Idaho Central Pocatello ID Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Idaho Central, where we believe that every member of our community deserves a trusted partner in their financial journey. Located at 544 E Benton St, Pocatello, ID 83201, our branch has been serving the needs of our members since 1940. With a commitment to personal banking and community support, we are proud to have grown to a membership of 656,539 individuals who rely on us for their financial needs. At Idaho Central, our assets total an impressive $11,696,566,096, reflecting our strength and stability. We understand the importance of security when it comes to your finances; that's why we have total deposits amounting to $429,322,359 and a net worth of $1,025,743,094. Our team is dedicated to providing accessible services tailored to you from checking and savings accounts to auto loans and mortgages. Our leadership team is committed to maintaining this trust. Under the guidance of CEO Brenda Worrell and Board President Debbie McIntier, our focus remains on delivering exceptional service while fostering lasting relationships within the community. We pride ourselves on having a talented workforce of 1,845 employees, all working diligently to meet your financial needs. While members can visit us at our Pocatello branch for face-to-face assistance or utilize our drive-thru services for quick transactions, official correspondence should be sent to the same address: 544 E Benton St, Pocatello, ID 83201-1011. We invite you to explore what Idaho Central has to offer by visiting our website at iccu.com or calling us at 208-478-3300. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As we look toward the future, Idaho Central remains committed to adapting to the needs of our members. We embrace digital advancements that ensure all members have access to online banking, mobile payments, e-statements, and person-to-person payment options. Our dedication to customer service means that we continually seek ways to improve accessibility while maintaining compliance with ADA standards. While you can visit us at our physical location for all your banking needs, official correspondence should be sent to our mailing address at 544 E Benton St, Pocatello, ID 83201-1011 if it differs from your visit.

Join Us Today

We invite you to experience the benefits of becoming a member of Idaho Central. With over eight decades of trusted service under our belt and innovative solutions tailored for you, there's no better time than now to join our growing family. Discover how we can help you achieve your financial goals today! For more information or to open an account with us online, please visit Idaho Central or call us at 208-478-3300. Together, let's build a brighter financial future!

Our Mission

At Idaho Central, our mission is simple yet profound: to enhance the lives of our members and the communities we serve. We believe in providing not just financial services but also opportunities for growth and prosperity. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage options, personal loans for debt consolidation, credit cards with rewards, and business banking services. We take pride in being more than just a financial institution; we are a partner in our members' journey towards financial stability and success. Through various community outreach initiatives and partnerships, we strive to make a lasting impact on those around us.

Branch Location & Accessibility

Convenient Access

At our Benton branch, we prioritize accessibility for everyone. The location features ample parking and ADA-compliant entrances, ensuring that all members can visit us without hassle. Plus, we offer drive-thru banking services for those who prefer to handle their transactions from the comfort of their vehicle.

Get in Touch

While you can easily reach us at our branch location, feel free to call us at 208-478-3300 if you have any questions or need assistance. We're here to help! For official correspondence, please send mail to the same address: 544 E Benton St, Pocatello, ID 83201-1011. We invite you to stop by Idaho Central today and discover how we can support your financial journey!

Operating Hours and Services

We understand that life can get busy, which is why our lobby hours are designed with your schedule in mind. You can visit us Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Our friendly staff is always ready to assist you with a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Additionally, our ATM is available for cash withdrawals and balance checks whenever you need it. With simple drive-thru banking services covering deposits and withdrawals, we're here to make your banking experience as smooth as possible.

Member Eligibility

At Idaho Central, we believe that becoming a member is like joining a caring community where your financial needs are truly understood. If you're looking to become part of our family, it's easier than you might think! Membership is open to anyone who lives, works, worships, or attends school in the great state of Idaho. We also welcome family members of existing members, making it simple for everyone to enjoy the benefits we offer. Our commitment is to provide you with personalized services that cater to your unique circumstances and goals. You can learn more about the eligibility criteria by visiting this page. Ready to take the next step? Opening an account at Idaho Central is straightforward and welcoming! Just visit us at 544 E Benton St, Pocatello, ID 83201, or give us a call at 208-478-3300 if you have any questions. For more details on how to get started with your new membership, check out our account opening page. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to accepting payments, our merchant services can simplify transactions for your business. Picture this: a busy Saturday at your store and customers want to pay quickly and easily. With our merchant solutions, you can accept various payment types seamlessly, ensuring customer satisfaction while keeping your operations running smoothly. Visit us at 544 E Benton St Pocatello Id 83201, Pocatello, ID or call us at (208) 478-3300 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

We also cater to local businesses with our business banking services, including merchant services and business loans. We recognize the importance of supporting our community's entrepreneurs by providing them with the financial tools they need to thrive.

Contact Us Today!

With all these services available at Idaho Central in Pocatello, we strive to make banking simple and accessible for everyone. Have questions? Feel free to reach us at 208-478-3300 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. Explore how we can assist you today by visiting us or checking out our website at www.iccu.com. Join us in experiencing better banking!

Convenient Access

At Idaho Central, we value your time. That's why we offer convenient services like ATM access for withdrawals and balance checks anytime you need them. For those who prefer face-to-face interactions, our drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle.

Credit Cards

Our credit cards with rewards allow you to earn points while making everyday purchases. It's a great way to get more out of your spending while enjoying added benefits.

Home Financing

If homeownership is on your mind, look no further than our mortgage loans and refinancing options. We understand that buying a home is a big commitment, which is why we offer personalized service to guide you through the process. Our team will work with you to find a mortgage solution that fits your budget.

Personal Banking

Our personal banking services include checking and savings accounts that are easy to access and manage. Imagine having all your financial transactions at your fingertips through our online and mobile banking platforms. You can deposit checks, transfer funds, and track your spending wherever you are. Need a car? Our auto loans and vehicle financing options make purchasing that new ride simple and affordable. With competitive rates, we help you get behind the wheel without breaking the bank.

Personal Loans

For those unexpected expenses or plans you want to fund, our personal loans and debt consolidation services can provide the financial relief you're looking for. Whether it's for home improvements or consolidating debt into one manageable payment, we've got you covered.

Digital & Online Banking

At Idaho Central, we understand that convenience and security are key when it comes to managing your finances. Our digital and online banking services are designed to provide you with easy access to your accounts anytime, anywhere. With just a few clicks, you can handle your banking needs from the comfort of your home or on the go. Explore our online banking platform at https://www.iccu.com/ where you can manage your accounts effortlessly. Whether you're checking balances, transferring funds, or paying bills, our user-friendly interface makes every task simple. Plus, with features like electronic signature authorization, you can sign documents securely without the hassle of printing or mailing. Stay organized and eco-friendly with our e-statements option. Not only do they help reduce paper waste, but they also allow you to access your statements quickly and securely at any time. And if you're someone who enjoys using mobile technology, you'll love our mobile application. It offers all the functionality of online banking right at your fingertips. Need to send money to friends or family? Our person-to-person transfer feature lets you do just that in a flash no cash needed! You can also enjoy the ease of mobile payments for those everyday purchases. Simply link your accounts and pay directly from your smartphone. With 24/7 online banking services available, managing your finances has never been easier or more secure. Feel confident knowing that you have complete control over your money whenever you need it. Join us at Idaho Central and take advantage of these convenient digital banking tools tailored just for you!

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your money is safe and growing, and we are proud to share our strong financial position with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $81,646 in used auto loans and $10,143,248,049 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $92,938,959 further illustrate our commitment to supporting our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 544 E Benton St Pocatello Id 83201 or call (208) 478-3300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether it's a reliable used car or a shiny new model you're after, our financing options make it easy to drive away with confidence.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to expand operations or invest in new projects. We are committed to supporting local businesses and helping them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, making it easier for you to find your ideal home without unnecessary complications.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility for our products, we encourage you to reach out. Our team is ready to discuss your options and guide you through the process. For more information on how we can assist you with your financial journey at Idaho Central located at 544 E Benton St Pocatello ID 83201, please call us at 208-478-3300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $261,654,757 in loans helping members manage their finances effectively, our credit cards can help you cover everyday expenses while providing rewards and benefits that fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that every loan offer displayed is fair and transparent. Users can trust that they are viewing accurate information when comparing different loans.

Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Contact Us Today!

Convenient Access

Credit Cards

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community