Idaho Central Meridian ID Credit Union | Reliable ATM Access & Services

Introduction

Welcome to Idaho Central at Owyhee High School, located at 3650 N Owyhee Storm Ave, Meridian, ID 83646. Since our establishment in 1940, we have been dedicated to serving our community with a strong commitment to financial education and member support. With a growing membership of over 656,539, we pride ourselves on being more than just a credit union; we are a financial partner focused on helping you achieve your goals. At Idaho Central, we understand the importance of trust and reliability in managing your finances. That's why we boast total assets of over $11.69 billion and total deposits reaching $429,322,359. Our net worth stands at an impressive $1,025,743,094, reflecting our stability and dedication to the welfare of our members. We also have a robust cash reserve of $198,052,244, ensuring that we can meet your needs when it matters most. Led by CEO Brenda Worrell and Board President Debbie McIntier, our team is here to provide personalized service tailored to each member's unique circumstances. Whether you're looking for loans or savings options, we have solutions designed with you in mind. We offer a wide range of services including ATM access for easy transactions during school hours. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 4400 Central Way, Chubbuck, ID 83202. If you have any questions or need assistance, please feel free to reach out at (208) 846-7000. Join us today and experience the Idaho Central difference! Visit our website at www.iccu.com or stop by for more information about how we can help you thrive financially.

Branch History & Mission

Welcome to Idaho Central, a credit union with a rich legacy that dates back to 1940. Our journey began with a simple vision: to provide accessible financial services to our community. Over the years, we have grown tremendously, reflecting the trust and support of our members in Meridian, ID. Today, we proudly serve over 656,539 members and manage total assets of approximately $11.7 billion. Located at 3650 N Owyhee Storm Ave, Meridian, ID 83646, our branch is conveniently situated near local schools and parks, making it easy for families and individuals alike to access our services. While members can visit us at this location, official correspondence should be sent to our mailing address at 4400 Central Way, Chubbuck, ID 83202. At Idaho Central, our mission is clear: we strive to empower our members by offering not only financial solutions but also unwavering support for their personal growth and community well-being. We believe in providing tools that help individuals achieve their dreams whether that's buying a home, starting a business, or saving for education. Our commitment extends beyond banking; we actively participate in community outreach initiatives that foster local development and enhance the quality of life for everyone in the area. As we move forward into the future, we embrace digital advancements while ensuring accessibility for all. Our online banking services are user-friendly and secure, allowing members to manage their finances with ease from anywhere. We also maintain ADA compliance standards to ensure everyone can take advantage of our services comfortably. With an ATM available at our branch location and operating during school hours, we aim to provide convenience alongside personalized service. Though we currently do not offer drive-thru banking or shared service centers at this branch, our dedicated staff is always here to assist you with your needs. Join us on this incredible journey as we continue to grow together! Experience firsthand the benefits of being part of Idaho Central by becoming a member today. For more information on membership eligibility or how to open an account, please visit our website or call us at 208-846-7000. Your future starts here!

Branch Location & Accessibility

Convenient Services

While we primarily offer ATM services at this location, you'll be pleased to know that we ensure all your essential banking transactions are just a tap away. Whether you're withdrawing cash or checking your balance, our ATM is ready for you! Although we don't have a drive-thru service here, our team is always available during school hours to assist you with any inquiries or support.

Easy Access and Parking

When you visit us, you'll find ample parking right outside our doors, making it easy to stop by for any of your banking needs. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and pathways so that everyone can feel welcome.

Operating Hours

We understand that life can be busy, especially during school hours. That's why we're open when you need us most! Our operating hours align with school schedules, ensuring that whether you're a student or a parent dropping off kids at school, you can easily fit banking into your day. If you need to reach out to us directly, feel free to call at 208-846-7000. And while members can visit us at 3650 N Owyhee Storm Ave, official correspondence should be sent to our mailing address at 4400 Central Way, Chubbuck, ID.

Visit Us Today!

At Idaho Central, we're dedicated to serving our members with kindness and efficiency. We invite you to drop by and see how we can help meet your financial goals. Whether it's for an everyday transaction or guidance on future planning, we're here for you! Come visit us soon!

Member Eligibility

At Idaho Central, we believe that becoming a member is like joining a family a community where you can thrive and feel supported. If you're looking to be part of this welcoming group, you'll find that eligibility is quite straightforward. Anyone who lives, works, worships, or goes to school in certain areas of Idaho can easily become a member. Plus, if you have family members who are already part of our community, you're also welcome to join! Being a member at Idaho Central means accessing a range of financial products and services designed just for you, along with the friendly support of our dedicated team. To get started on your journey with us, simply visit our eligibility page at this link for detailed information about the criteria. When you're ready to open your account, it's as easy as clicking on this account opening link. If you have any questions or need assistance along the way, don't hesitate to give us a call at (208) 846-7000. We can't wait to welcome you into the Idaho Central family at our branch located at 3650 N Owyhee Storm Ave Meridian Id 83646!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

In addition to loans, we offer merchant services that simplify transactions and enhance your cash flow. Imagine having a reliable system that allows you to accept payments easily, ensuring that you can focus on what you do best running your business. Visit us at 3650 N Owyhee Storm Ave Meridian Id 83646 in Meridian, ID, or call us at (208) 846-7000 to discover how we can partner with you on your journey toward success!

Comprehensive List Of Services

ATM Services

For those on the go, our ATM services are designed for convenience. You can easily access cash with basic ATM functions such as withdrawals and balance checks. Whether you're grabbing lunch or heading out for errands, knowing that there's an ATM nearby can save you time and effort.

Digital Banking Features

In addition to our physical services, we also embrace digital banking options that enhance your experience. While our primary service at this branch is through ATMs, we encourage exploring online banking features available through our website at iccu.com. These tools allow you to check balances, transfer funds, and manage your accounts from anywhere perfect for busy lifestyles. If you have questions about our services or need assistance, don't hesitate to reach out. You can contact us at 208-846-7000 during school hours. Our friendly team is here to help!

Join Us Today

Whether you're a long-time member or considering joining us for the first time, we're excited to support your financial journey. For more information about membership eligibility or to open an account, visit here or start your application here. At Idaho Central, we're not just a credit union; we're your partner in achieving financial success!

Member-Centric Approach

We recognize that each member has unique financial goals. If you're looking for a simple way to manage your funds, our ATM services provide a quick solution without the hassle of waiting in line or making special trips. This focus on ease of access reflects our dedication to serving you better, making banking less stressful.

Digital & Online Banking

Key Features

Our online banking service allows you to check balances, transfer funds, and pay bills all in one place. You can also set up electronic statements, which means you'll receive your account information securely via email instead of waiting for paper statements to arrive. Plus, with electronic signature authorization available, signing documents is as easy as clicking a button. For those who prefer banking on the go, our mobile application provides an intuitive experience right from your smartphone or tablet. You can make mobile payments quickly and securely, ensuring that your transactions are handled safely.

Simplified Transfers and Payments

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple to send funds instantly without the hassle of cash or checks. Whether you're splitting a bill or helping out someone in need, it's just a few taps away. With all these features wrapped up in a user-friendly interface, managing your finances has never been easier. Join us at Idaho Central and take advantage of our digital banking services today!

Financial Strength

A Solid Foundation

With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $940,725,170 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $81,646 in used auto loans and $10,143,248,049 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,719 full-time employees and 126 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Member Base

Total Share and Deposit Accounts stand at 1,356,709, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) total $92,938,959, further illustrating our ability to provide resources when you need them. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 3650 N Owyhee Storm Ave Meridian Id 83646 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our tailored financing options make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, our commercial loan products are designed with your success in mind. No matter what type of loan you're considering at Idaho Central be it an auto loan for a new ride or a mortgage for your dream home we're here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at 208-846-7000 or visit us at 3650 N Owyhee Storm Ave Meridian Id 83646. We're ready to help you explore the best financing solutions tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you find the right fit for your financial situation. Plus, if you're looking to refinance your existing mortgage, our team can guide you through the eligibility options available to you.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $261,654,757 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without added stress.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. Each lender listed has been vetted for compliance with these standards, providing an extra layer of trust in the information displayed.

IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans