,539. This strong connection allows us to understand the unique needs of our community and tailor our offerings accordingly. Idaho Central is proud to manage total assets amounting to $11,696,566,096, enabling us to support various financial initiatives from personal banking and auto loans to mortgage financing and business banking. As we strive for excellence, we are also dedicated to leveraging technology for your convenience. Our digital platforms ensure that members can manage their finances easily through online and mobile banking options. Our commitment doesn't stop at banking; we also actively engage with the community through outreach programs and partnerships aimed at promoting financial literacy and wellness. Whether it's hosting workshops or supporting local events, we are invested in making a positive impact where it matters most. We invite you to experience the benefits of being part of Idaho Central. With convenient operating hours from Monday through Friday 9:00 AM - 6:00 PM and Saturday 9:00 AM - 3:00 PM, including drive-thru services for added convenience, we're here for you when you need us. Plus, with ATM availability and customer-centric services designed just for you, joining Idaho Central means becoming part of a family that cares about your financial future. Take the first step towards achieving your financial goals by visiting us or reaching out at 208-478-3300. Together, let's build a brighter future!

Branch Location & Accessibility

A Warm Welcome Awaits

At our branch, you'll find a friendly team ready to assist you with all your banking needs. Whether you're stopping in for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, we're here to help! Plus, our location features ample parking and is designed with accessibility in mind, including ADA-compliant ramps so everyone can enjoy our services comfortably.

Convenient Hours Just for You

We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 3 PM. Need a quick transaction? Our drive-thru service is available Monday through Friday from 8:30 AM to 6 PM. This way, you can get in and out quickly without missing a beat.

Let's Connect!

Have questions or need assistance? Feel free to give us a call at 208-478-3300. We look forward to welcoming you into our branch soon! Whether you're a long-time member or looking to join our community, Idaho Central is here for all your banking needs. Come see us today!

Services Tailored for You

In addition to traditional banking services, Idaho Central offers ATM access for quick withdrawals and balance checks right when you need it. Our drive-thru facilities allow you to handle deposits, withdrawals, and simple transactions without leaving your car perfect for those on the go! While members can visit us at our main address of 1045 Yellowstone Ave, official correspondence should be sent to the same address as our mailing address is the same: 1045 Yellowstone Ave, Pocatello, ID 83201-4418.

Member Eligibility

At Idaho Central, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is easy and open to anyone who lives, works, or attends school in the area. We also welcome family members of existing members, so you can share the benefits with your loved ones! By joining us at our convenient location at 1045 Yellowstone Ave Pocatello Id 83201, you'll gain access to a variety of financial services tailored just for you, including competitive loan options, savings accounts, and personalized banking support. If you're ready to take the next step toward membership, you can find all the details about eligibility criteria on our website at https://www.iccu.com/membership/ . It's straightforward, and our friendly team is here to help every step of the way. When you're ready to open your account, simply visit us online at https://apply.iccu.com/#/sso-start or give us a call at (208) 478-3300 for assistance. Join Idaho Central today and start enjoying the many advantages we have to offer!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments easily, whether your customers are shopping online or visiting your store. Our services can help streamline operations and enhance customer satisfaction. Visit us at 1045 Yellowstone Ave Pocatello Id 83201 in Pocatello, ID to learn how our business banking and commercial services can be the catalyst for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

We also provide essential ATM and cash withdrawal services for quick access to your funds. For those who prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your vehicle.

Business Banking Services

If you're a business owner, we understand how crucial it is to have reliable financial support. At Idaho Central, we offer business banking services that include merchant services and business loans. These tools are designed to help your business thrive and simplify daily operations.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. You can check balances, transfer funds, and even make deposits right from your smartphone or computer. With features like person-to-person payments and electronic statements, handling your finances has never been easier.

Personal Banking Solutions

We offer various personal banking services that cater to your everyday financial needs. Our checking and savings accounts are designed to help you manage your money easily while earning interest. If you're planning to buy a car, our auto loans and vehicle financing options can make that process smooth and straightforward. For those considering homeownership or refinancing, our mortgage loans are competitive and tailored to fit your budget. Perhaps you're looking to consolidate debt or fund a special project? Our personal loans are here to provide the support you need without the stress. Plus, don't forget about our credit cards with rewards perfect for earning perks on your everyday purchases.

Visit Us Today!

With our commitment to member satisfaction and a comprehensive suite of services, we're here to support you every step of the way. If you have any questions or want to learn more about what we offer at Idaho Central, feel free to give us a call at (208) 478-3300 or visit us during our operating hours: M-F 9:00 AM - 6:00 PM; Drive-Thru M-F 8:30 AM - 6:00 PM; Saturday 9:00 AM - 3:00 PM. Join us today at Idaho Central, where we're focused on helping you build a better financial future!

Digital & Online Banking

Key Services

By visiting https://www.iccu.com/ , you can explore a range of online banking features tailored for your convenience. Enjoy 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills on your schedule. Our mobile application enhances this experience, putting banking right at your fingertips, whether you're at home or on the go.

Security and Convenience

We prioritize your security with features like electronic signature authorization Yes for easy transactions. You can also opt for e-statements Yes, which provide a quick and eco-friendly way to stay updated on your account activity without the clutter of paper statements. Want to send money quickly? Our person-to-person transfer service Yes makes it easy to split a bill or send money to friends with just a few taps on your phone. Plus, if you prefer using mobile payments Yes, we've got you covered there too making purchases is as straightforward as using your smartphone. With all these tools available through our online banking services Yes, managing your finances is efficient and stress-free. At Idaho Central, we believe that banking should adapt to your lifestyle, not the other way around. Join us today and experience the ease of digital banking!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $92,938,959. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 1045 Yellowstone Ave Pocatello Id 83201 or call (208) 478-3300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $81,646 in used auto loans and $10,143,248,049 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can find a plan that fits your budget.

Credit Lines and Commercial Loans

For those needing additional funds for larger projects or business operations, we also offer competitive credit lines totaling $2,890,714,213. Additionally, our outstanding commercial loans amounting to $1,201,961,525 provide the capital needed for business owners to grow and expand. If you're considering refinancing any of these options or want to check your eligibility for a specific loan type, feel free to reach out to us at 208-478-3300 or visit our website at Idaho Central. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing transparent and reliable financial services tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $261,654,757 in these loans helping members manage their finances effectively. This option provides convenience and accessibility for those unexpected costs or planned purchases.

Loan Aggregator

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans