Idaho Central Pierce ID Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Idaho Central, your trusted financial partner located at 201 S Main St, Pierce, ID 83546. Since our establishment in 1940, we have proudly served our community and grown to a membership of over 656,539 members. Our commitment to providing exceptional service is reflected in our impressive total assets of $11,696,566,096 and total deposits amounting to $429,322,359. At Idaho Central, we understand the importance of reliable banking solutions that cater to your needs. With a dedicated team of 1,845 employees, led by our CEO Brenda Worrell and Board President Debbie McIntier, we strive to create a welcoming environment for all our members. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, we offer a wide range of services designed to help you achieve your financial goals. While you can visit us directly at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 201 S Main St, Pierce, ID 83546. With a net worth of $1,025,743,094 and cash reserves totaling $198,052,244, we are well-positioned to support our members' financial journeys. Our extensive lending portfolio includes over 365,417 loans and leases that empower individuals and businesses alike. We invite you to explore all the ways Idaho Central can serve you. For more information about our services or to become a member today, please visit our website at iccu.com or call us at 208-464-2844. Your financial success is our priority!

Branch History & Mission

Welcome to Idaho Central, a proud member of the community in Pierce, ID. Established in 1940, our branch has been a cornerstone of financial support and guidance for over eight decades. Located at 201 S Main St, we are easily accessible to residents and businesses alike, just a stone's throw from the heart of this vibrant town. Over the years, Idaho Central has grown significantly. Today, we proudly serve a total membership of 656,539 and manage assets totaling an impressive $11,696,566,096. This growth reflects our commitment to providing valuable financial services while fostering strong community ties. Our mission is simple yet powerful: to improve the lives of our members and strengthen our communities through exceptional service. We believe that banking should be more than just transactions; it should be about building relationships and empowering individuals to achieve their financial goals. Whether it's offering personal banking solutions like checking accounts and auto loans or supporting local businesses with tailored financing options, we strive to meet the diverse needs of our members. Idaho Central is dedicated to innovation as well. Our digital advancements ensure that members can access services anytime, anywhere through online banking and mobile applications. We also prioritize accessibility for all individuals by adhering to ADA compliance standards. While you can reach us at our branch location for face-to-face assistance during our operating hours Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 4:30 PM we also welcome official correspondence at our mailing address: 201 S Main St, Pierce, ID 83546. Community engagement is at the heart of what we do. We actively participate in local events and initiatives that uplift our neighbors and promote well-being in Pierce. Our partnerships with various organizations further amplify our outreach efforts, ensuring that we contribute positively to the lives of those around us. We invite you to join Idaho Central today! Experience firsthand how we can support your financial journey while making a meaningful impact on our community. For more information about membership options or to get started with an account, please visit us online or give us a call at 208-464-2844. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Parking

Parking is hassle-free at our location, making it simple for you to drop by. Our branch is fully accessible, featuring ADA-compliant entrances and ramps so everyone can visit us comfortably. We believe in providing an inviting atmosphere where all members feel welcome.

Contact Us

If you have any questions or would like more information about our offerings, don't hesitate to reach out! You can call us at 208-464-2844. We encourage you to visit us at our Pierce location, where we're excited to serve you and help you achieve your financial goals. Let's make your banking experience as smooth as possible!

Operating Hours

Our doors are open Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 4:30 PM. Whether you need assistance with checking accounts, savings options, or any of our other services, our dedicated team is here to help during those hours.

Services Offered

At Idaho Central, we offer a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. While we currently do not have ATM or drive-thru services available, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Idaho Central is like stepping into a supportive community where your financial well-being is our top priority. If you're looking to join us at our welcoming branch located at 201 S Main St Pierce Id 83546, you'll find that the eligibility criteria are quite simple and inclusive. Generally, membership is open to anyone who lives, works, or attends school in the area we serve. We also welcome family members of current members, creating a tight-knit network of support. The benefits of being part of Idaho Central include access to personalized financial services, competitive loan rates, and a variety of savings options designed to help you reach your goals. Getting started is easy! You can find detailed eligibility information on our website at https://www.iccu.com/membership/. When you're ready to open an account, just visit us online at https://apply.iccu.com/#/sso-start, or give us a call at (208) 464-2844 if you have any questions. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical benefits that can simplify daily operations. Imagine having the ability to accept payments seamlessly whether in-store or online. This flexibility not only enhances customer satisfaction but also streamlines your cash flow. At Idaho Central, we're here to ensure that your business has the tools it needs for success. Visit us at 201 S Main St Pierce Id 83546 in Pierce, ID, or call us at (208) 464-2844 to learn more about how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Business Banking

Business owners in our community can take advantage of specialized services tailored to their needs. With our business banking solutions, including merchant services and business loans, we aim to foster local entrepreneurship. Whether you're starting a new venture or expanding an existing one, we're here to provide the financial backing necessary for success.

Digital Banking Convenience

Understanding that convenience is key in today's fast-paced world, Idaho Central offers robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's paying bills on-the-go or checking your balance from home. Our digital platforms also support ATM and cash withdrawal services, ensuring easy access to your funds whenever you need them. At Idaho Central, we believe that banking should be straightforward and accessible for everyone. Our commitment to serving our members means that we continuously strive to enhance your experience both online and offline. If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to reach out! Call us at (208) 464-2844, visit us at our branch located at 201 S Main St Pierce Id 83546, or check out more details on our website here. Join us at White Pine today!

Personal Banking

Navigating your financial journey starts with the right personal banking options. At Idaho Central, we offer various checking and savings accounts that help you manage your day-to-day expenses while also saving for future goals. Our team can guide you through selecting the account that best fits your lifestyle. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy and affordable. Imagine driving off in your dream car without breaking the bank! We also provide mortgage loans and refinancing services, perfect for those looking to buy their first home or refinance an existing mortgage to lower payments. For those unexpected expenses that life throws at you, our personal loans and debt consolidation services are designed to help you get back on track without overwhelming interest rates. Plus, enjoy the benefits of our credit cards with rewards, which allow you to earn while you spend.

Digital & Online Banking

Key Features

Our mobile application makes banking on the go easier than ever. Need to pay a friend? Use our person-to-person transfers feature for quick and easy payments without any hassle. Plus, if you prefer using mobile payments, we've got you covered with that option as well. For those who like to keep things green, our e-statements availability means you can receive all your account statements electronically saving paper and keeping your documents organized in one place. And with our electronic signature authorization, signing documents is fast and secure, allowing you to complete transactions without the need for printing or mailing.

Security & User-Friendliness

We prioritize your security while making sure our online services are user-friendly. Your personal information is protected through advanced security measures, so you can manage your finances with peace of mind. Whether you're at home or on the move, you have real-time control over your accounts with Idaho Central's digital banking solutions. Experience banking that fits your life check out all we have to offer today!

Financial Strength

Commitment to Innovation

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $81,646 in used auto loans and $10,143,248,049 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $92,938,959. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 201 S Main St Pierce Id 83546 or call (208) 464-2844 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $39,512,800 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new ride or a reliable used vehicle, we have financing options that fit your budget.

Business Financing

For business owners looking to expand or manage cash flow better, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and thrive. We are committed to supporting local businesses and helping them succeed in today's competitive market.

Credit Cards and Personal Financing

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your purchasing power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We help you navigate the process with clear terms and competitive rates. If you're considering refinancing your existing mortgage, our team is ready to discuss eligibility options that may benefit you.

Summary

Whether you're buying a car, purchasing a home, or seeking personal or business financing solutions, Idaho Central has something for everyone. We encourage you to reach out at 208-464-2844 or visit us at 201 S Main St Pierce Id 83546 for more information on how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

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IDAHO CENTRAL CREDIT UNION - Pierce, ID

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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