Idaho Central Nampa ID Credit Union | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Idaho Central, your trusted partner in financial wellness, located at 215 3Rd Ave S, Nampa, ID 83651. Since our establishment in 1940, we have grown to serve over 656,539 members and manage assets totaling an impressive $11,696,566,096. With a dedicated team of 1,845 employees, we are committed to providing personalized services that meet the unique needs of our community. At Idaho Central, we understand that banking is not just about numbers; it's about relationships and community impact. Our offerings include a wide range of financial solutions from checking and savings accounts to auto loans and business financing designed to empower you on your financial journey. Our total deposits stand at $429,322,359, showcasing the trust our members place in us every day. While you can visit us in person at our Nampa branch, official correspondence should be sent to the same address for your convenience. We are proud to offer services that enhance your banking experience, including online and mobile banking options. Our CEO, Brenda Worrell, along with Board President Debbie McIntier, leads our team with a focus on community engagement and member satisfaction. Whether you're looking for a loan or simply want to open an account, we invite you to explore all that Idaho Central has to offer. For more information or assistance, feel free to call us at 208-846-7000 or visit our website at www.iccu.com. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

At Idaho Central, we pride ourselves on a rich legacy that began in 1940. Located at 215 3rd Ave S in Nampa, ID, our branch has been serving the community for over eight decades, growing alongside our members and adapting to their needs. As of today, we proudly support a vibrant community of 656,539 members and manage total assets exceeding $11.6 billion. Our mission is simple yet powerful: to improve the financial well-being of our members while fostering a strong sense of community. We understand that every member's journey is unique, which is why we offer a variety of services designed to meet different financial needs from personal banking and auto loans to mortgage refinancing and business banking solutions. Over the years, Idaho Central has embraced modern advancements to enhance member experience. Our commitment to digital banking means you can access your accounts anytime via online and mobile banking platforms. We also prioritize accessibility with ADA-compliant facilities and services. While members can visit us at our branch address for personal assistance or to conduct transactions through our drive-thru service, official correspondence should be sent to our mailing address at 215 3rd Ave S, Nampa, ID 83651-3758. Idaho Central is not just about numbers; it's about people. We actively engage in community outreach initiatives and partnerships aimed at making a positive impact in Nampa and surrounding areas. Whether it's supporting local events or providing educational resources for financial literacy, we believe in giving back. We invite you to become part of our family at Idaho Central. Join us today and experience how we can help you achieve your financial goals while being an integral part of this wonderful community! For more information or to open an account, call us at 208-846-7000 or visit our website.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances. Parking is readily available, making your visit hassle-free. If you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Call to Action

We invite you to stop by our Nampa branch today or give us a call at 208-846-7000 if you have any questions about our services. Our friendly team is eager to assist you on your journey toward financial success!

Operating Hours

We're open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 6:00 PM. These hours are perfect for those who prefer banking outside of traditional work hours.

Services Offered

At Idaho Central, we offer a variety of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions, we've got you covered. You can also enjoy the convenience of our ATM services for quick cash withdrawals and balance checks.

Member Eligibility

Joining the Idaho Central community means becoming part of a supportive network that truly cares about your financial well-being. To become a member at our Nampa branch, located at 215 3Rd Ave S, you just need to meet a few simple criteria. If you live, work, or worship in Canyon County or any of the surrounding areas, you're likely eligible for membership! We believe in making banking accessible for everyone, so we encourage you to check out the detailed eligibility requirements on our website at https://www.iccu.com/membership/ . Once you find out that you're eligible, opening an account is a breeze! You can easily start the process online by visiting https://apply.iccu.com/#/sso-start , or if you prefer speaking to someone directly, feel free to call us at 2088467000. Becoming a member at Idaho Central not only gives you access to a variety of financial services but also welcomes you into a family that prioritizes your needs and helps you achieve your goals. We can't wait to have you with us!

Business Banking & Commercial Services

Merchant Services that Work

Alongside our loan offerings, we provide essential merchant services designed to simplify daily operations. Imagine having seamless payment processing that lets you focus on what you do best running your business. Our services help you accept payments easily, whether online or in-store, ensuring your customers have a smooth shopping experience. At Idaho Central, we believe that strong financial support leads to stronger businesses. Let us be your partner in success! For more information, visit us at our website or call us at (208) 846-7000.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Idaho Central, we offer competitive auto loans and vehicle financing options that can help turn your dream into reality. Our team will guide you through the process, ensuring you find a loan that fits your budget while making the experience straightforward and enjoyable.

Business Banking

If you're a business owner, we have tailored banking solutions just for you. From merchant services that make transactions easy to business loans that help fuel growth, our team understands what it takes to run a successful business and is ready to support you in achieving your goals.

Convenient Access

We pride ourselves on offering convenience through various access points. With our ATM services available at multiple locations and drive-thru banking options for quick transactions like deposits and withdrawals, managing your finances has never been easier. At Idaho Central, we're not just about transactions; we're about relationships and community. We invite you to visit us or reach out via phone at (208) 846-7000 if you have any questions or need assistance. Explore all the ways we can help by visiting our website at Nampa. Join us today and take advantage of the comprehensive services designed with your financial well-being in mind!

Credit Cards with Rewards

Make everyday purchases work for you with our credit cards that offer rewards! Enjoy benefits such as cashback or points for travel while building your credit score responsibly. With straightforward terms and no hidden fees, managing your expenses becomes more rewarding than ever.

Mortgage Loans & Refinancing

For those considering homeownership or wanting to refinance an existing mortgage, we provide personalized mortgage solutions. We know that buying a home is one of the most significant decisions you'll ever make, so we strive to simplify this journey with expert advice and flexible terms that suit your financial situation.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services cater to various lifestyles and goals. Imagine the ease of managing your finances online or through our mobile app, allowing you to check balances, make deposits, and transfer funds from anywhere. Our user-friendly digital banking features put you in control of your money 24/7.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options designed to help you navigate challenging times. Whether it's for medical bills, home improvements, or simply getting back on track financially, we're here to assist you every step of the way.

Digital & Online Banking

In today's fast-paced world, convenience and security are essential when it comes to managing your finances. At Idaho Central, we understand that our members need banking solutions that fit their busy lifestyles. That's why we offer a comprehensive suite of digital and online banking services designed to make your banking experience easier and more secure. With our online banking platform, you can access your accounts 24/7, allowing you to check balances, pay bills, and transfer funds anytime, anywhere. Our user-friendly interface ensures that you can manage your money effortlessly. Plus, with features like electronic signature authorization (Yes), signing documents is a breeze no more waiting for paperwork in the mail. We also provide e-statements (Yes) to help you stay organized while protecting your privacy. Say goodbye to paper clutter; you can view your statements online whenever you need them. If you're always on the go, our mobile application (Yes) lets you manage your accounts right from your phone. You can even make mobile payments (Yes) quickly and securely, simplifying your shopping experience. Need to send money to friends or family? Our person-to-person transfer feature (Yes) allows you to send cash instantly, making it easier than ever to split bills or send gifts without any hassle. At Idaho Central, we prioritize your security. All our online services are designed with robust security measures in place so you can bank confidently. With real-time account management and easy access to all these features, managing your finances has never been more convenient. Join us at Idaho Central and experience the benefits of modern banking today!

Financial Strength

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity for lending is reflected in our substantial amounts: $81,646 in used auto loans and an impressive $10,143,248,049 in total loans and leases, supporting your financial goals across various sectors.

Growing Membership Base

Total Share Accounts have reached an impressive 1,356,709, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $92,938,959, our commitment to providing exceptional service remains unwavering. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 215 3Rd Ave S Nampa Id 83651 or call 208-846-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 877% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles that can be tailored to meet your needs. Our financing solutions make it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business operation, we have lending solutions tailored specifically for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to make your spending more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We provide a variety of mortgage solutions that can fit different budgets and situations. If you're considering refinancing your current mortgage or need assistance understanding eligibility options, our friendly staff is ready to guide you through the process.

Why Choose Idaho Central?

At Idaho Central in Nampa (215 3Rd Ave S Nampa Id 83651), we prioritize our members' needs above all else. We believe in creating accessible financial solutions that empower you to make informed decisions. Plus, our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. To learn more about how our loan products can help you reach your financial goals or if you're interested in refinancing options and eligibility requirements, please don't hesitate to contact us at (208) 846-7000. We're here to support you every step of the way!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans