Idaho Central Nampa ID Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Idaho Central, your trusted financial partner located at 3101 E Greenhurst Rd, Nampa, ID 83686. Established in 1940, our commitment to serving our members has only grown stronger over the years. With a robust membership of 656,539 and total assets reaching an impressive $11,696,566,096, we pride ourselves on providing personalized banking solutions tailored to meet your unique needs. At Idaho Central, we understand that financial decisions can be daunting. That's why we focus on building relationships based on trust and transparency. Under the leadership of our dedicated CEO, Brenda Worrell, and Board President, Debbie McIntier, we work tirelessly to ensure that every member feels valued and supported. Our services range from personal banking including checking and savings accounts to auto loans, mortgages, business banking, and much more. Whether you're looking to finance a new vehicle or open a savings account, our team is here to assist you every step of the way. And while you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 3101 E Greenhurst Rd, Nampa, ID 83686-8655 if different from our physical location. With total deposits of $429,322,359 and a solid net worth of $1,025,743,094, we're not just another credit union; we're a community-focused institution with your best interests at heart. Our cash on hand stands at $198,052,244, ensuring that we have the resources available to help you achieve your financial goals. We invite you to explore what makes Idaho Central stand out in the community. Visit us online at iccu.com or give us a call at 208-846-7000 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. We look forward to welcoming you into our family!

Branch History & Mission

Community Engagement

Idaho Central believes in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we strive to enhance the quality of life for all residents of Nampa and surrounding areas. Whether it's sponsoring local events or offering financial literacy workshops, we aim to build lasting relationships within the communities we serve. We invite you to join Idaho Central today! Experience firsthand how being a member can make a difference in your life and your community. Discover more about membership benefits by visiting our website or give us a call at 208-846-7000. Together, let's pave the way toward a brighter financial future!

Our Mission

At Idaho Central, our mission is clear: we strive to empower individuals and businesses by providing reliable financial solutions while making a positive impact in our community. We believe that everyone deserves access to affordable banking options that can help them achieve their financial goals. Our services include personal banking such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We are here to support you through every financial decision you make. We take pride in our commitment to innovation and accessibility. With features like online banking and mobile payments available for your convenience, managing your finances has never been easier. Additionally, our branch is ADA compliant ensuring that all members of our community can comfortably access our services. While members can visit us at 3101 E Greenhurst Rd for all their banking needs, official correspondence should be sent to our mailing address at 3101 E Greenhurst Rd, Nampa, ID 83686-8655. We invite you to come experience our friendly staff during operating hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM.

Branch Location & Accessibility

Accessibility and Parking

At our Southside location, we prioritize accessibility for all our members. The branch is ADA compliant, with ramps and clear pathways to ensure everyone can easily access our services. We also offer ample parking, so you can find a spot without hassle.

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 3:00 PM. Need assistance outside these hours? No worries! Our drive-thru service is available during those same hours for quick and easy transactions.

Services Offered

Idaho Central's Southside branch provides a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have what you need to manage your finances effectively. Plus, with our ATM availability and drive-thru services, banking has never been easier. While members can visit us at 3101 E Greenhurst Rd, official correspondence should be sent to our mailing address at 3101 E Greenhurst Rd, Nampa, ID 83686-8655. We invite you to come in, chat with our friendly staff, or give us a call at 208-846-7000 if you have any questions. Your financial journey starts here at Idaho Central's Southside branch stop by today!

Member Eligibility

At Idaho Central, becoming a member feels like joining a warm and welcoming family that's dedicated to your financial well-being. To be part of our community, you simply need to meet some friendly eligibility criteria. Generally, if you live, work, worship, or attend school in the areas we serve, you're likely eligible! This means whether you're a local resident or just passing through for school or work, we want you to join us. You can find all the specific details about who qualifies on our website at https://www.iccu.com/membership/. Opening an account is just as straightforward. We make it easy for you to start your journey with us simply visit us at our branch located at 3101 E Greenhurst Rd Nampa Id 83686 or check out our online application process here: https://apply.iccu.com/#/sso-start. If you have any questions or need assistance, feel free to give us a call at (208) 846-7000. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Simplifying Payments with Merchant Services

Managing cash flow is crucial for any business. Our merchant services make it easier for you to accept payments from customers whether in-store or online. Imagine having the ability to process transactions quickly and securely, allowing you to focus on what truly matters: growing your business. Visit us at 3101 E Greenhurst Rd Nampa Id 83686 in Nampa, ID to explore how our tailored solutions can help you achieve your business goals. Reach out at (208) 846-7000 or check out our website at http://www.iccu.com for more information!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we understand how crucial it is to have the right support. Our business banking services include merchant services and business loans tailored specifically for entrepreneurs looking to grow. We're dedicated to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can manage your accounts anytime, anywhere. Our ATM services provide easy access to cash withdrawals and balance checks without the hassle of long lines.

Drive-Thru and ATM Access

For members who prefer face-to-face interactions but still want speed, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without having to step inside the branch. Plus, we have basic ATM access available so you can get cash when you need it most. At Idaho Central, we are committed to ensuring that your banking experience is straightforward and enjoyable. Our dedicated team is always ready to assist you with any questions or concerns. Ready to explore how we can help? Call us at (208) 846-7000 or visit us at Southside today! We look forward to serving you!

Loans Made Easy

Life can bring unexpected expenses, but with our personal loans and debt consolidation options, you can tackle these challenges head-on. We also offer credit cards with rewards that allow you to earn while you spend perfect for those who like to make the most out of their everyday purchases.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, we have you covered with our personal banking services. Our checking and savings accounts are tailored to fit various lifestyles, making it easy for you to manage your finances effectively. If you're planning to buy a car, consider our auto loans and vehicle financing options that come with competitive rates. For those ready to invest in a home, our mortgage loans and refinancing solutions can help make that dream a reality.

Digital & Online Banking

Accessibility and Security

We prioritize your security at every step. Our online banking platform uses advanced encryption technology to keep your data safe. You can feel confident knowing that your financial information is protected while you manage your accounts from home or on the move. At Idaho Central, we aim to provide an easy and accessible banking experience for all our members. Whether you're paying bills or checking statements, our digital banking tools are designed to give you real-time account management with just a few clicks. Join us today and discover how effortless banking can be!

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy the benefits of e-statements, which not only help you stay organized but also reduce paper clutter. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. If you're on the go, our mobile application is perfect for managing your finances right from your smartphone. It includes features like mobile payments, so you can make purchases with just a tap. Need to send money to a friend? Our person-to-person transfer option lets you do that quickly and easily.

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a solid financial institution, committed to providing our members with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $81,646 in used auto loans and $10,143,248,049 in total loans and leases. Our commitment to operational efficiency is reflected in our $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $92,938,959. Total Share and Deposit Accounts: 1,356,709, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 3101 E Greenhurst Rd Nampa Id 83686 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you have access to the funds necessary for your next purchase.

Business Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and thrive in today's competitive market.

Flexible Options

Additionally, we understand that life changes and financial circumstances shift. That's why we offer refinancing options and eligibility assessments to ensure that you find the right loan product that fits your current situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Idaho Central, our commitment is to empower our members with the best loan solutions available while providing exceptional service every step of the way. If you're interested in learning more about our loan offerings or would like assistance with the application process, don't hesitate to contact us or visit our website at iccu.com.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, providing flexibility whether you are purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $261,654,757 in unsecured credit card loans helping members manage their finances effectively, you can feel confident knowing that financial support is available when you need it most.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to compare options based on reliable information.

The Benefits of Using LendMesh

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Idaho Central

Type of Loan Offerings

Home Equity Loans

Personal Loans